The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACTIVISION BLIZZARD INC COM 00507V109 3,685 39,686 SH   DFND   39,686 0 0
AMERICAN EXPRESS COMPANY COM 025816109 882 7,297 SH   DFND   7,297 0 0
TECHNIPFMC PLC COM G87110105 35 3,694 SH   DFND   3,694 0 0
TECHNIPFMC PLC COM G87110105 92 9,818 SH   DFND 4 9,818 0 0
UBS GROUP AG SHS H42097107 445 31,500 SH   DFND 4 31,500 0 0
VALERO ENERGY CORP COM 91913Y100 106 1,870 SH   DFND   1,870 0 0
VALERO ENERGY CORP COM 91913Y100 373 6,599 SH   DFND 4 6,599 0 0
VANGUARD INDEX FUNDS S&P 500 ETF SHS 922908363 4,632 13,477 SH   DFND   13,477 0 0
VANGUARD INDEX FUNDS S&P 500 ETF SHS 922908363 11,281 32,822 SH   DFND 4 32,822 0 0
VANGUARD INTERNATIONAL EQUITY INDEX FUNDS FTSE EMR MKT ETF 922042858 1,370 27,342 SH   DFND   27,342 0 0
VANGUARD INTERNATIONAL EQUITY INDEX FUNDS FTSE EMR MKT ETF 922042858 9,336 186,302 SH   DFND 4 186,302 0 0
VANGUARD INTERNATIONAL EQUITY INDEX FUNDS FTSE EUROPE ETF 922042874 1,198 19,890 SH   DFND   19,890 0 0
AMERICAN EXPRESS COMPANY COM 025816109 5,899 48,787 SH   DFND 4 48,787 0 0
VANGUARD INTERNATIONAL EQUITY INDEX FUNDS FTSE EUROPE ETF 922042874 3,987 66,181 SH   DFND 4 66,181 0 0
VANGUARD INTERNATIONAL EQUITY INDEX FUNDS FTSE PACIFIC ETF 922042866 768 9,651 SH   DFND   9,651 0 0
VANGUARD INTERNATIONAL EQUITY INDEX FUNDS FTSE PACIFIC ETF 922042866 6,368 80,011 SH   DFND 4 80,011 0 0
VANGUARD INTERNATIONAL EQUITY INDEX FUNDS GLB EX US ETF 922042676 15 270 SH   DFND   270 0 0
VANGUARD INTERNATIONAL EQUITY INDEX FUNDS GLB EX US ETF 922042676 675 12,424 SH   DFND 4 12,424 0 0
VANGUARD SCOTTSDALE FUNDS TOTAL WLD BD ETF 92206C565 447 5,441 SH   DFND   5,441 0 0
VANGUARD SPECIALIZED FUNDS REAL ESTATE ETF 922908553 49 582 SH   DFND   582 0 0
VANGUARD SPECIALIZED FUNDS REAL ESTATE ETF 922908553 1,378 16,221 SH   DFND 4 16,221 0 0
VANGUARD WORLD FUND FINANCIALS ETF 92204A405 66 912 SH   DFND   912 0 0
VANGUARD WORLD FUND FINANCIALS ETF 92204A405 1,166 16,008 SH   DFND 4 16,008 0 0
AMGEN INC COM 031162100 886 3,855 SH   DFND   3,855 0 0
VANGUARD WORLD FUND HEALTH CAR ETF 92204A504 2,222 9,930 SH   DFND 4 9,930 0 0
VANGUARD WORLD FUND INF TECH ETF 92204A702 143 405 SH   DFND   405 0 0
VANGUARD WORLD FUND INF TECH ETF 92204A702 3,051 8,625 SH   DFND 4 8,625 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 363 9,100 SH   DFND   8,850 250 0
WALT DISNEY CO (THE) COM 254687106 4,658 25,708 SH   DFND   25,708 0 0
WASTE MANAGEMENT INC COM 94106L109 1,085 9,199 SH   DFND   9,199 0 0
WASTE MANAGEMENT INC COM 94106L109 6,126 51,947 SH   DFND 4 51,947 0 0
XCEL ENERGY INC COM 98389B100 560 8,398 SH   DFND   8,398 0 0
XCEL ENERGY INC COM 98389B100 802 12,030 SH   DFND 4 12,030 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 18 118 SH   DFND   118 0 0
AMGEN INC COM 031162100 402 1,749 SH   DFND 4 1,749 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 1,076 6,985 SH   DFND 4 6,985 0 0
APPLE INC COM 037833100 3,257 24,543 SH   DFND   24,543 0 0
APPLE INC COM 037833100 11,572 87,213 SH   DFND 4 87,213 0 0
BOEING COMPANY (THE) COM 097023105 146 682 SH   DFND   682 0 0
BOEING COMPANY (THE) COM 097023105 872 4,075 SH   DFND 4 4,075 0 0
CHUBB LTD (SWITZERLAND) COM H1467J104 343 2,230 SH   DFND 4 2,230 0 0
CINTAS CORP COM 172908105 1,801 5,095 SH   DFND   5,095 0 0
ACTIVISION BLIZZARD INC COM 00507V109 896 9,655 SH   DFND 4 9,655 0 0
CINTAS CORP COM 172908105 8,175 23,129 SH   DFND 4 23,129 0 0
CISCO SYSTEMS INC COM 17275R102 991 22,154 SH   DFND   22,154 0 0
CISCO SYSTEMS INC COM 17275R102 2,007 44,850 SH   DFND 4 44,850 0 0
CME GROUP INC COM 12572Q105 14,493 79,609 SH   DFND   79,609 0 0
COLGATE-PALMOLIVE CO COM 194162103 168 1,960 SH   DFND   1,960 0 0
COLGATE-PALMOLIVE CO COM 194162103 326 3,815 SH   DFND 4 3,815 0 0
COMCAST CORPORATION CL A 20030N101 984 18,780 SH   DFND 4 18,780 0 0
CONOCOPHILLIPS COM 20825C104 161 4,031 SH   DFND   3,441 590 0
CONOCOPHILLIPS COM 20825C104 814 20,352 SH   DFND 4 20,352 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 1,330 3,529 SH   DFND   3,529 0 0
AIR PRODUCTS AND CHEMICALS INC COM 009158106 1,245 4,557 SH   DFND   4,557 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 6,475 17,184 SH   DFND 4 17,184 0 0
CUMMINS INC COM 231021106 803 3,537 SH   DFND   3,537 0 0
CUMMINS INC COM 231021106 1,569 6,909 SH   DFND 4 6,909 0 0
DISCOVER FINANCIAL SERVICES INC COM 254709108 5,971 65,961 SH   DFND   65,961 0 0
EBAY INC COM 278642103 880 17,507 SH   DFND   17,507 0 0
EBAY INC COM 278642103 3,656 72,766 SH   DFND 4 72,766 0 0
ELI LILLY & CO COM 532457108 28 163 SH   DFND   163 0 0
ELI LILLY & CO COM 532457108 480 2,840 SH   DFND 4 2,840 0 0
ESTEE LAUDER COMPANIES INC (THE) CL A 518439104 1,637 6,148 SH   DFND   6,148 0 0
ESTEE LAUDER COMPANIES INC (THE) CL A 518439104 3,645 13,695 SH   DFND 4 13,695 0 0
AIR PRODUCTS AND CHEMICALS INC COM 009158106 6,138 22,466 SH   DFND 4 22,466 0 0
F5 NETWORKS INC COM 315616102 308 1,750 SH   DFND 4 1,750 0 0
FEDEX CORP COM 31428X106 260 1,000 SH   DFND   1,000 0 0
FIDELITY NATIONAL INFORMATION SERVICES INC COM 31620M106 7,049 49,831 SH   DFND   49,831 0 0
FLIR SYSTEMS INC COM 302445101 766 17,472 SH   DFND   17,472 0 0
FRANCO-NEVADA CORPORATION COM 351858105 251 2,000 SH   DFND   2,000 0 0
GILEAD SCIENCES INC COM 375558103 622 10,677 SH   DFND   10,677 0 0
GILEAD SCIENCES INC COM 375558103 1,323 22,712 SH   DFND 4 22,712 0 0
HOME DEPOT INC (THE) COM 437076102 1,129 4,250 SH   DFND   4,250 0 0
ILLINOIS TOOL WORKS INC COM 452308109 1,692 8,300 SH   DFND   8,300 0 0
INTEL CORPORATION COM 458140100 252 5,062 SH   DFND   3,942 1,120 0
ALPHABET INC CAP STK CL A 02079K305 1,798 1,026 SH   DFND   1,026 0 0
INTEL CORPORATION COM 458140100 1,014 20,347 SH   DFND 4 20,347 0 0
INTERCONTINENTAL EXCHANGE INC (THE) COM 45866F104 1,823 15,810 SH   DFND   15,810 0 0
INTUIT INC COM 461202103 799 2,103 SH   DFND   2,103 0 0
INTUIT INC COM 461202103 916 2,411 SH   DFND 4 2,411 0 0
ISHARES INC MSCI EMG MKT ETF 464287234 210 4,068 SH   DFND   4,068 0 0
ISHARES INC MSCI EMG MKT ETF 464287234 64 1,230 SH   DFND 4 1,230 0 0
ISHARES INC MSCI EURZONE ETF 464286608 395 8,965 SH   DFND 4 8,965 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 926 13,700 SH   DFND   13,700 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 1,534 22,704 SH   DFND 4 22,704 0 0
ISHARES INC MSCI PAC JP ETF 464286665 276 5,774 SH   DFND   5,774 0 0
ALPHABET INC CAP STK CL A 02079K305 4,883 2,786 SH   DFND 4 2,786 0 0
ISHARES INC MSCI PAC JP ETF 464286665 1,279 26,709 SH   DFND 4 26,709 0 0
ISHARES TRUST CORE S&P500 ETF 464287200 1,877 5,000 SH   DFND   5,000 0 0
ISHARES TRUST CORE S&P500 ETF 464287200 8,170 21,763 SH   DFND 4 21,763 0 0
JACOBS ENGINEERING GROUP INC COM 469814107 800 7,346 SH   DFND   7,346 0 0
JOHNSON & JOHNSON COM 478160104 1,629 10,350 SH   DFND   10,350 0 0
JOHNSON & JOHNSON COM 478160104 769 4,885 SH   DFND 4 4,885 0 0
JP MORGAN CHASE & COMPANY COM 46625H100 1,621 12,756 SH   DFND   12,756 0 0
JP MORGAN CHASE & COMPANY COM 46625H100 3,251 25,585 SH   DFND 4 25,585 0 0
KLA CORPORATION COM NEW 482480100 1,208 4,665 SH   DFND   4,665 0 0
KLA CORPORATION COM NEW 482480100 5,760 22,248 SH   DFND 4 22,248 0 0
ALPHABET INC CAP STK CL C 02079K107 510 291 SH   DFND   241 50 0
KROGER COMPANY (THE) COM 501044101 651 20,508 SH   DFND   20,508 0 0
KROGER COMPANY (THE) COM 501044101 1,475 46,450 SH   DFND 4 46,450 0 0
LEAR CORP COM NEW 521865204 369 2,322 SH   DFND   2,322 0 0
LINDE PLC SHS G5494J103 97 368 SH   DFND   368 0 0
LINDE PLC SHS G5494J103 215 817 SH   DFND 4 817 0 0
MARSH & MCLENNAN COMPANIES INC COM 571748102 1,316 11,247 SH   DFND   11,247 0 0
MCDONALD'S CORP COM 580135101 457 2,130 SH   DFND 4 2,130 0 0
MCKESSON CORPORATION COM 58155Q103 331 1,902 SH   DFND   1,902 0 0
MCKESSON CORPORATION COM 58155Q103 139 800 SH   DFND 4 800 0 0
METTLER-TOLEDO INTERNATIONAL INC COM 592688105 1,162 1,020 SH   DFND   1,020 0 0
ALPHABET INC CAP STK CL C 02079K107 841 480 SH   DFND 4 480 0 0
METTLER-TOLEDO INTERNATIONAL INC COM 592688105 1,339 1,175 SH   DFND 4 1,175 0 0
MICROSOFT CORP COM 594918104 7,444 33,466 SH   DFND   33,466 0 0
MICROSOFT CORP COM 594918104 12,839 57,723 SH   DFND 4 57,723 0 0
MORGAN STANLEY COM NEW 617446448 819 11,950 SH   DFND   11,950 0 0
MORGAN STANLEY COM NEW 617446448 384 5,600 SH   DFND 4 5,600 0 0
NASDAQ INC COM 631103108 947 7,137 SH   DFND   7,137 0 0
NASDAQ INC COM 631103108 4,196 31,610 SH   DFND 4 31,610 0 0
NIKE INC CL B 654106103 1,179 8,331 SH   DFND   8,331 0 0
NIKE INC CL B 654106103 7,876 55,670 SH   DFND 4 55,670 0 0
O'REILLY AUTOMOTIVE INC COM 67103H107 963 2,128 SH   DFND   2,128 0 0
AMAZON.COM INC COM 023135106 267 82 SH   DFND 4 82 0 0
O'REILLY AUTOMOTIVE INC COM 67103H107 5,089 11,244 SH   DFND 4 11,244 0 0
PHILIP MORRIS INTERNATIONAL INC COM 718172109 46 560 SH   DFND   120 440 0
PHILIP MORRIS INTERNATIONAL INC COM 718172109 182 2,200 SH   DFND 4 2,200 0 0
ROSS STORES INC COM 778296103 1,032 8,405 SH   DFND   8,405 0 0
ROSS STORES INC COM 778296103 4,643 37,805 SH   DFND 4 37,805 0 0
SCHLUMBERGER LTD/NV COM 806857108 729 33,391 SH   DFND   33,391 0 0
SOUTHWEST AIRLINES CO COM 844741108 406 8,703 SH   DFND   8,703 0 0
SOUTHWEST AIRLINES CO COM 844741108 317 6,806 SH   DFND 4 6,806 0 0
STRYKER CORP COM 863667101 2,107 8,600 SH   DFND   8,600 0 0
SYSCO CORP COM 871829107 504 6,791 SH   DFND   5,860 931 0