The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   839,567 5,526 SH   SOLE   0 0 5,526
APPLE INC COM 037833100   3,037,134 15,775 SH   SOLE   0 0 15,775
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,153,095 3,233 SH   SOLE   0 0 3,233
BERKSHIRE HILLS BANCORP INC COM 084680107   404,729 16,300 SH   SOLE   0 0 16,300
BOEING CO COM 097023105   296,892 1,139 SH   SOLE   0 0 1,139
CHEVRON CORP NEW COM 166764100   330,209 2,214 SH   SOLE   0 0 2,214
COSTCO WHSL CORP NEW COM 22160K105   302,977 459 SH   SOLE   0 0 459
EXXON MOBIL CORP COM 30231G102   257,612 2,577 SH   SOLE   0 0 2,577
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168   3,395,166 49,234 SH   SOLE   0 0 49,234
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   2,124,805 11,390 SH   SOLE   0 0 11,390
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101   890,530 12,571 SH   SOLE   0 0 12,571
FIRST TR MULTI CP VAL ALPHA SHS ISSUED FRST 33733C108   328,920 4,215 SH   SOLE   0 0 4,215
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108   1,689,306 15,419 SH   SOLE   0 0 15,419
FS KKR CAP CORP COM 302635206   370,304 18,543 SH   SOLE   0 0 18,543
GENERAL MLS INC COM 370334104   456,121 7,002 SH   SOLE   0 0 7,002
HOME DEPOT INC COM 437076102   222,485 642 SH   SOLE   0 0 642
HONEYWELL INTL INC COM 438516106   515,887 2,460 SH   SOLE   0 0 2,460
INTERNATIONAL BUSINESS MACHS COM 459200101   302,568 1,850 SH   SOLE   0 0 1,850
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   323,332 2,049 SH   SOLE   0 0 2,049
INVESCO QQQ TR UNIT SER 1 46090E103   6,695,570 16,350 SH   SOLE   0 0 16,350
INVESTMENT MANAGERS SER TR I AXS CHANGE FINAN 46144X107   476,830 14,355 SH   SOLE   0 0 14,355
ISHARES INC MSCI PAC JP ETF 464286665   299,989 6,911 SH   SOLE   0 0 6,911
ISHARES INC MSCI GERMANY ETF 464286806   244,289 8,228 SH   SOLE   0 0 8,228
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107   703,404 35,065 SH   SOLE   0 0 35,065
ISHARES TR NEW YORK MUN ETF 464288323   814,487 15,058 SH   SOLE   0 0 15,058
ISHARES TR MSCI USA MIN VOL 46429B697   365,414 4,683 SH   SOLE   0 0 4,683
ISHARES TR MSCI EAFE MIN VL 46429B689   317,924 4,585 SH   SOLE   0 0 4,585
ISHARES TR CORE MSCI EAFE 46432F842   1,008,858 14,341 SH   SOLE   0 0 14,341
ISHARES TR HDG MSCI EAFE 46434V803   508,760 16,146 SH   SOLE   0 0 16,146
ISHARES TR CORE DIV GRWTH 46434V621   30,116,942 559,586 SH   SOLE   0 0 559,586
ISHARES TR RUS MD CP GR ETF 464287481   1,705,325 16,325 SH   SOLE   0 0 16,325
ISHARES TR RUS MDCP VAL ETF 464287473   9,776,447 84,070 SH   SOLE   0 0 84,070
ISHARES TR GLOBAL TECH ETF 464287291   747,730 10,967 SH   SOLE   0 0 10,967
ISHARES TR U.S. FINLS ETF 464287788   7,656,196 89,641 SH   SOLE   0 0 89,641
ISHARES TR US HLTHCARE ETF 464287762   5,496,942 19,204 SH   SOLE   0 0 19,204
ISHARES TR U.S. TECH ETF 464287721   1,007,997 8,212 SH   SOLE   0 0 8,212
ISHARES TR RUS 2000 GRW ETF 464287648   566,738 2,247 SH   SOLE   0 0 2,247
ISHARES TR CORE S&P MCP ETF 464287507   2,673,103 9,645 SH   SOLE   0 0 9,645
ISHARES TR S&P MC 400VL ETF 464287705   6,281,209 55,079 SH   SOLE   0 0 55,079
ISHARES TR S&P MC 400GR ETF 464287606   9,255,589 116,834 SH   SOLE   0 0 116,834
ISHARES TR CORE S&P SCP ETF 464287804   1,851,822 17,107 SH   SOLE   0 0 17,107
ISHARES TR SP SMCP600VL ETF 464287879   12,164,993 118,027 SH   SOLE   0 0 118,027
ISHARES TR S&P SML 600 GWT 464287887   7,406,411 59,185 SH   SOLE   0 0 59,185
ISHARES TR S&P 500 VAL ETF 464287408   528,626 3,040 SH   SOLE   0 0 3,040
ISHARES TR CORE S&P500 ETF 464287200   1,029,089 2,155 SH   SOLE   0 0 2,155
ISHARES TR S&P 500 GRWT ETF 464287309   1,594,358 21,230 SH   SOLE   0 0 21,230
ISHARES TR RUS 1000 VAL ETF 464287598   1,057,600 6,400 SH   SOLE   0 0 6,400
ISHARES TR RUS 1000 GRW ETF 464287614   13,944,607 45,996 SH   SOLE   0 0 45,996
ISHARES TR RUS 2000 VAL ETF 464287630   359,744 2,316 SH   SOLE   0 0 2,316
ISHARES TR U.S. REAL ES ETF 464287739   782,470 8,560 SH   SOLE   0 0 8,560
ISHARES TR MSCI EMG MKT ETF 464287234   406,993 10,122 SH   SOLE   0 0 10,122
ISHARES TR ISHARES BIOTECH 464287556   3,315,514 24,406 SH   SOLE   0 0 24,406
ISHARES TR US AER DEF ETF 464288760   771,860 6,097 SH   SOLE   0 0 6,097
ISHARES TR US REGNL BKS ETF 464288778   206,104 4,926 SH   SOLE   0 0 4,926
ISHARES TR SELECT DIVID ETF 464287168   498,537 4,253 SH   SOLE   0 0 4,253
ISHARES TR MRGSTR MD CP GRW 464288307   7,956,804 123,457 SH   SOLE   0 0 123,457
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,983,512 39,489 SH   SOLE   0 0 39,489
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,401,416 43,678 SH   SOLE   0 0 43,678
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   905,391 18,133 SH   SOLE   0 0 18,133
JPMORGAN CHASE & CO COM 46625H100   329,484 1,937 SH   SOLE   0 0 1,937
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505   966,073 34,927 SH   SOLE   0 0 34,927
LOCKHEED MARTIN CORP COM 539830109   384,948 849 SH   SOLE   0 0 849
LOWES COS INC COM 548661107   1,052,913 4,731 SH   SOLE   0 0 4,731
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695   117,249 11,772 SH   SOLE   0 0 11,772
MICROSOFT CORP COM 594918104   754,336 2,006 SH   SOLE   0 0 2,006
OMEGA THERAPEUTICS INC COMMON STOCK 68217N105   39,281 13,050 SH   SOLE   0 0 13,050
PROCTER AND GAMBLE CO COM 742718109   964,104 6,579 SH   SOLE   0 0 6,579
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   1,360,765 21,969 SH   SOLE   0 0 21,969
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   713,633 18,980 SH   SOLE   0 0 18,980
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   7,151,787 37,156 SH   SOLE   0 0 37,156
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   283,798 3,940 SH   SOLE   0 0 3,940
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   425,096 3,117 SH   SOLE   0 0 3,117
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   607,891 1,613 SH   SOLE   0 0 1,613
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,179,244 2,481 SH   SOLE   0 0 2,481
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   284,640 561 SH   SOLE   0 0 561
SPDR SER TR DJ REIT ETF 78464A607   477,871 5,013 SH   SOLE   0 0 5,013
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,480,669 17,773 SH   SOLE   0 0 17,773
SPDR SER TR S&P DIVID ETF 78464A763   3,713,858 29,718 SH   SOLE   0 0 29,718
SPDR SER TR S&P 400 MDCP GRW 78464A821   9,601,010 126,880 SH   SOLE   0 0 126,880
SYSCO CORP COM 871829107   539,059 7,371 SH   SOLE   0 0 7,371
UNITED PARCEL SERVICE INC CL B 911312106   367,060 2,335 SH   SOLE   0 0 2,335
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   618,193 7,284 SH   SOLE   0 0 7,284
VANECK ETF TRUST GREEN BOND ETF 92189F171   261,723 10,983 SH   SOLE   0 0 10,983
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   762,265 7,760 SH   SOLE   0 0 7,760
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   217,567 2,022 SH   SOLE   0 0 2,022
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,547,529 7,048 SH   SOLE   0 0 7,048
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,617,470 11,154 SH   SOLE   0 0 11,154
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   209,279 479 SH   SOLE   0 0 479
VANGUARD INDEX FDS LARGE CAP ETF 922908637   681,064 3,122 SH   SOLE   0 0 3,122
VANGUARD INDEX FDS VALUE ETF 922908744   7,145,549 47,796 SH   SOLE   103 0 47,694
VANGUARD INDEX FDS SM CP VAL ETF 922908611   7,884,310 43,809 SH   SOLE   0 0 43,809
VANGUARD INDEX FDS SMALL CP ETF 922908751   757,961 3,553 SH   SOLE   0 0 3,553
VANGUARD INDEX FDS GROWTH ETF 922908736   16,261,169 52,307 SH   SOLE   58 0 52,248
VANGUARD INDEX FDS SML CP GRW ETF 922908595   12,706,706 52,557 SH   SOLE   0 0 52,557
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   1,194,473 16,583 SH   SOLE   0 0 16,583
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   491,448 7,622 SH   SOLE   0 0 7,622
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   269,768 6,564 SH   SOLE   0 0 6,564
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   523,282 9,321 SH   SOLE   0 0 9,321
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   3,913,015 50,154 SH   SOLE   0 0 50,154
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   407,938 2,394 SH   SOLE   0 0 2,394
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   580,814 5,155 SH   SOLE   0 0 5,155
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   6,112,970 54,761 SH   SOLE   0 0 54,761
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,647,889 6,350 SH   SOLE   0 0 6,350
VANGUARD WORLD FDS INF TECH ETF 92204A702   2,366,849 4,890 SH   SOLE   0 0 4,890
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   214,349 855 SH   SOLE   0 0 855
WALMART INC COM 931142103   904,911 5,740 SH   SOLE   0 0 5,740
WISDOMTREE TR US LARGECAP DIVD 97717W307   223,037 3,360 SH   SOLE   0 0 3,360
WISDOMTREE TR US MIDCAP DIVID 97717W505   582,589 12,751 SH   SOLE   0 0 12,751