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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR OSHARES US SMLCP 00162Q395   4,211,074 98,921 SH   SOLE   98,921 0 0
ALPHABET INC CAP STK CL C 02079K107   213,164 1,400 SH   SOLE   1,400 0 0
ANALOG DEVICES INC COM 032654105   210,844 1,066 SH   SOLE   1,066 0 0
APPLE INC COM 037833100   783,664 4,570 SH   SOLE   4,570 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   236,753 563 SH   SOLE   563 0 0
CHEVRON CORP NEW COM 166764100   252,559 1,601 SH   SOLE   1,601 0 0
GRANITESHARES ETF TR BBG COMMD K 1 38747R108   5,854,129 294,621 SH   SOLE   294,621 0 0
ISHARES TR CORE S&P500 ETF 464287200   15,410,717 29,313 SH   SOLE   29,313 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,970,306 24,672 SH   SOLE   24,672 0 0
JPMORGAN CHASE & CO COM 46625H100   405,407 2,024 SH   SOLE   2,024 0 0
LOWES COS INC COM 548661107   271,542 1,066 SH   SOLE   1,066 0 0
MICROSOFT CORP COM 594918104   930,633 2,212 SH   SOLE   2,212 0 0
PACER FDS TR TRENDPILOT INTL 69374H683   5,986,966 205,950 SH   SOLE   205,950 0 0
PEPSICO INC COM 713448108   246,239 1,407 SH   SOLE   1,407 0 0
PHILLIPS 66 COM 718546104   206,462 1,264 SH   SOLE   1,264 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   905,329 9,510 SH   SOLE   9,510 0 0
UNITEDHEALTH GROUP INC COM 91324P102   242,403 490 SH   SOLE   490 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   15,997,868 265,305 SH   SOLE   265,305 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   3,607,206 49,872 SH   SOLE   49,872 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,794,868 114,711 SH   SOLE   114,711 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,388,031 37,401 SH   SOLE   37,401 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   7,783,485 186,342 SH   SOLE   186,342 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   3,459,319 10,888 SH   SOLE   10,888 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207   2,779,209 13,614 SH   SOLE   13,614 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306   2,580,721 19,595 SH   SOLE   19,595 0 0
VANGUARD WORLD FD FINANCIALS ETF 92204A405   5,513,942 53,852 SH   SOLE   53,852 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   7,079,296 26,169 SH   SOLE   26,169 0 0
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   5,548,213 22,725 SH   SOLE   22,725 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   13,061,139 24,910 SH   SOLE   24,910 0 0
VANGUARD WORLD FD MATERIALS ETF 92204A801   2,491,482 12,187 SH   SOLE   12,187 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   1,028,503 7,214 SH   SOLE   7,214 0 0
VANGUARD WORLD FD COMM SRVC ETF 92204A884   3,985,169 30,370 SH   SOLE   30,370 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   24,419,480 97,733 SH   SOLE   97,733 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   381,698 1,592 SH   SOLE   1,592 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,604,655 33,268 SH   SOLE   33,268 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   235,348 679 SH   SOLE   679 0 0