The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR PORTFOLIO INTRMD 78464A375 12,247 335,077 SH   SOLE   0 0 335,077
DISNEY WALT CO COM DISNEY 254687106 821 7,261 SH   SOLE   0 0 7,261
SPDR S&P 500 ETF TR TR UNIT 78462F103 699 2,251 SH   SOLE   0 0 2,251
PFIZER INC COM 717081103 21,759 644,916 SH   SOLE   0 0 644,916
AMYRIS INC COM NEW 03236M200 72 15,936 SH   SOLE   0 0 15,936
SPDR SER TR BLMBRG BRC CNVRT 78464A359 51,855 851,059 SH   SOLE   0 0 851,059
ACTIVISION BLIZZARD INC COM 00507V109 25,284 324,023 SH   SOLE   0 0 324,023
DISCOVER FINL SVCS COM 254709108 2,240 46,461 SH   SOLE   0 0 46,461
GENERAL ELECTRIC CO COM 369604103 83 12,381 SH   SOLE   0 0 12,381
ISHARES TR EXPND TEC SC ETF 464287549 389 1,375 SH   SOLE   0 0 1,375
MASTERCARD INCORPORATED CL A 57636Q104 21,163 70,270 SH   SOLE   0 0 70,270
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 10,338 176,153 SH   SOLE   0 0 176,153
ISHARES TR TIPS BD ETF 464287176 14,737 119,737 SH   SOLE   0 0 119,737
PEPSICO INC COM 713448108 227 1,714 SH   SOLE   0 0 1,714
AMERICAN EXPRESS CO COM 025816109 21,186 225,260 SH   SOLE   0 0 225,260
ADOBE INC COM 00724F101 450 1,023 SH   SOLE   0 0 1,023
EXELIXIS INC COM 30161Q104 235 10,000 SH   SOLE   0 0 10,000
COSTCO WHSL CORP NEW COM 22160K105 382 1,253 SH   SOLE   0 0 1,253
PULTE GROUP INC COM 745867101 20,881 633,146 SH   SOLE   0 0 633,146
CVS HEALTH CORP COM 126650100 4,431 68,630 SH   SOLE   0 0 68,630
NEXTERA ENERGY INC COM 65339F101 22,995 93,376 SH   SOLE   0 0 93,376
INVESCO EXCHANGE-TRADED FD T SR LN ETF 46138G508 51,384 2,399,989 SH   SOLE   0 0 2,399,989
NOVARTIS AG SPONSORED ADR 66987V109 3,258 37,090 SH   SOLE   0 0 37,090
AT&T INC COM 00206R102 806 26,964 SH   SOLE   0 0 26,964
APPLE INC COM 037833100 45,248 124,269 SH   SOLE   0 0 124,269
TARGET CORP COM 87612E106 27,668 232,586 SH   SOLE   0 0 232,586
HUNTINGTON BANCSHARES INC COM 446150104 119 13,839 SH   SOLE   0 0 13,839
AMAZON COM INC COM 023135106 6,883 2,391 SH   SOLE   0 0 2,391
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 21,522 100,292 SH   SOLE   0 0 100,292
PENUMBRA INC COM 70975L107 1,087 5,868 SH   SOLE   0 0 5,868
TERADYNE INC COM 880770102 7,259 87,547 SH   SOLE   0 0 87,547
PROCTER AND GAMBLE CO COM 742718109 416 3,463 SH   SOLE   0 0 3,463
EDWARDS LIFESCIENCES CORP COM 28176E108 266 3,849 SH   SOLE   0 0 3,849
BOEING CO COM 097023105 1,463 8,111 SH   SOLE   0 0 8,111
ISHARES TR EAFE SML CP ETF 464288273 12,261 227,431 SH   SOLE   0 0 227,431
JOHNSON CTLS INTL PLC SHS G51502105 22,741 671,020 SH   SOLE   0 0 671,020
IHS MARKIT LTD SHS G47567105 25,652 338,234 SH   SOLE   0 0 338,234
NIKE INC CL B 654106103 23,278 238,999 SH   SOLE   0 0 238,999
WALMART INC COM 931142103 26,796 223,882 SH   SOLE   0 0 223,882
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 3,398 59,808 SH   SOLE   0 0 59,808
ISHARES TR MSCI KLD400 SOC 464288570 212 1,781 SH   SOLE   0 0 1,781
ISHARES TR JPMORGAN USD EMG 464288281 5,283 48,403 SH   SOLE   0 0 48,403
INTEL CORP COM 458140100 424 7,207 SH   SOLE   0 0 7,207
CINTAS CORP COM 172908105 24,812 92,591 SH   SOLE   0 0 92,591
ISHARES TR CORE S&P SCP ETF 464287804 13,036 193,676 SH   SOLE   0 0 193,676
JPMORGAN CHASE & CO COM 46625H100 21,834 234,125 SH   SOLE   0 0 234,125
CISCO SYS INC COM 17275R102 575 12,487 SH   SOLE   0 0 12,487
BRISTOL-MYERS SQUIBB CO COM 110122108 262 4,405 SH   SOLE   0 0 4,405
EXXON MOBIL CORP COM 30231G102 496 11,337 SH   SOLE   0 0 11,337
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 307 1,420 SH   SOLE   0 0 1,420
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 23,157 483,952 SH   SOLE   0 0 483,952
ABBVIE INC COM 00287Y109 637 6,426 SH   SOLE   0 0 6,426
CHEVRON CORP NEW COM 166764100 722 8,241 SH   SOLE   0 0 8,241
KIRKLAND LAKE GOLD LTD COM 49741E100 291 7,000 SH   SOLE   0 0 7,000
DTE ENERGY CO COM 233331107 733 6,667 SH   SOLE   0 0 6,667
BROADCOM INC COM 11135F101 23,759 75,971 SH   SOLE   0 0 75,971
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 562 3,160 SH   SOLE   0 0 3,160
ISHARES INC CORE MSCI EMKT 46434G103 1,463 30,340 SH   SOLE   0 0 30,340
ISHARES TR GRWT ALLOCAT ETF 464289867 2,520 54,240 SH   SOLE   0 0 54,240
KIMBERLY CLARK CORP COM 494368103 225 1,583 SH   SOLE   0 0 1,583
POLARIS INC COM 731068102 273 3,000 SH   SOLE   0 0 3,000
PROSHARES TR II ULTRA SILVER NEW 74347W353 304 10,625 SH   SOLE   0 0 10,625
COOPER COS INC COM NEW 216648402 1,677 5,832 SH   SOLE   0 0 5,832
VISA INC COM CL A 92826C839 1,157 5,968 SH   SOLE   0 0 5,968
ISHARES TR 3 7 YR TREAS BD 464288661 13,873 103,974 SH   SOLE   0 0 103,974
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 345 2,707 SH   SOLE   0 0 2,707
NXP SEMICONDUCTORS N V COM N6596X109 3,093 27,634 SH   SOLE   0 0 27,634
ISHARES TR IBOXX INV CP ETF 464287242 56,166 416,907 SH   SOLE   0 0 416,907
ELECTRONIC ARTS INC COM 285512109 482 3,566 SH   SOLE   0 0 3,566
LAS VEGAS SANDS CORP COM 517834107 211 4,677 SH   SOLE   0 0 4,677
AUTOMATIC DATA PROCESSING IN COM 053015103 1,872 12,557 SH   SOLE   0 0 12,557
VIACOMCBS INC CL B 92556H206 25,826 1,094,328 SH   SOLE   0 0 1,094,328
FACEBOOK INC CL A 30303M102 2,814 11,847 SH   SOLE   0 0 11,847
ISHARES TR RUS MDCP VAL ETF 464287473 10,462 137,296 SH   SOLE   0 0 137,296
LILLY ELI & CO COM 532457108 225 1,377 SH   SOLE   0 0 1,377
VANGUARD INDEX FDS TOTAL STK MKT 922908769 600 3,808 SH   SOLE   0 0 3,808
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 3,038 74,343 SH   SOLE   0 0 74,343
CITIGROUP INC COM NEW 172967424 4,494 89,258 SH   SOLE   0 0 89,258
SALESFORCE COM INC COM 79466L302 275 1,434 SH   SOLE   0 0 1,434
ISHARES TR IBOXX HI YD ETF 464288513 13,297 163,089 SH   SOLE   0 0 163,089
HOME DEPOT INC COM 437076102 1,462 5,894 SH   SOLE   0 0 5,894
YAMANA GOLD INC COM 98462Y100 82 15,300 SH   SOLE   0 0 15,300
ISHARES TR CORE US AGGBD ET 464287226 13,724 116,259 SH   SOLE   0 0 116,259
METLIFE INC COM 59156R108 4,355 122,652 SH   SOLE   0 0 122,652
ADVANCED MICRO DEVICES INC COM 007903107 3,676 69,909 SH   SOLE   0 0 69,909
SKYWORKS SOLUTIONS INC COM 83088M102 9,335 74,173 SH   SOLE   0 0 74,173
ISHARES TR AGGRES ALLOC ETF 464289859 2,661 48,385 SH   SOLE   0 0 48,385
COCA COLA CO COM 191216100 312 6,962 SH   SOLE   0 0 6,962
NETFLIX INC COM 64110L106 4,644 9,563 SH   SOLE   0 0 9,563
INVESCO QQQ TR UNIT SER 1 46090E103 4,480 17,885 SH   SOLE   0 0 17,885
SPDR SER TR SPDR BLOOMBERG 78468R663 378 4,130 SH   SOLE   0 0 4,130
ISHARES INC MIN VOL EMRG MKT 464286533 1,448 27,548 SH   SOLE   0 0 27,548
LOCKHEED MARTIN CORP COM 539830109 310 859 SH   SOLE   0 0 859
ISHARES TR INTRM TR CRP ETF 464288638 56,287 933,456 SH   SOLE   0 0 933,456
AMGEN INC COM 031162100 244 955 SH   SOLE   0 0 955
NVIDIA CORPORATION COM 67066G104 387 1,015 SH   SOLE   0 0 1,015
YUM BRANDS INC COM 988498101 19,080 220,707 SH   SOLE   0 0 220,707
TESLA INC COM 88160R101 1,872 1,672 SH   SOLE   0 0 1,672
VERIZON COMMUNICATIONS INC COM 92343V104 579 10,586 SH   SOLE   0 0 10,586
CSX CORP COM 126408103 3,528 51,697 SH   SOLE   0 0 51,697
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 779 2,730 SH   SOLE   0 0 2,730
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 212 2,573 SH   SOLE   0 0 2,573
ISHARES TR S&P 500 GRWT ETF 464287309 4,044 19,283 SH   SOLE   0 0 19,283
RAYTHEON TECHNOLOGIES CORP COM 75513E101 4,369 70,909 SH   SOLE   0 0 70,909
ISHARES TR MSCI ACWI ETF 464288257 1,545 20,801 SH   SOLE   0 0 20,801
ISHARES TR MSCI EMG MKT ETF 464287234 11,332 280,211 SH   SOLE   0 0 280,211
STARBUCKS CORP COM 855244109 19,226 259,709 SH   SOLE   0 0 259,709
MICROSOFT CORP COM 594918104 30,383 148,428 SH   SOLE   0 0 148,428
ISHARES TR CORE S&P MCP ETF 464287507 1,832 10,380 SH   SOLE   0 0 10,380
ISHARES TR RUS 1000 GRW ETF 464287614 25,028 128,585 SH   SOLE   0 0 128,585
ISHARES TR S&P 500 VAL ETF 464287408 24,881 229,977 SH   SOLE   0 0 229,977
SPDR GOLD TR GOLD SHS 78463V107 206 1,235 SH   SOLE   0 0 1,235
ANTHEM INC COM 036752103 4,398 16,370 SH   SOLE   0 0 16,370
MCDONALDS CORP COM 580135101 433 2,344 SH   SOLE   0 0 2,344
DICKS SPORTING GOODS INC COM 253393102 6,827 168,118 SH   SOLE   0 0 168,118
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 12,011 119,105 SH   SOLE   0 0 119,105
SPDR SER TR BLOMBERG INTL TR 78464A516 5,124 177,805 SH   SOLE   0 0 177,805
ALPHABET INC CAP STK CL A 02079K305 4,528 3,140 SH   SOLE   0 0 3,140
CNA FINL CORP COM 126117100 607 19,221 SH   SOLE   0 0 19,221
GOLDMAN SACHS GROUP INC COM 38141G104 23,316 118,016 SH   SOLE   0 0 118,016
JABIL INC COM 466313103 5,829 187,791 SH   SOLE   0 0 187,791
ISHARES TR MBS ETF 464288588 7,442 67,318 SH   SOLE   0 0 67,318
APPLIED MATLS INC COM 038222105 25,434 426,167 SH   SOLE   0 0 426,167
HALLIBURTON CO COM 406216101 153 12,300 SH   SOLE   0 0 12,300
CLOROX CO DEL COM 189054109 25,728 117,174 SH   SOLE   0 0 117,174
DOCUSIGN INC COM 256163106 4,449 24,860 SH   SOLE   0 0 24,860
ISHARES TR EAFE VALUE ETF 464288877 1,475 36,868 SH   SOLE   0 0 36,868
NEWMONT CORP COM 651639106 4,510 73,497 SH   SOLE   0 0 73,497
ALPHABET INC CAP STK CL C 02079K107 1,235 859 SH   SOLE   0 0 859
MEDICAL PPTYS TRUST INC COM 58463J304 25,718 1,330,453 SH   SOLE   0 0 1,330,453
ISHARES TR RUS MD CP GR ETF 464287481 27,306 170,993 SH   SOLE   0 0 170,993
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 310 7,717 SH   SOLE   0 0 7,717
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 7,808 76,832 SH   SOLE   0 0 76,832
FORD MTR CO DEL COM 345370860 74 12,357 SH   SOLE   0 0 12,357
ISHARES TR USA QUALITY FCTR 46432F339 13,162 136,494 SH   SOLE   0 0 136,494
DEXCOM INC COM 252131107 297 741 SH   SOLE   0 0 741
ISHARES TR MODERT ALLOC ETF 464289875 256 6,393 SH   SOLE   0 0 6,393
AMERICAN AIRLS GROUP INC COM 02376R102 129 10,092 SH   SOLE   0 0 10,092
LAM RESEARCH CORP COM 512807108 442 1,393 SH   SOLE   0 0 1,393
THERMO FISHER SCIENTIFIC INC COM 883556102 7,023 19,522 SH   SOLE   0 0 19,522
KRAFT HEINZ CO COM 500754106 4,747 149,899 SH   SOLE   0 0 149,899
DARDEN RESTAURANTS INC COM 237194105 7,928 104,159 SH   SOLE   0 0 104,159
JOHNSON & JOHNSON COM 478160104 529 3,770 SH   SOLE   0 0 3,770
S&P GLOBAL INC COM 78409V104 1,540 4,605 SH   SOLE   0 0 4,605
SEAGATE TECHNOLOGY PLC SHS G7945M107 5,403 114,223 SH   SOLE   0 0 114,223