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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares ISHARES CORE GROWTH ALLOCATI 464289867 3,287 57,590 SH   SOLE   57,590 0 0
Vaneck VANECK JPM EM LOCAL CURR BND 92189H300 11,185 391,100 SH   SOLE   391,100 0 0
iShares ISHARES MSCI JAPAN ETF 46434G822 1,192 17,800 SH   SOLE   17,800 0 0
iShares ISHARES CORE MSCI EMERGING 46434G103 7,754 129,532 SH   SOLE   129,532 0 0
iShares ISHARES JP MORGAN EM LOCAL C 464286517 4,807 122,573 SH   SOLE   122,573 0 0
iShares ISHARES IBOXX INVESTMENT GRA 464287242 424 3,200 SH   SOLE   3,200 0 0
iShares ISHARES GLOBAL REIT ETF 46434V647 9,547 311,900 SH   SOLE   311,900 0 0
iShares ISHARES TIPS BOND ETF 464287176 23,101 178,800 SH   SOLE   178,800 0 0
Vanguard VANGUARD INT-TERM CORPORATE 92206C870 7,090 76,430 SH   SOLE   76,430 0 0
Vanguard VANGUARD TOTAL STOCK MKT ETF 922908769 108,521 449,473 SH   SOLE   449,473 0 0