The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   7,237,258 38,095 SH   SOLE   38,095 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   922,827 4,857 SH   DFND   4,857 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,681,472 181,545 SH   SOLE   181,545 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,346,186 28,151 SH   DFND   28,151 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,043,530 69,108 SH   SOLE   69,108 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   399,188 9,064 SH   DFND   9,064 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   14,598,397 27,094 SH   SOLE   27,094 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,781,980 3,307 SH   DFND   3,307 0 0
ALPHABET INC CAP STK CL C 02079K107   120,327 632 SH   DFND   632 0 0
ALPHABET INC CAP STK CL C 02079K107   157,414 827 SH   SOLE   827 0 0
AMAZON COM INC COM 023135106   95,873 437 SH   DFND   437 0 0
AMAZON COM INC COM 023135106   148,527 677 SH   SOLE   677 0 0
AMGEN INC COM 031162100   5,807 22 SH   DFND   22 0 0
AMGEN INC COM 031162100   311,979 1,197 SH   SOLE   1,197 0 0
APPLE INC COM 037833100   135,510 541 SH   DFND   541 0 0
APPLE INC COM 037833100   310,974 1,242 SH   SOLE   1,242 0 0
BROADCOM INC COM 11135F101   309,662 1,336 SH   DFND   1,336 0 0
BROADCOM INC COM 11135F101   353,481 1,525 SH   SOLE   1,525 0 0
ELI LILLY & CO COM 532457108   124,433 161 SH   DFND   161 0 0
ELI LILLY & CO COM 532457108   127,833 166 SH   SOLE   166 0 0
FEDEX CORP COM 31428X106   29,044 103 SH   DFND   103 0 0
FEDEX CORP COM 31428X106   234,180 832 SH   SOLE   832 0 0
ISHARES TR MSCI EAFE ETF 464287465   207,713 2,747 SH   DFND   2,747 0 0
ISHARES TR MSCI EAFE ETF 464287465   157,699 2,086 SH   SOLE   2,086 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   134,150 1,321 SH   DFND   1,321 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   410,171 4,040 SH   SOLE   4,040 0 0
META PLATFORMS INC CL A 30303M102   102,064 174 SH   DFND   174 0 0
META PLATFORMS INC CL A 30303M102   2,515,534 4,296 SH   SOLE   4,296 0 0
MICROSOFT CORP COM 594918104   324,033 769 SH   DFND   769 0 0
MICROSOFT CORP COM 594918104   432,257 1,026 SH   SOLE   1,026 0 0
NVIDIA CORPORATION COM 67066G104   62,320 464 SH   DFND   464 0 0
NVIDIA CORPORATION COM 67066G104   161,716 1,204 SH   SOLE   1,204 0 0
PHILIP MORRIS INTL INC COM 718172109   172,482 1,433 SH   DFND   1,433 0 0
PHILIP MORRIS INTL INC COM 718172109   90,356 751 SH   SOLE   751 0 0
SAP SE SPON ADR 803054204   140,573 571 SH   DFND   571 0 0
SAP SE SPON ADR 803054204   76,829 312 SH   SOLE   312 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   183,335 928 SH   DFND   928 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   130,565 661 SH   SOLE   661 0 0
UNITEDHEALTH GROUP INC COM 91324P102   121,954 241 SH   DFND   241 0 0
UNITEDHEALTH GROUP INC COM 91324P102   107,696 213 SH   SOLE   213 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   387,384 3,297 SH   DFND   3,297 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   149,255 1,270 SH   SOLE   1,270 0 0
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   12,001,297 340,366 SH   SOLE   340,366 0 0
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   324,652 9,207 SH   DFND   9,207 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   12,750,038 343,020 SH   SOLE   343,020 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   128,339 3,453 SH   DFND   3,453 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   7,704,363 312,297 SH   SOLE   312,297 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   57,492 2,330 SH   DFND   2,330 0 0
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   6,066,826 225,365 SH   SOLE   225,365 0 0
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   1,955,292 72,633 SH   DFND   72,633 0 0
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   5,737,004 196,338 SH   SOLE   196,338 0 0
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   35,590 1,218 SH   DFND   1,218 0 0
VANGUARD MALVERN FDS CORE BD ETF 922020748   8,109,995 106,978 SH   SOLE   106,978 0 0
WALMART INC COM 931142103   3,420,109 37,854 SH   SOLE   37,854 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   291,089 4,940 SH   SOLE   4,940 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   129,882 2,204 SH   DFND   2,204 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   488,183 1,077 SH   SOLE   1,077 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,986 11 SH   DFND   11 0 0
HOME BANCSHARES INC COM 436893200   578,883 20,455 SH   SOLE   20,455 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,910,130 78,000 SH   SOLE   78,000 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   525,188 1,812 SH   SOLE   1,812 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   551,219 1,902 SH   DFND   1,902 0 0
DEERE & CO COM 244199105   473,974 1,119 SH   SOLE   1,119 0 0
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   368,609 11,079 SH   SOLE   11,079 0 0
CAPITAL GRP FIXED INCM ETF T MUNICIPAL HIGH I 14020Y805   3,252,548 128,661 SH   SOLE   128,661 0 0
ISHARES TR NATIONAL MUN ETF 464288414   3,245,833 30,463 SH   DFND   30,463 0 0
ISHARES TR NATIONAL MUN ETF 464288414   4,688 44 SH   SOLE   44 0 0
WP CAREY INC COM 92936U109   410,125 7,528 SH   SOLE   7,528 0 0
ISHARES TR CORE S&P500 ETF 464287200   348,605 592 SH   SOLE   592 0 0
ISHARES TR CORE S&P TTL STK 464287150   306,675 2,384 SH   SOLE   2,384 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   395,139 1,373 SH   SOLE   1,373 0 0
ISHARES TR S&P 100 ETF 464287101   334,656 1,159 SH   SOLE   1,159 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   203,433 770 SH   SOLE   770 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   340,491 7,070 SH   SOLE   7,070 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   232,449 1,057 SH   SOLE   1,057 0 0