The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 418 3,850 SH   SOLE   0 0 3,850
AMERICAN EXPRESS CO COM 025816109 1,177 8,490 SH   SOLE   0 0 8,490
APPLE INC COM 037833100 1,951 14,271 SH   SOLE   0 0 14,271
AUTOMATIC DATA PROCESSING IN COM 053015103 710 3,382 SH   SOLE   0 0 3,382
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 288 1,055 SH   SOLE   0 0 1,055
BK OF AMERICA CORP COM 060505104 388 12,479 SH   SOLE   0 0 12,479
BOEING CO COM 097023105 310 2,266 SH   SOLE   0 0 2,266
CHEVRON CORP NEW COM 166764100 385 2,661 SH   SOLE   0 0 2,661
CISCO SYS INC COM 17275R102 247 5,795 SH   SOLE   0 0 5,795
COSTCO WHSL CORP NEW COM 22160K105 894 1,865 SH   SOLE   0 0 1,865
EDISON INTL COM 281020107 1,256 19,861 SH   SOLE   0 0 19,861
GENERAL MLS INC COM 370334104 242 3,204 SH   SOLE   0 0 3,204
GLOBAL X FDS US INFR DEV ETF 37954Y673 439 19,263 SH   SOLE   0 0 19,263
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 451 6,024 SH   SOLE   0 0 6,024
HOME DEPOT INC COM 437076102 444 1,618 SH   SOLE   0 0 1,618
INDEXIQ ETF TR IQ CANDRM ESG US 45409B461 5,511 170,630 SH   SOLE   0 0 170,630
INVESCO CALIF VALUE MUN INCO COM 46132H106 569 53,874 SH   SOLE   0 0 53,874
INVESCO EXCH TRADED FD TR II 1 30 LADER TRE 46138E107 1,421 60,467 SH   SOLE   0 0 60,467
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 4,399 110,518 SH   SOLE   0 0 110,518
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 3,435 189,056 SH   SOLE   0 0 189,056
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 2,364 81,207 SH   SOLE   0 0 81,207
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 207 8,818 SH   SOLE   0 0 8,818
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 368 5,933 SH   SOLE   0 0 5,933
INVESCO EXCH TRD SLF IDX FD RAFI STRG US ETF 46138J726 2,577 98,030 SH   SOLE   0 0 98,030
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 5,377 36,285 SH   SOLE   0 0 36,285
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 2,374 15,485 SH   SOLE   0 0 15,485
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,721 20,270 SH   SOLE   0 0 20,270
ISHARES INC CORE MSCI EMKT 46434G103 1,837 37,454 SH   SOLE   0 0 37,454
ISHARES TR CORE MSCI EAFE 46432F842 1,640 27,874 SH   SOLE   0 0 27,874
ISHARES TR CORE S&P MCP ETF 464287507 1,844 8,150 SH   SOLE   0 0 8,150
ISHARES TR CORE S&P SCP ETF 464287804 1,592 17,229 SH   SOLE   0 0 17,229
ISHARES TR CORE S&P US GWT 464287671 442 5,283 SH   SOLE   0 0 5,283
ISHARES TR CORE S&P500 ETF 464287200 7,497 19,773 SH   SOLE   0 0 19,773
ISHARES TR CORE US AGGBD ET 464287226 361 3,551 SH   SOLE   0 0 3,551
ISHARES TR RUSSELL 2000 ETF 464287655 214 1,264 SH   SOLE   0 0 1,264
ISHARES TR S&P 500 GRWT ETF 464287309 614 10,171 SH   SOLE   0 0 10,171
J P MORGAN EXCHANGE TRADED F US MINMUM VOLT 46641Q787 422 11,928 SH   SOLE   0 0 11,928
JANUS DETROIT STR TR HENDERSON MTG 47103U852 203 4,233 SH   SOLE   0 0 4,233
JOHNSON & JOHNSON COM 478160104 410 2,309 SH   SOLE   0 0 2,309
JPMORGAN CHASE & CO COM 46625H100 332 2,949 SH   SOLE   0 0 2,949
LPL FINL HLDGS INC COM 50212V100 5,202 28,198 SH   SOLE   0 0 28,198
MCDONALDS CORP COM 580135101 667 2,703 SH   SOLE   0 0 2,703
MERCK & CO INC COM 58933Y105 230 2,523 SH   SOLE   0 0 2,523
MICROSOFT CORP COM 594918104 2,985 11,624 SH   SOLE   0 0 11,624
NIKE INC CL B 654106103 357 3,489 SH   SOLE   0 0 3,489
NORTHROP GRUMMAN CORP COM 666807102 510 1,065 SH   SOLE   0 0 1,065
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 299 10,961 SH   SOLE   0 0 10,961
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 783 63,504 SH   SOLE   0 0 63,504
OUTLOOK THERAPEUTICS INC COM NEW 69012T206 17 16,400 SH   SOLE   0 0 16,400
PALO ALTO NETWORKS INC COM 697435105 331 670 SH   SOLE   0 0 670
PEPSICO INC COM 713448108 649 3,896 SH   SOLE   0 0 3,896
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 124 12,652 SH   SOLE   0 0 12,652
PROLOGIS INC. COM 74340W103 409 3,476 SH   SOLE   0 0 3,476
PRUDENTIAL FINL INC COM 744320102 339 3,547 SH   SOLE   0 0 3,547
RAYTHEON TECHNOLOGIES CORP COM 75513E101 377 3,924 SH   SOLE   0 0 3,924
SALESFORCE INC COM 79466L302 250 1,514 SH   SOLE   0 0 1,514
SELECT SECTOR SPDR TR ENERGY 81369Y506 597 8,347 SH   SOLE   0 0 8,347
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 3,737 91,466 SH   SOLE   0 0 91,466
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 215 1,674 SH   SOLE   0 0 1,674
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 478 3,762 SH   SOLE   0 0 3,762
SEMPRA COM 816851109 231 1,535 SH   SOLE   0 0 1,535
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 38,584 1,337,875 SH   SOLE   0 0 1,337,875
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 22,227 639,250 SH   SOLE   0 0 639,250
SPDR SER TR BBG CONV SEC ETF 78464A359 401 6,210 SH   SOLE   0 0 6,210
SPDR SER TR PORT MTG BK ETF 78464A383 31,783 1,390,929 SH   SOLE   0 0 1,390,929
SPDR SER TR PORTFLI HIGH YLD 78468R606 15,719 700,167 SH   SOLE   0 0 700,167
SPDR SER TR PORTFLI INTRMDIT 78464A672 1,698 57,601 SH   SOLE   0 0 57,601
SPDR SER TR PORTFLI TIPS ETF 78464A656 1,369 49,738 SH   SOLE   0 0 49,738
SPDR SER TR PORTFOLI S&P1500 78464A805 6,155 132,432 SH   SOLE   0 0 132,432
SPDR SER TR PORTFOLIO AGRGTE 78464A649 34,250 1,299,793 SH   SOLE   0 0 1,299,793
SPDR SER TR PORTFOLIO LN TSR 78464A664 3,013 91,116 SH   SOLE   0 0 91,116
SPDR SER TR PORTFOLIO S&P400 78464A847 5,570 140,349 SH   SOLE   0 0 140,349
SPDR SER TR PORTFOLIO S&P500 78464A854 74,651 1,683,606 SH   SOLE   0 0 1,683,606
SPDR SER TR PORTFOLIO S&P600 78468R853 6,985 194,147 SH   SOLE   0 0 194,147
SPDR SER TR PORTFOLIO SH TSR 78468R101 1,830 62,144 SH   SOLE   0 0 62,144
SPDR SER TR PORTFOLIO SHORT 78464A474 15,431 519,034 SH   SOLE   0 0 519,034
SPDR SER TR PRTFLO S&P500 GW 78464A409 46,175 883,233 SH   SOLE   0 0 883,233
SPDR SER TR PRTFLO S&P500 VL 78464A508 47,718 1,295,991 SH   SOLE   0 0 1,295,991
SPDR SER TR S&P 400 MDCP GRW 78464A821 11,037 181,050 SH   SOLE   0 0 181,050
SPDR SER TR S&P 400 MDCP VAL 78464A839 14,861 245,635 SH   SOLE   0 0 245,635
SPDR SER TR S&P 600 SMCP GRW 78464A201 15,223 215,936 SH   SOLE   0 0 215,936
SPDR SER TR S&P 600 SMCP VAL 78464A300 13,345 184,296 SH   SOLE   0 0 184,296
SYSCO CORP COM 871829107 216 2,548 SH   SOLE   0 0 2,548
TESLA INC COM 88160R101 350 520 SH   SOLE   0 0 520
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 205 7,583 SH   SOLE   0 0 7,583
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 449 18,335 SH   SOLE   0 0 18,335
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,026 4,713 SH   SOLE   0 0 4,713
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 858 6,459 SH   SOLE   0 0 6,459
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 257 1,670 SH   SOLE   0 0 1,670
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,165 23,515 SH   SOLE   0 0 23,515
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,361 10,383 SH   SOLE   0 0 10,383
VANGUARD INDEX FDS MID CAP ETF 922908629 296 1,503 SH   SOLE   0 0 1,503
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 877 9,628 SH   SOLE   0 0 9,628
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,249 26,665 SH   SOLE   0 0 26,665
VANGUARD INDEX FDS SMALL CP ETF 922908751 319 1,814 SH   SOLE   0 0 1,814
VANGUARD INDEX FDS VALUE ETF 922908744 228 1,725 SH   SOLE   0 0 1,725
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 266 5,564 SH   SOLE   0 0 5,564
VISA INC COM CL A 92826C839 689 3,498 SH   SOLE   0 0 3,498
WALMART INC COM 931142103 426 3,504 SH   SOLE   0 0 3,504
WASTE MGMT INC DEL COM 94106L109 526 3,441 SH   SOLE   0 0 3,441
WISDOMTREE TR GLB US QTLY DIV 97717W844 1,510 47,651 SH   SOLE   0 0 47,651
WISDOMTREE TR US HIGH DIVIDEND 97717W208 893 10,857 SH   SOLE   0 0 10,857
WISDOMTREE TR YIELD ENHANCD US 97717X511 12,961 289,900 SH   SOLE   0 0 289,900