The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC Inc COM 001055102   53,405 622 SH   DFND   622 0 0
AFLAC Inc COM 001055102   34,344 400 SH   SOLE   400 0 0
AGCO Corp Com COM 001084102   9,227 75 SH   SOLE   75 0 0
Alerian Mlp Alps Etf ALERIAN MLP 00162Q452   39,582 834 SH   SOLE   834 0 0
AT&T Inc Com COM 00206R102   31,680 1,800 SH   DFND   1,800 0 0
AT&T Inc Com COM 00206R102   158,101 8,983 SH   SOLE   8,983 0 0
Abbott Labs Com COM 002824100   194,359 1,710 SH   DFND   1,710 0 0
Abbott Labs Com COM 002824100   1,751,046 15,406 SH   SOLE   15,406 0 0
Abbvie Inc COM 00287Y109   307,749 1,690 SH   DFND   1,690 0 0
Abbvie Inc COM 00287Y109   273,332 1,501 SH   SOLE   1,501 0 0
ORP COM 005098108   2,308 35 SH   SOLE   35 0 0
Adobe Sys Inc COM 00724F101   62,570 124 SH   SOLE   124 0 0
Advanced Micro Devices Inc Com COM 007903107   40,610 225 SH   DFND   225 0 0
Advanced Micro Devices Inc Com COM 007903107   1,667,186 9,237 SH   SOLE   9,237 0 0
Air Products & Chemicals Inc COM 009158106   59,114 244 SH   SOLE   244 0 0
Alcoa Corp COM 013872106   91,943 2,721 SH   DFND   2,721 0 0
Alico Inc COM 016230104   1,757 60 SH   SOLE   60 0 0
Allegheny Technologies Inc. COM 01741R102   20,468 400 SH   DFND   400 0 0
Allstate Corp Com COM 020002101   82,699 478 SH   DFND   478 0 0
Allstate Corp Com COM 020002101   10,727 62 SH   SOLE   62 0 0
Alphabet Inc CAP STK CL C 02079K107   609,801 4,005 SH   SOLE   4,005 0 0
Alphabet Inc CAP STK CL A 02079K305   232,432 1,540 SH   DFND   1,540 0 0
Alphabet Inc CAP STK CL A 02079K305   3,654,770 24,215 SH   SOLE   24,215 0 0
Altria Group Inc Com COM 02209S103   65,430 1,500 SH   DFND   1,500 0 0
Altria Group Inc Com COM 02209S103   184,774 4,236 SH   SOLE   4,236 0 0
Amazon Com Inc Com COM 023135106   92,896 515 SH   DFND   515 0 0
Amazon Com Inc Com COM 023135106   2,131,550 11,817 SH   SOLE   11,817 0 0
American Movil NPV ADR SPON ADS RP CL B 02390A101   53,648 2,875 SH   SOLE   2,875 0 0
American Elec Pwr Inc Com COM 025537101   56,309 654 SH   SOLE   654 0 0
American Express Co Com COM 025816109   5,692 25 SH   DFND   25 0 0
American Intl Group Inc COM NEW 026874784   16,259 208 SH   DFND   208 0 0
American Tower Corp New Com COM 03027X100   7,904 40 SH   DFND   40 0 0
American Tower Corp New Com COM 03027X100   372,852 1,887 SH   SOLE   1,887 0 0
Amgen Inc Com COM 031162100   51,746 182 SH   DFND   182 0 0
Amgen Inc Com COM 031162100   1,699,665 5,978 SH   SOLE   5,978 0 0
Analog Divices Inc COM 032654105   30,262 153 SH   DFND   153 0 0
Analog Divices Inc COM 032654105   91,775 464 SH   SOLE   464 0 0
Annaly Cap Mgmt Inc Com COM NEW 035710839   34,005 1,727 SH   SOLE   1,727 0 0
Anthem Inc Com COM 036752103   64,818 125 SH   SOLE   125 0 0
Apple Inc Com COM 037833100   2,644,736 15,423 SH   DFND   15,423 0 0
Apple Inc Com COM 037833100   6,785,635 39,571 SH   SOLE   39,571 0 0
Applied Matls Inc Com COM 038222105   57,538 279 SH   SOLE   279 0 0
Archer Daniels Midland Co COM 039483102   6,658 106 SH   SOLE   106 0 0
Arcutis Biotherapeutics Inc Com COM 03969K108   1,487 150 SH   SOLE   150 0 0
Arista Networks Inc Com COM 040413106   66,695 230 SH   DFND   230 0 0
Arista Networks Inc Com COM 040413106   3,675,786 12,676 SH   SOLE   12,676 0 0
ATMOS Energy Corp COM 049560105   2,140 18 SH   SOLE   18 0 0
Autodesk Inc COM 052769106   6,250 24 SH   SOLE   24 0 0
Automatic Data Processing COM 053015103   145,099 581 SH   DFND   581 0 0
Automatic Data Processing COM 053015103   166,077 665 SH   SOLE   665 0 0
Autonation Inc Com COM 05329W102   28,149 170 SH   SOLE   170 0 0
Avery Dennison Corp COM 053611109   23,665 106 SH   SOLE   106 0 0
BP Amoco P L C Sponsored ADR SPONSORED ADR 055622104   22,608 600 SH   SOLE   600 0 0
Baker Hughes Company CL A CL A 05722G100   2,010 60 SH   SOLE   60 0 0
Bank of America Corp COM 060505104   124,453 3,282 SH   DFND   3,282 0 0
Bank of America Corp COM 060505104   78,798 2,078 SH   SOLE   2,078 0 0
Baxter International Inc COM 071813109   85,480 2,000 SH   DFND   2,000 0 0
Becton Dickinson and Company COM 075887109   30,931 125 SH   DFND   125 0 0
Becton Dickinson and Company COM 075887109   1,025,433 4,144 SH   SOLE   4,144 0 0
Berkshire Hathaway B CL B NEW 084670702   442,387 1,052 SH   DFND   1,052 0 0
Berkshire Hathaway B CL B NEW 084670702   852,394 2,027 SH   SOLE   2,027 0 0
Biogen Inc Com COM 09062X103   4,313 20 SH   SOLE   20 0 0
Blackrock Inc Com COM 09247X101   76,700 92 SH   SOLE   92 0 0
Blackstone Group Inc COM 09260D107   141,880 1,080 SH   DFND   1,080 0 0
Blackstone Group Inc COM 09260D107   1,604,685 12,215 SH   SOLE   12,215 0 0
Blackrock Innovation And Growth Term Trust Invtn Grwt Trm Trst Cf SHS BEN INT 09260Q108   5,698 700 SH   SOLE   700 0 0
Boeing Co Com COM 097023105   45,932 238 SH   DFND   238 0 0
Boeing Co Com COM 097023105   7,720 40 SH   SOLE   40 0 0
Booking Hldgs Inc COM 09857L108   108,836 30 SH   SOLE   30 0 0
Brinks Co Com COM 109696104   16,167 175 SH   SOLE   175 0 0
Bristol Myers Squibb Co Com COM 110122108   60,521 1,116 SH   DFND   1,116 0 0
Bristol Myers Squibb Co Com COM 110122108   503,146 9,278 SH   SOLE   9,278 0 0
Broadridge Finl Solutions Incom COM 11133T103   13,111 64 SH   SOLE   64 0 0
Broadcom Inc Nvp COM 11135F101   221,343 167 SH   SOLE   167 0 0
CF Industries Holdings Inc COM 125269100   16,642 200 SH   SOLE   200 0 0
Cigna Corp COM 125523100   18,160 50 SH   DFND   50 0 0
Cigna Corp COM 125523100   2,906 8 SH   SOLE   8 0 0
CME Group Inc COM 12572Q105   34,446 160 SH   DFND   160 0 0
CME Group Inc COM 12572Q105   592,048 2,750 SH   SOLE   2,750 0 0
CSX Corp Com COM 126408103   270,055 7,285 SH   DFND   7,285 0 0
CSX Corp Com COM 126408103   2,396,538 64,649 SH   SOLE   64,649 0 0
CVS/Caremark Corp COM 126650100   111,664 1,400 SH   DFND   1,400 0 0
CVS/Caremark Corp COM 126650100   5,583 70 SH   SOLE   70 0 0
Campbell Soup Co Com COM 134429109   4,934 111 SH   SOLE   111 0 0
Canopy Growth Corp COMMON COM NEW 138035704   285 33 SH   SOLE   33 0 0
Capital One COM 14040H105   22,631 152 SH   DFND   152 0 0
Cardinal Health Inc Com COM 14149Y108   48,005 429 SH   DFND   429 0 0
Cardinal Health Inc Com COM 14149Y108   55,950 500 SH   SOLE   500 0 0
Carrier Global Corp COM 14448C104   50,282 865 SH   DFND   865 0 0
Carrier Global Corp COM 14448C104   46,504 800 SH   SOLE   800 0 0
Caterpillar Inc Del Com COM 149123101   188,711 515 SH   DFND   515 0 0
Caterpillar Inc Del Com COM 149123101   182,482 498 SH   SOLE   498 0 0
Centene Corp Del Com COM 15135B101   7,848 100 SH   SOLE   100 0 0
Chesapeake Energy Corp COM 165167735   5,330 60 SH   SOLE   60 0 0
Chesapeake Utilities Corp COM 165303108   4,077 38 SH   SOLE   38 0 0
Chevrontexaco COM 166764100   111,207 705 SH   DFND   705 0 0
Chevrontexaco COM 166764100   2,233,598 14,160 SH   SOLE   14,160 0 0
Choice Hotels Intl Inc COM 169905106   18,953 150 SH   SOLE   150 0 0
Church & Dwight Co Inc Com COM 171340102   13,560 130 SH   SOLE   130 0 0
Cisco Sys Inc Com COM 17275R102   51,307 1,028 SH   DFND   1,028 0 0
Cisco Sys Inc Com COM 17275R102   1,371,577 27,481 SH   SOLE   27,481 0 0
Citigroup Inc COM NEW 172967424   4,680 74 SH   SOLE   74 0 0
Clean Harbors Inc Com COM 184496107   22,144 110 SH   SOLE   110 0 0
Clorox Company Common COM 189054109   25,722 168 SH   DFND   168 0 0
Clorox Company Common COM 189054109   7,656 50 SH   SOLE   50 0 0
Coca Cola Co Com COM 191216100   311,834 5,097 SH   DFND   5,097 0 0
Coca Cola Co Com COM 191216100   260,566 4,259 SH   SOLE   4,259 0 0
Cognex Corp COM 192422103   8,484 200 SH   DFND   200 0 0
Colgate Palmolive Co Com COM 194162103   52,229 580 SH   DFND   580 0 0
Colgate Palmolive Co Com COM 194162103   34,219 380 SH   SOLE   380 0 0
Comcast Corp New CL A CL A 20030N101   61,774 1,425 SH   DFND   1,425 0 0
Comcast Corp New CL A CL A 20030N101   1,029,476 23,748 SH   SOLE   23,748 0 0
Commercial Metals Company COM 201723103   174,782 2,974 SH   DFND   2,974 0 0
Conagra Foods Inc COM 205887102   26,676 900 SH   SOLE   900 0 0
ConocoPhillips COM 20825C104   76,750 603 SH   SOLE   603 0 0
Constellation Energy Corp Com COM 21037T109   112,389 608 SH   SOLE   608 0 0
Costco Whsl Corp New COM 22160K105   211,730 289 SH   DFND   289 0 0
Costco Whsl Corp New COM 22160K105   1,855,752 2,533 SH   SOLE   2,533 0 0
Costar Group Inc COM 22160N109   9,660 100 SH   SOLE   100 0 0
Cummins Inc COM 231021106   21,509 73 SH   SOLE   73 0 0
Xtrackers MSCI Japan Hedged Equity ETF XTRACK MSCI JAPN 233051507   96,557 1,290 SH   SOLE   1,290 0 0
DBX ETF Tr Xtrack MSCI Eurp XTRACK MSCI EURP 233051853   326,963 7,965 SH   SOLE   7,965 0 0
Duff & Phelps Utils Income Icom COM 23325P104   12,888 1,421 SH   SOLE   1,421 0 0
D R Horton Inc COM 23331A109   57,593 350 SH   DFND   350 0 0
D R Horton Inc COM 23331A109   61,871 376 SH   SOLE   376 0 0
Danaher Corp Del Com COM 235851102   193,533 775 SH   DFND   775 0 0
Danaher Corp Del Com COM 235851102   3,235,372 12,956 SH   SOLE   12,956 0 0
Darden Restaurants Inc Com COM 237194105   305,049 1,825 SH   DFND   1,825 0 0
Darling International Inc. COM 237266101   13,953 300 SH   SOLE   300 0 0
Deere & Company COM 244199105   718,795 1,750 SH   DFND   1,750 0 0
Deere & Company COM 244199105   299,840 730 SH   SOLE   730 0 0
Delta Air Lines Inc Del Com New COM NEW 247361702   63,188 1,320 SH   DFND   1,320 0 0
Digital Rlty Tr Inc COM 253868103   10,803 75 SH   DFND   75 0 0
Digital Rlty Tr Inc COM 253868103   548,216 3,806 SH   SOLE   3,806 0 0
DFA US Small Cap ETF US SMALL CAP ETF 25434V500   43,638 700 SH   SOLE   700 0 0
Disney Walt Co Com Disney COM 254687106   126,643 1,035 SH   DFND   1,035 0 0
Disney Walt Co Com Disney COM 254687106   843,305 6,892 SH   SOLE   6,892 0 0
Discover Financial Services COM 254709108   19,664 150 SH   DFND   150 0 0
Dollar Gen Corp New Com COM 256677105   257,655 1,651 SH   DFND   1,651 0 0
Dominion New RES Inc VA New COM 25746U109   24,595 500 SH   DFND   500 0 0
Dominion New RES Inc VA New COM 25746U109   396,717 8,065 SH   SOLE   8,065 0 0
Dow Inc Com COM 260557103   68,647 1,185 SH   DFND   1,185 0 0
Dow Inc Com COM 260557103   606,991 10,478 SH   SOLE   10,478 0 0
Duke Energy Corp New COM NEW 26441C204   129,301 1,337 SH   DFND   1,337 0 0
Duke Energy Corp New COM NEW 26441C204   36,847 381 SH   SOLE   381 0 0
DuPont DE Nemours Inc COM 26614N102   363,722 4,744 SH   SOLE   4,744 0 0
EOG RES Inc COM 26875P101   34,517 270 SH   DFND   270 0 0
EOG RES Inc COM 26875P101   629,612 4,925 SH   SOLE   4,925 0 0
EQT Corp COM 26884L109   63,946 1,725 SH   DFND   1,725 0 0
EQT Corp COM 26884L109   2,224 60 SH   SOLE   60 0 0
Eastman Chem Co Com COM 277432100   8,018 80 SH   SOLE   80 0 0
Eaton Vance Tax-advantaged Global Dividend Income Fund Tax Adv Glbl Dvd INC Cf COM 27828S101   7,300 400 SH   SOLE   400 0 0
Ecolab Inc COM 278865100   71,579 310 SH   DFND   310 0 0
Ecolab Inc COM 278865100   814,384 3,527 SH   SOLE   3,527 0 0
Edwards Lifesciences Corp COM 28176E108   664,142 6,950 SH   DFND   6,950 0 0
Edwards Lifesciences Corp COM 28176E108   16,819 176 SH   SOLE   176 0 0
Emerson Elec Co Com COM 291011104   45,368 400 SH   DFND   400 0 0
Emerson Elec Co Com COM 291011104   11,115 98 SH   SOLE   98 0 0
LP Energy Transfer Eq COM UT LTD PTN 29273V100   176,963 11,250 SH   SOLE   11,250 0 0
Enterprise Partners LP COM 293792107   2,918 100 SH   SOLE   100 0 0
Erie Indty Co CL A CL A 29530P102   4,015,700 10,000 SH   DFND   10,000 0 0
Eversource Energy COM 30040W108   19,246 322 SH   DFND   322 0 0
Exelon Corp COM 30161N101   92,122 2,452 SH   SOLE   2,452 0 0
Exxon Mobil Corp Com COM 30231G102   102,291 880 SH   DFND   880 0 0
Exxon Mobil Corp Com COM 30231G102   1,011,637 8,703 SH   SOLE   8,703 0 0
FMC Corp COM NEW 302491303   12,549 197 SH   SOLE   197 0 0
Facebook CL A 30303M102   681,754 1,404 SH   SOLE   1,404 0 0
FactSet Research Sys Inc COM 303075105   22,720 50 SH   SOLE   50 0 0
FedEx Corporation COM 31428X106   51,574 178 SH   SOLE   178 0 0
Fidelity Nasdaq Cmps IDX ET NASDAQ COMPSIT 315912808   1,348,214 20,935 SH   SOLE   20,935 0 0
Fideltiy Total Bond ETF TOTAL BD ETF 316188309   31,264 690 SH   DFND   690 0 0
Fideltiy Total Bond ETF TOTAL BD ETF 316188309   2,535,548 55,960 SH   SOLE   55,960 0 0
First Trust Dow Jones Internet Index Fund DJ INTERNT IDX 33733E302   29,123 142 SH   DFND   142 0 0
First Tr Exch Traded FD III Pfd Secs Inc ETF PFD SECS INC ETF 33739E108   3,810 220 SH   DFND   220 0 0
First Tr Global Tactical CM FST TR GLB FD 33739H101   23,246 980 SH   DFND   980 0 0
First Tr Global Tactical CM FST TR GLB FD 33739H101   147,823 6,232 SH   SOLE   6,232 0 0
Firstenergy Corp Com COM 337932107   52,021 1,347 SH   SOLE   1,347 0 0
Flexshares Tr Hig Yld Vl ETF HIG YLD VL ETF 33939L662   67,215 1,635 SH   DFND   1,635 0 0
Flexshares Tr Hig Yld Vl ETF HIG YLD VL ETF 33939L662   2,017,144 49,067 SH   SOLE   49,067 0 0
Flexshares Stoxx US ESG Impact Index STOX US ESG SLCT 33939L696   5,183,673 40,950 SH   SOLE   40,950 0 0
Ford Motor Co Del COM 345370860   180,289 13,576 SH   DFND   13,576 0 0
Ford Motor Co Del COM 345370860   27,357 2,060 SH   SOLE   2,060 0 0
Fortinet Inc Com COM 34959E109   177,948 2,605 SH   DFND   2,605 0 0
Fortinet Inc Com COM 34959E109   1,242,217 18,185 SH   SOLE   18,185 0 0
Fortive Corp Com COM 34959J108   15,054 175 SH   SOLE   175 0 0
Fortrea Holdings Inc COMMON STOCK 34965K107   1,204 30 SH   SOLE   30 0 0
Four Corners Ppty Tr Inc Com COM 35086T109   19,576 800 SH   DFND   800 0 0
Frequency Electronics COM 358010106   54,450 5,000 SH   DFND   5,000 0 0
GE Healthcare Technologies Inc COMMON STOCK 36266G107   74,183 816 SH   DFND   816 0 0
GE Healthcare Technologies Inc COMMON STOCK 36266G107   7,000 77 SH   SOLE   77 0 0
Gamestop Corp New CL A CL A 36467W109   50,080 4,000 SH   SOLE   4,000 0 0
General Dynamics COM 369550108   7,062 25 SH   SOLE   25 0 0
General Electric Co USD 0.06 COM NEW 369604301   413,022 2,353 SH   DFND   2,353 0 0
General Electric Co USD 0.06 COM NEW 369604301   79,866 455 SH   SOLE   455 0 0
General Mls Inc Com COM 370334104   64,582 923 SH   SOLE   923 0 0
General Motors Co COM 37045V100   4,535 100 SH   SOLE   100 0 0
Genuine Parts Co COM 372460105   26,338 170 SH   DFND   170 0 0
Genuine Parts Co COM 372460105   982,101 6,339 SH   SOLE   6,339 0 0
Genworth Finl Inc CL A COM CL A 37247D106   2,347 365 SH   SOLE   365 0 0
Gilead Sciences Inc COM 375558103   9,523 130 SH   DFND   130 0 0
Global X FDS US Infr Dev ETF US INFR DEV ETF 37954Y673   62,303 1,565 SH   DFND   1,565 0 0
Global X Lith & Btry Tec ET LITHIUM BTRY ETF 37954Y855   13,134 290 SH   DFND   290 0 0
Goldman Sachs Group Inc COM 38141G104   25,897 62 SH   SOLE   62 0 0
Goodyear Tire & Rubr Co Com COM 382550101   1,442 105 SH   SOLE   105 0 0
Graham Hldgs Co Com CL B COM CL B 384637104   246,425 321 SH   DFND   321 0 0
HCA Holdings Inc COM 40412C101   8,338 25 SH   SOLE   25 0 0
Halliburton Co Com COM 406216101   39,420 1,000 SH   DFND   1,000 0 0
Harley Davidson Inc Com COM 412822108   8,748 200 SH   DFND   200 0 0
Harley Davidson Inc Com COM 412822108   15,746 360 SH   SOLE   360 0 0
Hartford Group Inc COM 416515104   39,365 382 SH   SOLE   382 0 0
Home Depot Inc Com COM 437076102   95,900 250 SH   DFND   250 0 0
Home Depot Inc Com COM 437076102   996,209 2,597 SH   SOLE   2,597 0 0
Honeywell Intl Inc Com COM 438516106   25,656 125 SH   DFND   125 0 0
Honeywell Intl Inc Com COM 438516106   2,487,014 12,117 SH   SOLE   12,117 0 0
Howmet Aerospace Inc COM 443201108   307,319 4,491 SH   DFND   4,491 0 0
Humana Inc Com COM 444859102   8,668 25 SH   SOLE   25 0 0
Huntington Bancshares Inc Com COM 446150104   186,791 13,390 SH   SOLE   13,390 0 0
IDEX Corp COM 45167R104   10,981 45 SH   SOLE   45 0 0
IDEXX Labs Inc Com COM 45168D104   36,715 68 SH   SOLE   68 0 0
Illinois Tool WKS Inc COM 452308109   46,958 175 SH   DFND   175 0 0
Illinois Tool WKS Inc COM 452308109   1,502,380 5,599 SH   SOLE   5,599 0 0
Illumina Inc COM 452327109   43,942 320 SH   DFND   320 0 0
Ingevity Corp Com COM 45688C107   3,816 80 SH   SOLE   80 0 0
Intel Corp Com COM 458140100   35,336 800 SH   DFND   800 0 0
Intel Corp Com COM 458140100   117,934 2,670 SH   SOLE   2,670 0 0
Intellia Thereutics Inc COM 45826J105   2,751 100 SH   SOLE   100 0 0
International Business MacHscom COM 459200101   242,519 1,270 SH   DFND   1,270 0 0
International Business MacHscom COM 459200101   477,400 2,500 SH   SOLE   2,500 0 0
Invesco QQQ Unit Series 1 UNIT SER 1 46090E103   202,025 455 SH   DFND   455 0 0
Invesco QQQ Unit Series 1 UNIT SER 1 46090E103   17,306,622 38,978 SH   SOLE   38,978 0 0
Intuit Inc COM 461202103   48,100 74 SH   SOLE   74 0 0
Intuituve Surgical Inc COM NEW 46120E602   19,955 50 SH   DFND   50 0 0
Intuituve Surgical Inc COM NEW 46120E602   1,374,067 3,443 SH   SOLE   3,443 0 0
Invesco Water RES ETF Trust WATER RES ETF 46137V142   33,951 510 SH   DFND   510 0 0
Invesco Water RES ETF Trust WATER RES ETF 46137V142   174,946 2,628 SH   SOLE   2,628 0 0
Invesco S&P 500 Equal Weight S&P500 EQL WGT 46137V357   38,108 225 SH   DFND   225 0 0
Invesco S&P 500 Equal Weight S&P500 EQL WGT 46137V357   4,051,330 23,920 SH   SOLE   23,920 0 0
Invesco S&P 500 Garp ETF S&P 500 GARP ETF 46137V431   47,921 450 SH   DFND   450 0 0
Invesco S&P 500 Garp ETF S&P 500 GARP ETF 46137V431   4,327,967 40,642 SH   SOLE   40,642 0 0
Invesco Preferred ETF PFD ETF 46138E511   15,503 1,305 SH   DFND   1,305 0 0
Invesco Preferred ETF PFD ETF 46138E511   287,472 24,198 SH   SOLE   24,198 0 0
Invesco Natl AMT-Free Mun Bd ETF NATL AMT MUNI 46138E537   29,788 1,250 SH   DFND   1,250 0 0
Invesco Natl AMT-Free Mun Bd ETF NATL AMT MUNI 46138E537   417,382 17,515 SH   SOLE   17,515 0 0
Invesco Sr Loan ETF SR LN ETF 46138G508   1,058 50 SH   DFND   50 0 0
Invesco Sr Loan ETF SR LN ETF 46138G508   281,380 13,304 SH   SOLE   13,304 0 0
Invesco Taxable Municipal Bond ETF TAXABLE MUN BD 46138G805   14,204 535 SH   SOLE   535 0 0
Iovance Biotherapeutics Inc. COM 462260100   14,820 1,000 SH   SOLE   1,000 0 0
iShares Gold ETF iShares New ISHARES NEW 464285204   79,903 1,902 SH   DFND   1,902 0 0
iShares Select Dividend ETF SELECT DIVID ETF 464287168   32,643 265 SH   DFND   265 0 0
iShares Select Dividend ETF SELECT DIVID ETF 464287168   6,353,009 51,575 SH   SOLE   51,575 0 0
iShares TIPS Bond ETF TIPS BD ETF 464287176   1,074 10 SH   DFND   10 0 0
iShares TIPS Bond ETF TIPS BD ETF 464287176   398,813 3,713 SH   SOLE   3,713 0 0
iShares Transportation Avg ETF US TRSPRTION 464287192   301,875 4,288 SH   SOLE   4,288 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   3,464,035 6,589 SH   SOLE   6,589 0 0
iShares Tr Core US AGG Bond ETF CORE US AGGBD ET 464287226   1,959 20 SH   SOLE   20 0 0
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234   128,991 3,140 SH   SOLE   3,140 0 0
iShares Iboxx Invest Grade CRP Bond IBOXX INV CP ETF 464287242   2,178 20 SH   DFND   20 0 0
iShares Tr S&P 500 Grwt ETF S&P 500 GRWT ETF 464287309   11,822 140 SH   SOLE   140 0 0
iShares Tr S&P 500 Val ETF S&P 500 VAL ETF 464287408   8,406 45 SH   SOLE   45 0 0
iShares Tr 7-10 Year Treasury Bd ET 7-10 YR TRSY BD 464287440   14,199 150 SH   SOLE   150 0 0
Barclays 1-3 Year Treasury Bond 1 3 YR TREAS BD 464287457   2,045 25 SH   DFND   25 0 0
Barclays 1-3 Year Treasury Bond 1 3 YR TREAS BD 464287457   47,432 580 SH   SOLE   580 0 0
iShares MSCI Eafe ETF MSCI EAFE ETF 464287465   56,221 704 SH   SOLE   704 0 0
iShares Russell Midcap Value ETF RUS MDCP VAL ETF 464287473   494,302 3,944 SH   SOLE   3,944 0 0
iShares Russell Midcap Growth ETF RUS MD CP GR ETF 464287481   748,758 6,560 SH   SOLE   6,560 0 0
iShares Russell Mid-Cap ETF RUS MID CAP ETF 464287499   2,613,854 31,084 SH   SOLE   31,084 0 0
iShares Tr Core S&P McP ETF CORE S&P MCP ETF 464287507   177,665 2,925 SH   SOLE   2,925 0 0
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598   749,934 4,187 SH   SOLE   4,187 0 0
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614   2,841,332 8,430 SH   SOLE   8,430 0 0
iShares Russell 2000 Value ETF RUS 2000 VAL ETF 464287630   112,914 711 SH   SOLE   711 0 0
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648   167,354 618 SH   SOLE   618 0 0
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655   141,953 675 SH   SOLE   675 0 0
iShares US Telecomunications ETF US TELECOM ETF 464287713   11,759 535 SH   SOLE   535 0 0
iShares Dow Jones US Technology U.S. TECH ETF 464287721   2,424,327 17,950 SH   SOLE   17,950 0 0
iShares Dow Jones US Real Estate U.S. REAL ES ETF 464287739   99,609 1,108 SH   SOLE   1,108 0 0
iShares Dow Jones US Healthcare US HLTHCARE ETF 464287762   24,760 400 SH   DFND   400 0 0
iShares Dow Jones US Healthcare US HLTHCARE ETF 464287762   380,376 6,145 SH   SOLE   6,145 0 0
iShares Core S&P Small Cap ETF CORE S&P SCP ETF 464287804   17,131 155 SH   SOLE   155 0 0
iShares S&P Small Cap 600 Value ETF SP SMCP600VL ETF 464287879   20,552 200 SH   SOLE   200 0 0
iShares S&P Smallcap 600/Barra Growth Index FD S&P SML 600 GWT 464287887   218,319 1,670 SH   SOLE   1,670 0 0
iShares Global Clean Energy GL CLEAN ENE ETF 464288224   8,668 620 SH   SOLE   620 0 0
iShares Tr JP Mor Em Mk ETF JPMORGAN USD EMG 464288281   897 10 SH   DFND   10 0 0
iShares Tr JP Mor Em Mk ETF JPMORGAN USD EMG 464288281   42,504 474 SH   SOLE   474 0 0
iShares Govt/Credit Bond GOV/CRED BD ETF 464288596   55,703 538 SH   SOLE   538 0 0
iShares 1-3 Yr Cr Bd ETF ISHS 1-5YR INVS 464288646   2,051 40 SH   DFND   40 0 0
iShares 1-3 Yr Cr Bd ETF ISHS 1-5YR INVS 464288646   525,671 10,251 SH   SOLE   10,251 0 0
iShares Tr 3 7 Yr Treas Bd 3 7 YR TREAS BD 464288661   261,383 2,257 SH   SOLE   2,257 0 0
iShares Tr U.S. Med Dvc ETF U.S. MED DVC ETF 464288810   147,354 2,515 SH   SOLE   2,515 0 0
iShares Silver Trust ISHARES 46428Q109   13,878 610 SH   DFND   610 0 0
iShares Silver Trust ISHARES 46428Q109   6,939 305 SH   SOLE   305 0 0
iShares Floating Rate Bond FLTG RATE NT ETF 46429B655   3,830 75 SH   DFND   75 0 0
iShares Floating Rate Bond FLTG RATE NT ETF 46429B655   1,329,960 26,047 SH   SOLE   26,047 0 0
iShares Edge MSCI Min Vol USA ETF MSCI USA MIN VOL 46429B697   3,343 40 SH   SOLE   40 0 0
iShares 0-5 Year TIPS Bond ETF 0-5 YR TIPS ETF 46429B747   125,481 1,262 SH   SOLE   1,262 0 0
iShares Tr Core MSCI Eafe ETF CORE MSCI EAFE 46432F842   174,046 2,345 SH   DFND   2,345 0 0
iShares Tr Core MSCI Eafe ETF CORE MSCI EAFE 46432F842   3,637,893 49,015 SH   SOLE   49,015 0 0
iShares in Core MSCI Emerging Mkts CORE MSCI EMKT 46434G103   159,960 3,100 SH   DFND   3,100 0 0
iShares in Core MSCI Emerging Mkts CORE MSCI EMKT 46434G103   2,016,786 39,085 SH   SOLE   39,085 0 0
iShares ESG S&P Mid-Cap ETF ESG SCRD S&P MID 46436E551   516,170 12,565 SH   SOLE   12,565 0 0
IShares Bitcoin Trust SHS 46438F101   104,615 2,585 SH   DFND   2,585 0 0
IShares Bitcoin Trust SHS 46438F101   537,644 13,285 SH   SOLE   13,285 0 0
J P Morgan Chase & Co COM 46625H100   81,122 405 SH   DFND   405 0 0
J P Morgan Chase & Co COM 46625H100   3,832,741 19,135 SH   SOLE   19,135 0 0
Johnson & Johnson Com COM 478160104   274,618 1,736 SH   DFND   1,736 0 0
Johnson & Johnson Com COM 478160104   2,311,631 14,613 SH   SOLE   14,613 0 0
KLA-Tencor Corp COM NEW 482480100   243,102 348 SH   SOLE   348 0 0
KKR & Co Inc Com COM 48251W104   50,290 500 SH   DFND   500 0 0
Kennametal Inc COM 489170100   37,410 1,500 SH   DFND   1,500 0 0
Key Corp COM 493267108   32,252 2,040 SH   SOLE   2,040 0 0
Kimberly Clark Corp Com COM 494368103   59,760 462 SH   SOLE   462 0 0
Knight Swift Transportation Holdings Inc CL A 499049104   5,117 93 SH   SOLE   93 0 0
Kohls Corp COM 500255104   1,079 37 SH   SOLE   37 0 0
Kraft Heinzcompany COM 500754106   10,000 271 SH   SOLE   271 0 0
Kyndryl Hldgs Inc Common Stock COMMON STOCK 50155Q100   3,917 180 SH   SOLE   180 0 0
Laboratory Corporation of America Holdings COM NEW 50540R409   6,554 30 SH   SOLE   30 0 0
Lam Research Corp Com COM 512807108   75,782 78 SH   SOLE   78 0 0
Leggett & Platt Inc Com COM 524660107   46,726 2,440 SH   SOLE   2,440 0 0
Liberty All Star Eqty Shs Ben Int SH BEN INT 530158104   4,483 627 SH   SOLE   627 0 0
Lilly Eli & Co Com COM 532457108   186,710 240 SH   DFND   240 0 0
Lilly Eli & Co Com COM 532457108   615,366 791 SH   SOLE   791 0 0
Live Nation Entertainment Incom COM 538034109   6,664 63 SH   SOLE   63 0 0
Lockheed Martin Corp COM 539830109   45,487 100 SH   DFND   100 0 0
Lockheed Martin Corp COM 539830109   180,129 396 SH   SOLE   396 0 0
Lowes Cos Inc Com COM 548661107   284,533 1,117 SH   DFND   1,117 0 0
Lowes Cos Inc Com COM 548661107   3,667,857 14,399 SH   SOLE   14,399 0 0
Lucid Group Inc COM 549498103   1,425 500 SH   SOLE   500 0 0
M & T Bank Corp COM 55261F104   167,256 1,150 SH   DFND   1,150 0 0
M & T Bank Corp COM 55261F104   1,137,632 7,822 SH   SOLE   7,822 0 0
MSCI Inc COM 55354G100   47,638 85 SH   SOLE   85 0 0
Macy Inc COM 55616P104   1,399 70 SH   SOLE   70 0 0
Mainstreet Bancshares Inc Com COM 56064Y100   14,346 790 SH   SOLE   790 0 0
Manulife Financial Corp COM 56501R106   8,172 327 SH   SOLE   327 0 0
Marathon Oil Corp COM 565849106   14,425 509 SH   SOLE   509 0 0
Marathon Pete Corp COM 56585A102   134,602 668 SH   SOLE   668 0 0
Marsh & McLennan Companies, Inc. COM 571748102   42,226 205 SH   SOLE   205 0 0
Marriott Int CL A CL A 571903202   97,139 385 SH   DFND   385 0 0
Marriott Int CL A CL A 571903202   59,797 237 SH   SOLE   237 0 0
Mastercard Inc CL A 57636Q104   93,906 195 SH   DFND   195 0 0
Mastercard Inc CL A 57636Q104   2,283,605 4,742 SH   SOLE   4,742 0 0
McDonalds Corp Com COM 580135101   390,501 1,385 SH   DFND   1,385 0 0
McDonalds Corp Com COM 580135101   2,683,318 9,517 SH   SOLE   9,517 0 0
McKesson Corp Com COM 58155Q103   120,791 225 SH   SOLE   225 0 0
Merck & Co Inc Com COM 58933Y105   327,500 2,482 SH   DFND   2,482 0 0
Merck & Co Inc Com COM 58933Y105   360,619 2,733 SH   SOLE   2,733 0 0
Metlife, Inc. COM 59156R108   136,733 1,845 SH   SOLE   1,845 0 0
Microsoft Corp Com COM 594918104   1,020,667 2,426 SH   DFND   2,426 0 0
Microsoft Corp Com COM 594918104   6,893,497 16,385 SH   SOLE   16,385 0 0
Microchip Technology Inc. Com COM 595017104   170,898 1,905 SH   DFND   1,905 0 0
Microchip Technology Inc. Com COM 595017104   2,557,722 28,511 SH   SOLE   28,511 0 0
Micron Technology Inc Com COM 595112103   11,789 100 SH   SOLE   100 0 0
Mid-America Apartment Communities Inc. COM 59522J103   26,316 200 SH   SOLE   200 0 0
Molson Coors Beverage CO Compa CLASS B CORP COMMON CL B 60871R209   47,075 700 SH   SOLE   700 0 0
Mondelez International Inc CL A 609207105   19,250 275 SH   DFND   275 0 0
Mondelez International Inc CL A 609207105   98,630 1,409 SH   SOLE   1,409 0 0
Morgan Stanley Dean Witter COM NEW 617446448   30,602 325 SH   DFND   325 0 0
Morgan Stanley Dean Witter COM NEW 617446448   24,764 263 SH   SOLE   263 0 0
Motorola Solutions Inc Com New COM NEW 620076307   46,147 130 SH   SOLE   130 0 0
Murphy USA Inc Com COM 626755102   17,606 42 SH   SOLE   42 0 0
Nnn REIT Inc Com COM 637417106   38,466 900 SH   DFND   900 0 0
Neogenomics Inc Com New COM NEW 64049M209   408,720 26,000 SH   SOLE   26,000 0 0
Net Lease Office Properties COM 64110Y108   643 27 SH   DFND   27 0 0
Nexstar Media Grop COMMON STOCK 65336K103   36,181 210 SH   DFND   210 0 0
Nextera Energy Inc COM 65339F101   23,327 365 SH   DFND   365 0 0
Nextera Energy Inc COM 65339F101   616,859 9,652 SH   SOLE   9,652 0 0
Nike Inc CL B CL B 654106103   25,093 267 SH   SOLE   267 0 0
Norfolk Southern Corp Com COM 655844108   90,479 355 SH   DFND   355 0 0
Norfolk Southern Corp Com COM 655844108   33,133 130 SH   SOLE   130 0 0
Novartis AG ADR SPONSORED ADR 66987V109   17,798 184 SH   DFND   184 0 0
Novartis AG ADR SPONSORED ADR 66987V109   22,248 230 SH   SOLE   230 0 0
Novo Nordisk A/S ADR 670100205   13,482 105 SH   SOLE   105 0 0
Nucor Corp COM 670346105   734,011 3,709 SH   DFND   3,709 0 0
Nucor Corp COM 670346105   799,516 4,040 SH   SOLE   4,040 0 0
Nvidia Corp COM 67066G104   406,602 450 SH   DFND   450 0 0
Nvidia Corp COM 67066G104   3,185,049 3,525 SH   SOLE   3,525 0 0
Nuveen Quality Municipal Inc COM 67066V101   8,022 700 SH   SOLE   700 0 0
Nuveen ESG Small-Cap ETF NUVEEN ESG SMLCP 67092P607   283,436 6,815 SH   SOLE   6,815 0 0
O-I Glass Inc Com COM 67098H104   439,502 26,492 SH   DFND   26,492 0 0
Occidental Pete Corp Del Com COM 674599105   107,234 1,650 SH   SOLE   1,650 0 0
Omnicom Group Inc Com COM 681919106   38,704 400 SH   SOLE   400 0 0
Omega Healthcare Invs Inc COM 681936100   136,561 4,312 SH   DFND   4,312 0 0
Omega Healthcare Invs Inc COM 681936100   2,375 75 SH   SOLE   75 0 0
Oneok, Inc COM 682680103   2,084 26 SH   SOLE   26 0 0
Oracle Corp Com COM 68389X105   279,733 2,227 SH   SOLE   2,227 0 0
Otis Worldwide Corp Com COM 68902V107   42,885 432 SH   DFND   432 0 0
Otis Worldwide Corp Com COM 68902V107   32,263 325 SH   SOLE   325 0 0
PGIM Ultra-Short Bond ETF PGIM ULTRA SH BD 69344A107   26,093 525 SH   DFND   525 0 0
PGIM Ultra-Short Bond ETF PGIM ULTRA SH BD 69344A107   1,412,375 28,418 SH   SOLE   28,418 0 0
PNC Finl Svcs Group Inc Com COM 693475105   2,083,832 12,895 SH   DFND   12,895 0 0
PNC Finl Svcs Group Inc Com COM 693475105   355,682 2,201 SH   SOLE   2,201 0 0
PPG Inds Inc Com COM 693506107   681,030 4,700 SH   DFND   4,700 0 0
PPG Inds Inc Com COM 693506107   72,450 500 SH   SOLE   500 0 0
Palantir Technologies Inc CL A CL A 69608A108   35,228 1,531 SH   SOLE   1,531 0 0
Palo Alto Networks Inc Com COM 697435105   33,527 118 SH   SOLE   118 0 0
Parker Hannifin Corp COM 701094104   32,792 59 SH   SOLE   59 0 0
PayPal Hldgs Inc Com COM 70450Y103   30,146 450 SH   DFND   450 0 0
PayPal Hldgs Inc Com COM 70450Y103   15,743 235 SH   SOLE   235 0 0
PepsiCo Inc Com COM 713448108   197,761 1,130 SH   DFND   1,130 0 0
PepsiCo Inc Com COM 713448108   2,203,551 12,591 SH   SOLE   12,591 0 0
Pfizer Inc Com COM 717081103   169,830 6,120 SH   DFND   6,120 0 0
Pfizer Inc Com COM 717081103   147,214 5,305 SH   SOLE   5,305 0 0
Phillip Morris Intl, Inc. COM 718172109   44,802 489 SH   DFND   489 0 0
Phillip Morris Intl, Inc. COM 718172109   169,314 1,848 SH   SOLE   1,848 0 0
Phillips 66 COM 718546104   38,385 235 SH   SOLE   235 0 0
Pinnacle West Cap Corp Com COM 723484101   29,892 400 SH   DFND   400 0 0
Polaris Inds Inc Com COM 731068102   42,551 425 SH   SOLE   425 0 0
Price T Rowe Group Inc COM 74144T108   32,187 264 SH   SOLE   264 0 0
Procter & Gamble Co Com COM 742718109   187,723 1,157 SH   DFND   1,157 0 0
Procter & Gamble Co Com COM 742718109   2,422,555 14,931 SH   SOLE   14,931 0 0
Prudential Financial Inc COM 744320102   17,023 145 SH   DFND   145 0 0
Prudential Financial Inc COM 744320102   521,256 4,440 SH   SOLE   4,440 0 0
Qualcomm Inc Com COM 747525103   69,413 410 SH   DFND   410 0 0
Qualcomm Inc Com COM 747525103   128,668 760 SH   SOLE   760 0 0
Quest Diagnostics Inc COM 74834L100   14,775 111 SH   DFND   111 0 0
RGC Resources Inc COM 74955L103   18,843 931 SH   DFND   931 0 0
Raytheon Technologies Corp COM 75513E101   84,363 865 SH   DFND   865 0 0
Raytheon Technologies Corp COM 75513E101   227,440 2,332 SH   SOLE   2,332 0 0
Regency Ctrs Corp Com COM 758849103   12,960 214 SH   DFND   214 0 0
Republic Svcs Inc Com COM 760759100   28,716 150 SH   DFND   150 0 0
Republic Svcs Inc Com COM 760759100   444,141 2,320 SH   SOLE   2,320 0 0
Rivian Automotive Inc Com CL A COM CL A 76954A103   1,095 100 SH   SOLE   100 0 0
Rockwell Intl Corp New Automation COM 773903109   640,926 2,200 SH   DFND   2,200 0 0
Rockwell Intl Corp New Automation COM 773903109   73,415 252 SH   SOLE   252 0 0
Roper Technologies Inc COM 776696106   16,825 30 SH   DFND   30 0 0
Roper Technologies Inc COM 776696106   1,400,978 2,498 SH   SOLE   2,498 0 0
Ross Stores Inc COM 778296103   31,407 214 SH   DFND   214 0 0
Ross Stores Inc COM 778296103   68,243 465 SH   SOLE   465 0 0
Shell PLC Spon ADS SPON ADS 780259305   17,766 265 SH   SOLE   265 0 0
SPDR S&P 500 Index TR UNIT 78462F103   13,077 25 SH   DFND   25 0 0
SPDR S&P 500 Index TR UNIT 78462F103   3,723,735 7,119 SH   SOLE   7,119 0 0
SPDR Gold Trust ETF GOLD SHS 78463V107   44,847 218 SH   SOLE   218 0 0
SPDR Ser Tr S&P Divid ETF S&P DIVID ETF 78464A763   22,836 174 SH   SOLE   174 0 0
SPDR Dow Jones Industrial Average UT SER 1 78467X109   3,978 10 SH   DFND   10 0 0
SPDR Dow Jones Industrial Average UT SER 1 78467X109   229,110 576 SH   SOLE   576 0 0
SPDR Serie Bloomberg Barclays High BLOOMBERG HIGH Y 78468R622   1,904 20 SH   SOLE   20 0 0
SPDR Nuveen Barclays Sht Trm NUVEEN BLMBRG SH 78468R739   55,742 1,175 SH   SOLE   1,175 0 0
Salesforce Com Inc COM 79466L302   10,541 35 SH   DFND   35 0 0
Salesforce Com Inc COM 79466L302   1,354,406 4,497 SH   SOLE   4,497 0 0
Sandy Spring Bancorp COM 800363103   6,954 300 SH   SOLE   300 0 0
Schwab Charles Corp New COM 808513105   4,702 65 SH   SOLE   65 0 0
Materials Sector SPDR SBI MATERIALS 81369Y100   1,393 15 SH   DFND   15 0 0
Materials Sector SPDR SBI MATERIALS 81369Y100   156,334 1,683 SH   SOLE   1,683 0 0
Select Sector SPDR Tr SBI Healthcare SBI HEALTHCARE 81369Y209   29,546 200 SH   DFND   200 0 0
Select Sector SPDR Tr SBI Healthcare SBI HEALTHCARE 81369Y209   158,514 1,073 SH   SOLE   1,073 0 0
Consumer Staples Sector SPDR SBI CONS STPLS 81369Y308   1,145 15 SH   DFND   15 0 0
Consumer Staples Sector SPDR SBI CONS STPLS 81369Y308   430,212 5,634 SH   SOLE   5,634 0 0
Consumer Discretionary Sector SPDR SBI CONS DISCR 81369Y407   19,308 105 SH   DFND   105 0 0
Consumer Discretionary Sector SPDR SBI CONS DISCR 81369Y407   591,206 3,215 SH   SOLE   3,215 0 0
Energy Sector SPDR ENERGY 81369Y506   1,416 15 SH   DFND   15 0 0
Energy Sector SPDR ENERGY 81369Y506   91,578 970 SH   SOLE   970 0 0
Financial Sector SPDR FINANCIAL 81369Y605   312,783 7,426 SH   SOLE   7,426 0 0
Industrial Sector SPDR INDL 81369Y704   12,596 100 SH   DFND   100 0 0
Industrial Sector SPDR INDL 81369Y704   297,518 2,362 SH   SOLE   2,362 0 0
Select Sector SPDR Tr Technology TECHNOLOGY 81369Y803   5,207 25 SH   DFND   25 0 0
Select Sector SPDR Tr Technology TECHNOLOGY 81369Y803   1,336,260 6,416 SH   SOLE   6,416 0 0
Communication Services Select SPDR COMMUNICATION 81369Y852   674,512 8,260 SH   SOLE   8,260 0 0
Select SEC Real Estate RL EST SEL SEC 81369Y860   1,384 35 SH   DFND   35 0 0
Select SEC Real Estate RL EST SEL SEC 81369Y860   402,099 10,172 SH   SOLE   10,172 0 0
Utilities Sector SPDR SBI INT-UTILS 81369Y886   53,833 820 SH   DFND   820 0 0
Utilities Sector SPDR SBI INT-UTILS 81369Y886   212,509 3,237 SH   SOLE   3,237 0 0
Servicenow Inc COM 81762P102   76,240 100 SH   SOLE   100 0 0
Sherwin Williams Co. COM 824348106   31,607 91 SH   SOLE   91 0 0
Shopify Inc CL A 82509L107   34,727 450 SH   DFND   450 0 0
Shopify Inc CL A 82509L107   72,154 935 SH   SOLE   935 0 0
Simon Property Group Inc COM 828806109   17,683 113 SH   SOLE   113 0 0
Sirius XM Radio Inc Com COM 82968B103   26,306 6,780 SH   SOLE   6,780 0 0
Southern Co Com COM 842587107   155,317 2,165 SH   DFND   2,165 0 0
Southern Co Com COM 842587107   1,272,524 17,738 SH   SOLE   17,738 0 0
Southwestern Energy Co Com COM 845467109   1,137 150 SH   SOLE   150 0 0
Square Inc. CL A 852234103   38,061 450 SH   SOLE   450 0 0
Stanley Black & Decker Inc Com COM 854502101   12,241 125 SH   DFND   125 0 0
Stryker Corp Com COM 863667101   12,525 35 SH   SOLE   35 0 0
Summit Financial Group Inc COM 86606G101   62,088 2,286 SH   SOLE   2,286 0 0
Sysco Corp COM 871829107   28,413 350 SH   SOLE   350 0 0
TJX Cos Inc New COM 872540109   106,491 1,050 SH   SOLE   1,050 0 0
Take-Two Interactive Softwarcom COM 874054109   28,956 195 SH   SOLE   195 0 0
Takeda Pharmaceutical Company Limited SPONSORED ADS 874060205   24,308 1,750 SH   DFND   1,750 0 0
Target Corp COM 87612E106   110,933 626 SH   SOLE   626 0 0
Tesla Inc Com COM 88160R101   315,543 1,795 SH   SOLE   1,795 0 0
Texas Instrs Inc Com COM 882508104   92,331 530 SH   SOLE   530 0 0
The ODP Corp USD 0.01 COM 88337F105   531 10 SH   SOLE   10 0 0
Thermo Fisher Scientific Inc COM 883556102   69,164 119 SH   SOLE   119 0 0
3M Co Com COM 88579Y101   26,836 253 SH   DFND   253 0 0
3M Co Com COM 88579Y101   19,093 180 SH   SOLE   180 0 0
Timken Co COM 887389104   8,743 100 SH   SOLE   100 0 0
Tractor Supply COM 892356106   18,320 70 SH   SOLE   70 0 0
Travelers Cos Inc COM 89417E109   76,867 334 SH   DFND   334 0 0
Travelers Cos Inc COM 89417E109   6,904 30 SH   SOLE   30 0 0
Truist Finl Corp Com COM 89832Q109   19,490 500 SH   DFND   500 0 0
Truist Finl Corp Com COM 89832Q109   91,135 2,338 SH   SOLE   2,338 0 0
US Bancorp COM NEW 902973304   25,479 570 SH   SOLE   570 0 0
Ulta Salon Cosmetics & Fragrance COM 90384S303   52,288 100 SH   SOLE   100 0 0
Unilever PLC Amer Shs ADR SPON ADR NEW 904767704   41,407 825 SH   DFND   825 0 0
Union Pac Corp Com COM 907818108   49,186 200 SH   DFND   200 0 0
Union Pac Corp Com COM 907818108   216,418 880 SH   SOLE   880 0 0
United Bankshares Inc West Vcom COM 909907107   9,019 252 SH   SOLE   252 0 0
United Parcel Services B CL B 911312106   46,075 310 SH   DFND   310 0 0
United Parcel Services B CL B 911312106   882,119 5,935 SH   SOLE   5,935 0 0
UnitedHealth Group Inc Com COM 91324P102   52,933 107 SH   DFND   107 0 0
UnitedHealth Group Inc Com COM 91324P102   374,983 758 SH   SOLE   758 0 0
Vale S A ADR SPONSORED ADS 91912E105   6,095 500 SH   SOLE   500 0 0
Valero Energy New COM 91913Y100   201,414 1,180 SH   DFND   1,180 0 0
Valero Energy New COM 91913Y100   1,338,722 7,843 SH   SOLE   7,843 0 0
Vaneck Vectors Gold Miners ETF GOLD MINERS ETF 92189F106   1,960 62 SH   SOLE   62 0 0
Vaneck Vec High Yld Mun ETF HIGH YLD MUNIETF 92189H409   122,811 2,350 SH   DFND   2,350 0 0
Vaneck Vec High Yld Mun ETF HIGH YLD MUNIETF 92189H409   1,143,710 21,885 SH   SOLE   21,885 0 0
Vanguard ESG Intl ETF ESG INTL STK ETF 921910725   530,678 9,234 SH   SOLE   9,234 0 0
Vanguard Bond Index Fund Inctotal Bd Market TOTAL BND MRKT 921937835   1,816 25 SH   DFND   25 0 0
Vanguard Bond Index Fund Inctotal Bd Market TOTAL BND MRKT 921937835   1,393,116 19,181 SH   SOLE   19,181 0 0
Vanguard Europe Pacific ETF VAN FTSE DEV MKT 921943858   423,334 8,438 SH   SOLE   8,438 0 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406   29,522 244 SH   SOLE   244 0 0
Vanguard Intl Equity Index Fftse Europe ETF FTSE EUROPE ETF 922042874   18,182 270 SH   SOLE   270 0 0
Vanguard Utilities Index Fund ETF UTILITIES ETF 92204A876   12,832 90 SH   DFND   90 0 0
Vanguard Scttsdl Lng-CP Bd LG-TERM COR BD 92206C813   2,347 30 SH   SOLE   30 0 0
Vanguard Scottsdale FDS Int-Term Corp INT-TERM CORP 92206C870   359,638 4,467 SH   SOLE   4,467 0 0
Vanguard Index FDS S&P 500 ETF Shs S&P 500 ETF SHS 922908363   9,614 20 SH   DFND   20 0 0
Vanguard Index FDS S&P 500 ETF Shs S&P 500 ETF SHS 922908363   8,225,258 17,111 SH   SOLE   17,111 0 0
Vanguard Index FDS McAp Vl Idxvip MCAP VL IDXVIP 922908512   52,230 335 SH   DFND   335 0 0
Vanguard Index FDS McAp Vl Idxvip MCAP VL IDXVIP 922908512   3,826,187 24,541 SH   SOLE   24,541 0 0
Vanguard Index FDS McAp GR Idxvip MCAP GR IDXVIP 922908538   56,590 240 SH   DFND   240 0 0
Vanguard Index FDS McAp GR Idxvip MCAP GR IDXVIP 922908538   4,187,395 17,759 SH   SOLE   17,759 0 0
Vanguard Index FDS Sml CP Grw ETF SML CP GRW ETF 922908595   16,947 65 SH   DFND   65 0 0
Vanguard Index FDS Sml CP Grw ETF SML CP GRW ETF 922908595   618,167 2,371 SH   SOLE   2,371 0 0
Vanguard Small-Cap Value ETF SM CP VAL ETF 922908611   24,944 130 SH   DFND   130 0 0
Vanguard Small-Cap Value ETF SM CP VAL ETF 922908611   2,180,908 11,366 SH   SOLE   11,366 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629   317,322 1,270 SH   DFND   1,270 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629   3,348,124 13,400 SH   SOLE   13,400 0 0
Vanguard Growth ETF GROWTH ETF 922908736   80,887 235 SH   DFND   235 0 0
Vanguard Growth ETF GROWTH ETF 922908736   7,843,285 22,787 SH   SOLE   22,787 0 0
Vanguard Value ETF VALUE ETF 922908744   119,702 735 SH   DFND   735 0 0
Vanguard Value ETF VALUE ETF 922908744   12,912,681 79,287 SH   SOLE   79,287 0 0
Vanguard Index FDS Small CP ETF SMALL CP ETF 922908751   146,298 640 SH   DFND   640 0 0
Vanguard Index FDS Small CP ETF SMALL CP ETF 922908751   2,689,133 11,764 SH   SOLE   11,764 0 0
Veralto Corp COM SHS 92338C103   12,944 146 SH   DFND   146 0 0
Veralto Corp COM SHS 92338C103   146,732 1,655 SH   SOLE   1,655 0 0
Verizon Communications COM 92343V104   75,108 1,790 SH   DFND   1,790 0 0
Verizon Communications COM 92343V104   1,171,607 27,922 SH   SOLE   27,922 0 0
Viatris Inc NPV COM 92556V106   633 53 SH   DFND   53 0 0
VISA Inc COM CL A 92826C839   68,096 244 SH   SOLE   244 0 0
Vontier Corp COM 928881101   45,360 1,000 SH   DFND   1,000 0 0
Vontier Corp COM 928881101   297,108 6,550 SH   SOLE   6,550 0 0
W P Carey Inc COM 92936U109   23,423 415 SH   DFND   415 0 0
WEC Energy Group Inc COM 92939U106   26,196 319 SH   DFND   319 0 0
WEC Energy Group Inc COM 92939U106   657 8 SH   SOLE   8 0 0
Wal Mart Stores Inc Com COM 931142103   39,712 660 SH   DFND   660 0 0
Wal Mart Stores Inc Com COM 931142103   94,768 1,575 SH   SOLE   1,575 0 0
Walgreen Company COM 931427108   4,230 195 SH   DFND   195 0 0
Walgreen Company COM 931427108   4,598 212 SH   SOLE   212 0 0
Warner Bros Discovery Inc Com Ser A COM SER A 934423104   3,152 361 SH   DFND   361 0 0
Warner Bros Discovery Inc Com Ser A COM SER A 934423104   6,355 728 SH   SOLE   728 0 0
Waste Management Inc COM 94106L109   170,520 800 SH   DFND   800 0 0
Waste Management Inc COM 94106L109   191,835 900 SH   SOLE   900 0 0
Wells Fargo & Company COM 949746101   92,098 1,589 SH   DFND   1,589 0 0
Wells Fargo & Company COM 949746101   51,874 895 SH   SOLE   895 0 0
Welltower Inc COM 95040Q104   51,392 550 SH   DFND   550 0 0
Welltower Inc COM 95040Q104   23,360 250 SH   SOLE   250 0 0
Wendy's Company COM 95058W100   23,230 1,233 SH   SOLE   1,233 0 0
Westrock Co USD 0.01 COM 96145D105   48,609 983 SH   SOLE   983 0 0
Weyerhaeuser Co Com COM NEW 962166104   23,018 641 SH   DFND   641 0 0
Whirlpool Corp. COM 963320106   3,948 33 SH   DFND   33 0 0
Williams Cos Inc Del Com COM 969457100   8,262 212 SH   SOLE   212 0 0
Williams Sonoma Inc COM 969904101   8,891 28 SH   SOLE   28 0 0
XCEL Energy Inc COM 98389B100   4,300 80 SH   SOLE   80 0 0
Xylem Inc COM 98419M100   25,848 200 SH   SOLE   200 0 0
YUM Brands Inc COM 988498101   129,222 932 SH   DFND   932 0 0
YUM Brands Inc COM 988498101   17,331 125 SH   SOLE   125 0 0
Zoetis Inc CL A CL A 98978V103   36,380 215 SH   DFND   215 0 0
Zoetis Inc CL A CL A 98978V103   755,523 4,465 SH   SOLE   4,465 0 0
AON PLC Shs CL A SHS CL A G0403H108   50,058 150 SH   SOLE   150 0 0
Coca-Cola European Partners PLC SHS G25839104   6,995 100 SH   SOLE   100 0 0
Eaton Corporation PLC SHS G29183103   263,589 843 SH   SOLE   843 0 0
Johnson Controls International SHS G51502105   27,500 421 SH   SOLE   421 0 0
New Linde PLC NPV SHS G54950103   3,715 8 SH   SOLE   8 0 0
Norwegian Cruise Line Hldg Lshs SHS G66721104   2,093 100 SH   SOLE   100 0 0
Pentair PLC Shs SHS G7S00T104   11,364 133 SH   DFND   133 0 0
Trane Technologies PLC SHS G8994E103   89,760 299 SH   SOLE   299 0 0
Chubb Limited Com COM H1467J104   47,421 183 SH   SOLE   183 0 0
Crispr Therapeutics AG NAMEN AKT H17182108   6,816 100 SH   SOLE   100 0 0