The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   375,974 1,904 SH   SOLE 0 0 0 1,904
ALPHABET INC CAP STK CL C 02079K107   205,505 1,229 SH   SOLE 0 0 0 1,229
ALTRIA GROUP INC COM 02209S103   390,029 7,642 SH   SOLE 0 0 0 7,642
AMAZON COM INC COM 023135106   434,149 2,330 SH   SOLE 0 0 0 2,330
AMGEN INC COM 031162100   322,854 1,002 SH   SOLE 0 0 0 1,002
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664   444,950 6,517 SH   SOLE 0 0 0 6,517
APPLE INC COM 037833100   435,373 1,869 SH   SOLE 0 0 0 1,869
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   297,328 646 SH   SOLE 0 0 0 646
BRISTOL-MYERS SQUIBB CO COM 110122108   221,816 4,287 SH   SOLE 0 0 0 4,287
COLGATE PALMOLIVE CO COM 194162103   929,796 8,957 SH   SOLE 0 0 0 8,957
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   602,901 5,535 SH   SOLE 0 0 0 5,535
ENTREPRENEURSHARES SERIES TR ERSHARES PRIVATE 293828877   576,494 35,715 SH   SOLE 0 0 0 35,715
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   616,992 24,552 SH   SOLE 0 0 0 24,552
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ETF 301505707   215,886 3,783 SH   SOLE 0 0 0 3,783
EXXON MOBIL CORP COM 30231G102   337,314 2,878 SH   SOLE 0 0 0 2,878
GRANITESHARES GOLD TR SHS BEN INT 38748G101   3,967,333 152,766 SH   SOLE 0 0 0 152,766
HORIZON TECHNOLOGY FIN CORP COM 44045A102   562,462 52,813 SH   SOLE 0 0 0 52,813
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   978,471 19,499 SH   SOLE 0 0 0 19,499
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   348,712 4,861 SH   SOLE 0 0 0 4,861
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   382,670 18,119 SH   SOLE 0 0 0 18,119
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   382,315 18,514 SH   SOLE 0 0 0 18,514
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   244,681 12,509 SH   SOLE 0 0 0 12,509
INVESCO QQQ TR UNIT SER 1 46090E103   1,060,278 2,172 SH   SOLE 0 0 0 2,172
ISHARES GOLD TR ISHARES NEW 464285204   1,204,132 24,228 SH   SOLE 0 0 0 24,228
ISHARES INC CORE MSCI EMKT 46434G103   358,772 6,249 SH   SOLE 0 0 0 6,249
ISHARES TR CORE MSCI EAFE 46432F842   363,140 4,653 SH   SOLE 0 0 0 4,653
ISHARES TR MSCI USA MIN VOL 46429B697   3,170,662 34,724 SH   SOLE 0 0 0 34,724
ISHARES TR FLTG RATE NT ETF 46429B655   1,956,498 38,333 SH   SOLE 0 0 0 38,333
ISHARES TR CORE S&P TTL STK 464287150   206,406 1,643 SH   SOLE 0 0 0 1,643
ISHARES TR 3 7 YR TREAS BD 464288661   2,879,562 24,076 SH   SOLE 0 0 0 24,076
ISHARES TR 1 3 YR TREAS BD 464287457   414,652 4,987 SH   SOLE 0 0 0 4,987
ISHARES TR 7-10 YR TRSY BD 464287440   2,120,220 21,608 SH   SOLE 0 0 0 21,608
ISHARES TR CORE S&P MCP ETF 464287507   5,876,252 94,292 SH   SOLE 0 0 0 94,292
ISHARES TR CORE S&P SCP ETF 464287804   568,777 4,863 SH   SOLE 0 0 0 4,863
ISHARES TR CORE S&P500 ETF 464287200   18,637,845 32,311 SH   SOLE 0 0 0 32,311
ISHARES TR CORE TOTAL USD 46434V613   529,137 11,230 SH   SOLE 0 0 0 11,230
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   507,067 9,896 SH   SOLE 0 0 0 9,896
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   405,106 7,984 SH   SOLE 0 0 0 7,984
JOHNSON & JOHNSON COM 478160104   237,923 1,468 SH   SOLE 0 0 0 1,468
MERCK & CO INC COM 58933Y105   268,424 2,364 SH   SOLE 0 0 0 2,364
MICROSOFT CORP COM 594918104   324,123 753 SH   SOLE 0 0 0 753
NEXTERA ENERGY INC COM 65339F101   226,711 2,682 SH   SOLE 0 0 0 2,682
NVIDIA CORPORATION COM 67066G104   451,132 3,715 SH   SOLE 0 0 0 3,715
OREILLY AUTOMOTIVE INC COM 67103H107   933,948 811 SH   SOLE 0 0 0 811
PACER FDS TR PACER US SMALL 69374H857   2,319,328 49,857 SH   SOLE 0 0 0 49,857
PACER FDS TR US CASH COWS 100 69374H881   224,145 3,876 SH   SOLE 0 0 0 3,876
PEMBINA PIPELINE CORP COM 706327103   275,896 6,690 SH   SOLE 0 0 0 6,690
PFIZER INC COM 717081103   255,146 8,816 SH   SOLE 0 0 0 8,816
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,340,533 23,245 SH   SOLE 0 0 0 23,245
REALTY INCOME CORP COM 756109104   310,888 4,902 SH   SOLE 0 0 0 4,902
REPUBLIC SVCS INC COM 760759100   352,919 1,757 SH   SOLE 0 0 0 1,757
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   639,254 15,546 SH   SOLE 0 0 0 15,546
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,439,814 50,697 SH   SOLE 0 0 0 50,697
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   299,600 5,817 SH   SOLE 0 0 0 5,817
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   247,951 2,380 SH   SOLE 0 0 0 2,380
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,091,195 13,577 SH   SOLE 0 0 0 13,577
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,094,720 65,125 SH   SOLE 0 0 0 65,125
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   882,844 10,444 SH   SOLE 0 0 0 10,444
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,190,868 14,332 SH   SOLE 0 0 0 14,332
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   252,314 8,647 SH   SOLE 0 0 0 8,647
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,810,088 57,372 SH   SOLE 0 0 0 57,372
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   594,121 11,742 SH   SOLE 0 0 0 11,742
SPDR GOLD TR GOLD SHS 78463V107   312,818 1,287 SH   SOLE 0 0 0 1,287
SPDR SER TR PRTFLO S&P500 VL 78464A508   235,726 4,459 SH   SOLE 0 0 0 4,459
SPDR SER TR PRTFLO S&P500 GW 78464A409   252,745 3,047 SH   SOLE 0 0 0 3,047
SPDR SER TR PORTFOLIO S&P500 78464A854   1,212,615 17,962 SH   SOLE 0 0 0 17,962
SPDR SER TR BLOOMBERG SHT TE 78468R408   289,762 11,253 SH   SOLE 0 0 0 11,253
SPDR SER TR PORTFOLIO S&P400 78464A847   332,014 6,072 SH   SOLE 0 0 0 6,072
STARBUCKS CORP COM 855244109   217,036 2,226 SH   SOLE 0 0 0 2,226
STIFEL FINL CORP COM 860630102   250,901 2,672 SH   SOLE 0 0 0 2,672
TARGET CORP COM 87612E106   229,158 1,470 SH   SOLE 0 0 0 1,470
UBS AG LONDON BRANCH ETRACS ALER MLP 90274D382   220,014 9,042 SH   SOLE 0 0 0 9,042
UMB FINL CORP COM 902788108   305,660 2,908 SH   SOLE 0 0 0 2,908
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   584,128 1,107 SH   SOLE 0 0 0 1,107
VANGUARD INDEX FDS LARGE CAP ETF 922908637   620,127 2,355 SH   SOLE 0 0 0 2,355
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,606,388 5,673 SH   SOLE 0 0 0 5,673
VANGUARD INDEX FDS MID CAP ETF 922908629   716,001 2,714 SH   SOLE 0 0 0 2,714
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   267,225 2,743 SH   SOLE 0 0 0 2,743
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   453,114 9,469 SH   SOLE 0 0 0 9,469
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   210,011 4,259 SH   SOLE 0 0 0 4,259
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   633,408 10,483 SH   SOLE 0 0 0 10,483
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,312,100 29,112 SH   SOLE 0 0 0 29,112
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   388,819 1,963 SH   SOLE 0 0 0 1,963
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,215,359 117,693 SH   SOLE 0 0 0 117,693
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   236,743 1,847 SH   SOLE 0 0 0 1,847
VERIZON COMMUNICATIONS INC COM 92343V104   329,474 7,336 SH   SOLE 0 0 0 7,336
WALMART INC COM 931142103   371,168 4,597 SH   SOLE 0 0 0 4,597
WISDOMTREE TR EM EX ST-OWNED 97717X578   1,503,181 45,510 SH   SOLE 0 0 0 45,510
YUM BRANDS INC COM 988498101   238,456 1,707 SH   SOLE 0 0 0 1,707