The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ROYAL DUTCH SHELL PLC SPONS ADR A ADR 780259206 274 7,850 SH   SOLE   7,850 0 0
UNILEVER N V N Y SHS NEW ADR 904784709 288 5,900 SH   SOLE   5,900 0 0
BP PLC SPONSORED ADR ADR 055622104 933 38,265 SH   SOLE   38,265 0 0
ING GROEP N.V. SPONSORED ADR ADR 456837103 88 17,000 SH   SOLE   17,000 0 0
INVESCO QQQ TRUST ETF 46090E103 215 1,128 SH   SOLE   1,128 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 3,500 27,149 SH   SOLE   27,149 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 1,217 35,663 SH   SOLE   35,663 0 0
ISHARES U.S. FINANCIALS ETF ETF 464287788 219 2,254 SH   SOLE   2,254 0 0
SPDR S&P 500 ETF ETF 78462F103 453 1,758 SH   SOLE   1,758 0 0
ISHARES TIPS BOND ETF ETF 464287176 925 7,847 SH   SOLE   7,847 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 1,708 20,821 SH   SOLE   20,821 0 0
SPDR GOLD SHARES ETF 78463V107 393 2,655 SH   SOLE   2,655 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 1,940 12,877 SH   SOLE   12,877 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 502 6,350 SH   SOLE   6,350 0 0
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300 693 16,952 SH   SOLE   16,952 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201 534 11,553 SH   SOLE   11,553 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 1,623 25,324 SH   SOLE   25,324 0 0
VANGUARD LONG-TERM CORPORATE BOND ETF ETF 92206C813 256 2,630 SH   SOLE   2,630 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 2,170 17,843 SH   SOLE   17,843 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 2,394 26,876 SH   SOLE   26,876 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 490 11,952 SH   SOLE   11,952 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648 1,670 10,559 SH   SOLE   10,559 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 621 14,384 SH   SOLE   14,384 0 0
ISHARES EDGE MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 410 3,853 SH   SOLE   3,853 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 242 1,185 SH   SOLE   1,185 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467 1,562 27,080 SH   SOLE   27,080 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 1,178 27,412 SH   SOLE   27,412 0 0
FIDELITY MSCI CONSUMER STAPLES INDEX ETF ETF 316092303 1,013 31,318 SH   SOLE   31,318 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808 708 11,295 SH   SOLE   11,295 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 266 2,761 SH   SOLE   2,761 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 2,613 15,831 SH   SOLE   15,831 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 1,251 4,841 SH   SOLE   4,841 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 1,442 17,734 SH   SOLE   17,734 0 0
VANECK VECTORS AGRIBUSINESS ETF ETF 92189F700 201 3,920 SH   SOLE   3,920 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 1,123 9,241 SH   SOLE   9,241 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 1,310 7,341 SH   SOLE   7,341 0 0
SPDR DOW JONES REIT ETF ETF 78464A607 1,210 16,760 SH   SOLE   16,760 0 0
PROSHARES S&P MIDCAP 400 DIVIDEND ARISTOCRATS ETF ETF 74347B680 741 16,444 SH   SOLE   16,444 0 0
ISHARES MSCI EAFE ETF ETF 464287465 1,663 31,104 SH   SOLE   31,104 0 0
INVESCO PREFERRED ETF ETF 46138E511 189 14,374 SH   SOLE   14,374 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 1,641 16,545 SH   SOLE   16,545 0 0
HEALTHPEAK PROPERTIES INC COM REIT 42250P103 279 11,679 SH   SOLE   11,679 0 0
HANNON ARMSTRONG SUST INFR CAP COM REIT 41068X100 245 12,014 SH   SOLE   12,014 0 0
AMAZON COM INC COM Stock 023135106 1,998 1,025 SH   SOLE   1,025 0 0
VIACOMCBS INC CL B Stock 92556H206 262 18,701 SH   SOLE   18,701 0 0
STARBUCKS CORP COM Stock 855244109 445 6,771 SH   SOLE   6,771 0 0
CHURCHILL DOWNS INC COM Stock 171484108 281 2,725 SH   SOLE   2,725 0 0
DOLLAR GEN CORP NEW COM Stock 256677105 382 2,529 SH   SOLE   2,529 0 0
JOHNSON & JOHNSON COM Stock 478160104 3,917 29,874 SH   SOLE   29,874 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 964 3,382 SH   SOLE   3,382 0 0
PROCTER & GAMBLE CO COM Stock 742718109 3,761 34,195 SH   SOLE   34,195 0 0
COCA COLA CO COM Stock 191216100 1,093 24,695 SH   SOLE   24,695 0 0
INTEL CORP COM Stock 458140100 2,219 40,996 SH   SOLE   40,996 0 0
NETFLIX INC COM Stock 64110L106 578 1,538 SH   SOLE   1,538 0 0
STOCK YDS BANCORP INC COM Stock 861025104 346 11,969 SH   SOLE   11,969 0 0
WATERS CORP COM Stock 941848103 428 2,349 SH   SOLE   2,349 0 0
MERCK & CO. INC COM Stock 58933Y105 1,089 14,150 SH   SOLE   14,150 0 0
MASTERCARD INC CL A Stock 57636Q104 411 1,700 SH   SOLE   1,700 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 560 3,938 SH   SOLE   3,938 0 0
EMERSON ELEC CO COM Stock 291011104 233 4,886 SH   SOLE   4,886 0 0
EDWARDS LIFESCIENCES CORP COM Stock 28176E108 377 2,000 SH   SOLE   2,000 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 820 15,261 SH   SOLE   15,261 0 0
SHERWIN WILLIAMS CO COM Stock 824348106 257 560 SH   SOLE   560 0 0
PEPSICO INC COM Stock 713448108 2,757 22,956 SH   SOLE   22,956 0 0
HONEYWELL INTL INC COM Stock 438516106 254 1,897 SH   SOLE   1,897 0 0
FORD MTR CO DEL COM Stock 345370860 117 24,135 SH   SOLE   24,135 0 0
US BANCORP DEL COM NEW Stock 902973304 353 10,246 SH   SOLE   10,246 0 0
HOME DEPOT INC COM Stock 437076102 1,396 7,475 SH   SOLE   7,475 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 1,184 8,666 SH   SOLE   8,666 0 0
CARROLS RESTAURANT GROUP INC COM Stock 14574X104 18 10,000 SH   SOLE   10,000 0 0
SOUTHERN CO COM Stock 842587107 538 9,936 SH   SOLE   9,936 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 953 5,214 SH   SOLE   5,214 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 488 420 SH   SOLE   420 0 0
CONSTELLATION BRANDS INC CL A Stock 21036P108 474 3,306 SH   SOLE   3,306 0 0
COMCAST CORP NEW CL A Stock 20030N101 692 20,137 SH   SOLE   20,137 0 0
MICROSOFT CORP COM Stock 594918104 3,485 22,096 SH   SOLE   22,096 0 0
CVS HEALTH CORP COM Stock 126650100 381 6,419 SH   SOLE   6,419 0 0
BOEING CO COM Stock 097023105 327 2,192 SH   SOLE   2,192 0 0
NEXTERA ENERGY INC COM Stock 65339F101 778 3,233 SH   SOLE   3,233 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 1,075 23,495 SH   SOLE   23,495 0 0
BROWN FORMAN CORP CL A Stock 115637100 1,046 20,351 SH   SOLE   20,351 0 0
LILLY ELI & CO COM Stock 532457108 357 2,570 SH   SOLE   2,570 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 284 1,421 SH   SOLE   1,421 0 0
FIRST MERCHANTS CORP COM Stock 320817109 394 14,855 SH   SOLE   14,855 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 836 10,330 SH   SOLE   10,330 0 0
SYSCO CORP COM Stock 871829107 204 4,468 SH   SOLE   4,468 0 0
BROWN FORMAN CORP CL B Stock 115637209 1,965 35,403 SH   SOLE   35,403 0 0
ALLERGAN PLC SHS Stock G0177J108 237 1,339 SH   SOLE   1,339 0 0
VISA INC COM CL A Stock 92826C839 489 3,033 SH   SOLE   3,033 0 0
FACEBOOK INC CL A Stock 30303M102 811 4,861 SH   SOLE   4,861 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105 335 12,443 SH   SOLE   12,443 0 0
OMNICOM GROUP INC COM Stock 681919106 292 5,320 SH   SOLE   5,320 0 0
KROGER CO COM Stock 501044101 263 8,748 SH   SOLE   8,748 0 0
NVIDIA CORP COM Stock 67066G104 1,378 5,227 SH   SOLE   5,227 0 0
CUMMINS INC COM Stock 231021106 203 1,500 SH   SOLE   1,500 0 0
ABBVIE INC COM Stock 00287Y109 2,114 27,747 SH   SOLE   27,747 0 0
RAYTHEON CO COM NEW Stock 755111507 441 3,366 SH   SOLE   3,366 0 0
QUALCOMM INC COM Stock 747525103 403 5,955 SH   SOLE   5,955 0 0
MCDONALDS CORP COM Stock 580135101 1,107 6,692 SH   SOLE   6,692 0 0
DOVER CORP COM Stock 260003108 372 4,430 SH   SOLE   4,430 0 0
CISCO SYS INC COM Stock 17275R102 694 17,660 SH   SOLE   17,660 0 0
AT&T INC COM Stock 00206R102 1,397 47,916 SH   SOLE   47,916 0 0
GENERAL ELECTRIC CO COM Stock 369604103 530 66,694 SH   SOLE   66,694 0 0
WELLS FARGO CO NEW COM Stock 949746101 295 10,273 SH   SOLE   10,273 0 0
UNION PAC CORP COM Stock 907818108 476 3,373 SH   SOLE   3,373 0 0
SALESFORCE COM INC COM Stock 79466L302 427 2,967 SH   SOLE   2,967 0 0
IDEXX LABS INC COM Stock 45168D104 250 1,030 SH   SOLE   1,030 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 208 732 SH   SOLE   732 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 1,945 21,607 SH   SOLE   21,607 0 0
CHEVRON CORP NEW COM Stock 166764100 1,780 24,566 SH   SOLE   24,566 0 0
TJX COS INC NEW COM Stock 872540109 1,265 26,468 SH   SOLE   26,468 0 0
BK OF AMERICA CORP COM Stock 060505104 427 20,091 SH   SOLE   20,091 0 0
WALMART INC COM Stock 931142103 693 6,095 SH   SOLE   6,095 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 923 8,317 SH   SOLE   8,317 0 0
ORACLE CORP COM Stock 68389X105 526 10,875 SH   SOLE   10,875 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 299 3,171 SH   SOLE   3,171 0 0
TARGET CORP COM Stock 87612E106 639 6,878 SH   SOLE   6,878 0 0
PFIZER INC COM Stock 717081103 1,717 52,606 SH   SOLE   52,606 0 0
3M CO COM Stock 88579Y101 854 6,253 SH   SOLE   6,253 0 0
GILEAD SCIENCES INC COM Stock 375558103 484 6,475 SH   SOLE   6,475 0 0
CATERPILLAR INC DEL COM Stock 149123101 808 6,962 SH   SOLE   6,962 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 831 715 SH   SOLE   715 0 0
AMERICAN EXPRESS CO COM Stock 025816109 248 2,902 SH   SOLE   2,902 0 0
APPLIED MATLS INC COM Stock 038222105 293 6,399 SH   SOLE   6,399 0 0
HUMANA INC COM Stock 444859102 3,064 9,758 SH   SOLE   9,758 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 426 5,832 SH   SOLE   5,832 0 0
PAPA JOHNS INTL INC COM Stock 698813102 2,757 51,654 SH   SOLE   51,654 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 511 5,342 SH   SOLE   5,342 0 0
BOX INC CL A Stock 10316T104 140 10,000 SH   SOLE   10,000 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 948 17,016 SH   SOLE   17,016 0 0
ALTRIA GROUP INC COM Stock 02209S103 267 6,915 SH   SOLE   6,915 0 0
EXXON MOBIL CORP COM Stock 30231G102 1,689 44,469 SH   SOLE   44,469 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 251 1,005 SH   SOLE   1,005 0 0
BLACKROCK INC COM Stock 09247X101 361 821 SH   SOLE   821 0 0
APPLE INC COM Stock 037833100 4,639 18,243 SH   SOLE   18,243 0 0
ABBOTT LABS COM Stock 002824100 1,634 20,708 SH   SOLE   20,708 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 1,671 17,298 SH   SOLE   17,298 0 0