The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   942,832 17,034 SH   SOLE   0 0 17,034
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,287,756 17,283 SH   OTR 1 0 0 17,283
AMERICAN CENTY ETF TR US SML CP VALU 025072877   329,260 4,419 SH   SOLE   0 0 4,419
AMERICAN CENTY ETF TR US EQT ETF 025072885   329,917 4,851 SH   SOLE   0 0 4,851
APPLE INC COM 037833100   1,881,127 14,478 SH   OTR 1 0 0 14,478
APPLE INC COM 037833100   29,234 225 SH   SOLE   0 0 225
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   466,130 1,509 SH   OTR 1 0 0 1,509
CHEVRON CORP NEW COM 166764100   190,977 1,064 SH   OTR 1 0 0 1,064
CHEVRON CORP NEW COM 166764100   10,231 57 SH   SOLE   0 0 57
SCHWAB STRATEGIC TR US REIT ETF 808524847   165,470 8,578 SH   OTR 1 0 0 8,578
SCHWAB STRATEGIC TR US REIT ETF 808524847   462,169 23,959 SH   SOLE   0 0 23,959
SOUTHERN CO COM 842587107   755,518 10,580 SH   OTR 1 0 0 10,580
UNITEDHEALTH GROUP INC COM 91324P102   222,145 419 SH   OTR 1 0 0 419
UNITEDHEALTH GROUP INC COM 91324P102   4,241 8 SH   SOLE   0 0 8
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   242,453 3,220 SH   OTR 1 0 0 3,220
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   214,096 2,844 SH   SOLE   0 0 2,844
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   103,357 2,212 SH   OTR 1 0 0 2,212
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   194,127 4,156 SH   SOLE   0 0 4,156
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   562,429 5,470 SH   OTR 1 0 0 5,470
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   434,575 7,431 SH   OTR 1 0 0 7,431
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,077,218 52,620 SH   SOLE   0 0 52,620
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   253,791 3,077 SH   OTR 1 0 0 3,077
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   42,065 510 SH   SOLE   0 0 510
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   79,061 2,926 SH   OTR 1 0 0 2,926
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   2,022,609 74,856 SH   SOLE   0 0 74,856
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   399,073 18,181 SH   SOLE   0 0 18,181
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   5,727,050 137,636 SH   OTR 1 0 0 137,636
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   8,476,207 203,706 SH   SOLE   0 0 203,706
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   8,187,738 160,073 SH   OTR 1 0 0 160,073
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   6,681,725 130,630 SH   SOLE   0 0 130,630
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   56,100,546 1,276,462 SH   OTR 1 0 0 1,276,462
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   53,117,408 1,208,587 SH   SOLE   0 0 1,208,587
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   70,803,071 2,916,106 SH   OTR 1 0 0 2,916,106
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   39,404,854 1,622,934 SH   SOLE   0 0 1,622,934
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   27,764,850 829,296 SH   OTR 1 0 0 829,296
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   25,588,454 764,290 SH   SOLE   0 0 764,290
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   3,298,607 148,519 SH   SOLE   0 0 148,519
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   24,296,663 799,232 SH   OTR 1 0 0 799,232
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   20,242,111 665,858 SH   SOLE   0 0 665,858
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   564,211 22,778 SH   OTR 1 0 0 22,778
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   11,857,721 478,713 SH   SOLE   0 0 478,713
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   21,858,880 1,011,985 SH   OTR 1 0 0 1,011,985
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   16,274,022 753,426 SH   SOLE   0 0 753,426
DUKE ENERGY CORP NEW COM NEW 26441C204   224,415 2,179 SH   OTR 1 0 0 2,179
EXXON MOBIL CORP COM 30231G102   251,925 2,284 SH   OTR 1 0 0 2,284
EXXON MOBIL CORP COM 30231G102   8,383 76 SH   SOLE   0 0 76
ISHARES TR CORE S&P TTL STK 464287150   16,846 198 SH   OTR 1 0 0 198
ISHARES TR CORE S&P TTL STK 464287150   380,752 4,490 SH   SOLE   0 0 4,490
ISHARES TR 3 7 YR TREAS BD 464288661   1,494 13 SH   OTR 1 0 0 13
ISHARES TR 3 7 YR TREAS BD 464288661   469,670 4,088 SH   SOLE   0 0 4,088
ISHARES INC CORE MSCI EMKT 46434G103   438,519 9,390 SH   OTR 1 0 0 9,390
ISHARES INC CORE MSCI EMKT 46434G103   50,249 1,076 SH   SOLE   0 0 1,076
JPMORGAN CHASE & CO COM 46625H100   207,721 1,549 SH   OTR 1 0 0 1,549
JPMORGAN CHASE & CO COM 46625H100   9,387 70 SH   SOLE   0 0 70
JOHNSON & JOHNSON COM 478160104   225,229 1,275 SH   OTR 1 0 0 1,275
LILLY ELI & CO COM 532457108   359,987 984 SH   OTR 1 0 0 984
LILLY ELI & CO COM 532457108   16,829 46 SH   SOLE   0 0 46
MICROSOFT CORP COM 594918104   621,853 2,593 SH   OTR 1 0 0 2,593
MICROSOFT CORP COM 594918104   47,245 197 SH   SOLE   0 0 197
PROCTER AND GAMBLE CO COM 742718109   249,468 1,646 SH   OTR 1 0 0 1,646
PROCTER AND GAMBLE CO COM 742718109   7,881 52 SH   SOLE   0 0 52