The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES S&P 500 INDEX ETF 464287200   185,424,936 321,461 SH   SOLE   0 0 321,461
ISHARES CORE MSCI EAFE ETF 46432F842   93,516,300 1,198,159 SH   SOLE   0 0 1,198,159
ISHARES CORE S&P MID CAP ETF ETF 464287507   79,553,685 1,276,535 SH   SOLE   0 0 1,276,535
ISHARES S&P SMALLCAP 600 ETF ETF 464287804   58,609,543 501,108 SH   SOLE   0 0 501,108
ISHARES AGGREGATE BOND ETF ETF 464287226   40,792,426 402,809 SH   SOLE   0 0 402,809
MICROSOFT COM 594918104   36,360,633 84,501 SH   SOLE   0 0 84,501
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   35,767,377 199,639 SH   SOLE   0 0 199,639
FIDELITY TOTAL BOND ETF ETF 316188309   33,350,552 713,533 SH   SOLE   0 0 713,533
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   30,658,440 579,993 SH   SOLE   0 0 579,993
ISHARES TR S&P 100 INDEX FUND ETF 464287101   29,579,251 106,877 SH   SOLE   0 0 106,877
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103   26,003,524 452,944 SH   SOLE   0 0 452,944
VANGUARD S&P 500 ETF ETF 922908363   25,811,980 48,917 SH   SOLE   0 0 48,917
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414   20,734,129 190,869 SH   SOLE   0 0 190,869
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   20,620,803 328,933 SH   SOLE   0 0 328,933
FID MSCI INFO TECHNOLOGY INDEX ETF ETF 316092808   19,296,908 110,584 SH   SOLE   0 0 110,584
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   17,556,964 211,683 SH   SOLE   0 0 211,683
FIDELITY MSCI FINANCIALS INDEX ETF ETF 316092501   17,355,486 271,794 SH   SOLE   0 0 271,794
INVESCO QQQ TRUST ETF 46090E103   17,317,424 35,481 SH   SOLE   0 0 35,481
BHP GROUP LTD SPONSORED ADS ADR 088606108   17,014,580 273,943 SH   SOLE   0 0 273,943
APPLE INC COM 037833100   13,445,999 57,708 SH   SOLE   0 0 57,708
PIMCO ACTIVE BD ETF ETF 72201R775   12,481,529 131,926 SH   SOLE   0 0 131,926
ISHARES GOLD TRUST ETF ETF 464285204   11,571,253 232,822 SH   SOLE   0 0 232,822
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600   11,520,359 158,247 SH   SOLE   0 0 158,247
SPDR DOUBLELINE TOT RETURN TACT ETF ETF 78467V848   11,376,769 274,801 SH   SOLE   0 0 274,801
VANGUARD LONG-TERM TREASURY INDX FD ETF 92206C847   9,641,090 156,664 SH   SOLE   0 0 156,664
COLGATE PALMOLIVE CO COM COM 194162103   8,472,223 81,613 SH   SOLE   0 0 81,613
FIRST TR TCW UNCONSTRAINED PLUS BD ETF 33740F888   7,935,682 315,785 SH   SOLE   0 0 315,785
VANGUARD GROWTH ETF ETF 922908736   7,848,874 20,444 SH   SOLE   0 0 20,444
CAPITAL GROUP US MULTI-SECTOR INCM ETF 14020Y300   7,625,983 273,922 SH   SOLE   0 0 273,922
VANGUARD VALUE ETF ETF 922908744   6,905,373 39,556 SH   SOLE   0 0 39,556
ISHARES S&P 500 VALUE ETF ETF 464287408   6,677,134 33,865 SH   SOLE   0 0 33,865
ISHARES MSCI INTL QUALITY FACTR ETF ETF 46434V456   6,213,559 149,760 SH   SOLE   0 0 149,760
VANGUARD EXTENDED MARKET ETF ETF 922908652   5,720,560 31,433 SH   SOLE   0 0 31,433
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332   5,633,875 94,671 SH   SOLE   0 0 94,671
NYLI MACKAY MUNI INTERMEDIATE ETF ETF 45409F827   5,075,800 206,333 SH   SOLE   0 0 206,333
GOOGLE INC COM 02079K305   5,050,523 30,452 SH   SOLE   0 0 30,452
SPDR PORT DEVELOPED WORLD EX-US ETF ETF 78463X889   4,738,371 126,155 SH   SOLE   0 0 126,155
NVIDIA CORPORATION COM COM 67066G104   4,701,893 38,718 SH   SOLE   0 0 38,718
NUVEEN ESG LARGE-CAP VALUE ETF ETF 67092P300   3,966,221 95,068 SH   SOLE   0 0 95,068
VANGUARD TOTAL STK MKT ETF 922908769   3,875,839 13,688 SH   SOLE   0 0 13,688
ISHR JPMORG USD EMERG MARKTS BD ETF ETF 464288281   3,867,860 41,332 SH   SOLE   0 0 41,332
AMAZON.COM INC COM 023135106   3,615,547 19,404 SH   SOLE   0 0 19,404
JPMORGAN MUNICIPAL ETF ETF 46641Q647   3,513,789 68,535 SH   SOLE   0 0 68,535
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   3,504,592 68,556 SH   SOLE   0 0 68,556
ACCESS TREASURY 0-1 YEAR ETF ETF 381430529   3,240,187 32,308 SH   SOLE   0 0 32,308
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854   3,213,376 47,599 SH   SOLE   0 0 47,599
ISH DOW JONES US HOME CONST ETF ETF 464288752   3,151,480 24,795 SH   SOLE   0 0 24,795
SPDR S&P CAPITAL MARKETS ETF ETF 78464A771   3,119,039 24,976 SH   SOLE   0 0 24,976
KBW INSURANCE ETF 78464A789   3,091,670 54,479 SH   SOLE   0 0 54,479
POWERSHARES DYNAMIC MEDIA ETF 46137V696   3,014,324 61,713 SH   SOLE   0 0 61,713
FIDELITY ENHANCED INTERNATIONAL ETF ETF 31609A404   2,571,509 84,924 SH   SOLE   0 0 84,924
AVANTIS U.S. EQUITY ETF ETF 025072885   2,532,474 26,616 SH   SOLE   0 0 26,616
ISH BROAD USD HGH YD CORP BD ETF ETF 46435U853   2,524,941 67,064 SH   SOLE   0 0 67,064
ISHARES S&P SMALLCAP 600 GROWTH ETF ETF 464287887   2,463,799 17,663 SH   SOLE   0 0 17,663
ISHR IBOXX HIGH YIELD CORP BD ETF ETF 464288513   2,384,744 29,698 SH   SOLE   0 0 29,698
MKT VECT LEHMAN BRS AMTFREE INTERM ETF 92189H201   2,240,798 47,727 SH   SOLE   0 0 47,727
ISHR IBOXX INVEST GRDE CORP BD ETF ETF 464287242   2,094,519 18,539 SH   SOLE   0 0 18,539
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108   2,073,540 3 SH   SOLE   0 0 3
ISHARES S&P US PREFERRED STOCK ETF ETF 464288687   2,072,655 62,373 SH   SOLE   0 0 62,373
VANGUARD HIGH DIVIDEND YIELD ETF 921946406   2,019,128 15,750 SH   SOLE   0 0 15,750
VANGUARD SMALL CAP ETF ETF 922908751   2,003,950 8,448 SH   SOLE   0 0 8,448
JPMORGAN CHASE & CO. COM COM 46625H100   2,001,510 9,492 SH   SOLE   0 0 9,492
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570   1,984,091 18,238 SH   SOLE   0 0 18,238
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   1,980,749 23,533 SH   SOLE   0 0 23,533
VANGUARD LONG TERM CORP BOND FD ETF ETF 92206C813   1,781,363 21,930 SH   SOLE   0 0 21,930
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702   1,748,758 3,800 SH   SOLE   0 0 3,800
NUVEEN ESG SMALL-CAP ETF ETF 67092P607   1,743,486 40,698 SH   SOLE   0 0 40,698
EXXON MOBIL CORP COM COM 30231G102   1,730,113 14,760 SH   SOLE   0 0 14,760
VANGUARD Intmd-TERM CORP BD ETF ETF 92206C870   1,715,943 20,489 SH   SOLE   0 0 20,489
VANGUARD SHORT TERM CORP BD FD ETF ETF 92206C409   1,674,969 21,090 SH   SOLE   0 0 21,090
INSPIRE CORPORATE BOND ETF ETF 66538H633   1,664,655 69,130 SH   SOLE   0 0 69,130
ISHARES S&P MIDCAP 400 VALUE ETF ETF 464287705   1,662,001 13,444 SH   SOLE   0 0 13,444
ISHR TRST COR MSCI TOT INTL STK ETF ETF 46432F834   1,617,162 22,266 SH   SOLE   0 0 22,266
SCHWAB FUNDAMENTAL US SMALL CO INDX ETF 808524763   1,608,396 27,000 SH   SOLE   0 0 27,000
VCTRY US SMLL CP HGH IVD VLTLTY WTD ETF 92647N873   1,600,183 27,234 SH   SOLE   0 0 27,234
FRST TRST TCW OPPORTUNISTIC FXD INC ETF 33740F805   1,560,081 34,485 SH   SOLE   0 0 34,485
ISHARES S&P MIDCAP 400 GROWTH INDEX ETF 464287606   1,555,025 16,915 SH   SOLE   0 0 16,915
META PLATFORMS INC CL A COM 30303M102   1,531,096 2,675 SH   SOLE   0 0 2,675
JANUS HENDERSON SHT DURATION INCOME ETF 47103U886   1,524,380 31,084 SH   SOLE   0 0 31,084
CONSUMER DISCR SEL SECTOR SPDR FD ETF 81369Y407   1,410,004 7,037 SH   SOLE   0 0 7,037
COMMUNICATION SVS SEL SCTR SPDR FD ETF 81369Y852   1,405,358 15,546 SH   SOLE   0 0 15,546
ISHR GLD TRST MICR ETF BENEF INTRST ETF 46436F103   1,291,920 49,216 SH   SOLE   0 0 49,216
PACER US CASH COWS 100 ETF ETF 69374H881   1,277,474 22,090 SH   SOLE   0 0 22,090
INSPIRE 100 ETF ETF 66538H534   1,258,457 30,943 SH   SOLE   0 0 30,943
ISHARES 1-3 YR TREASURY BOND ETF ETF 464287457   1,252,239 15,060 SH   SOLE   0 0 15,060
GLOBAL X NASDAQ 100 COVERED CALL ETF 37954Y483   1,181,072 65,470 SH   SOLE   0 0 65,470
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886   1,170,190 14,486 SH   SOLE   0 0 14,486
ISHARES 20 YR TREASURY ETF ETF 464287432   1,156,301 11,787 SH   SOLE   0 0 11,787
ISHARES 10-20 YEAR TREASURY BND ETF ETF 464288653   1,129,386 10,330 SH   SOLE   0 0 10,330
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   1,111,085 13,144 SH   SOLE   0 0 13,144
LOWES COS INC COM COM 548661107   1,103,822 4,075 SH   SOLE   0 0 4,075
ISHR TRUST CORE SHRT TERM US BD ETF ETF 46432F859   1,056,464 21,702 SH   SOLE   0 0 21,702
PRUDENTIAL FINL INC COM 744320102   1,056,023 8,720 SH   SOLE   0 0 8,720
ALPHABET INC CAP STK CL C COM 02079K107   1,036,413 6,199 SH   SOLE   0 0 6,199
AT&T INC COM COM 00206R102   1,022,679 46,485 SH   SOLE   0 0 46,485
GLDMN SCHS ACT EBETA US LRG CAP EQ ETF 381430503   1,022,576 9,054 SH   SOLE   0 0 9,054
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775   1,019,907 16,189 SH   SOLE   0 0 16,189
LOCKHEED MARTIN CORP COM 539830109   1,016,508 1,739 SH   SOLE   0 0 1,739
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   979,038 4,943 SH   SOLE   0 0 4,943
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409   959,115 21,399 SH   SOLE   0 0 21,399
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879   942,454 8,754 SH   SOLE   0 0 8,754
JOHNSON & JOHNSON COM COM 478160104   868,618 5,360 SH   SOLE   0 0 5,360
WISDOMTREE MIDCAP DIVIDEND ETF 97717W505   865,981 16,937 SH   SOLE   0 0 16,937
CHEVRON CORP NEW COM COM 166764100   840,929 5,710 SH   SOLE   0 0 5,710
ISHARES TR S&P 1500 INDEX FD ETF 464287150   832,862 6,630 SH   SOLE   0 0 6,630
ISHR INT SELECT DIV ETF ETF 464288448   825,025 27,292 SH   SOLE   0 0 27,292
WISDOMTREE SMALLCAP DIVIDEND ETF 97717W604   816,580 23,676 SH   SOLE   0 0 23,676
SPDR MSCI USA STRATEGICFACTORS ETF ETF 78468R812   813,012 5,160 SH   SOLE   0 0 5,160
BROADCOM INC COM COM 11135F101   807,341 4,680 SH   SOLE   0 0 4,680
ISHARES 7-10 YR TREASURY BOND ETF ETF 464287440   797,215 8,125 SH   SOLE   0 0 8,125
TMTHY PN TMTHY PN US LRG/MD CP CR ETF 887432359   769,934 17,501 SH   SOLE   0 0 17,501
VANGUARD MEGA CAP VALUE ETF ETF 921910840   769,767 6,001 SH   SOLE   0 0 6,001
JOHN HANCOCK MULTIFACTOR MID CAP ETF 47804J206   763,003 12,674 SH   SOLE   0 0 12,674
HOME DEPOT COM 437076102   751,379 1,854 SH   SOLE   0 0 1,854
MERCK & CO INC COM 58933Y105   750,762 6,611 SH   SOLE   0 0 6,611
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847   736,103 13,462 SH   SOLE   0 0 13,462
WALMART INC COM COM 931142103   727,229 9,006 SH   SOLE   0 0 9,006
ISH 5-10 YR INVEST GRADE CORP BD ETF 464288638   682,512 12,705 SH   SOLE   0 0 12,705
INTL BUSINESS MACHINES COM 459200101   675,937 3,057 SH   SOLE   0 0 3,057
FIDELITY MSCI ENERGY INDEX ETF ETF 316092402   672,972 27,947 SH   SOLE   0 0 27,947
ABBVIE INC COM COM 00287Y109   661,004 3,347 SH   SOLE   0 0 3,347
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201   631,985 7,648 SH   SOLE   0 0 7,648
WISDOMTREE FLOATING RATE TREASRY FD ETF 97717Y527   629,468 12,534 SH   SOLE   0 0 12,534
COMCAST CORP NEW CL A COM 20030N101   624,341 14,947 SH   SOLE   0 0 14,947
SPDR S&P 500 ETF TRUST ETF 78462F103   607,936 5,882 SH   SOLE   0 0 5,882
SCHWAB US MID-CAP ETF ETF 808524508   586,703 7,061 SH   SOLE   0 0 7,061
ISHARES 3-7 YR TREASURY BOND ETF ETF 464288661   585,825 4,898 SH   SOLE   0 0 4,898
MEDTRONIC PLC SHS COM G5960L103   577,793 6,418 SH   SOLE   0 0 6,418
DISNEY WALT CO COM COM 254687106   576,690 5,995 SH   SOLE   0 0 5,995
ABBOTT LABS COM COM 002824100   572,216 5,019 SH   SOLE   0 0 5,019
CISCO SYS INC COM 17275R102   547,711 10,291 SH   SOLE   0 0 10,291
TIMOTHY PLAN US SMALL CAP CORE ETF ETF 887432342   537,497 13,812 SH   SOLE   0 0 13,812
ISHARES FLOATING RATE BOND ETF ETF 46429B655   518,725 10,163 SH   SOLE   0 0 10,163
ISHARES TR HIGH DIVID EQUITY FD ETF 46429B663   514,195 4,372 SH   SOLE   0 0 4,372
PROCTER AND GAMBLE CO COM COM 742718109   507,560 2,930 SH   SOLE   0 0 2,930
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209   507,222 3,293 SH   SOLE   0 0 3,293
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803   503,336 2,230 SH   SOLE   0 0 2,230
ISHR TR DOW JONESUS AEROSPACE & DEF ETF 464288760   496,832 3,320 SH   SOLE   0 0 3,320
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   482,243 11,682 SH   SOLE   0 0 11,682
ISHARES S&P 500 GROWTH ETF ETF 464287309   473,943 4,950 SH   SOLE   0 0 4,950
INSPIRE GLOBAL HOPE ETF ETF 66538H658   469,118 11,873 SH   SOLE   0 0 11,873
VALERO ENERGY CORP COM 91913Y100   464,950 3,443 SH   SOLE   0 0 3,443
HARTFORD MUNICIPAL OPPORTUNITIES ETF 41653L503   463,808 11,772 SH   SOLE   0 0 11,772
COSTCO WHOLESALE CORP COM 22160K105   451,066 509 SH   SOLE   0 0 509
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649   438,225 16,765 SH   SOLE   0 0 16,765
GENERAL MOTORS CORP COM 37045V100   432,779 9,652 SH   SOLE   0 0 9,652
ISHR EDGE MSCI US MOMENT FACTOR ETF ETF 46432F396   428,432 2,113 SH   SOLE   0 0 2,113
PIMCO INTERMEDIATE MUNI BD ACTIVE ETF 72201R866   426,040 8,042 SH   SOLE   0 0 8,042
WISDOMTREE MIDCAP EARNINGS ETF ETF 97717W570   420,816 6,750 SH   SOLE   0 0 6,750
CHUBB LIMITED COM COM H1467J104   420,703 1,459 SH   SOLE   0 0 1,459
QUALCOMM INC COM COM 747525103   417,366 2,454 SH   SOLE   0 0 2,454
FIFTH THIRD BANCORP COM 316773100   413,920 9,662 SH   SOLE   0 0 9,662
BANK AMERICA CORP COM COM 060505104   407,886 10,279 SH   SOLE   0 0 10,279
PEPSICO INC COM COM 713448108   407,339 2,395 SH   SOLE   0 0 2,395
MASTERCARD INC COM 57636Q104   401,097 812 SH   SOLE   0 0 812
FEDEX CORP COM 31428X106   398,794 1,457 SH   SOLE   0 0 1,457
ELI LILLY & CO COM COM 532457108   393,390 444 SH   SOLE   0 0 444
COCA COLA CO COM COM 191216100   385,709 5,368 SH   SOLE   0 0 5,368
VANGUARD SHORT TERM GOVT BD IDX FD ETF 92206C102   384,143 6,509 SH   SOLE   0 0 6,509
SPDR PORT S&P 600 SMALL CAP ETF ETF 78468R853   374,695 8,233 SH   SOLE   0 0 8,233
GILEAD SCIENCES INC COM 375558103   366,796 4,375 SH   SOLE   0 0 4,375
HONEYWELL INTL INC COM 438516106   360,914 1,746 SH   SOLE   0 0 1,746
ADVANCED MICRO DEVICES INC COM COM 007903107   358,843 2,187 SH   SOLE   0 0 2,187
MASCO CORP COM COM 574599106   358,081 4,266 SH   SOLE   0 0 4,266
ORACLE CORPORATION COM 68389X105   357,463 2,098 SH   SOLE   0 0 2,098
RTX CORPORATION COM COM 75513E101   350,146 2,890 SH   SOLE   0 0 2,890
MARSH & MCLENNAN COS INC COM COM 571748102   337,083 1,511 SH   SOLE   0 0 1,511
NOVARTIS AG ADR ADR 66987V109   329,670 2,866 SH   SOLE   0 0 2,866
ABRDN PHYSICAL GOLD SHARES ETF ETF 00326A104   328,675 13,079 SH   SOLE   0 0 13,079
NUVEEN ESG MID-CAP VALUE ETF ETF 67092P508   326,417 8,860 SH   SOLE   0 0 8,860
AMERICAN EXPRESS CO COM COM 025816109   316,731 1,168 SH   SOLE   0 0 1,168
CVS HEALTH CORP COM COM 126650100   313,194 4,981 SH   SOLE   0 0 4,981
ROCKWELL AUTOMATION INC COM COM 773903109   303,879 1,132 SH   SOLE   0 0 1,132
ETFS SILVER TR SILVER SHS ETF ETF 003264108   300,267 10,093 SH   SOLE   0 0 10,093
WEYERHAEUSER CO REIT 962166104   297,135 8,775 SH   SOLE   0 0 8,775
VANGUARD MID CAP ETF 922908629   296,545 1,124 SH   SOLE   0 0 1,124
PUBLIC STORAGE INC REIT 74460D109   290,619 799 SH   SOLE   0 0 799
NUVEEN MUN VALUE FD CEF 670928100   290,117 32,164 SH   SOLE   0 0 32,164
APPLIED MATLS INC COM COM 038222105   290,032 1,435 SH   SOLE   0 0 1,435
ALTRIA GROUP INC COM COM 02209S103   288,181 5,646 SH   SOLE   0 0 5,646
DANAHER CORP COM 235851102   282,979 1,018 SH   SOLE   0 0 1,018
UNITEDHEALTH GROUP COM 91324P102   282,480 483 SH   SOLE   0 0 483
MARATHON PETE CORP COM 56585A102   282,268 1,733 SH   SOLE   0 0 1,733
TYSON FOODS INC CL A COM 902494103   279,190 4,688 SH   SOLE   0 0 4,688
WELLS FARGO CO NEW COM COM 949746101   276,342 4,892 SH   SOLE   0 0 4,892
VISA INC COM 92826C839   275,186 1,001 SH   SOLE   0 0 1,001
EMERSON ELEC CO COM COM 291011104   275,010 2,514 SH   SOLE   0 0 2,514
CITIGROUP INC COM 172967424   271,955 4,344 SH   SOLE   0 0 4,344
SPDR GOLD ETF ETF 78463V107   270,769 1,114 SH   SOLE   0 0 1,114
NETFLIX COM INC COM 64110L106   269,523 380 SH   SOLE   0 0 380
ISHARES DJ SELECT DIVIDEND ETF 464287168   267,279 1,979 SH   SOLE   0 0 1,979
SIMON PPTY GROUP INC NEW COM REIT 828806109   260,221 1,540 SH   SOLE   0 0 1,540
NEXTERA ENERGY INC COM COM 65339F101   259,466 3,070 SH   SOLE   0 0 3,070
WISDOMTREE LARGE CAP DIVIDEND ETF 97717W307   256,988 3,271 SH   SOLE   0 0 3,271
TJX COS INC NEW COM COM 872540109   251,556 2,140 SH   SOLE   0 0 2,140
DISCOVER FINANCIAL SERVICES LLC COM 254709108   251,050 1,790 SH   SOLE   0 0 1,790
CENTENE CORP DEL COM COM 15135B101   247,483 3,288 SH   SOLE   0 0 3,288
SOUTHERN CO COM COM 842587107   246,481 2,733 SH   SOLE   0 0 2,733
GE AEROSPACE COM NEW COM 369604301   240,240 1,274 SH   SOLE   0 0 1,274
METLIFE INC COM COM 59156R108   237,187 2,876 SH   SOLE   0 0 2,876
LAM RESEARCH CORP COM NEW COM 512807306   235,496 289 SH   SOLE   0 0 289
PSHRS SP500 LOW VOLATILITY ETF ETF 46138E354   230,127 3,208 SH   SOLE   0 0 3,208
PULTE GROUP INC COM COM 745867101   226,302 1,577 SH   SOLE   0 0 1,577
AFLAC INC COM COM 001055102   220,584 1,973 SH   SOLE   0 0 1,973
FULTON FINANCIAL CORP-PA COM 360271100   217,197 11,980 SH   SOLE   0 0 11,980
SPDR SER TR S&P SEMICONDUCTOR ETF ETF 78464A862   214,937 895 SH   SOLE   0 0 895
PFIZER INC COM COM 717081103   214,372 7,407 SH   SOLE   0 0 7,407
THERMO FISHER SCIENTIFIC INC COM COM 883556102   212,213 343 SH   SOLE   0 0 343
ARISTA NETWORKS INC COM COM 040413106   210,717 549 SH   SOLE   0 0 549
ADOBE SYS INC COM 00724F101   209,183 404 SH   SOLE   0 0 404
TOLL BROTHERS INC COM COM 889478103   208,641 1,351 SH   SOLE   0 0 1,351
PNC FINL SVCS GROUP INC COM COM 693475105   206,314 1,116 SH   SOLE   0 0 1,116
CATERPILLAR INC COM COM 149123101   206,254 527 SH   SOLE   0 0 527
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   206,195 1,150 SH   SOLE   0 0 1,150
SPOTIFY TECHNOLOGY S A SHS COM L8681T102   203,060 551 SH   SOLE   0 0 551
VANECK SHORT MUNI ETF ETF 92189F528   202,176 11,693 SH   SOLE   0 0 11,693
AUTOZONE INC COM COM 053332102   201,603 64 SH   SOLE   0 0 64
STRYKER CORP COM 863667101   201,583 558 SH   SOLE   0 0 558
MAGNITE INC COM COM 55955D100   163,652 11,816 SH   SOLE   0 0 11,816
BGC GROUP INC CL A COM 088929104   162,538 17,706 SH   SOLE   0 0 17,706
RIVIAN AUTOMOTIVE INC COM CL A COM 76954A103   152,962 13,633 SH   SOLE   0 0 13,633
FORD MOTOR COMPANY COM 345370860   123,668 11,711 SH   SOLE   0 0 11,711
URBAN ONE INC CL D NON VTG COM 91705J204   14,513 13,075 SH   SOLE   0 0 13,075