The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 9,312 79,974 SH   SOLE NONE 0 0 79,974
ABBVIE INC COM 00287Y109 282 3,220 SH   SOLE NONE 0 0 3,220
ADOBE INC COM 00724F101 845 1,719 SH   SOLE NONE 0 0 1,719
AMGEN INC. COM 031162100 2,317 9,132 SH   SOLE NONE 0 0 9,132
AMERN TOWER CORP REIT COM 03027X100 615 2,551 SH   SOLE NONE 0 0 2,551
AMAZON.COM INC COM 023135106 5,456 1,724 SH   SOLE NONE 0 0 1,724
ACTIVISION BLIZZARD COM 00507V109 215 2,633 SH   SOLE NONE 0 0 2,633
AUTOZONE INC COM 053332102 2,604 2,212 SH   SOLE NONE 0 0 2,212
BOEING CO COM 097023105 652 3,905 SH   SOLE NONE 0 0 3,905
ALIBABA GROUP HOLDING FSPONSORED ADR 1 ADR REPS 8 ORD SHS SPONSORED ADS 01609W102 561 1,914 SH   SOLE NONE 0 0 1,914
BANK OF AMERICA CORP COM 060505104 1,413 58,661 SH   SOLE NONE 0 0 58,661
BIOGEN INC COM 09062X103 793 2,807 SH   SOLE NONE 0 0 2,807
BRISTOL-MYERS SQUIBB COM 110122108 422 7,015 SH   SOLE NONE 0 0 7,015
BERKSHIRE HATHAWAY CLASS B CL B NEW 084670702 3,295 15,517 SH   SOLE NONE 0 0 15,517
BLACKSTONE GROUP INC COM CL A 09260D107 1,090 20,725 SH   SOLE NONE 0 0 20,725
CITIGROUP INC COM NEW 172967424 643 14,899 SH   SOLE NONE 0 0 14,899
COSTCO WHOLESALE CO COM 22160K105 1,450 4,074 SH   SOLE NONE 0 0 4,074
CISCO SYSTEMS INC COM 17275R102 1,762 44,700 SH   SOLE NONE 0 0 44,700
CHEVRON CORP COM 166764100 843 11,695 SH   SOLE NONE 0 0 11,695
DARLING INGREDIENTS COM 237266101 970 26,912 SH   SOLE NONE 0 0 26,912
SPDR DOW JONES INDUSTRIAL AVRG ETF UT SER 1 78467X109 239 859 SH   SOLE NONE 0 0 859
WALT DISNEY CO COM DISNEY 254687106 1,720 13,827 SH   SOLE NONE 0 0 13,827
DUKE ENERGY CORP COM NEW 26441C204 624 7,066 SH   SOLE NONE 0 0 7,066
ECOLAB INC COM 278865100 701 3,514 SH   SOLE NONE 0 0 3,514
EMERSON ELECTRIC CO COM 291011104 238 3,611 SH   SOLE NONE 0 0 3,611
ENTERPRISE PRODS PART LP COM 293792107 357 22,578 SH   SOLE NONE 0 0 22,578
FACEBOOK INC CLASS A CL A 30303M102 630 2,395 SH   SOLE NONE 0 0 2,395
FEDEX CORP COM 31428X106 4,102 16,238 SH   SOLE NONE 0 0 16,238
SCHWAB FUNDAMENTAL US BROAD MKT ETF SCHWAB FDT US BM 808524789 1,156 30,371 SH   SOLE NONE 0 0 30,371
FIRST REPUBLIC BANK COM 33616C100 2,017 18,492 SH   SOLE NONE 0 0 18,492
GENERAL DYNAMICS CO COM 369550108 274 1,981 SH   SOLE NONE 0 0 1,981
GILEAD SCIENCES INC COM 375558103 880 13,949 SH   SOLE NONE 0 0 13,949
SPDR GOLD SHARES ETF EC GOLD SHS 78463V107 1,273 7,171 SH   SOLE NONE 0 0 7,171
ALPHABET INC. CLASS C CAP STK CL C 02079K107 3,242 2,191 SH   SOLE NONE 0 0 2,191
ALPHABET INC. CLASS A CAP STK CL A 02079K305 223 151 SH   SOLE NONE 0 0 151
GLAXOSMITHKLINE PLC FSPONSORED ADR 1 ADR REPS 2 ORD SHS SPONSORED ADR 37733W105 489 12,967 SH   SOLE NONE 0 0 12,967
GRAN TIERRA ENERGY COM 38500T101 12 52,830 SH   SOLE NONE 0 0 52,830
HCA HEALTHCARE INC COM 40412C101 1,149 9,157 SH   SOLE NONE 0 0 9,157
HOME DEPOT INC COM 437076102 2,026 7,305 SH   SOLE NONE 0 0 7,305
HONEYWELL INTL INC COM 438516106 1,184 7,173 SH   SOLE NONE 0 0 7,173
ISHARES GOLD ETF ISHARES 464285105 828 45,938 SH   SOLE NONE 0 0 45,938
ISHARES EXPANDED TECH SECTOR ETF EXPND TEC SC ETF 464287549 223 719 SH   SOLE NONE 0 0 719
INTEL CORP COM 458140100 2,471 47,439 SH   SOLE NONE 0 0 47,439
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 2,935 8,706 SH   SOLE NONE 0 0 8,706
JOHNSON & JOHNSON COM 478160104 2,233 14,975 SH   SOLE NONE 0 0 14,975
JPMORGAN CHASE & CO COM 46625H100 2,915 30,246 SH   SOLE NONE 0 0 30,246
THE COCA-COLA CO COM 191216100 273 5,543 SH   SOLE NONE 0 0 5,543
LOCKHEED MARTIN CORP COM 539830109 757 1,972 SH   SOLE NONE 0 0 1,972
LOWES COMPANIES INC COM 548661107 479 2,879 SH   SOLE NONE 0 0 2,879
LAM RESEARCH CORP COM 512807108 242 721 SH   SOLE NONE 0 0 721
LLOYDS BANKING GROUP FSPONSORED ADR 1 ADR REPS 4 ORD SHS SPONSORED ADR 539439109 13 10,100 SH   SOLE NONE 0 0 10,100
MID AMERICA APARTMENT COREIT COM 59522J103 2,253 19,563 SH   SOLE NONE 0 0 19,563
MCDONALDS CORP COM 580135101 503 2,280 SH   SOLE NONE 0 0 2,280
3M CO COM 88579Y101 241 1,502 SH   SOLE NONE 0 0 1,502
MAGELLAN MIDSTREAM PA LP COM UNIT RP LP 559080106 421 12,201 SH   SOLE NONE 0 0 12,201
ALTRIA GROUP INC COM 02209S103 569 14,735 SH   SOLE NONE 0 0 14,735
MERCK & CO. INC. COM 58933Y105 1,327 16,025 SH   SOLE NONE 0 0 16,025
MICROSOFT CORP COM 594918104 4,749 22,549 SH   SOLE NONE 0 0 22,549
O REILLY AUTOMOTIVE COM 67103H107 277 600 SH   SOLE NONE 0 0 600
PEPSICO INC COM 713448108 842 6,080 SH   SOLE NONE 0 0 6,080
PFIZER INC COM 717081103 2,441 66,467 SH   SOLE NONE 0 0 66,467
PROCTER & GAMBLE COM 742718109 2,366 17,020 SH   SOLE NONE 0 0 17,020
SPROTT PHYSICAL GOLD ETV UNIT 85207H104 1,737 115,154 SH   SOLE NONE 0 0 115,154
PROLOGIS INC. REIT COM 74340W103 673 6,743 SH   SOLE NONE 0 0 6,743
PHILIP MORRIS INTL COM 718172109 352 4,692 SH   SOLE NONE 0 0 4,692
PAYPAL HOLDINGS INCORPOR COM 70450Y103 278 1,406 SH   SOLE NONE 0 0 1,406
QUALCOMM INC COM 747525103 1,753 14,811 SH   SOLE NONE 0 0 14,811
INVESCO QQQ TRUST UNIT SER 1 46090E103 746 2,672 SH   SOLE NONE 0 0 2,672
REGIONS FINL CO COM 7591EP100 481 41,846 SH   SOLE NONE 0 0 41,846
ISHARES MSCI GLOBAL GOLDMINERS ETF MSCI GBL GOLD MN 46434G855 218 6,660 SH   SOLE NONE 0 0 6,660
RENASANT CORP COM 75970E107 431 19,008 SH   SOLE NONE 0 0 19,008
INVESCO S&P 500 PURE GROWTH ETF S&P500 PUR GWT 46137V266 1,384 9,745 SH   SOLE NONE 0 0 9,745
RAYTHEON TECHNOLOGIES CO COM 75513E101 268 4,634 SH   SOLE NONE 0 0 4,634
SCHWAB US BROAD MARKET ETF US BRD MKT ETF 808524102 3,840 48,075 SH   SOLE NONE 0 0 48,075
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 3,223 58,213 SH   SOLE NONE 0 0 58,213
SCHWAB INTERNATIONAL EQUITY E ETF IV INTL EQTY ETF 808524805 419 13,335 SH   SOLE NONE 0 0 13,335
CHARLES SCHWAB US MC ETF US MID-CAP ETF 808524508 2,534 45,588 SH   SOLE NONE 0 0 45,588
SCHWAB US LARGE CAP ETF IV US LRG CAP ETF 808524201 11,579 143,291 SH   SOLE NONE 0 0 143,291
SHOPIFY INC FCLASS A CL A 82509L107 373 363 SH   SOLE NONE 0 0 363
SPDR S&P 600 SMALL CAP VALUE ETF IV S&P 600 SMCP VAL 78464A300 610 12,169 SH   SOLE NONE 0 0 12,169
SOUTHERN CO COM 842587107 946 17,455 SH   SOLE NONE 0 0 17,455
INVESCO S&P 500 LOW VOLATILITY ETF S&P500 LOW VOL 46138E354 481 8,963 SH   SOLE NONE 0 0 8,963
A T & T INC COM 00206R102 1,177 41,366 SH   SOLE NONE 0 0 41,366
TRANSDIGM GROUP INC COM 893641100 780 1,640 SH   SOLE NONE 0 0 1,640
TESLA INC COM 88160R101 496 1,155 SH   SOLE NONE 0 0 1,155
UNILEVER PLC FSPONSORED ADR 1 ADR REPS 1 ORD SHS SPON ADR NEW 904767704 268 4,351 SH   SOLE NONE 0 0 4,351
UNITEDHEALTH GRP INC COM 91324P102 1,995 6,397 SH   SOLE NONE 0 0 6,397
VISA INC CLASS A COM CL A 92826C839 1,834 9,150 SH   SOLE NONE 0 0 9,150
VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504 227 1,114 SH   SOLE NONE 0 0 1,114
VANGUARD S&P SMALL CAP 600 VALUE ETF SMLCP 600 VAL 921932778 991 9,317 SH   SOLE NONE 0 0 9,317
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 459 1,488 SH   SOLE NONE 0 0 1,488
VGRD FTSE ALL WRLD EX USSML ETF IV FTSE SMCAP ETF 922042718 289 2,744 SH   SOLE NONE 0 0 2,744
VANGUARD VALUE ETF VALUE ETF 922908744 232 2,214 SH   SOLE NONE 0 0 2,214
VANGUARD GROWTH ETF GROWTH ETF 922908736 265 1,158 SH   SOLE NONE 0 0 1,158
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637 433 2,758 SH   SOLE NONE 0 0 2,758
VANGUARD FTSE EMERGING MARK ETF IV FTSE EMR MKT ETF 922042858 721 16,684 SH   SOLE NONE 0 0 16,684
VANGUARD TOTAL INTERNTL STOCK ETF IV VG TL INTL STK F 921909768 632 12,084 SH   SOLE NONE 0 0 12,084
VERIZON COMMUNICATN COM 92343V104 1,615 27,187 SH   SOLE NONE 0 0 27,187
WASTE MANAGEMENT INC COM 94106L109 1,018 8,983 SH   SOLE NONE 0 0 8,983
WALMART INC COM 931142103 1,591 11,309 SH   SOLE NONE 0 0 11,309
EXXON MOBIL CORP COM 30231G102 994 28,835 SH   SOLE NONE 0 0 28,835