The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   265,557 751 SH   SOLE   0 0 751
ABBVIE INC COM 00287Y109   275,129 1,393 SH   SOLE   0 0 1,393
ALPHABET INC CAP STK CL C 02079K107   274,153 1,640 SH   SOLE   0 0 1,640
ALPHABET INC CAP STK CL A 02079K305   263,299 1,588 SH   SOLE   0 0 1,588
AMAZON COM INC COM 023135106   1,031,087 5,534 SH   SOLE   0 0 5,534
AMERICAN EXPRESS CO COM 025816109   212,863 785 SH   SOLE   0 0 785
AMERIPRISE FINL INC COM 03076C106   269,720 574 SH   SOLE   0 0 574
ELEVANCE HEALTH INC COM 036752103   277,680 534 SH   SOLE   0 0 534
APPLE INC COM 037833100   3,995,155 17,147 SH   SOLE   0 0 17,147
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   298,248 648 SH   SOLE   0 0 648
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   11,364,445 212,300 SH   SOLE   0 0 212,300
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   17,101,049 345,685 SH   SOLE   0 0 345,685
CHEVRON CORP NEW COM 166764100   390,039 2,648 SH   SOLE   0 0 2,648
CONOCOPHILLIPS COM 20825C104   409,534 3,890 SH   SOLE   0 0 3,890
COSTCO WHSL CORP NEW COM 22160K105   219,719 248 SH   SOLE   0 0 248
DIREXION SHS ETF TR DLY TECH BULL 3X 25459W102   256,502 2,930 SH   SOLE   0 0 2,930
DIREXION SHS ETF TR DRX S&P500BULL 25459W862   951,504 5,804 SH   SOLE   0 0 5,804
EXXON MOBIL CORP COM 30231G102   656,907 5,604 SH   SOLE   0 0 5,604
META PLATFORMS INC CL A 30303M102   226,560 396 SH   SOLE   0 0 396
HOME DEPOT INC COM 437076102   604,108 1,491 SH   SOLE   0 0 1,491
INDEPENDENT BK CORP MASS COM 453836108   1,070,253 18,100 SH   SOLE   0 0 18,100
INVESCO QQQ TR UNIT SER 1 46090E103   228,277 468 SH   SOLE   0 0 468
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   1,510,532 16,665 SH   SOLE   0 0 16,665
ISHARES TR S&P 100 ETF 464287101   4,176,940 15,092 SH   SOLE   0 0 15,092
ISHARES TR CORE S&P TTL STK 464287150   2,785,355 22,173 SH   SOLE   0 0 22,173
ISHARES TR CORE S&P500 ETF 464287200   41,196,356 71,420 SH   SOLE   0 0 71,420
ISHARES TR S&P 500 GRWT ETF 464287309   18,782,796 196,165 SH   SOLE   0 0 196,165
ISHARES TR S&P 500 VAL ETF 464287408   6,301,595 31,960 SH   SOLE   0 0 31,960
ISHARES TR 20 YR TR BD ETF 464287432   6,619,219 67,474 SH   SOLE   0 0 67,474
ISHARES TR ISHARES SEMICDTR 464287523   5,132,000 22,256 SH   SOLE   0 0 22,256
ISHARES TR U.S. TECH ETF 464287721   8,056,773 53,138 SH   SOLE   0 0 53,138
ISHARES TR JPMORGAN USD EMG 464288281   3,401,304 36,347 SH   SOLE   0 0 36,347
ISHARES TR MBS ETF 464288588   9,976,599 104,129 SH   SOLE   0 0 104,129
ISHARES TR USD INV GRDE ETF 464288620   3,459,834 65,801 SH   SOLE   0 0 65,801
ISHARES TR 10-20 YR TRS ETF 464288653   1,188,170 10,868 SH   SOLE   0 0 10,868
ISHARES TR EAFE VALUE ETF 464288877   14,450,040 251,174 SH   SOLE   0 0 251,174
ISHARES TR EAFE GRWTH ETF 464288885   470,873 4,374 SH   SOLE   0 0 4,374
ISHARES TR RUS TP200 VL ETF 464289420   1,823,334 22,436 SH   SOLE   0 0 22,436
ISHARES TR RUS TOP 200 ETF 464289446   1,345,791 9,583 SH   SOLE   0 0 9,583
ISHARES TR A RATE CP BD ETF 46429B291   4,531,193 92,191 SH   SOLE   0 0 92,191
ISHARES TR CORE HIGH DV ETF 46429B663   890,675 7,572 SH   SOLE   0 0 7,572
ISHARES TR MSCI USA MIN VOL 46429B697   255,906 2,803 SH   SOLE   0 0 2,803
ISHARES TR MSCI USA QLT FCT 46432F339   19,263,564 107,438 SH   SOLE   0 0 107,438
ISHARES INC MSCI EMRG CHN 46434G764   11,875,663 194,333 SH   SOLE   0 0 194,333
ISHARES TR CORE TOTAL USD 46434V613   1,876,419 39,822 SH   SOLE   0 0 39,822
ISHARES TR CORE DIV GRWTH 46434V621   308,302 4,918 SH   SOLE   0 0 4,918
ISHARES TR CONV BD ETF 46435G102   766,032 9,155 SH   SOLE   0 0 9,155
ISHARES TR INVESTMENT GRADE 46435G219   4,020,122 86,510 SH   SOLE   0 0 86,510
ISHARES TR MSCI INTL VLU FT 46435G409   584,946 19,809 SH   SOLE   0 0 19,809
ISHARES TR FALN ANGLS USD 46435G474   749,439 27,412 SH   SOLE   0 0 27,412
ISHARES TR US INFRASTRUC 46435U713   1,374,235 29,258 SH   SOLE   0 0 29,258
ISHARES TR INVT GRD CORP BD 46436E288   2,807,191 98,845 SH   SOLE   0 0 98,845
ISHARES TR HIGH YLD CORP BD 46436E320   242,323 7,383 SH   SOLE   0 0 7,383
JPMORGAN CHASE & CO. COM 46625H100   381,144 1,808 SH   SOLE   0 0 1,808
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,862,510 48,101 SH   SOLE   0 0 48,101
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   306,022 5,969 SH   SOLE   0 0 5,969
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   242,397 4,758 SH   SOLE   0 0 4,758
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   1,645,399 29,954 SH   SOLE   0 0 29,954
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   2,564,585 50,405 SH   SOLE   0 0 50,405
JOHNSON & JOHNSON COM 478160104   518,855 3,202 SH   SOLE   0 0 3,202
KLA CORP COM NEW 482480100   234,392 303 SH   SOLE   0 0 303
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505   422,118 13,582 SH   SOLE   0 0 13,582
ELI LILLY & CO COM 532457108   366,535 414 SH   SOLE   0 0 414
LOCKHEED MARTIN CORP COM 539830109   752,491 1,287 SH   SOLE   0 0 1,287
MARSH & MCLENNAN COS INC COM 571748102   200,112 897 SH   SOLE   0 0 897
MARRIOTT INTL INC NEW CL A 571903202   418,625 1,684 SH   SOLE   0 0 1,684
MCDONALDS CORP COM 580135101   379,087 1,245 SH   SOLE   0 0 1,245
MERCK & CO INC COM 58933Y105   232,394 2,046 SH   SOLE   0 0 2,046
MICROSOFT CORP COM 594918104   1,888,712 4,389 SH   SOLE   0 0 4,389
NVIDIA CORPORATION COM 67066G104   649,078 5,345 SH   SOLE   0 0 5,345
ORACLE CORP COM 68389X105   438,724 2,575 SH   SOLE   0 0 2,575
PGIM ETF TR PGIM ULTRA SH BD 69344A107   1,042,832 20,949 SH   SOLE   0 0 20,949
PEPSICO INC COM 713448108   375,330 2,207 SH   SOLE   0 0 2,207
PROCTER AND GAMBLE CO COM 742718109   259,742 1,500 SH   SOLE   0 0 1,500
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   282,171 3,163 SH   SOLE   0 0 3,163
RTX CORPORATION COM 75513E101   627,961 5,183 SH   SOLE   0 0 5,183
ROCKWELL AUTOMATION INC COM 773903109   264,975 987 SH   SOLE   0 0 987
S&P GLOBAL INC COM 78409V104   206,319 399 SH   SOLE   0 0 399
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,238,324 5,644 SH   SOLE   0 0 5,644
SPDR GOLD TR GOLD SHS 78463V107   521,491 2,146 SH   SOLE   0 0 2,146
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,584,149 38,376 SH   SOLE   0 0 38,376
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   234,236 6,863 SH   SOLE   0 0 6,863
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   729,552 19,424 SH   SOLE   0 0 19,424
SPDR SER TR BLOOMBERG EMERGI 78464A391   438,477 20,615 SH   SOLE   0 0 20,615
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,463,119 27,679 SH   SOLE   0 0 27,679
SPDR SER TR PORTFOLIO AGRGTE 78464A649   1,414,536 54,114 SH   SOLE   0 0 54,114
SPDR SER TR PORTFOLIO S&P400 78464A847   363,727 6,652 SH   SOLE   0 0 6,652
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   270,696 6,482 SH   SOLE   0 0 6,482
SPDR SER TR BLOOMBERG EMG MK 78468R515   299,758 11,937 SH   SOLE   0 0 11,937
SPDR SER TR BLOOMBERG HIGH Y 78468R622   524,295 5,361 SH   SOLE   0 0 5,361
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   594,916 6,480 SH   SOLE   0 0 6,480
SPDR SER TR PORTFOLIO S&P600 78468R853   544,715 11,969 SH   SOLE   0 0 11,969
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   524,081 27,656 SH   SOLE   0 0 27,656
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408   1,571,347 30,314 SH   SOLE   0 0 30,314
SSGA ACTIVE TR SPDR SSGA FXD 78470P507   2,829,144 106,403 SH   SOLE   0 0 106,403
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   2,554,135 50,477 SH   SOLE   0 0 50,477
SCILEX HOLDING CO *W EXP 11/10/202 80880W114   7,923 36,000 SH   SOLE   0 0 36,000
SHERWIN WILLIAMS CO COM 824348106   5,307,940 13,907 SH   SOLE   0 0 13,907
TESLA INC COM 88160R101   292,518 1,118 SH   SOLE   0 0 1,118
THERMO FISHER SCIENTIFIC INC COM 883556102   299,328 484 SH   SOLE   0 0 484
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   442,338 5,885 SH   SOLE   0 0 5,885
VANGUARD BD INDEX FDS INTERMED TERM 921937819   450,034 5,742 SH   SOLE   0 0 5,742
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   916,264 11,644 SH   SOLE   0 0 11,644
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,334,059 25,261 SH   SOLE   0 0 25,261
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,033,681 20,559 SH   SOLE   0 0 20,559
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   473,979 9,906 SH   SOLE   0 0 9,906
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   464,999 9,850 SH   SOLE   0 0 9,850
VANGUARD INDEX FDS GROWTH ETF 922908736   1,447,197 3,769 SH   SOLE   0 0 3,769
VANGUARD INDEX FDS VALUE ETF 922908744   1,190,485 6,820 SH   SOLE   0 0 6,820
VANGUARD INDEX FDS SMALL CP ETF 922908751   318,121 1,341 SH   SOLE   0 0 1,341
VERIZON COMMUNICATIONS INC COM 92343V104   270,949 6,033 SH   SOLE   0 0 6,033
VISA INC COM CL A 92826C839   289,858 1,054 SH   SOLE   0 0 1,054