The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 273,136 776 SH   SOLE   0 0 776
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 516,472 3,233 SH   SOLE   0 0 3,233
AGNICO EAGLE MINES LTD COM 008474108 BBG001S77MK3 491,100 6,000 SH   SOLE   0 0 6,000
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,076,378 6,446 SH   SOLE   0 0 6,446
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 739,077 4,388 SH   SOLE   0 0 4,388
AMAZON COM INC COM 023135106 BBG001S5PQL7 4,619,549 24,953 SH   SOLE   0 0 24,953
AMGEN INC COM 031162100 BBG001S5NNL6 214,935 671 SH   SOLE   0 0 671
APPLE INC COM 037833100 BBG001S5N8V8 23,561,297 104,157 SH   SOLE   0 0 104,157
APPLOVIN CORP COM CL A 03831W108 BBG006HFPX86 1,331,324 10,190 SH   SOLE   0 0 10,190
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 3,773,633 8,250 SH   SOLE   0 0 8,250
BLACKSTONE INC COM 09260D107 BBG001S7H949 462,759 3,047 SH   SOLE   0 0 3,047
BOEING CO COM 097023105 BBG001S5P0V3 219,455 1,423 SH   SOLE   0 0 1,423
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 201,054 49 SH   SOLE   0 0 49
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 411,276 4,888 SH   SOLE   0 0 4,888
BROADCOM INC COM 11135F101 BBG00KHY5SY8 659,162 3,936 SH   SOLE   0 0 3,936
BROWN FORMAN CORP CL B 115637209 BBG001S5P4H1 357,711 7,339 SH   SOLE   0 0 7,339
COCA COLA CO COM 191216100 BBG001S5SMQ8 302,781 4,222 SH   SOLE   0 0 4,222
CORMEDIX INC COM 21900C308 BBG001T6FWS5 303,750 37,500 SH   SOLE   0 0 37,500
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 386,957 441 SH   SOLE   0 0 441
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 201,802 735 SH   SOLE   0 0 735
DISNEY WALT CO COM 254687106 BBG001S5QHF3 255,095 2,712 SH   SOLE   0 0 2,712
EATON CORP PLC SHS G29183103 BBG001S5QZ45 979,137 2,989 SH   SOLE   0 0 2,989
ELI LILLY & CO COM 532457108 BBG001S5STL8 364,406 412 SH   SOLE   0 0 412
ESSENTIAL UTILS INC COM 29670G102 BBG001S5VFD3 330,693 8,628 SH   SOLE   0 0 8,628
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 616,560 5,141 SH   SOLE   0 0 5,141
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301 BBG00J3TCQF4 2,579,979 52,152 SH   SOLE   0 0 52,152
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 BBG00MFP1CK9 412,044 20,571 SH   SOLE   0 0 20,571
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 BBG001SQ1882 922,686 10,164 SH   SOLE   0 0 10,164
FIRST TR EXCHANGE-TRADED FD MANAGD MUN ETF 33739N108 BBG006H1W526 1,334,916 25,632 SH   SOLE   0 0 25,632
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 BBG005SW6WS0 8,437,813 143,622 SH   SOLE   0 0 143,622
FIRST TR EXCHANGE-TRADED FD ULTRA SHT DUR MU 33740J104 BBG00MFP1JH8 1,208,377 59,999 SH   SOLE   0 0 59,999
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 800,215 17,634 SH   SOLE   0 0 17,634
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888 BBG00L2NXWJ3 5,957,666 236,885 SH   SOLE   0 0 236,885
FISERV INC COM 337738108 BBG001S5R6Q4 235,703 1,300 SH   SOLE   0 0 1,300
GLOBAL X FDS US INFR DEV ETF 37954Y673 BBG00G5CR9C0 315,903 7,712 SH   SOLE   0 0 7,712
HOME DEPOT INC COM 437076102 BBG001S5RTW7 947,348 2,316 SH   SOLE   0 0 2,316
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 595,539 14,723 SH   SOLE   0 0 14,723
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 BBG001SPSDJ2 1,630,615 39,684 SH   SOLE   0 0 39,684
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 834,427 4,682 SH   SOLE   0 0 4,682
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 3,443,548 7,155 SH   SOLE   0 0 7,155
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 BBG01KYQ6QS5 353,373 10,059 SH   SOLE   0 0 10,059
ISHARES INC MSCI EQUAL WEITE 464286681 BBG001T8MYT8 658,566 6,921 SH   SOLE   0 0 6,921
ISHARES INC MSCI GBL MIN VOL 464286525 BBG0025X39Q6 3,819,828 33,317 SH   SOLE   0 0 33,317
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 2,238,441 35,815 SH   SOLE   0 0 35,815
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 2,213,254 18,726 SH   SOLE   0 0 18,726
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 390,315 5,042 SH   SOLE   0 0 5,042
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 394,656 5,453 SH   SOLE   0 0 5,453
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 2,901,873 23,312 SH   SOLE   0 0 23,312
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 1,201,390 9,244 SH   SOLE   0 0 9,244
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 5,569,246 9,747 SH   SOLE   0 0 9,747
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 489,817 4,839 SH   SOLE   0 0 4,839
ISHARES TR ISHARES SEMICDTR 464287523 BBG001SJ8F58 666,158 2,972 SH   SOLE   0 0 2,972
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 207,289 1,745 SH   SOLE   0 0 1,745
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 735,739 3,649 SH   SOLE   0 0 3,649
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 8,789,438 49,340 SH   SOLE   0 0 49,340
ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMS3 412,532 8,184 SH   SOLE   0 0 8,184
ISHARES TR U S EQUITY FACTR 46434V282 BBG008LNYFB5 1,712,450 29,398 SH   SOLE   0 0 29,398
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 967,552 5,973 SH   SOLE   0 0 5,973
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 724,374 3,499 SH   SOLE   0 0 3,499
LINCOLN NATL CORP IND COM 534187109 BBG001S5STV7 229,772 7,436 SH   SOLE   0 0 7,436
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 377,299 760 SH   SOLE   0 0 760
MERCK & CO INC COM 58933Y105 BBG001S5TC52 264,157 2,302 SH   SOLE   0 0 2,302
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 996,876 1,729 SH   SOLE   0 0 1,729
MICROSOFT CORP COM 594918104 BBG001S5TD05 8,532,588 20,282 SH   SOLE   0 0 20,282
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 564,349 6,618 SH   SOLE   0 0 6,618
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 4,798,502 41,013 SH   SOLE   0 0 41,013
ORACLE CORP COM 68389X105 BBG001S5SJG6 377,431 2,258 SH   SOLE   0 0 2,258
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 509,152 8,815 SH   SOLE   0 0 8,815
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 2,038,305 6,190 SH   SOLE   0 0 6,190
PEPSICO INC COM 713448108 BBG001S695T1 474,284 2,767 SH   SOLE   0 0 2,767
PIMCO ETF TR MULTISECTOR BD 72201R585 BBG01GZGT490 552,538 20,811 SH   SOLE   0 0 20,811
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 780,843 4,513 SH   SOLE   0 0 4,513
QUALCOMM INC COM 747525103 BBG001S6VS70 216,045 1,303 SH   SOLE   0 0 1,303
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 1,179,017 2,302 SH   SOLE   0 0 2,302
SALESFORCE INC COM 79466L302 BBG001SDLP09 325,168 1,200 SH   SOLE   0 0 1,200
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789 BBG0051GPYJ9 979,789 13,999 SH   SOLE   0 0 13,999
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 21,225,913 322,191 SH   SOLE   0 0 322,191
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 12,874,221 152,394 SH   SOLE   0 0 152,394
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 5,200,341 9,146 SH   SOLE   0 0 9,146
TESLA INC COM 88160R101 BBG001SQKGD7 467,016 1,810 SH   SOLE   0 0 1,810
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 409,702 1,177 SH   SOLE   0 0 1,177
TOPBUILD CORP COM 89055F103 BBG0077VS2G6 326,765 803 SH   SOLE   0 0 803
UNITED RENTALS INC COM 911363109 BBG001SBGZ25 805,176 998 SH   SOLE   0 0 998
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 435,285 746 SH   SOLE   0 0 746
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 BBG00ZXBYMT4 584,691 11,750 SH   SOLE   0 0 11,750
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 1,238,746 6,889 SH   SOLE   0 0 6,889
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 4,590,093 12,118 SH   SOLE   0 0 12,118
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 977,095 3,744 SH   SOLE   0 0 3,744
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 6,258,921 11,973 SH   SOLE   0 0 11,973
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 72,894,967 259,801 SH   SOLE   0 0 259,801
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 544,839 3,129 SH   SOLE   0 0 3,129
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 833,902 13,266 SH   SOLE   0 0 13,266
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 BBG01KG1P4G1 410,565 5,181 SH   SOLE   0 0 5,181
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,656,179 32,385 SH   SOLE   0 0 32,385
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 3,483,053 17,686 SH   SOLE   0 0 17,686
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 5,453,443 84,458 SH   SOLE   0 0 84,458
VANGUARD WELLINGTON FD US MOMENTUM 921935508 BBG00K26BG83 292,627 1,835 SH   SOLE   0 0 1,835
VANGUARD WELLINGTON FD US QUALITY 921935706 BBG00K269NN4 597,088 4,215 SH   SOLE   0 0 4,215
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 26,354,435 206,023 SH   SOLE   0 0 206,023
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 898,712 12,293 SH   SOLE   0 0 12,293
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 BBG001SHVR32 388,404 1,385 SH   SOLE   0 0 1,385
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 393,610 688 SH   SOLE   0 0 688
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 310,892 981 SH   SOLE   0 0 981
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 236,493 5,231 SH   SOLE   0 0 5,231
VISA INC COM CL A 92826C839 BBG001SRCFY3 287,395 1,035 SH   SOLE   0 0 1,035
VOLATILITY SHS TR 2X BITCOIN STRAT 92864M301 BBG01GXLYNB0 201,900 7,500 SH   SOLE   0 0 7,500
VULCAN MATLS CO COM 929160109 BBG001S5X8R2 817,190 3,302 SH   SOLE   0 0 3,302
WALMART INC COM 931142103 BBG001S5XH92 348,811 4,292 SH   SOLE   0 0 4,292
WISDOMTREE TR US HIGH DIVIDEND 97717W208 BBG001SHKNX0 470,294 5,027 SH   SOLE   0 0 5,027
YUM BRANDS INC COM 988498101 BBG001S7JQ30 200,254 1,438 SH   SOLE   0 0 1,438