The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC Common Stock 00287Y109   1,058,295 5,359 SH   SOLE   4,404 955 0
ACCENTURE PLC ADR Int'l Common Stock G1151C101   302,225 855 SH   SOLE   855 0 0
ADOBE SYSTEMS INCORPORATED DELAWARE Common Stock 00724F101   571,111 1,103 SH   SOLE   905 198 0
ALPHABET INC Common Stock 02079K107   341,569 2,043 SH   SOLE   2,043 0 0
ALPHABET INC Common Stock 02079K305   1,305,240 7,870 SH   SOLE   6,479 1,391 0
AMAZON COM INC Common Stock 023135106   1,396,916 7,497 SH   SOLE   6,465 1,032 0
AMERICAN ELECTRIC POWER INC Common Stock 025537101   200,378 1,953 SH   SOLE   1,828 125 0
APPLE INC Common Stock 037833100   4,316,092 18,524 SH   SOLE   17,150 1,374 0
APPLIED MATERIALS INC Common Stock 038222105   310,753 1,538 SH   SOLE   1,388 150 0
BANK OF AMERICA CORP Common Stock 060505104   336,844 8,489 SH   SOLE   8,489 0 0
BLACKROCK ETF TRUST II Fixed Income ETF 092528504   382,967 7,369 SH   SOLE   7,369 0 0
BLACKROCK ETF TRUST II Fixed Income ETF 092528603   1,444,454 26,984 SH   SOLE   26,984 0 0
BLACKROCK INC Common Stock 09247X101   1,368,244 1,441 SH   SOLE   1,246 195 0
BONDBLOXX ETF TRUST Fixed Income ETF 09789C788   414,415 8,216 SH   SOLE   7,838 0 378
BONDBLOXX ETF TRUST Fixed Income ETF 09789C796   737,999 16,758 SH   SOLE   16,758 0 0
BONDBLOXX ETF TRUST Fixed Income ETF 09789C853   1,101,817 22,091 SH   SOLE   22,091 0 0
BROADCOM INC Common Stock 11135F101   231,495 1,342 SH   SOLE   1,272 70 0
CADENCE DESIGN SYSTEMS INCORPORATED Common Stock 127387108   433,919 1,601 SH   SOLE   1,501 100 0
CATERPILLAR INC Common Stock 149123101   541,310 1,384 SH   SOLE   1,149 235 0
CHEVRONTEXACO CORP Common Stock 166764100   770,369 5,231 SH   SOLE   5,231 0 0
CISCO SYSTEMS INC Common Stock 17275R102   474,616 8,918 SH   SOLE   8,418 500 0
CUMMINS INC Common Stock 231021106   361,026 1,115 SH   SOLE   1,115 0 0
DEERE & CO Common Stock 244199105   231,618 555 SH   SOLE   555 0 0
DOW HLDGS INC Common Stock 260557103   327,616 5,997 SH   SOLE   5,642 355 0
ELI LILLY & CO Common Stock 532457108   446,514 504 SH   SOLE   504 0 0
EMERSON ELECTRIC CO Common Stock 291011104   514,695 4,706 SH   SOLE   4,456 250 0
ENBRIDGE INC Int'l Common Stock 29250N105   238,218 5,866 SH   SOLE   4,390 1,476 0
EOG RESOURCES INC Common Stock 26875P101   333,386 2,712 SH   SOLE   2,712 0 0
ETF ISHARES DJ SELECT DIVIDEND INDEX Exchange Traded Fund 464287168   2,916,431 21,592 SH   SOLE   21,592 0 0
FIRST TRUST LARGE CAP VALUE ALPHADEX FUND Exchange Traded Fund 33735J101   274,977 3,475 SH   SOLE   3,475 0 0
FT CBOE VEST US EQUITY BUFFER ETF-NOVEMBER Exchange Traded Fund 33740F847   477,947 10,131 SH   SOLE   10,131 0 0
GENERAL DYNAMICS CORP Common Stock 369550108   501,652 1,660 SH   SOLE   1,410 250 0
GENUINE PARTS COMPANY Common Stock 372460105   406,748 2,912 SH   SOLE   2,724 188 0
GLOBAL X FDS Exchange Traded Fund 37954Y889   253,065 3,647 SH   OTR   3,647 0 0
HOME DEPOT INC Common Stock 437076102   1,166,166 2,878 SH   SOLE   2,590 288 0
HONEYWELL INTERNATIONAL INC Common Stock 438516106   975,464 4,719 SH   SOLE   4,334 385 0
Horizon Kinetics Exchange Traded Fund 53656F623   385,034 10,243 SH   SOLE   10,243 0 0
INGREDION INC USD 0.01 Common Stock 457187102   324,885 2,364 SH   SOLE   2,179 185 0
INTERCONTINENTAL EXCHANGE GROUP Common Stock 45866F104   365,456 2,275 SH   SOLE   2,275 0 0
INVESCO EXCH TRADED FD TR II Fixed Income ETF 46138G805   948,794 34,414 SH   SOLE   34,414 0 0
INVESCO QQQ TRUST SERIES 1 Exchange Traded Fund 46090E103   3,472,618 7,115 SH   SOLE   7,115 0 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200   1,098,842 1,905 SH   SOLE   1,905 0 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200   123,439 214 SH   OTR   214 0 0
ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507   19,506 313 SH   OTR   313 0 0
ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507   8,021,706 128,718 SH   SOLE   117,430 11,288 0
ISHARES CORE S&P SMALL CAP ETF Exchange Traded Fund 464287804   17,895 153 SH   OTR   153 0 0
ISHARES CORE S&P SMALL CAP ETF Exchange Traded Fund 464287804   2,832,069 24,214 SH   SOLE   24,041 0 173
ISHARES RUSSELL 1000 GROWTH ETF Exchange Traded Fund 464287614   20,686,066 55,107 SH   SOLE   54,080 484 543
ISHARES RUSSELL 1000 VALUE ETF Exchange Traded Fund 464287598   3,665,228 19,311 SH   SOLE   19,073 238 0
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655   1,652,036 7,479 SH   SOLE   5,729 1,750 0
ISHARES RUSSELL MID CAP VALUE ETF Exchange Traded Fund 464287473   1,738,294 13,144 SH   SOLE   12,926 0 218
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND Exchange Traded Fund 464287606   1,406,161 15,296 SH   SOLE   15,296 0 0
ISHARES TR Muni Fixed Income ETF 46435U259   203,213 7,921 SH   SOLE   7,921 0 0
ISHARES TR Muni Fixed Income ETF 46435U325   254,685 9,937 SH   SOLE   9,937 0 0
ISHARES TR Muni Fixed Income ETF 46436E163   304,860 11,960 SH   SOLE   11,960 0 0
ISHARES TR Fixed Income ETF 46434VBD1   2,620,189 104,390 SH   SOLE   103,339 106 945
ISHARES TR Fixed Income ETF 46435GAA0   3,348,005 137,778 SH   SOLE   136,683 110 985
ISHARES TR Fixed Income ETF 46435U515   2,766,967 108,381 SH   SOLE   107,329 106 946
ISHARES TR Fixed Income ETF 46435UAA9   3,150,627 129,283 SH   SOLE   128,184 111 988
ISHARES TR Fixed Income ETF 46436E205   2,717,803 115,602 SH   SOLE   114,453 116 1,033
ISHARES TR Fixed Income ETF 46436E460   240,617 11,557 SH   SOLE   11,557 0 0
ISHARES TR Fixed Income ETF 46436E486   241,611 11,386 SH   SOLE   11,386 0 0
ISHARES TR Fixed Income ETF 46436E593   1,732,790 86,445 SH   SOLE   85,094 136 1,215
ISHARES TR Fixed Income ETF 46436E726   1,871,636 84,422 SH   SOLE   83,197 124 1,101
ISHARES TR Fixed Income ETF 46436E825   1,807,526 81,770 SH   SOLE   80,550 123 1,097
ISHARES TR Fixed Income ETF 46436E833   1,802,621 80,098 SH   SOLE   78,904 120 1,074
ISHARES TR Fixed Income ETF 46436E841   1,797,423 79,409 SH   SOLE   78,226 119 1,064
ISHARES TR Fixed Income ETF 46436E858   1,788,230 77,530 SH   SOLE   76,378 116 1,036
ISHARES TR Fixed Income ETF 46436E866   1,659,658 70,865 SH   SOLE   69,740 113 1,012
JACOBS SOLUTIONS INC Common Stock 46982L108   200,801 1,534 SH   SOLE   1,534 0 0
JOHNSON & JOHNSON Common Stock 478160104   1,099,739 6,786 SH   SOLE   5,816 970 0
JP MORGAN CHASE & CO Common Stock 46625H100   1,271,908 6,032 SH   SOLE   5,777 255 0
JPMORGAN EQUITY PREMIUM INCOME ETF Exchange Traded Fund 46641Q332   583,079 9,798 SH   SOLE   9,798 0 0
LOCKHEED MARTIN CORP Common Stock 539830109   814,292 1,393 SH   SOLE   1,318 75 0
MARRIOTT INTERNATIONAL INC (NEW) Common Stock 571903202   459,910 1,850 SH   SOLE   1,650 200 0
MCDONALD'S CORP Common Stock 580135101   772,542 2,537 SH   SOLE   2,412 125 0
MEDTRONIC PLC ADR Int'l Common Stock G5960L103   276,842 3,075 SH   SOLE   2,460 615 0
MERCK & CO INC NEW Common Stock 58933Y105   355,329 3,129 SH   SOLE   3,129 0 0
META PLATFORMS INC Common Stock 30303M102   572,440 1,000 SH   SOLE   900 100 0
MICROCHIP TECHNOLOGY INC Common Stock 595017104   672,348 8,374 SH   SOLE   6,629 1,745 0
MICROSOFT CORP Common Stock 594918104   3,820,634 8,879 SH   SOLE   8,065 814 0
MORGAN STANLEY Common Stock 617446448   459,490 4,408 SH   SOLE   3,428 980 0
NEXTERA ENERGY INC Common Stock 65339F101   278,780 3,298 SH   SOLE   3,030 268 0
NVIDIA CORP Common Stock 67066G104   933,266 7,685 SH   SOLE   7,335 350 0
ORACLE CORP Common Stock 68389X105   248,784 1,460 SH   SOLE   1,460 0 0
PALO ALTO NETWORKS INC Common Stock 697435105   221,486 648 SH   SOLE   548 100 0
PAYCHEX INC Common Stock 704326107   566,013 4,218 SH   SOLE   3,638 580 0
PEPSICO INC Common Stock 713448108   1,381,146 8,122 SH   SOLE   7,362 760 0
PFIZER INC Common Stock 717081103   348,640 12,047 SH   SOLE   11,547 500 0
PROCTER & GAMBLE CO Common Stock 742718109   1,243,576 7,180 SH   SOLE   6,281 899 0
PRUDENTIAL FINANCIAL INC Common Stock 744320102   354,944 2,931 SH   SOLE   2,696 235 0
PUBLIC STORAGE INC Common Stock 74460D109   614,213 1,688 SH   SOLE   1,588 100 0
S & P SELECT CONSUMER DISCRETIONARY SPDR FUND Exchange Traded Fund 81369Y407   399,939 1,996 SH   SOLE   1,996 0 0
S & P SELECT ENERGY SPDR FUND Exchange Traded Fund 81369Y506   210,193 2,394 SH   SOLE   1,999 395 0
S & P SELECT FINANCIAL SPDR FUND Exchange Traded Fund 81369Y605   425,917 9,398 SH   SOLE   9,398 0 0
S & P SELECT HEALTHCARE SPDR FUND Exchange Traded Fund 81369Y209   321,132 2,085 SH   SOLE   2,085 0 0
S & P SELECT TECHNOLOGY SPDR FUND Exchange Traded Fund 81369Y803   710,467 3,147 SH   SOLE   3,147 0 0
SOUTHERN CO Common Stock 842587107   456,942 5,067 SH   SOLE   4,487 580 0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF Fixed Income ETF 78464A474   1,460,223 48,224 SH   SOLE   48,224 0 0
SPDR S&P DIVIDEND ETF Exchange Traded Fund 78464A763   1,080,640 7,608 SH   SOLE   7,560 48 0
SPDR S&P MIDCAP 400 ETF TRUST Exchange Traded Fund 78467Y107   808,348 1,419 SH   SOLE   1,419 0 0
SPDR SER TR Exchange Traded Fund 78464A409   273,951 3,303 SH   SOLE   3,303 0 0
SPDR SER TR Exchange Traded Fund 78464A508   255,420 4,832 SH   SOLE   4,832 0 0
STARBUCKS CORPORATION Common Stock 855244109   660,105 6,771 SH   SOLE   6,064 707 0
STEEL DYNAMICS INC Common Stock 858119100   1,902,169 15,087 SH   SOLE   15,087 0 0
STRYKER CORP Common Stock 863667101   320,799 888 SH   SOLE   838 50 0
UBER TECHNOLOGIES INC Common Stock 90353T100   202,932 2,700 SH   SOLE   2,500 200 0
UNITED PARCEL SERVICE INC Common Stock 911312106   265,727 1,949 SH   SOLE   1,573 376 0
UNITEDHEALTH GROUP INC Common Stock 91324P102   863,572 1,477 SH   SOLE   1,477 0 0
US BANCORP Common Stock 902973304   306,025 6,692 SH   SOLE   5,012 1,680 0
VANGUARD DIVIDEND APPRECIATION ETF Exchange Traded Fund 921908844   238,662 1,205 SH   SOLE   1,205 0 0
VANGUARD FTSE DEVELOPED MARKET ETF International Equity ETF 921943858   330,749 6,263 SH   SOLE   6,263 0 0
VANGUARD INDEX FUNDS S&P 500 ETF USD Exchange Traded Fund 922908363   664,864 1,260 SH   SOLE   1,260 0 0
VANGUARD SMALL CAP VIPER ETF Exchange Traded Fund 922908751   2,555,463 10,773 SH   SOLE   10,609 45 119
VANGUARD TOTAL BOND MARKET ETF Fixed Income ETF 921937835   270,020 3,595 SH   SOLE   3,595 0 0
VANGUARD TOTAL STOCK MARKET ETF Exchange Traded Fund 922908769   210,388 743 SH   SOLE   743 0 0
VANGUARD VALUE ETF Exchange Traded Fund 922908744   10,007,924 57,329 SH   SOLE   56,445 0 884
VERIZON COMMUNICATIONS INC Common Stock 92343V104   359,325 8,001 SH   SOLE   7,686 315 0
VISA INC Common Stock 92826C839   794,056 2,888 SH   SOLE   2,303 585 0
WAL-MART STORES INC Common Stock 931142103   502,588 6,224 SH   SOLE   5,624 600 0
WASTE MANAGEMENT INC. Common Stock 94106L109   636,709 3,067 SH   SOLE   2,547 520 0
WELLS FARGO & CO NEW Common Stock 949746101   442,825 7,839 SH   SOLE   7,839 0 0
ZOETIS INC CLASS A Common Stock 98978V103   404,632 2,071 SH   SOLE   1,571 500 0