The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 972 8,950 SH   SOLE   0 0 8,950
ABBVIE INC COM 00287Y109 1,303 8,504 SH   SOLE   0 0 8,504
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,218 3,326 SH   SOLE   0 0 3,326
AIR PRODS & CHEMS INC COM 009158106 561 2,334 SH   SOLE   0 0 2,333
ALPHABET INC CAP STK CL C 02079K107 710 325 SH   SOLE   0 0 324
ALPHABET INC CAP STK CL A 02079K305 2,664 1,223 SH   SOLE   0 0 1,222
AMAZON COM INC COM 023135106 842 7,930 SH   SOLE   0 0 7,930
AMERICAN ELEC PWR CO INC COM 025537101 491 5,117 SH   SOLE   0 0 5,116
ANALOG DEVICES INC COM 032654105 1,772 12,129 SH   SOLE   0 0 12,129
APPLE INC COM 037833100 6,912 50,553 SH   SOLE   0 0 50,552
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,835 14,577 SH   SOLE   0 0 14,576
BRISTOL-MYERS SQUIBB CO COM 110122108 464 6,021 SH   SOLE   0 0 6,020
CSX CORP COM 126408103 1,837 63,219 SH   SOLE   0 0 63,219
CHURCH & DWIGHT CO INC COM 171340102 375 4,050 SH   SOLE   0 0 4,050
CISCO SYS INC COM 17275R102 450 10,775 SH   SOLE   0 0 10,774
COCA COLA CO COM 191216100 691 12,463 SH   SOLE   0 0 12,463
COSTCO WHSL CORP NEW COM 22160K105 232 485 SH   SOLE   0 0 485
DANAHER CORPORATION COM 235851102 786 3,101 SH   SOLE   0 0 3,101
DISNEY WALT CO COM 254687106 1,627 17,236 SH   SOLE   0 0 17,235
DOLLAR GEN CORP NEW COM 256677105 1,643 6,693 SH   SOLE   0 0 6,693
DOMINION ENERGY INC COM 25746U109 309 4,041 SH   SOLE   0 0 4,041
META PLATFORMS INC CL A 30303M102 1,024 6,349 SH   SOLE   0 0 6,349
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 554 13,546 SH   SOLE   0 0 13,546
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 3,442 74,950 SH   SOLE   0 0 74,950
HOME DEPOT INC COM 437076102 1,994 7,271 SH   SOLE   0 0 7,270
INTEL CORP COM 458140100 503 13,440 SH   SOLE   0 0 13,440
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,751 20,497 SH   SOLE   0 0 20,497
ISHARES GOLD TR ISHARES NEW 464285204 213 6,205 SH   SOLE   0 0 6,205
ISHARES TR CORE S&P500 ETF 464287200 8,956 23,620 SH   SOLE   0 0 23,620
ISHARES TR RUS MDCP VAL ETF 464287473 889 8,750 SH   SOLE   0 0 8,749
ISHARES TR RUS MD CP GR ETF 464287481 318 4,020 SH   SOLE   0 0 4,020
ISHARES TR RUS MID CAP ETF 464287499 4,981 77,035 SH   SOLE   0 0 77,035
ISHARES TR CORE S&P MCP ETF 464287507 395 1,748 SH   SOLE   0 0 1,748
ISHARES TR RUS 1000 GRW ETF 464287614 850 3,888 SH   SOLE   0 0 3,888
ISHARES TR RUSSELL 2000 ETF 464287655 5,031 29,708 SH   SOLE   0 0 29,708
ISHARES TR U.S. TECH ETF 464287721 597 7,463 SH   SOLE   0 0 7,463
ISHARES TR U.S. FINLS ETF 464287788 623 8,904 SH   SOLE   0 0 8,904
ISHARES TR CORE S&P SCP ETF 464287804 468 5,060 SH   SOLE   0 0 5,060
ISHARES TR MRGSTR MD CP GRW 464288307 293 5,645 SH   SOLE   0 0 5,645
ISHARES SILVER TR ISHARES 46428Q109 621 33,303 SH   SOLE   0 0 33,303
ISHARES TR CORE 1 5 YR USD 46432F859 9,581 202,132 SH   SOLE   0 0 202,132
ISHARES TR 0-5YR INVT GR CP 46434V100 6,733 138,939 SH   SOLE   0 0 138,939
ISHARES TR CORE DIV GRWTH 46434V621 13,850 290,731 SH   SOLE   0 0 290,731
JPMORGAN CHASE & CO COM 46625H100 1,632 14,495 SH   SOLE   0 0 14,495
JOHNSON & JOHNSON COM 478160104 2,196 12,740 SH   SOLE   0 0 12,740
MERCK & CO INC COM 58933Y105 2,327 25,518 SH   SOLE   0 0 25,518
MICROSOFT CORP COM 594918104 3,429 13,455 SH   SOLE   0 0 13,454
NEXTERA ENERGY INC COM 65339F101 1,905 24,895 SH   SOLE   0 0 24,894
NIKE INC CL B 654106103 1,053 10,306 SH   SOLE   0 0 10,306
NORFOLK SOUTHN CORP COM 655844108 1,280 5,630 SH   SOLE   0 0 5,630
NVIDIA CORPORATION COM 67066G104 266 1,891 SH   SOLE   0 0 1,891
OREILLY AUTOMOTIVE INC COM 67103H107 531 840 SH   SOLE   0 0 840
PARKER-HANNIFIN CORP COM 701094104 1,757 7,143 SH   SOLE   0 0 7,142
PEPSICO INC COM 713448108 1,837 11,023 SH   SOLE   0 0 11,022
PFIZER INC COM 717081103 509 10,244 SH   SOLE   0 0 10,243
PRICE T ROWE GROUP INC COM 74144T108 375 3,300 SH   SOLE   0 0 3,300
PROCTER AND GAMBLE CO COM 742718109 3,361 23,775 SH   SOLE   0 0 23,775
PROSHARES TR S&P 500 DV ARIST 74348A467 367 4,305 SH   SOLE   0 0 4,305
QUALCOMM INC COM 747525103 329 2,573 SH   SOLE   0 0 2,573
ROSS STORES INC COM 778296103 265 3,775 SH   SOLE   0 0 3,775
SPDR GOLD TR GOLD SHS 78463V107 223 1,735 SH   SOLE   0 0 1,735
SPDR SER TR PORTFOLI S&P1500 78464A805 1,105 23,779 SH   SOLE   0 0 23,778
SCHWAB CHARLES CORP COM 808513105 523 8,280 SH   SOLE   0 0 8,280
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,438 24,804 SH   SOLE   0 0 24,804
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 692 12,083 SH   SOLE   0 0 12,082
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3,475 70,649 SH   SOLE   0 0 70,649
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 323 2,520 SH   SOLE   0 0 2,520
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 246 2,819 SH   SOLE   0 0 2,819
SHERWIN WILLIAMS CO COM 824348106 1,557 6,952 SH   SOLE   0 0 6,952
TJX COS INC NEW COM 872540109 250 4,475 SH   SOLE   0 0 4,475
THERMO FISHER SCIENTIFIC INC COM 883556102 2,330 4,289 SH   SOLE   0 0 4,289
TRAVELERS COMPANIES INC COM 89417E109 1,210 7,152 SH   SOLE   0 0 7,151
UNION PAC CORP COM 907818108 659 3,091 SH   SOLE   0 0 3,090
UNITED PARCEL SERVICE INC CL B 911312106 879 4,818 SH   SOLE   0 0 4,818
UNITEDHEALTH GROUP INC COM 91324P102 955 1,860 SH   SOLE   0 0 1,859
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,634 39,268 SH   SOLE   0 0 39,267
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 8,585 111,795 SH   SOLE   0 0 111,795
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 577 14,151 SH   SOLE   0 0 14,151
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 10,642 104,863 SH   SOLE   0 0 104,862
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 2,826 12,422 SH   SOLE   0 0 12,422
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,301 17,245 SH   SOLE   0 0 17,244
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,484 6,300 SH   SOLE   0 0 6,300
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,689 8,373 SH   SOLE   0 0 8,373
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 8,705 147,895 SH   SOLE   0 0 147,895
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,463 45,408 SH   SOLE   0 0 45,408
VANGUARD INDEX FDS SML CP GRW ETF 922908595 307 1,560 SH   SOLE   0 0 1,560
VANGUARD INDEX FDS SM CP VAL ETF 922908611 335 2,233 SH   SOLE   0 0 2,233
VANGUARD INDEX FDS MID CAP ETF 922908629 276 1,401 SH   SOLE   0 0 1,401
VANGUARD INDEX FDS GROWTH ETF 922908736 6,113 27,427 SH   SOLE   0 0 27,426
VANGUARD INDEX FDS SMALL CP ETF 922908751 678 3,851 SH   SOLE   0 0 3,851
VISA INC COM CL A 92826C839 1,824 9,265 SH   SOLE   0 0 9,264
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,444 5,201 SH   SOLE   0 0 5,201
EATON CORP PLC SHS G29183103 1,138 9,146 SH   SOLE   0 0 9,145
ICON PLC SHS G4705A100 1,104 5,095 SH   SOLE   0 0 5,095
MEDTRONIC PLC SHS G5960L103 719 8,016 SH   SOLE   0 0 8,016
CHUBB LIMITED COM H1467J104 431 2,195 SH   SOLE   0 0 2,195