The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   277,911 2,033 SH   SOLE   0 0 2,033
ABBOTT LABS COM 002824100   263,421 2,310 SH   SOLE   0 0 2,310
ABBVIE INC COM 00287Y109   337,972 1,711 SH   SOLE   0 0 1,711
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   288,793 817 SH   SOLE   0 0 817
ADOBE INC COM 00724F101   265,621 513 SH   SOLE   0 0 513
ADVANCED MICRO DEVICES INC COM 007903107   207,889 1,267 SH   SOLE   0 0 1,267
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,109,591 10,456 SH   SOLE   0 0 10,456
ALPHABET INC CAP STK CL A 02079K305   5,962,971 35,954 SH   SOLE   0 0 35,954
ALPHABET INC CAP STK CL C 02079K107   3,515,620 21,027 SH   SOLE   0 0 21,027
ALPS ETF TR ALERIAN MLP 00162Q452   451,977 9,590 SH   SOLE   0 0 9,590
ALPS ETF TR SECTR DIV DOGS 00162Q858   339,078 5,750 SH   SOLE   0 0 5,750
AMAZON COM INC COM 023135106   8,666,581 46,512 SH   SOLE   0 0 46,512
AMBEV SA SPONSORED ADR 02319V103   79,583 32,616 SH   SOLE   0 0 32,616
AMERICA MOVIL SAB DE CV SPON ADS RP CL B 02390A101   213,416 13,045 SH   SOLE   0 0 13,045
AMGEN INC COM 031162100   851,279 2,642 SH   SOLE   0 0 2,642
AON PLC SHS CL A G0403H108   280,598 811 SH   SOLE   0 0 811
APPLE INC COM 037833100   14,624,873 62,767 SH   SOLE   0 0 62,767
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   323,027 33,097 SH   SOLE   0 0 33,097
ASML HOLDING N V N Y REGISTRY SHS N07059210   389,128 467 SH   SOLE   0 0 467
ASTRAZENECA PLC SPONSORED ADR 046353108   489,041 6,277 SH   SOLE   0 0 6,277
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   212,442 19,598 SH   SOLE   0 0 19,598
BANCO SANTANDER S.A. ADR 05964H105   219,846 43,107 SH   SOLE   0 0 43,107
BANK AMERICA CORP COM 060505104   2,196,663 55,358 SH   SOLE   0 0 55,358
BANK NEW YORK MELLON CORP COM 064058100   2,519,986 35,068 SH   SOLE   0 0 35,068
BAXTER INTL INC COM 071813109   464,074 12,113 SH   SOLE   0 0 12,113
BERKSHIRE HATHAWAY INC DEL CL A 084670108   691,180 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,412,223 5,241 SH   SOLE   0 0 5,241
BLACKROCK INC COM 09247X101   280,429 294 SH   SOLE   0 0 294
BLACKSTONE INC COM 09260D107   1,421,837 9,284 SH   SOLE   0 0 9,284
BLADE AIR MOBILITY INC CL A COM 092667104   367,500 125,000 SH   SOLE   0 0 125,000
BOOKING HOLDINGS INC COM 09857L108   83,656,915 19,861 SH   SOLE   0 0 19,861
BROADCOM INC COM 11135F101   2,432,768 14,103 SH   SOLE   0 0 14,103
CEMEX SAB DE CV SPON ADR NEW 151290889   204,911 33,592 SH   SOLE   0 0 33,592
CHEVRON CORP NEW COM 166764100   460,071 3,124 SH   SOLE   0 0 3,124
CISCO SYS INC COM 17275R102   287,176 5,396 SH   SOLE   0 0 5,396
CLEAR SECURE INC COM CL A 18467V109   909,063 27,431 SH   SOLE   0 0 27,431
COCA COLA CO COM 191216100   313,223 4,330 SH   SOLE   0 0 4,330
COINBASE GLOBAL INC COM CL A 19260Q107   601,502 3,376 SH   SOLE   0 0 3,376
COMCAST CORP NEW CL A 20030N101   323,258 7,739 SH   SOLE   0 0 7,739
CONOCOPHILLIPS COM 20825C104   284,467 2,702 SH   SOLE   0 0 2,702
COSTCO WHSL CORP NEW COM 22160K105   542,550 612 SH   SOLE   0 0 612
CRESCENT CAP BDC INC COM 225655109   4,646,183 251,145 SH   SOLE   0 0 251,145
DANAHER CORPORATION COM 235851102   1,228,929 4,416 SH   SOLE   0 0 4,416
DBX ETF TR XTRACK USD HIGH 233051432   246,072 6,665 SH   SOLE   0 0 6,665
DELL TECHNOLOGIES INC CL C 24703L202   448,792 3,786 SH   SOLE   0 0 3,786
DIAMONDBACK ENERGY INC COM 25278X109   235,671 1,367 SH   SOLE   0 0 1,367
DIAMONDROCK HOSPITALITY CO COM 252784301   325,793 37,317 SH   SOLE   0 0 37,317
DUKE ENERGY CORP NEW COM NEW 26441C204   495,843 4,299 SH   SOLE   0 0 4,299
EATON CORP PLC SHS G29183103   202,510 611 SH   SOLE   0 0 611
ELI LILLY & CO COM 532457108   3,521,664 3,975 SH   SOLE   0 0 3,975
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   481,516 30,001 SH   SOLE   0 0 30,001
ENTERPRISE PRODS PARTNERS L COM 293792107   710,002 24,389 SH   SOLE   0 0 24,389
EXPEDIA GROUP INC COM NEW 30212P303   251,338 1,698 SH   SOLE   0 0 1,698
EXXON MOBIL CORP COM 30231G102   1,034,259 8,822 SH   SOLE   0 0 8,822
FERRARI N V COM N3167Y103   339,890 722 SH   SOLE   0 0 722
FIGS INC CL A 30260D103   87,436 12,783 SH   SOLE   0 0 12,783
FLEXSHARES TR MORNSTAR UPSTR 33939L407   1,533,840 37,184 SH   SOLE   0 0 37,184
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   250,425 2,217 SH   SOLE   0 0 2,217
GOLDMAN SACHS GROUP INC COM 38141G104   217,707 439 SH   SOLE   0 0 439
GRACO INC COM 384109104   666,564 7,617 SH   SOLE   0 0 7,617
GRAYSCALE BITCOIN MINI TR BT SHS 389930108   71,248 12,655 SH   SOLE   0 0 12,655
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   639,078 12,655 SH   SOLE   0 0 12,655
GSK PLC SPONSORED ADR 37733W204   1,331,226 32,254 SH   SOLE   0 0 32,254
HALEON PLC SPON ADS 405552100   577,005 54,536 SH   SOLE   0 0 54,536
HDFC BANK LTD SPONSORED ADS 40415F101   200,818 3,210 SH   SOLE   0 0 3,210
HIMAX TECHNOLOGIES INC SPONSORED ADR 43289P106   84,744 15,408 SH   SOLE   0 0 15,408
HOME DEPOT INC COM 437076102   4,369,677 10,784 SH   SOLE   0 0 10,784
HONEYWELL INTL INC COM 438516106   978,451 4,733 SH   SOLE   0 0 4,733
ICON PLC SHS G4705A100   226,113 787 SH   SOLE   0 0 787
INFOSYS LTD SPONSORED ADR 456788108   220,941 9,921 SH   SOLE   0 0 9,921
INTERNATIONAL BUSINESS MACHS COM 459200101   6,355,387 28,746 SH   SOLE   0 0 28,746
ISHARES INC CORE MSCI EMKT 46434G103   351,349 6,120 SH   SOLE   0 0 6,120
ISHARES INC MSCI BRAZIL ETF 464286400   1,527,026 51,781 SH   SOLE   0 0 51,781
ISHARES INC MSCI JPN ETF NEW 46434G822   1,649,793 23,061 SH   SOLE   0 0 23,061
ISHARES INC MSCI MEXICO ETF 464286822   6,829,900 127,162 SH   SOLE   0 0 127,162
ISHARES INC MSCI THAILND ETF 464286624   296,341 4,277 SH   SOLE   0 0 4,277
ISHARES TR CORE S&P TTL STK 464287150   461,277 3,672 SH   SOLE   0 0 3,672
ISHARES TR CORE S&P500 ETF 464287200   25,704,253 44,562 SH   SOLE   0 0 44,562
ISHARES TR CORE US AGGBD ET 464287226   308,671 3,048 SH   SOLE   0 0 3,048
ISHARES TR HDG MSCI EAFE 46434V803   532,186 15,025 SH   SOLE   0 0 15,025
ISHARES TR MICRO-CAP ETF 464288869   426,521 3,458 SH   SOLE   0 0 3,458
ISHARES TR MSCI EAFE ETF 464287465   803,321 9,605 SH   SOLE   0 0 9,605
ISHARES TR MSCI EMG MKT ETF 464287234   489,878 10,681 SH   SOLE   0 0 10,681
ISHARES TR MSCI EURO FL ETF 464289180   3,903,805 157,857 SH   SOLE   0 0 157,857
ISHARES TR MSCI INDIA ETF 46429B598   5,776,651 98,695 SH   SOLE   0 0 98,695
ISHARES TR RUS 1000 GRW ETF 464287614   1,110,374 2,958 SH   SOLE   0 0 2,958
ISHARES TR RUS 2000 VAL ETF 464287630   443,362 2,657 SH   SOLE   0 0 2,657
ISHARES TR S&P 500 VAL ETF 464287408   315,472 1,599 SH   SOLE   0 0 1,599
ISHARES TR SELECT DIVID ETF 464287168   861,882 6,381 SH   SOLE   0 0 6,381
JD.COM INC SPON ADS CL A 47215P106   800,280 20,007 SH   SOLE   0 0 20,007
JOHNSON & JOHNSON COM 478160104   524,750 3,238 SH   SOLE   0 0 3,238
JPMORGAN CHASE & CO. COM 46625H100   1,116,872 5,296 SH   SOLE   0 0 5,296
KB FINL GROUP INC SPONSORED ADR 48241A105   369,821 5,989 SH   SOLE   0 0 5,989
KKR & CO INC COM 48251W104   388,636 2,976 SH   SOLE   0 0 2,976
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   226,782 6,931 SH   SOLE   0 0 6,931
KRANESHARES TRUST CSI CHI INTERNET 500767306   1,064,826 31,300 SH   SOLE   0 0 31,300
KT CORP SPONSORED ADR 48268K101   185,846 11,943 SH   SOLE   0 0 11,943
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   237,498 10,335 SH   SOLE   0 0 10,335
LIBERTY BROADBAND CORP COM SER A 530307107   538,662 7,012 SH   SOLE   0 0 7,012
LINDE PLC SHS G54950103   688,067 1,442 SH   SOLE   0 0 1,442
LIVE NATION ENTERTAINMENT IN COM 538034109   1,195,959 10,923 SH   SOLE   0 0 10,923
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   210,581 67,493 SH   SOLE   0 0 67,493
LOWES COS INC COM 548661107   496,468 1,833 SH   SOLE   0 0 1,833
LULULEMON ATHLETICA INC COM 550021109   3,353,343 12,358 SH   SOLE   0 0 12,358
MANULIFE FINL CORP COM 56501R106   218,375 7,390 SH   SOLE   0 0 7,390
MASTERCARD INCORPORATED CL A 57636Q104   1,518,929 3,076 SH   SOLE   0 0 3,076
MCDONALDS CORP COM 580135101   256,093 840 SH   SOLE   0 0 840
MERCADOLIBRE INC COM 58733R102   207,665 101 SH   SOLE   0 0 101
MERCK & CO INC COM 58933Y105   426,359 3,729 SH   SOLE   0 0 3,729
META PLATFORMS INC CL A 30303M102   5,654,562 9,878 SH   SOLE   0 0 9,878
MICROSOFT CORP COM 594918104   5,599,574 13,013 SH   SOLE   0 0 13,013
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   44,713 10,697 SH   SOLE   0 0 10,697
MORGAN STANLEY COM NEW 617446448   2,757,356 26,451 SH   SOLE   0 0 26,451
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,255,399 2,786 SH   SOLE   0 0 2,786
MPLX LP COM UNIT REP LTD 55336V100   241,948 5,441 SH   SOLE   0 0 5,441
NETEASE INC SPONSORED ADS 64110W102   268,935 2,876 SH   SOLE   0 0 2,876
NETFLIX INC COM 64110L106   363,856 513 SH   SOLE   0 0 513
NEXTERA ENERGY INC COM 65339F101   427,806 5,061 SH   SOLE   0 0 5,061
NOVARTIS AG SPONSORED ADR 66987V109   215,087 1,870 SH   SOLE   0 0 1,870
NOVO-NORDISK A S ADR 670100205   511,168 4,293 SH   SOLE   0 0 4,293
NU HLDGS LTD ORD SHS CL A G6683N103   156,811 11,488 SH   SOLE   0 0 11,488
NVIDIA CORPORATION COM 67066G104   3,147,985 25,919 SH   SOLE   0 0 25,919
ONEOK INC NEW COM 682680103   633,200 6,947 SH   SOLE   0 0 6,947
ORACLE CORP COM 68389X105   399,418 2,344 SH   SOLE   0 0 2,344
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106   300,201 15,177 SH   SOLE   0 0 15,177
PARKER-HANNIFIN CORP COM 701094104   205,973 325 SH   SOLE   0 0 325
PEPSICO INC COM 713448108   467,978 2,752 SH   SOLE   0 0 2,752
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   218,972 14,799 SH   SOLE   0 0 14,799
PFIZER INC COM 717081103   1,841,298 63,624 SH   SOLE   0 0 63,624
PHILIP MORRIS INTL INC COM 718172109   624,675 5,089 SH   SOLE   0 0 5,089
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   349,803 9,251 SH   SOLE   0 0 9,251
PROCTER AND GAMBLE CO COM 742718109   441,833 2,551 SH   SOLE   0 0 2,551
PROGRESSIVE CORP COM 743315103   367,444 1,448 SH   SOLE   0 0 1,448
QUALCOMM INC COM 747525103   260,517 1,532 SH   SOLE   0 0 1,532
QURATE RETAIL INC COM SER B 74915M209   980,214 229,022 SH   SOLE   0 0 229,022
RAYMOND JAMES FINL INC COM 754730109   414,282 3,383 SH   SOLE   0 0 3,383
ROCKET COS INC COM CL A 77311W101   1,535,200 80,000 SH   SOLE   0 0 80,000
ROYAL BK CDA COM 780087102   3,306,717 26,511 SH   SOLE   0 0 26,511
RTX CORPORATION COM 75513E101   237,595 1,961 SH   SOLE   0 0 1,961
SALESFORCE INC COM 79466L302   305,359 1,114 SH   SOLE   0 0 1,114
SANOFI SPONSORED ADR 80105N105   598,372 10,383 SH   SOLE   0 0 10,383
SAP SE SPON ADR 803054204   363,124 1,585 SH   SOLE   0 0 1,585
SCHWAB CHARLES CORP COM 808513105   464,977 7,174 SH   SOLE   0 0 7,174
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   966,021 23,491 SH   SOLE   0 0 23,491
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,785,332 32,947 SH   SOLE   0 0 32,947
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,891,608 18,157 SH   SOLE   0 0 18,157
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,085,026 25,941 SH   SOLE   0 0 25,941
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,054,015 24,718 SH   SOLE   0 0 24,718
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,609,494 31,250 SH   SOLE   0 0 31,250
SCHWAB STRATEGIC TR US TIPS ETF 808524870   536,354 10,001 SH   SOLE   0 0 10,001
SEA LTD SPONSORD ADS 81141R100   262,947 2,789 SH   SOLE   0 0 2,789
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   630,084 7,800 SH   SOLE   0 0 7,800
SHELL PLC SPON ADS 780259305   438,172 6,644 SH   SOLE   0 0 6,644
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100   282,354 6,664 SH   SOLE   0 0 6,664
SIRIUSXM HOLDINGS INC COMMON STOCK 829933100   227,489 9,619 SH   SOLE   0 0 9,619
SNAP INC CL A 83304A106   954,162 89,174 SH   SOLE   0 0 89,174
SONY GROUP CORP SPONSORED ADR 835699307   416,603 4,314 SH   SOLE   0 0 4,314
SOUTHERN CO COM 842587107   308,623 3,422 SH   SOLE   0 0 3,422
SPDR S&P 500 ETF TR TR UNIT 78462F103   35,435,287 61,572 SH   SOLE   0 0 61,572
SPDR SER TR OILGAS EQUIP 78468R549   1,585,655 19,631 SH   SOLE   0 0 19,631
SPDR SER TR S&P BK ETF 78464A797   1,582,511 29,920 SH   SOLE   0 0 29,920
SPDR SER TR S&P DIVID ETF 78464A763   7,273,442 51,207 SH   SOLE   0 0 51,207
SPOTIFY TECHNOLOGY S A SHS L8681T102   208,588 566 SH   SOLE   0 0 566
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,412,191 8,107 SH   SOLE   0 0 8,107
TEGNA INC COM 87901J105   190,860 12,000 SH   SOLE   0 0 12,000
TESLA INC COM 88160R101   557,010 2,129 SH   SOLE   0 0 2,129
TEXAS INSTRS INC COM 882508104   276,597 1,339 SH   SOLE   0 0 1,339
THERMO FISHER SCIENTIFIC INC COM 883556102   251,298 406 SH   SOLE   0 0 406
T-MOBILE US INC COM 872590104   231,536 1,122 SH   SOLE   0 0 1,122
TPG INC COM CL A 872657101   287,800 5,000 SH   SOLE   0 0 5,000
UBER TECHNOLOGIES INC COM 90353T100   1,119,583 14,896 SH   SOLE   0 0 14,896
UNILEVER PLC SPON ADR NEW 904767704   464,227 7,145 SH   SOLE   0 0 7,145
UNITEDHEALTH GROUP INC COM 91324P102   777,040 1,329 SH   SOLE   0 0 1,329
VALE S A SPONSORED ADS 91912E105   167,538 14,344 SH   SOLE   0 0 14,344
VALLEY NATL BANCORP COM 919794107   11,742,054 1,280,263 SH   SOLE   0 0 1,280,263
VANECK ETF TRUST BIOTECH ETF 92189F726   1,756,208 9,900 SH   SOLE   0 0 9,900
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692   2,419,580 25,461 SH   SOLE   0 0 25,461
VANGUARD INDEX FDS GROWTH ETF 922908736   3,078,124 8,015 SH   SOLE   0 0 8,015
VANGUARD INDEX FDS MID CAP ETF 922908629   1,009,945 3,826 SH   SOLE   0 0 3,826
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   243,617 2,480 SH   SOLE   0 0 2,480
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,884,067 7,338 SH   SOLE   0 0 7,338
VANGUARD INDEX FDS SM CP VAL ETF 922908611   481,872 2,400 SH   SOLE   0 0 2,400
VANGUARD INDEX FDS SMALL CP ETF 922908751   695,474 2,922 SH   SOLE   0 0 2,922
VANGUARD INDEX FDS SML CP GRW ETF 922908595   638,506 2,388 SH   SOLE   0 0 2,388
VANGUARD INDEX FDS TOTAL STK MKT 922908769   16,504,142 58,102 SH   SOLE   0 0 58,102
VANGUARD INDEX FDS VALUE ETF 922908744   2,976,552 17,049 SH   SOLE   0 0 17,049
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   304,814 4,837 SH   SOLE   0 0 4,837
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,749,569 36,561 SH   SOLE   0 0 36,561
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   896,287 12,606 SH   SOLE   0 0 12,606
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   354,244 4,519 SH   SOLE   0 0 4,519
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   24,919,243 208,168 SH   SOLE   0 0 208,168
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   332,598 3,722 SH   SOLE   0 0 3,722
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   14,949,651 75,158 SH   SOLE   0 0 75,158
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   15,610,060 295,579 SH   SOLE   0 0 295,579
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   929,450 7,250 SH   SOLE   0 0 7,250
VANGUARD WORLD FD FINANCIALS ETF 92204A405   2,121,074 19,200 SH   SOLE   0 0 19,200
VERIZON COMMUNICATIONS INC COM 92343V104   268,307 5,974 SH   SOLE   0 0 5,974
VIATRIS INC COM 92556V106   159,772 13,761 SH   SOLE   0 0 13,761
VISA INC COM CL A 92826C839   436,346 1,587 SH   SOLE   0 0 1,587
WALMART INC COM 931142103   247,176 3,061 SH   SOLE   0 0 3,061
WEAVE COMMUNICATIONS INC COM 94724R108   180,403 14,094 SH   SOLE   0 0 14,094
WELLS FARGO CO NEW COM 949746101   2,120,635 37,539 SH   SOLE   0 0 37,539
WISDOMTREE TR US AI ENHANCED 97717W406   918,225 8,250 SH   SOLE   0 0 8,250
WORKDAY INC CL A 98138H101   274,717 1,124 SH   SOLE   0 0 1,124
ZOETIS INC CL A 98978V103   500,954 2,564 SH   SOLE   0 0 2,564