The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   324,386 2,705 SH   SOLE   2,705 0 0
AMPHENOL CORP NEW CL A 032095101   383,040 5,031 SH   SOLE   5,031 0 0
APPLE INC COM 037833100   754,900 5,810 SH   SOLE   5,810 0 0
ARCH CAP GROUP LTD ORD G0450A105   529,863 8,440 SH   SOLE   8,440 0 0
AT&T INC COM 00206R102   200,891 10,912 SH   SOLE   10,912 0 0
BANK HAWAII CORP COM 062540109   268,666 3,464 SH   SOLE   3,464 0 0
EMCOR GROUP INC COM 29084Q100   358,665 2,422 SH   SOLE   2,422 0 0
EXXON MOBIL CORP COM 30231G102   216,188 1,960 SH   SOLE   1,960 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   1,128,600 30,000 SH   SOLE   30,000 0 0
FLEXSHARES TR HIG YLD VL ETF 33939L662   325,933 8,179 SH   SOLE   8,179 0 0
ISHARES TR MSCI EAFE ETF 464287465   13,554,351 206,495 SH   SOLE   206,495 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   782,999 5,646 SH   SOLE   5,646 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   389,511 2,234 SH   SOLE   2,234 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   599,116 7,381 SH   SOLE   7,381 0 0
ISHARES TR CORE S&P500 ETF 464287200   703,569 1,831 SH   SOLE   1,831 0 0
ISHARES TR CORE MSCI EAFE 46432F842   460,392 7,469 SH   SOLE   7,469 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   1,242,444 10,814 SH   SOLE   10,814 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   885,468 5,839 SH   SOLE   5,839 0 0
ISHARES TR MBS ETF 464288588   1,328,261 14,321 SH   SOLE   14,321 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   4,260,204 112,406 SH   SOLE   112,406 0 0
ISHARES TR TRS FLT RT BD 46434V860   4,055,775 80,456 SH   SOLE   80,456 0 0
JPMORGAN CHASE & CO COM 46625H100   227,134 1,694 SH   SOLE   1,694 0 0
MCDONALDS CORP COM 580135101   586,767 2,227 SH   SOLE   2,227 0 0
META PLATFORMS INC CL A 30303M102   219,982 1,828 SH   SOLE   1,828 0 0
METHANEX CORP COM 59151K108   265,020 7,000 SH   SOLE   7,000 0 0
MICROSOFT CORP COM 594918104   996,867 4,157 SH   SOLE   4,157 0 0
NEW YORK CMNTY BANCORP INC COM 649445103   860,000 100,000 SH   SOLE   100,000 0 0
OLD REP INTL CORP COM 680223104   1,231,650 51,000 SH   SOLE   51,000 0 0
PEPSICO INC COM 713448108   233,051 1,290 SH   SOLE   1,290 0 0
PFIZER INC COM 717081103   378,153 7,380 SH   SOLE   7,380 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   393,082 3,895 SH   SOLE   3,895 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   736,802 5,424 SH   SOLE   5,424 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,579,040 27,663 SH   SOLE   27,663 0 0
SPDR SER TR S&P BK ETF 78464A797   364,579 8,075 SH   SOLE   8,075 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   4,651,677 158,328 SH   SOLE   158,328 0 0
STEREOTAXIS INC COM NEW 85916J409   36,432 17,600 SH   SOLE   17,600 0 0
STEWART INFORMATION SVCS COR COM 860372101   427,300 10,000 SH   SOLE   10,000 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,744,796 10,659 SH   SOLE   10,659 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,316,302 85,077 SH   SOLE   85,077 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,876,475 38,256 SH   SOLE   38,256 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   973,098 21,377 SH   SOLE   21,377 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   334,231 1,918 SH   SOLE   1,918 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   291,943 6,956 SH   SOLE   6,956 0 0
WATSCO INC COM 942622200   241,499 968 SH   SOLE   968 0 0
WEX INC COM 96208T104   302,753 1,850 SH   SOLE   1,850 0 0
YUM BRANDS INC COM 988498101   251,485 1,963 SH   SOLE   1,963 0 0