The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   9,168,139 402,641 SH   SOLE   402,641 0 0
ABBOTT LABORATORIES COM 002824100   261,509 2,312 SH   SOLE   2,312 0 0
ABBVIE INC COM 00287Y109   8,545,074 48,087 SH   SOLE   48,087 0 0
ADOBE SYSTEMS INC COM 00724F101   282,373 635 SH   SOLE   635 0 0
ADVANCED MIRCO DEVICES INC COM 007903107   361,403 2,992 SH   SOLE   2,992 0 0
ALERUS FINANCIAL CORP COM 01446U103   2,907,970 151,142 SH   SOLE   151,142 0 0
ALERUS FINANCIAL CORP COM 01446U103   38,085,505 1,979,496 SH   OTR   0 0 1,979,496
ALLETE INC COM NEW 018522300   201,593 3,111 SH   SOLE   3,111 0 0
ALLSTATE CORP COM 020002101   883,365 4,582 SH   SOLE   4,582 0 0
ALPHABET INC CAP STK CL C 02079K107   222,434 1,168 SH   SOLE   1,168 0 0
ALPHABET INC COM 02079K305   23,404,908 123,639 SH   SOLE   123,639 0 0
AMAZON.COM INC COM 023135106   26,809,677 122,201 SH   SOLE   122,201 0 0
AMERICAN EXPRESS CO COM 025816109   1,030,752 3,473 SH   SOLE   3,473 0 0
CENCORA INC COM 03073E105   7,615,748 33,896 SH   SOLE   33,896 0 0
APPLE COMPUTER COM 037833100   53,356,811 213,069 SH   SOLE   213,069 0 0
APTARGROUP INC COM 038336103   3,647,880 23,220 SH   SOLE   23,220 0 0
BANK OF AMERICA COM 060505104   4,760,040 108,305 SH   SOLE   108,305 0 0
BANK NEW YORK MELLON CORP COM 064058100   1,503,259 19,566 SH   SOLE   19,566 0 0
BERKSHIRE HATHAWAY CL B NEW 084670702   11,208,256 24,727 SH   SOLE   24,727 0 0
BEST BUY INC COM 086516101   7,917,275 92,276 SH   SOLE   92,276 0 0
BLACKSTONE GROUP INC COM CL A 09260D107   320,528 1,859 SH   SOLE   1,859 0 0
BOSTON SCIENTIFIC CORP COM 101137107   8,074,538 90,400 SH   SOLE   90,400 0 0
BROADCOM INC COM 11135F101   39,337,683 169,676 SH   SOLE   169,676 0 0
BROADWIND INC COM NEW 11161T207   24,889 13,239 SH   SOLE   13,239 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   10,128,216 33,709 SH   SOLE   33,709 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   289,840 4,005 SH   SOLE   4,005 0 0
CATERPILLAR INC COM 149123101   255,382 704 SH   SOLE   704 0 0
CENTRAL GARDEN & PET CO CL A & NON-VTG 153527205   476,746 14,425 SH   SOLE   14,425 0 0
CHENIERE ENERGY INC COM NEW 16411R208   2,799,967 13,031 SH   SOLE   13,031 0 0
CHEVRON TEXACO COM 166764100   8,442,586 58,289 SH   SOLE   58,289 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   3,528,065 58,508 SH   SOLE   58,508 0 0
CISCO SYSTEMS COM 17275R102   6,890,048 116,386 SH   SOLE   116,386 0 0
CITIGROUP INC COM NEW 172967424   364,832 5,183 SH   SOLE   5,183 0 0
CLOROX CO DEL COM 189054109   9,104,043 56,056 SH   SOLE   56,056 0 0
COCA COLA COMPANY COM 191216100   1,168,433 18,767 SH   SOLE   18,767 0 0
CONSTELLATION ENERGY CORP COM 21037T109   3,975,998 17,773 SH   SOLE   17,773 0 0
COSTCO WHSL CORP COM 22160K105   733,016 800 SH   SOLE   800 0 0
DANAHER CORPORATION COM 235851102   1,008,645 4,394 SH   SOLE   4,394 0 0
DEERE & CO COM 244199105   923,667 2,180 SH   SOLE   2,180 0 0
DIGITAL RLTY TR INC COM 253868103   9,108,066 51,362 SH   SOLE   51,362 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   88,205,349 3,548,083 SH   SOLE   3,548,083 0 0
DISNEY WALT CO COM 254687106   3,578,694 32,139 SH   SOLE   32,139 0 0
DUPONT DE NEMOURS INC COM 26614N102   2,880,832 37,781 SH   SOLE   37,781 0 0
ECOLAB INC COM 278865100   1,236,038 5,275 SH   SOLE   5,275 0 0
EMERSON ELECTIC CO COM 291011104   312,551 2,522 SH   SOLE   2,522 0 0
EQUINIX INC COM 29444U700   833,516 884 SH   SOLE   884 0 0
EXPEDIA GROUP INC COM NEW 30212P303   203,100 1,090 SH   SOLE   1,090 0 0
EXXON MOBIL CORP COM COM 30231G102   14,026,493 130,394 SH   SOLE   130,394 0 0
META PLATFORMS INC CL A 30303M102   15,018,991 25,651 SH   SOLE   25,651 0 0
FIFTH THIRD BANCORP COM 316773100   9,821,346 232,293 SH   SOLE   232,293 0 0
FREEPORT-MCMORAN COPPER & GOLD CL B 35671D857   491,421 12,905 SH   SOLE   12,905 0 0
GENERAL ELECTRIC CO COM NEW 369604301   6,600,693 39,575 SH   SOLE   39,575 0 0
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103   10,002,714 385,684 SH   SOLE   385,684 0 0
HASBRO INC COM 418056107   4,823,684 86,276 SH   SOLE   86,276 0 0
HEICO CORP NEW COM 422806109   6,074,016 25,549 SH   SOLE   25,549 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109   8,360,598 391,597 SH   SOLE   391,597 0 0
HOME DEPOT INC COM 437076102   2,157,729 5,547 SH   SOLE   5,547 0 0
GLUCOTRACK INC COM SHS 45824Q606   5,168 13,855 SH   SOLE   13,855 0 0
INTERCONTINENTAL EXCHAN COM 45866F104   3,769,323 25,296 SH   SOLE   25,296 0 0
IBM COM 459200101   9,700,437 44,127 SH   SOLE   44,127 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   5,051,609 9,678 SH   SOLE   9,678 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   312,046 16,060 SH   SOLE   16,060 0 0
ISHARES TRUST DJ SEL DIV INX 464287168   433,783 3,304 SH   SOLE   3,304 0 0
ISHARES TRUST CORE S&P500 ETF 464287200   2,833,316 4,813 SH   SOLE   4,813 0 0
ISHARES TRUST CORE TOTUSBD ETF 464287226   76,515,438 789,633 SH   SOLE   789,633 0 0
ISHARES S&P 500 GROWTH ETF 464287309   2,280,770 22,464 SH   SOLE   22,464 0 0
ISHARES TR 20 YR TR BD ETF 464287432   8,511,090 97,459 SH   SOLE   97,459 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   513,836 5,558 SH   SOLE   5,558 0 0
ISHARES RUSSELL MIDCAP X FDETF 464287499   34,962,204 395,500 SH   SOLE   395,500 0 0
ISHARES TRUST CORE S&P MCP ETF 464287507   769,529 12,350 SH   SOLE   12,350 0 0
ISHARES TRUST S&P MC 400GR ETF 464287606   617,415 6,790 SH   SOLE   6,790 0 0
ISHARES TRUST RUSSELL 2000 464287655   805,399 3,645 SH   SOLE   3,645 0 0
ISHARES TR U.S. REAL ES ETF 464287739   1,461,607 15,706 SH   SOLE   15,706 0 0
ISHARES TRUST CORE S&P SCP ETF 464287804   437,490 3,797 SH   SOLE   3,797 0 0
ISHARES TRUST EAFE GRWTH ETF 464288885   513,199 5,300 SH   SOLE   5,300 0 0
ISHARES TRUST CORE MSCI TOTAL 46432F834   73,539,942 1,111,883 SH   SOLE   1,111,883 0 0
JP MORGAN CHASE & CO COM 46625H100   18,014,461 75,151 SH   SOLE   75,151 0 0
JOHNSON AND JOHNSON COM 478160104   7,836,240 54,185 SH   SOLE   54,185 0 0
KENVUE INC COM 49177J102   6,150,690 288,088 SH   SOLE   288,088 0 0
LILLY ELI & CO COM 532457108   14,976,800 19,400 SH   SOLE   19,400 0 0
LOWES COS INC COM 548661107   238,162 965 SH   SOLE   965 0 0
LULULEMON ATHLETICA INC COM 550021109   1,144,548 2,993 SH   SOLE   2,993 0 0
M & T BK CORP COM 55261F104   899,219 4,783 SH   SOLE   4,783 0 0
MARSH & MCLENNAN COS INC COM 571748102   3,540,654 16,669 SH   SOLE   16,669 0 0
MASTERCARD INCORPORATED COM 57636Q104   5,770,698 10,959 SH   SOLE   10,959 0 0
MCCORMICK & CO INC COM NON VTG 579780206   2,209,812 28,985 SH   SOLE   28,985 0 0
MERCK & CO INC COM 58933Y105   1,027,229 10,326 SH   SOLE   10,326 0 0
METLIFE INC COM 59156R108   9,239,502 112,842 SH   SOLE   112,842 0 0
MICROSOFT INC COM 594918104   47,643,190 113,032 SH   SOLE   113,032 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   1,968,833 34,330 SH   SOLE   34,330 0 0
MICRON TECHNOLOGY INC COM 595112103   3,985,220 47,353 SH   SOLE   47,353 0 0
MORGAN STANLEY COM NEW 617446448   425,440 3,384 SH   SOLE   3,384 0 0
NETFLIX INC COM 64110L106   7,774,119 8,722 SH   SOLE   8,722 0 0
NORFOLK SOUTHERN CORP COM 655844108   446,869 1,904 SH   SOLE   1,904 0 0
NIVIDIA CORP COM 67066G104   47,322,751 352,392 SH   SOLE   352,392 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   1,809,550 1,526 SH   SOLE   1,526 0 0
OKTA INCORPORATION CL A 679295105   717,080 9,100 SH   SOLE   9,100 0 0
OMNICOM GROUP INC COM 681919106   653,301 7,593 SH   SOLE   7,593 0 0
ORACLE CORP COM 68389X105   3,780,897 22,689 SH   SOLE   22,689 0 0
OXFORD SQUARE CAP CORP COM 69181V107   24,400 10,000 SH   SOLE   10,000 0 0
PALO ALTO NETWORKS INC COM 697435105   2,491,594 13,693 SH   SOLE   13,693 0 0
PARKER HANNIFEN CORPORATION COM 701094104   8,698,881 13,677 SH   SOLE   13,677 0 0
PROCTER AND GAMBLE COMP COM 742718109   7,181,128 42,834 SH   SOLE   42,834 0 0
PROGRESSIVE CORP COM 743315103   4,130,379 17,238 SH   SOLE   17,238 0 0
PRUDENTIAL FINANCIAL IN COM 744320102   261,359 2,205 SH   SOLE   2,205 0 0
QUALCOMM INC COM 747525103   438,124 2,852 SH   SOLE   2,852 0 0
RESTURANT BRANDS INTERNATIONAL INC COM 76131D103   6,276,899 96,301 SH   SOLE   96,301 0 0
ROCKWELL AUTOMATION INC COM 773903109   5,469,729 19,139 SH   SOLE   19,139 0 0
S&P GLOBAL INC COM 78409V104   6,756,171 13,566 SH   SOLE   13,566 0 0
SPDR S &P 500 ETF TR TR UNIT 78462F103   1,143,444 1,951 SH   SOLE   1,951 0 0
SELECT SECTOR SPDR EFT SBI MATERIALS 81369Y100   4,765,861 56,642 SH   SOLE   56,642 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   2,371,668 30,170 SH   SOLE   30,170 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   4,710,474 20,996 SH   SOLE   20,996 0 0
SELECT SECTOR SPDR ETF ENERGY 81369Y506   8,726,447 101,873 SH   SOLE   101,873 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   7,317,027 151,397 SH   SOLE   151,397 0 0
SELECT SECTOR SPDR ETF TECHNOLOGY 81369Y803   247,401 1,064 SH   SOLE   1,064 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   450,281 5,949 SH   SOLE   5,949 0 0
SERVICENOW INC COM 81762P102   5,161,622 4,869 SH   SOLE   4,869 0 0
SHOPIFY INC CL A 82509L107   3,204,471 30,137 SH   SOLE   30,137 0 0
SOUTHERN COMPANY COM 842587107   9,808,680 119,153 SH   SOLE   119,153 0 0
STRYKER CORPORATION COM 863667101   239,434 665 SH   SOLE   665 0 0
TAKE-2 INTERACTIVE SOFTWAR COM 874054109   9,550,434 51,882 SH   SOLE   51,882 0 0
TARGET CORP COM 87612E106   4,694,537 34,728 SH   SOLE   34,728 0 0
TESLA INC COM 88160R101   16,947,158 41,965 SH   SOLE   41,965 0 0
TEXAS INSTRUMENTS INC COM 882508104   930,988 4,965 SH   SOLE   4,965 0 0
THERMO FISHER SCIENTIFIC COM 883556102   1,242,830 2,389 SH   SOLE   2,389 0 0
3M COMPANY COM 88579Y101   5,987,195 46,380 SH   SOLE   46,380 0 0
US BANCORP DEL COM NEW 902973304   486,480 10,171 SH   SOLE   10,171 0 0
UNILEVER PLC ADR SPON ADR NEW 904767704   7,760,825 136,875 SH   SOLE   136,875 0 0
UNION PAC CORP COM 907818108   3,259,832 14,295 SH   SOLE   14,295 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,703,373 13,508 SH   SOLE   13,508 0 0
UNITED RENTALS INC COM 911363109   2,685,293 3,812 SH   SOLE   3,812 0 0
UNITEDHEALTH GROUP INC COM 91324P102   7,634,942 15,093 SH   SOLE   15,093 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C813   30,350,816 405,868 SH   SOLE   405,868 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   744,186 9,271 SH   SOLE   9,271 0 0
VANGUARD INDEX FDS S&P 500 EFT SH 922908363   141,842,811 263,252 SH   SOLE   263,252 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   696,246 2,636 SH   SOLE   2,636 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,538,639 5,705 SH   SOLE   5,705 0 0
VERIZON COMMUNICATION COM 92343V104   6,225,970 155,688 SH   SOLE   155,688 0 0
VERTIV HOLDINGS CO COM CL A 92537N108   4,949,315 43,564 SH   SOLE   43,564 0 0
VISA INC COM CL A 92826C839   4,283,916 13,555 SH   SOLE   13,555 0 0
VISTRA CORP COM 92840M102   4,496,352 32,613 SH   SOLE   32,613 0 0
WALMART INC COM 931142103   6,392,271 70,750 SH   SOLE   70,750 0 0
WATSCO INC COM 942622200   5,059,711 10,677 SH   SOLE   10,677 0 0
WELLS FARGO & CO NEW CO COM 949746101   6,916,180 98,465 SH   SOLE   98,465 0 0
WESCO INTL INC COM 95082P105   776,678 4,292 SH   SOLE   4,292 0 0
WESTERN DIGITAL CORPORATION DEL COM 958102105   4,447,330 74,582 SH   SOLE   74,582 0 0
WRAP TECHNOLOGIES INC COM 98212N107   207,251 97,760 SH   SOLE   97,760 0 0
ZOETIS INC CLA 98978V103   4,079,292 25,037 SH   SOLE   25,037 0 0
ARCH CAP GROUP LTD ORD G0450A105   3,389,261 36,700 SH   SOLE   36,700 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   948,778 2,697 SH   SOLE   2,697 0 0
EATON CORP PLC SHS G29183103   18,009,240 54,266 SH   SOLE   54,266 0 0
LINDE PLC COM G54950103   2,452,144 5,857 SH   SOLE   5,857 0 0
MEDTRONIC HLDG PLC SHS G5960L103   2,712,732 33,960 SH   SOLE   33,960 0 0
SEAGATE TECHNOLOGY HOLDINGS PL ORD SHS G7997R103   4,934,689 57,174 SH   SOLE   57,174 0 0
BUNGE GLOBAL SA COM SHS H11356104   247,977 3,189 SH   SOLE   3,189 0 0
CHUBB LIMITED COM H1467J104   421,361 1,525 SH   SOLE   1,525 0 0
CYBERARK SOFTWARE LTD SHS M2682V108   2,650,215 7,955 SH   SOLE   7,955 0 0