The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3 M Company COM 88579Y101 3,484 15,873 SH   SOLE   0 12,979 2,894
A T & T COM 00206R102 1,716 48,150 SH   SOLE   0 40,098 8,052
Abbott Labs COM 002824100 948 15,828 SH   SOLE   0 13,583 2,245
Abbvie COM 00287Y109 1,448 15,305 SH   SOLE   0 12,812 2,493
Accenture plc CL A G1151C101 246 1,608 SH   SOLE   0 1,608 0
ADP COM 053015103 512 4,513 SH   SOLE   0 2,810 1,703
Aetna COM 00817Y108 270 1,603 SH   SOLE   0 1,503 100
Aflac Inc COM 001055102 437 9,990 SH   SOLE   0 6,912 3,078
AJ Gallagher Co COM 363576109 872 12,700 SH   SOLE   0 12,500 200
Alibaba Group Hldg Ltd ADS 01609W102 255 1,390 SH   SOLE   0 960 430
Alliant Energy COM 018802108 351 8,591 SH   SOLE   0 8,591 0
Alphabet Inc Cl A CAP STK 02079K305 839 809 SH   SOLE   0 770 39
Alphabet Inc Cl C CAP STK 02079K107 936 908 SH   SOLE   0 887 21
Altria Group Inc COM 02209S103 2,191 35,161 SH   SOLE   0 28,871 6,290
Amazon com COM 023135106 1,293 894 SH   SOLE   0 774 120
Amer Electric COM 025537101 572 8,346 SH   SOLE   0 6,536 1,810
Amer Express COM 025816109 706 7,575 SH   SOLE   0 6,724 851
Amer Tower COM 03027X100 1,305 8,984 SH   SOLE   0 7,909 1,075
Amgen COM 031162100 294 1,730 SH   SOLE   0 1,586 144
Amphenol Corp CL A 032095101 214 2,490 SH   SOLE   0 2,490 0
Apple Computer COM 037833100 3,481 20,751 SH   SOLE   0 16,857 3,894
BankAmerica COM 060505104 1,229 40,981 SH   SOLE   0 39,885 1,096
Becton Dickinson COM 075887109 445 2,055 SH   SOLE   0 1,400 655
Berkshire Htwy Cl A COM 084990175 299 100 SH   SOLE   0 100 0
Berkshire Htwy Cl B COM 084670207 3,050 15,291 SH   SOLE   0 14,965 326
Blackrock Corp Hi Yld ETF 09255P107 134 12,681 SH   SOLE   0 0 12,681
Blackrock Inc COM 09247X101 289 535 SH   SOLE   0 535 0
Blackstone Group COM 09253U108 348 10,923 SH   SOLE   0 8,467 2,456
Boeing Co COM 097023105 1,947 5,938 SH   SOLE   0 5,321 617
Bristol Myers COM 110122108 1,202 19,005 SH   SOLE   0 12,702 6,303
Broadcom Ltd COM Y0486S104 298 1,266 SH   SOLE   0 1,078 188
Caterpillar Inc COM 149123101 1,233 8,368 SH   SOLE   0 6,577 1,791
Celanese Corp COM 150870103 1,014 10,128 SH   SOLE   0 8,552 1,576
Celgene COM 151020104 295 3,317 SH   SOLE   0 2,727 590
Chevron Corp COM 166764100 1,871 16,408 SH   SOLE   0 12,937 3,471
Chubb Ltd COM H1467J104 1,458 10,662 SH   SOLE   0 7,629 3,033
Church Dwight COM 171340102 293 5,826 SH   SOLE   0 3,400 2,426
Churchill Downs COM 171484108 439 1,800 SH   SOLE   0 1,550 250
Cisco Systems Inc COM 17275R102 2,333 54,409 SH   SOLE   0 53,939 470
Citigroup COM 172967101 610 9,051 SH   SOLE   0 8,538 513
Clorox COM 189054109 340 2,558 SH   SOLE   0 1,992 566
Coca-Cola Company COM 191216100 1,428 32,887 SH   SOLE   0 24,289 8,598
ColgatePalmolive COM 194162103 1,775 24,771 SH   SOLE   0 19,969 4,802
Comcast COM 20030N101 706 20,684 SH   SOLE   0 16,012 4,672
ConocoPhillips COM 20825C104 757 12,781 SH   SOLE   0 9,360 3,421
Constellation Brand CL A 21036P108 296 1,300 SH   SOLE   0 1,300 0
Consumer Discr SPDR ETF 81369Y407 5,604 55,330 SH   SOLE   0 48,689 6,641
Consumer Stpls SPDR ETF 81369Y308 3,370 64,047 SH   SOLE   0 55,924 8,123
Costco COM 22160K105 1,913 10,155 SH   SOLE   0 8,340 1,815
CrownCastleIntl COM 228227104 1,016 9,275 SH   SOLE   0 7,900 1,375
CSX Corp COM 126408103 1,390 24,961 SH   SOLE   0 20,333 4,628
Cummins Inc COM 231021106 2,388 14,738 SH   SOLE   0 11,926 2,812
CVS Caremark COM 126650100 1,230 19,779 SH   SOLE   0 16,827 2,952
Danaher Corp COM 235851102 485 4,955 SH   SOLE   0 4,855 100
Deere COM 244199105 446 2,874 SH   SOLE   0 2,704 170
Delta Air Lines COM 247361108 458 8,362 SH   SOLE   0 6,836 1,526
DowDuPont COM 26078J100 928 14,575 SH   SOLE   0 12,824 1,751
Duke Energy COM 26441C105 743 9,594 SH   SOLE   0 7,245 2,349
Dunkin Brands COM 265504100 514 8,615 SH   SOLE   0 6,024 2,591
Eastman Chem COM 277432100 765 7,251 SH   SOLE   0 6,050 1,201
Eli Lilly Company COM 532457108 1,071 13,852 SH   SOLE   0 11,801 2,051
Emerson Electric COM 291011104 543 7,961 SH   SOLE   0 6,530 1,431
Energy Select SPDR ETF 81369Y506 6,587 97,720 SH   SOLE   0 83,250 14,470
Exelon Corporation COM 30161N101 592 15,191 SH   SOLE   0 12,294 2,897
Express Scripts COM 30219G108 206 2,991 SH   SOLE   0 2,829 162
Exxon Mobil COM 30231G102 2,848 38,181 SH   SOLE   0 31,770 6,411
Facebook COM 30303M102 785 4,917 SH   SOLE   0 3,647 1,270
FedEx Corp COM 31428X106 1,787 7,444 SH   SOLE   0 6,631 813
Financial Select COM 81369Y605 5,149 186,764 SH   SOLE   0 153,157 33,607
Firstenergy COM 337932107 244 7,178 SH   SOLE   0 5,128 2,050
Fortive Group COM 34959J108 214 2,767 SH   SOLE   0 2,717 50
Fulton Financial COM 360271100 220 12,405 SH   SOLE   0 448 11,957
General Dynamics COM 369550108 423 1,916 SH   SOLE   0 1,616 300
General Electric COM 369604103 629 46,684 SH   SOLE   0 31,270 15,414
General Mills Inc COM 370334104 343 7,629 SH   SOLE   0 6,093 1,536
Goldman Sachs ETF Tr ETF 381430503 654 12,253 SH   SOLE   0 12,253 0
Goldman Sachs Grp COM 38141G104 324 1,290 SH   SOLE   0 1,190 100
Groupon CL A 399473107 56 13,075 SH   SOLE   0 13,000 75
Healthcare SPDR COM 81369Y209 4,253 52,258 SH   SOLE   0 46,911 5,347
Hershey COM 427866108 354 3,585 SH   SOLE   0 3,012 573
Home Depot COM 437076102 1,604 8,999 SH   SOLE   0 6,504 2,495
Honeywell Intl COM 438516106 873 6,047 SH   SOLE   0 5,472 575
HP Inc COM 428236103 366 16,703 SH   SOLE   0 8,708 7,995
IBM COM 459200101 306 1,996 SH   SOLE   0 1,124 872
Illinois Tool COM 452308109 456 2,917 SH   SOLE   0 2,566 351
Industrial SPDR COM 81369Y704 5,284 71,135 SH   SOLE   0 64,441 6,694
Intel Corp COM 458140100 3,184 61,153 SH   SOLE   0 43,434 17,719
Intl Paper COM 460146103 403 7,557 SH   SOLE   0 6,730 827
Intuit COM 461202103 372 2,150 SH   SOLE   0 1,950 200
Invesco Sr Inc Tst COM 46131H107 52 11,963 SH   SOLE   0 0 11,963
iShares Core High Div ETF 46429B663 344 4,073 SH   SOLE   0 4,073 0
iShares Core Mid Cap ETF 464287804 3,745 48,638 SH   SOLE   0 45,759 2,879
iShares Core S&P US Stock ETF 464287150 2,996 49,556 SH   SOLE   0 49,556 0
Ishares CoreMSCI ETF 46432F834 401 6,362 SH   SOLE   0 6,362 0
ishares Emerg Mkts ETF 46434G103 3,180 54,462 SH   SOLE   0 52,787 1,675
iShares NA Tech ETF 464287515 408 2,410 SH   SOLE   0 2,410 0
iShares Russell 200 ETF 464289420 249 4,952 SH   SOLE   0 4,952 0
iShares S&P Mid ETF 464287507 758 4,045 SH   SOLE   0 4,045 0
iShares Select Div ETF 464287168 890 9,360 SH   SOLE   0 9,360 0
iShares Trust Core MSCI ETF 46432F842 861 13,070 SH   SOLE   0 10,910 2,160
Ishares USA Momentum ETF 46432F396 211 1,992 SH   SOLE   0 1,992 0
J M Smucker Co COM 832696405 574 4,629 SH   SOLE   0 4,094 535
J P Morgan COM 46625H100 1,645 14,961 SH   SOLE   0 10,387 4,574
Johnson & Johnson COM 478160104 5,972 46,604 SH   SOLE   0 35,427 11,177
Kellogg Company COM 487836108 440 6,783 SH   SOLE   0 5,364 1,419
Kimberly Clark COM 494368103 2,325 21,119 SH   SOLE   0 17,447 3,672
Kinder Morgan COM 49456B101 150 10,020 SH   SOLE   0 7,542 2,478
Kraft Heinz COM 500754106 223 3,582 SH   SOLE   0 3,002 580
Las Vegas Sands COM 517834107 408 5,679 SH   SOLE   0 5,503 176
Lear COM 521865204 826 4,440 SH   SOLE   0 3,764 676
Lockheed Martin COM 539830109 624 1,849 SH   SOLE   0 1,226 623
Lowes COM 548661107 1,258 14,337 SH   SOLE   0 12,938 1,399
M&T Bank Corp COM 55261F104 469 2,545 SH   SOLE   0 1,743 802
MagellanMidstrm COM 559080106 283 4,851 SH   SOLE   0 3,904 947
Marathon Pete COM 56585A102 302 4,136 SH   SOLE   0 4,136 0
Masco COM 574599106 1,228 30,375 SH   SOLE   0 25,950 4,425
Mastercard COM 57636Q104 1,088 6,215 SH   SOLE   0 5,950 265
Materials Select SPDR ETF 81369Y100 769 13,507 SH   SOLE   0 12,210 1,297
McCormick COM 579780206 1,605 15,089 SH   SOLE   0 13,545 1,544
McDonalds COM 580135101 3,851 24,630 SH   SOLE   0 19,333 5,297
Medtronic Inc COM 585055106 295 3,682 SH   SOLE   0 1,377 2,305
Merck COM 58933Y105 1,260 23,144 SH   SOLE   0 18,104 5,040
Metlife Inc COM 59156R108 720 15,702 SH   SOLE   0 12,701 3,001
Microchip Tech COM 595017104 368 4,032 SH   SOLE   0 3,481 551
Microsoft Corp COM 594918104 4,225 46,301 SH   SOLE   0 38,104 8,197
Mondelez COM 607209105 519 12,448 SH   SOLE   0 10,473 1,975
Netflix COM 64110L106 290 985 SH   SOLE   0 445 540
Nextera Energy COM 65339F101 846 5,185 SH   SOLE   0 4,885 300
Nike COM 654106103 3,027 45,575 SH   SOLE   0 34,718 10,857
Norfolk Southern COM 655844108 1,302 9,595 SH   SOLE   0 7,429 2,166
Northrop Grumman COM 666807102 1,435 4,113 SH   SOLE   0 2,892 1,221
Occidental Petroleum COM 674599105 200 3,080 SH   SOLE   0 2,928 152
Oracle Corp COM 68389X105 1,357 29,668 SH   SOLE   0 24,599 5,069
Parker Hannifin COM 701094104 363 2,128 SH   SOLE   0 1,728 400
Paychex COM 704326107 247 4,024 SH   SOLE   0 3,260 764
Paypal COM 70450Y103 250 3,300 SH   SOLE   0 3,000 300
PepsiCo COM 713448108 3,904 35,769 SH   SOLE   0 24,332 11,437
Pfizer COM 717081103 1,926 54,295 SH   SOLE   0 43,343 10,952
PhilipMorrisIntl COM 718172109 882 8,877 SH   SOLE   0 7,540 1,337
Phillips 66 COM 718546104 589 6,145 SH   SOLE   0 5,023 1,122
PNC Financial COM 693475105 452 2,993 SH   SOLE   0 2,693 300
Powershares Active ETF 73935B508 206 2,702 SH   SOLE   0 2,702 0
Powershares Buyback ETF 73935X286 607 10,670 SH   SOLE   0 10,670 0
Powershares Dividend ETF 73935X732 833 32,854 SH   SOLE   0 32,854 0
Powershares Finl Pfd ETF 73935X229 780 42,080 SH   SOLE   0 42,080 0
Powershares QQQ ETF 73935A104 1,900 11,867 SH   SOLE   0 11,300 567
PPG Ind COM 693506107 466 4,182 SH   SOLE   0 3,582 600
PPL Corp COM 69351T106 502 17,750 SH   SOLE   0 15,781 1,969
Procter & Gamble COM 742718109 3,932 49,607 SH   SOLE   0 40,257 9,350
Prudential Financial COM 744320102 1,343 12,976 SH   SOLE   0 11,326 1,650
Pshares Dynamic Software ETF 73935X773 219 3,167 SH   SOLE   0 3,167 0
Public Storage COM 74460D109 209 1,043 SH   SOLE   0 750 293
Raytheon COM 755111507 392 1,820 SH   SOLE   0 1,293 527
Real Estate Select SPDR ETF 81369Y860 1,680 54,086 SH   SOLE   0 43,033 11,053
Rockwell Automation COM 773903109 312 1,793 SH   SOLE   0 1,618 175
Royal Dutch Shell ADR 780259206 356 5,587 SH   SOLE   0 4,088 1,499
Schwab Emrg Mkt ETF 808524706 1,332 46,437 SH   SOLE   0 36,304 10,133
Schwab Intl Equity ETF 808524805 2,666 79,094 SH   SOLE   0 60,288 18,806
Schwab US Broad ETF 808524102 10,249 160,670 SH   SOLE   0 136,597 24,073
Schwab US Dividend ETF 808524797 383 7,821 SH   SOLE   0 5,521 2,300
Schwab US Lg Cap ETF 808524201 2,600 41,226 SH   SOLE   0 34,697 6,529
Schwab US MidCap ETF 818524508 400 7,581 SH   SOLE   0 4,960 2,621
Schwab US Sml Cap ETF 808524607 761 11,009 SH   SOLE   0 8,442 2,567
Schwb US Bond ETF 808524839 457 8,959 SH   SOLE   0 6,661 2,298
SEI Investments COM 784117103 299 4,000 SH   SOLE   0 4,000 0
Sherwin Williams COM 824348106 472 1,204 SH   SOLE   0 1,104 100
SPDR DJIA ETF 78467X109 333 1,380 SH   SOLE   0 1,266 114
SPDR S&P 500 ETF 78462F103 6,444 24,489 SH   SOLE   0 22,924 1,565
SPDR S&P Mid Cap ETF 78467Y107 1,399 4,095 SH   SOLE   0 4,095 0
StanleyBlackDecker COM 854502101 746 4,871 SH   SOLE   0 4,281 590
Starbucks COM 855244109 1,507 26,046 SH   SOLE   0 19,589 6,457
Sun Communities COM 866674104 1,176 12,871 SH   SOLE   0 12,871 0
SunTrust Banks COM 867914103 462 6,793 SH   SOLE   0 5,737 1,056
T Rowe Price Associates COM 74144T108 471 4,370 SH   SOLE   0 4,370 0
Target Inc COM 87612E106 748 10,776 SH   SOLE   0 8,938 1,838
Technology SPDR ETF 81369Y803 3,731 57,040 SH   SOLE   0 52,723 4,317
Textron COM 883203101 548 9,296 SH   SOLE   0 9,095 201
Time Warner COM 887317903 232 2,454 SH   SOLE   0 2,041 413
Travelers Co COM 89417E109 2,338 16,839 SH   SOLE   0 13,969 2,870
Union Pacific COM 907818108 1,086 8,082 SH   SOLE   0 6,832 1,250
United Tech COM 913017109 1,351 10,744 SH   SOLE   0 8,211 2,533
Utilities SPDR ETF 81369Y886 1,563 30,948 SH   SOLE   0 25,679 5,269
V F Corporation COM 918204108 746 10,078 SH   SOLE   0 8,778 1,300
Valero Energy COM 91913Y100 215 2,324 SH   SOLE   0 2,324 0
Vanguard Cons Spls ETF 92204A207 574 4,221 SH   SOLE   0 3,331 890
Vanguard ConsDiscr COM 92204A108 467 2,949 SH   SOLE   0 2,639 310
Vanguard Energy ETF 92204A306 1,601 17,342 SH   SOLE   0 12,995 4,347
Vanguard Fin ETF 92204A405 12,345 177,709 SH   SOLE   0 148,274 29,435
Vanguard FTSE ETF 922042775 9,460 174,011 SH   SOLE   0 148,268 25,743
Vanguard Health ETF 92204A504 15,367 100,094 SH   SOLE   0 83,467 16,627
Vanguard Industrials ETF 92204A603 1,221 8,781 SH   SOLE   0 6,780 2,001
Vanguard InfoTech ETF 92204A702 30,749 179,819 SH   SOLE   0 148,622 31,197
Vanguard Materials ETF 92204A801 539 4,185 SH   SOLE   0 3,388 797
Vanguard Mid Cap ETF 922908629 957 6,210 SH   SOLE   0 6,210 0
Vanguard S&P 500 ETF 922908363 593 2,452 SH   SOLE   0 2,427 25
Vanguard SmallCap ETF 922908751 12,870 87,600 SH   SOLE   0 75,591 12,009
Vanguard Telecom ETF 92204A884 2,180 26,060 SH   SOLE   0 21,421 4,639
Vanguard Total Stk ETF 922908769 17,274 127,283 SH   SOLE   0 118,445 8,838
Vanguard Total World ETF 922042742 830 11,275 SH   SOLE   0 10,439 836
Vanguard Ttl Intl ETF 921909768 10,124 179,038 SH   SOLE   0 163,754 15,284
Vanguard Utilities ETF 92204A876 2,424 21,680 SH   SOLE   0 18,278 3,402
Vanguard Value ETF 922908744 796 7,716 SH   SOLE   0 7,716 0
Vanguarrd REIT ETF 922908553 461 6,117 SH   SOLE   0 6,117 0
Verizon Comm COM 92343V104 1,567 32,771 SH   SOLE   0 27,523 5,248
Vgrd Bd Short Term ETF 921937827 308 3,932 SH   SOLE   0 3,932 0
Vgrd Interm Bond ETF 921937819 275 3,371 SH   SOLE   0 3,371 0
Vgrd Scottsdale Int Term Gov ETF 92206C706 645 10,243 SH   SOLE   0 10,243 0
Vguard Adm Mid Cap ETF 921932844 378 3,208 SH   SOLE   0 3,208 0
Vguard Dev Mkt ETF 921943858 611 13,818 SH   SOLE   0 13,818 0
Vguard Emer Mkt ETF 922042858 527 11,236 SH   SOLE   0 10,873 363
Vguard FTSE All ETF 922042718 373 3,133 SH   SOLE   0 2,962 171
Vguard Growth ETF 933908736 214 1,513 SH   SOLE   0 1,513 0
Vguard Lg Cap ETF 922908637 266 2,201 SH   SOLE   0 2,201 0
Vguard Malvern ETF 922020805 254 5,207 SH   SOLE   0 5,065 142
Vguard S-Term Corp ETF 92206C409 313 3,998 SH   SOLE   0 3,998 0
Visa CL A 92826C839 1,537 12,850 SH   SOLE   0 11,497 1,353
Walgreen Boots COM 931427108 551 8,420 SH   SOLE   0 7,880 540
Walmart Stores COM 931142103 1,068 12,007 SH   SOLE   0 10,909 1,098
Walt Disney COM 254687106 4,352 43,336 SH   SOLE   0 33,924 9,412
Waste Mgmt COM 94106L109 1,114 13,251 SH   SOLE   0 9,384 3,867
Wells Fargo COM 949746101 471 8,999 SH   SOLE   0 8,808 191
Weyerhauser COM 962166104 241 6,913 SH   SOLE   0 5,473 1,440
WW Grainger COM 384802104 468 1,660 SH   SOLE   0 1,660 0
Yum China COM 98850P109 480 11,580 SH   SOLE   0 10,620 960
Yum! Brands Inc COM 988498101 2,095 24,617 SH   SOLE   0 20,578 4,039