The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS GROWTH ETF 922908736 525 2,600 SH   DFND 3 0 0 2,600
ISHARES TR RUSSELL 2000 ETF 464287655 65 451 SH   DFND 3 0 0 451
ISHARES TR MSCI KLD400 SOC 464288570 2,205 18,681 SH   DFND 2 0 0 18,681
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,938 28,119 SH   DFND 2 0 0 28,119
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 22 229 SH   DFND 3 0 0 229
INNOVATOR ETFS TR S&P 500 BUFFER 45782C789 1,085 40,201 SH   DFND 3 0 0 40,201
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 9,843 310,320 SH   DFND 2 0 0 310,320
KINROSS GOLD CORP COM 496902404 421 58,337 SH   DFND 2 0 0 58,337
ISHARES TR TIPS BD ETF 464287176 101 820 SH   DFND 3 0 0 820
GENERAL MTRS CO COM 37045V100 40 1,562 SH   DFND 2 0 0 1,562
BROADCOM INC COM 11135F101 859 2,723 SH   DFND 2 0 0 2,723
DEERE & CO COM 244199105 165 1,049 SH   DFND 3 0 0 1,049
DBX ETF TR XTRACK MSCI EAFE 233051200 127 4,197 SH   DFND 2 0 0 4,197
CALUMET SPECIALTY PRODS PTNR UT LTD PARTNER 131476103 26 11,559 SH   DFND 2 0 0 11,559
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 231 2,338 SH   DFND 3 0 0 2,338
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1 42 SH   DFND 3 0 0 42
ISHARES TR S&P SML 600 GWT 464287887 7 43 SH   DFND 3 0 0 43
BANCO SANTANDER S.A. ADR 05964H105 34 14,047 SH   DFND 2 0 0 14,047
TEXAS INSTRS INC COM 882508104 11 89 SH   DFND 3 0 0 89
ISHARES TR TRS FLT RT BD 46434V860 401 7,974 SH   DFND 2 0 0 7,974
FIDUS INVT CORP COM 316500107 163 17,968 SH   DFND 2 0 0 17,968
ISHARES TR EAFE SML CP ETF 464288273 298 5,565 SH   DFND 2 0 0 5,565
SYSCO CORP COM 871829107 22 404 SH   DFND 3 0 0 404
STRYKER CORPORATION COM 863667101 751 4,168 SH   DFND 2 0 0 4,168
VISA INC COM CL A 92826C839 564 2,918 SH   DFND 3 0 0 2,918
INNOVATOR ETFS TR S&P 500 POWER 45782C417 688 28,376 SH   DFND 2 0 0 28,376
ROKU INC COM CL A 77543R102 112 959 SH   DFND 3 0 0 959
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,069 61,164 SH   DFND 2 0 0 61,164
ISHARES INC CORE MSCI EMKT 46434G103 77,611 1,630,478 SH   DFND 1 0 0 1,630,478
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,179 54,220 SH   DFND 3 0 0 54,220
ISHARES TR IBONDS SEP2020 46434V571 18 695 SH   DFND 3 0 0 695
PIMCO DYNAMIC INCOME FD SHS 72201Y101 697 28,203 SH   DFND 3 0 0 28,203
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 717 5,135 SH   DFND 2 0 0 5,135
FIDELITY COVINGTON TR CONSMR STAPLES 316092303 52 1,483 SH   DFND 3 0 0 1,483
PNC FINL SVCS GROUP INC COM 693475105 91 868 SH   DFND 3 0 0 868
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 1,485 16,464 SH   DFND 3 0 0 16,464
NIKE INC CL B 654106103 938 9,571 SH   DFND 2 0 0 9,571
ISHARES TR GRWT ALLOCAT ETF 464289867 547 11,786 SH   DFND 2 0 0 11,786
BEYOND MEAT INC COM 08862E109 0 0 SH   DFND 3 0 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 835 15,208 SH   DFND 2 0 0 15,208
ISHARES TR IBONDS DEC2022 46435G755 3,257 123,261 SH   DFND 2 0 0 123,261
OSI ETF TR OSHARES EUR QLT 67110P506 550 24,545 SH   DFND 3 0 0 24,545
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,803 35,567 SH   DFND 2 0 0 35,567
BLACKROCK TCP CAPITAL CORP NOTE 4.625% 3/0 87238QAD5 24 25,000 SH   DFND 3 0 0 25,000
GOLDMAN SACHS GROUP INC COM 38141G104 273 1,380 SH   DFND 2 0 0 1,380
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 1,205 27,697 SH   DFND 2 0 0 27,697
OMNICOM GROUP INC COM 681919106 245 4,496 SH   DFND 2 0 0 4,496
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 545 2,595,526 SH Call DFND 2 0 0 2,595,526
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,493 17,111 SH   DFND 2 0 0 17,111
AMPLIFY ETF TR ONLIN RETL ETF 032108102 235 3,340 SH   DFND 2 0 0 3,340
CUMMINS INC COM 231021106 198 1,141 SH   DFND 2 0 0 1,141
L BRANDS INC COM 501797104 1,478 98,753 SH   DFND 2 0 0 98,753
BRISTOL-MYERS SQUIBB CO COM 110122108 1,765 30,009 SH   DFND 2 0 0 30,009
CLOROX CO DEL COM 189054109 162 741 SH   DFND 3 0 0 741
WASTE MGMT INC DEL COM 94106L109 39 368 SH   DFND 3 0 0 368
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 294 2,304 SH   DFND 3 0 0 2,304
TELADOC HEALTH INC COM 87918A105 63 330 SH   DFND 3 0 0 330
NEW RESIDENTIAL INVT CORP COM NEW 64828T201 77 10,383 SH   DFND 2 0 0 10,383
STEIN MART INC COM 858375108 21 49,961 SH   DFND 2 0 0 49,961
ISHARES TR NASDAQ BIOTECH 464287556 351 2,566 SH   DFND 2 0 0 2,566
HONEYWELL INTL INC COM 438516106 233 1,613 SH   DFND 3 0 0 1,613
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 84 2,170 SH   DFND 3 0 0 2,170
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,756 12,179 SH   DFND 3 0 0 12,179
FACEBOOK INC CL A 30303M102 4,532 19,957 SH   DFND 2 0 0 19,957
WP CAREY INC COM 92936U109 219 3,232 SH   DFND 2 0 0 3,232
QUALCOMM INC COM 747525103 196 2,144 SH   DFND 3 0 0 2,144
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 7 313 SH   DFND 3 0 0 313
SOUTHWEST AIRLS CO COM 844741108 499 14,593 SH   DFND 2 0 0 14,593
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 33 342 SH   DFND 2 0 0 342
MARSH & MCLENNAN COS INC COM 571748102 936 8,716 SH   DFND 2 0 0 8,716
VANECK VECTORS ETF TR JR GOLD MINERS E 92189F791 20 394 SH   DFND 3 0 0 394
CARLYLE GROUP INC COM 14316J108 216 7,750 SH   DFND 3 0 0 7,750
ISHARES INC MSCI CDA ETF 464286509 1 39 SH   DFND 2 0 0 39
INTEL CORP COM 458140100 278 4,651 SH   DFND 3 0 0 4,651
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 9 153 SH   DFND 3 0 0 153
COMCAST CORP NEW CL A 20030N101 981 25,170 SH   DFND 2 0 0 25,170
ISHARES TR MIN VOL EAFE ETF 46429B689 11,618 175,864 SH   DFND 2 0 0 175,864
SPDR SER TR NUVEEN BRC MUNIC 78468R721 8 163 SH   DFND 3 0 0 163
ISHARES TR MIN VOL EAFE ETF 46429B689 29 432 SH   DFND 3 0 0 432
EXELON CORP COM 30161N101 883 24,332 SH   DFND 2 0 0 24,332
APPLE INC COM 037833100 4,862 13,328 SH   DFND 3 0 0 13,328
UBER TECHNOLOGIES INC COM 90353T100 65 2,090 SH   DFND 3 0 0 2,090
ISHARES TR RUS 2000 VAL ETF 464287630 660 6,769 SH   DFND 2 0 0 6,769
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 234 2,158 SH   DFND 2 0 0 2,158
STARBUCKS CORP COM 855244109 55 744 SH   DFND 3 0 0 744
ALPS ETF TR ALERIAN MLP 00162Q452 129 5,246 SH   DFND 2 0 0 5,246
CVS HEALTH CORP COM 126650100 50 769 SH   DFND 3 0 0 769
NEWMONT CORP COM 651639106 7 108 SH   DFND 3 0 0 108
INNOVATOR ETFS TR S&P 500 PWR BU 45782C540 307 11,592 SH   DFND 2 0 0 11,592
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 613 2,376 SH   DFND 2 0 0 2,376
FS KKR CAPITAL CORP COM 302635206 423 30,230 SH   DFND 2 0 0 30,230
INVESCO QQQ TR UNIT SER 1 46090E103 2,278 9,199 SH   DFND 3 0 0 9,199
OSI ETF TR OSHARES US QUALT 67110P407 1,868 56,476 SH   DFND 3 0 0 56,476
SPDR SER TR PRTFLO S&P500 VL 78464A508 62 2,146 SH   DFND 3 0 0 2,146
FACEBOOK INC CL A 30303M102 392 1,726 SH   DFND 3 0 0 1,726
ALLSTATE CORP COM 020002101 156 1,613 SH   DFND 2 0 0 1,613
SPROTT PHYSICAL GOLD TR UNIT 85207H104 592 41,388 SH   DFND 2 0 0 41,388
FS KKR CAPITAL CORP COM 302635206 77 5,495 SH   DFND 3 0 0 5,495
EXXON MOBIL CORP COM 30231G102 1,250 27,941 SH   DFND 3 0 0 27,941
ISHARES TR US HLTHCARE ETF 464287762 357 1,655 SH   DFND 2 0 0 1,655
ISHARES TR CORE TOTAL USD 46434V613 292 5,366 SH   DFND 2 0 0 5,366
CARLYLE GROUP INC COM 14316J108 22 787 SH   DFND 2 0 0 787
SPDR SER TR S&P 600 SMCP VAL 78464A300 288 5,870 SH   DFND 2 0 0 5,870
BERKLEY W R CORP COM 084423102 203 3,537 SH   DFND 2 0 0 3,537
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 37 384 SH   DFND 3 0 0 384
INNOVATOR ETFS TR S&P 500 PWRETF 45782C797 1,639 65,082 SH   DFND 2 0 0 65,082
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 299 5,300 SH   DFND 2 0 0 5,300
UNITED BANKSHARES INC WEST V COM 909907107 260 9,389 SH   DFND 2 0 0 9,389
BLACKROCK INC COM 09247X101 257 472 SH   DFND 2 0 0 472
MOODYS CORP COM 615369105 214 780 SH   DFND 2 0 0 780
HCA HEALTHCARE INC COM 40412C101 646 6,655 SH   DFND 2 0 0 6,655
AMERICAN ELEC PWR CO INC COM 025537101 1,194 14,989 SH   DFND 2 0 0 14,989
UNIVERSAL HEALTH RLTY INCM T SH BEN INT 91359E105 401 5,042 SH   DFND 2 0 0 5,042
CIGNA CORP NEW COM 125523100 5 24 SH   DFND 3 0 0 24
SPDR SER TR PORTFOLI S&P1500 78464A805 762 20,160 SH   DFND 2 0 0 20,160
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 16,137 438,042 SH   DFND 2 0 0 438,042
SIMON PPTY GROUP INC NEW COM 828806109 285 4,162 SH   DFND 2 0 0 4,162
UNION PAC CORP COM 907818108 1,567 9,266 SH   DFND 2 0 0 9,266
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 HY 46138J809 365 16,071 SH   DFND 2 0 0 16,071
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 146 759 SH   DFND 3 0 0 759
FIDELITY COVINGTON TR HIGH DIVID ETF 316092840 3 105 SH   DFND 3 0 0 105
RAYTHEON TECHNOLOGIES CORP COM 75513E101 240 3,895 SH   DFND 3 0 0 3,895
ALTRIA GROUP INC COM 02209S103 1,003 25,560 SH   DFND 2 0 0 25,560
MONDELEZ INTL INC CL A 609207105 330 6,450 SH   DFND 2 0 0 6,450
BIG LOTS INC COM 089302103 746 17,750 SH   DFND 2 0 0 17,750
FORD MTR CO DEL COM 345370860 257 42,328 SH   DFND 2 0 0 42,328
CAPITAL ONE FINL CORP COM 14040H105 222 3,554 SH   DFND 3 0 0 3,554
MEDTRONIC PLC SHS G5960L103 153 1,671 SH   DFND 3 0 0 1,671
APPLE INC COM 037833100 43,889 120,310 SH   DFND 2 0 0 120,310
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,384 68,561 SH   DFND 2 0 0 68,561
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 60 722 SH   DFND 3 0 0 722
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,225 12,067 SH   DFND 2 0 0 12,067
KIMBERLY CLARK CORP COM 494368103 7 51 SH   DFND 3 0 0 51
SPDR SER TR PORTFOLIO INTRMD 78464A375 790 21,623 SH   DFND 2 0 0 21,623
SPLUNK INC COM 848637104 379 1,907 SH   DFND 2 0 0 1,907
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 610 22,365 SH   DFND 2 0 0 22,365
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 6 276 SH   DFND 3 0 0 276
ISHARES TR S&P 500 GRWT ETF 464287309 64 307 SH   DFND 3 0 0 307
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 1,275 17,111 SH   DFND 2 0 0 17,111
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 327 10,801 SH   DFND 2 0 0 10,801
WILLIAMS COS INC COM 969457100 66 3,455 SH   DFND 3 0 0 3,455
KAYNE ANDERSN MLP MIDS INVT COM 486606106 191 36,245 SH   DFND 2 0 0 36,245
REALTY INCOME CORP COM 756109104 848 14,252 SH   DFND 2 0 0 14,252
SPDR SER TR PRTFLO S&P500 HI 78468R788 327 11,757 SH   DFND 2 0 0 11,757
ALPS ETF TR ALERIAN MLP 00162Q452 89 3,625 SH   DFND 3 0 0 3,625
ISHARES TR NASDAQ BIOTECH 464287556 766 5,606 SH   DFND 3 0 0 5,606
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 645 9,144 SH   DFND 2 0 0 9,144
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,793 8,984 SH   DFND 2 0 0 8,984
HERZFELD CARIBBEAN BASIN FD COM 42804T106 150 40,669 SH   DFND 2 0 0 40,669
JPMORGAN CHASE & CO COM 46625H100 746 7,934 SH   DFND 3 0 0 7,934
ASPEN TECHNOLOGY INC COM 045327103 380 3,669 SH   DFND 2 0 0 3,669
ISHARES TR RUS 2000 GRW ETF 464287648 894 4,323 SH   DFND 3 0 0 4,323
L3HARRIS TECHNOLOGIES INC COM 502431109 13 75 SH   DFND 3 0 0 75
GLOBAL X FDS FINTECH ETF 37954Y814 17 501 SH   DFND 3 0 0 501
3M CO COM 88579Y101 399 2,560 SH   DFND 3 0 0 2,560
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808 40 486 SH   DFND 3 0 0 486
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 39 395 SH   DFND 2 0 0 395
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 146 6,325 SH   DFND 3 0 0 6,325
LINCOLN NATL CORP IND COM 534187109 163 4,440 SH   DFND 3 0 0 4,440
FIDELITY COVINGTON TR MSCI ENERGY IDX 316092402 486 48,939 SH   DFND 2 0 0 48,939
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 13,540 172,417 SH   DFND 1 0 0 172,417
TWITTER INC COM 90184L102 1 50 SH   DFND 3 0 0 50
MEDICAL PPTYS TRUST INC COM 58463J304 104 5,532 SH   DFND 3 0 0 5,532
SFL CORPORATION LTD SHS G7738W106 6 601 SH   DFND 3 0 0 601
BOOKING HOLDINGS INC COM 09857L108 1,642 1,031 SH   DFND 2 0 0 1,031
ABB LTD SPONSORED ADR 000375204 13 574 SH   DFND 3 0 0 574
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 8 104 SH   DFND 3 0 0 104
ISHARES TR TIPS BD ETF 464287176 2,043 16,609 SH   DFND 2 0 0 16,609
PIMCO MUN INCOME FD III COM 72201A103 161 14,000 SH   DFND 2 0 0 14,000
CISCO SYS INC COM 17275R102 2,887 61,910 SH   DFND 2 0 0 61,910
J P MORGAN EXCHANGE-TRADED F JPMORGAN DIVER 46641Q407 665 9,588 SH   DFND 2 0 0 9,588
DIGITAL RLTY TR INC COM 253868103 8 59 SH   DFND 3 0 0 59
JD.COM INC SPON ADR CL A 47215P106 72 1,200 SH   DFND 3 0 0 1,200
ULTA BEAUTY INC COM 90384S303 6 30 SH   DFND 3 0 0 30
CANOPY GROWTH CORP COM 138035100 68 4,218 SH   DFND 3 0 0 4,218
ISHARES TR NATIONAL MUN ETF 464288414 6,002 52,011 SH   DFND 2 0 0 52,011
PPL CORP COM 69351T106 357 13,807 SH   DFND 2 0 0 13,807
CITRIX SYS INC COM 177376100 406 2,745 SH   DFND 2 0 0 2,745
DWS MUN INCOME TR COM 233368109 1,254 116,083 SH   DFND 2 0 0 116,083
SPDR SER TR S&P BIOTECH 78464A870 0 0 SH   DFND 3 0 0 0
ISHARES INC MSCI CDA ETF 464286509 1,886 72,879 SH   DFND 3 0 0 72,879
HANCOCK JOHN TAX-ADVANTAGED COM 41013V100 253 13,149 SH   DFND 3 0 0 13,149
HONEYWELL INTL INC COM 438516106 1,304 9,020 SH   DFND 2 0 0 9,020
ISHARES SILVER TR ISHARES 46428Q109 197 11,597 SH   DFND 3 0 0 11,597
DTE ENERGY CO COM 233331107 223 2,070 SH   DFND 2 0 0 2,070
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 1,154 53,996 SH   DFND 2 0 0 53,996
VANECK VECTORS ETF TR AMT FREE INT ETF 92189H201 3,132 61,476 SH   DFND 2 0 0 61,476
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 4,311 117,535 SH   DFND 2 0 0 117,535
FIVE BELOW INC COM 33829M101 91 854 SH   DFND 3 0 0 854
CORNING INC COM 219350105 81 3,133 SH   DFND 3 0 0 3,133
ISHARES TR BARCLAYS 7 10 YR 464287440 5,198 42,648 SH   DFND 2 0 0 42,648
FRANCO NEV CORP COM 351858105 13 93 SH   DFND 3 0 0 93
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 2,878 69,561 SH   DFND 2 0 0 69,561
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 687 10,205 SH   DFND 3 0 0 10,205
APTIV PLC SHS G6095L109 6 78 SH   DFND 3 0 0 78
TESLA INC COM 88160R101 1,321 1,223 SH   DFND 2 0 0 1,223
UNITEDHEALTH GROUP INC COM 91324P102 1,368 4,638 SH   DFND 2 0 0 4,638
CVS HEALTH CORP COM 126650100 934 14,377 SH   DFND 2 0 0 14,377
PDS BIOTECHNOLOGY CORP COM 70465T107 33 16,647 SH   DFND 2 0 0 16,647
PHILLIPS 66 COM 718546104 874 12,160 SH   DFND 2 0 0 12,160
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 26 1,211 SH   DFND 3 0 0 1,211
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 456 8,936 SH   DFND 2 0 0 8,936
IQVIA HLDGS INC COM 46266C105 474 3,340 SH   DFND 2 0 0 3,340
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 12 229 SH   DFND 3 0 0 229
ISHARES TR S&P 500 VAL ETF 464287408 35 325 SH   DFND 3 0 0 325
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 979 8,765 SH   DFND 2 0 0 8,765
SPDR SER TR PRTFLO S&P500 VL 78464A508 418 14,424 SH   DFND 2 0 0 14,424
HOME DEPOT INC COM 437076102 7,142 28,509 SH   DFND 2 0 0 28,509
NVIDIA CORPORATION COM 67066G104 2,454 6,458 SH   DFND 2 0 0 6,458
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 435 13,116 SH   DFND 2 0 0 13,116
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 740 33,909 SH   DFND 2 0 0 33,909
FIDELITY COVINGTON TR LOW VOLITY ETF 316092824 6,828 186,664 SH   DFND 2 0 0 186,664
WP CAREY INC COM 92936U109 7 103 SH   DFND 3 0 0 103
INVESCO EXCHANGE-TRADED FD T S&P ULTRA DIVIDE 46138G656 60 2,197 SH   DFND 2 0 0 2,197
SHOPIFY INC CL A 82509L107 2,163 2,279 SH   DFND 2 0 0 2,279
VANGUARD INDEX FDS SM CP VAL ETF 922908611 24,418 228,372 SH   DFND 1 0 0 228,372
POWERSHARES DB MULTI-SECTOR OIL FD 46140H403 204 29,253 SH   DFND 2 0 0 29,253
ISHARES TR CORE DIV GRWTH 46434V621 10,874 289,196 SH   DFND 2 0 0 289,196
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,458 9,746 SH   DFND 2 0 0 9,746
COCA COLA CO COM 191216100 2,198 49,188 SH   DFND 2 0 0 49,188
IRON MTN INC NEW COM 46284V101 27 1,048 SH   DFND 3 0 0 1,048
ENBRIDGE INC COM 29250N105 263 8,646 SH   DFND 2 0 0 8,646
DUKE ENERGY CORP NEW COM NEW 26441C204 1,269 15,887 SH   DFND 2 0 0 15,887
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,170 37,596 SH   DFND 2 0 0 37,596
ABBVIE INC COM 00287Y109 2,552 25,990 SH   DFND 2 0 0 25,990
NORTHROP GRUMMAN CORP COM 666807102 2,552 8,299 SH   DFND 2 0 0 8,299
FIDELITY COMWLTH TR NDQ CP IDX TRK 315912808 2,063 5,275 SH   DFND 3 0 0 5,275
TWITTER INC COM 90184L102 486 16,298 SH   DFND 2 0 0 16,298
TRUIST FINL CORP COM 89832Q109 676 18,010 SH   DFND 2 0 0 18,010
ISHARES TR IBONDS DEC2021 46435G789 753 29,011 SH   DFND 2 0 0 29,011
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 43 1,039 SH   DFND 3 0 0 1,039
AMAZON COM INC COM 023135106 2,036 738 SH   DFND 3 0 0 738
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 835 16,806 SH   DFND 3 0 0 16,806
AIR PRODS & CHEMS INC COM 009158106 222 919 SH   DFND 2 0 0 919
ABBOTT LABS COM 002824100 985 10,778 SH   DFND 3 0 0 10,778
VANGUARD STAR FDS VG TL INTL STK F 921909768 429 8,734 SH   DFND 2 0 0 8,734
PIMCO ETF TR ACTIVE BD ETF 72201R775 71 633 SH   DFND 3 0 0 633
BANK NEW YORK MELLON CORP COM 064058100 11 280 SH   DFND 3 0 0 280
ROYAL BK CDA COM 780087102 364 5,366 SH   DFND 2 0 0 5,366
ISHARES TR RUS 1000 GRW ETF 464287614 13,443 70,036 SH   DFND 3 0 0 70,036
CUMMINS INC COM 231021106 63 362 SH   DFND 3 0 0 362
VANGUARD INDEX FDS MID CAP ETF 922908629 225 1,371 SH   DFND 3 0 0 1,371
FIDELITY COVINGTON TR MSCI ENERGY IDX 316092402 29 2,888 SH   DFND 3 0 0 2,888
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 223 1,195 SH   DFND 2 0 0 1,195
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 15,763 337,821 SH   DFND 1 0 0 337,821
ISHARES GOLD TRUST ISHARES 464285105 82 4,833 SH   DFND 3 0 0 4,833
ADOBE INC COM 00724F101 85 195 SH   DFND 3 0 0 195
CSX CORP COM 126408103 269 3,862 SH   DFND 3 0 0 3,862
EOG RES INC COM 26875P101 259 5,122 SH   DFND 2 0 0 5,122
FIRST TR DOW JONES SELECT MI COM SHS ANNUAL 33718M105 211 5,393 SH   DFND 2 0 0 5,393
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 311 8,861 SH   DFND 2 0 0 8,861
FIDELITY COVINGTON TR SML MID FACTR 316092527 435 19,032 SH   DFND 2 0 0 19,032
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,528 7,118 SH   DFND 2 0 0 7,118
THERMO FISHER SCIENTIFIC INC COM 883556102 40 109 SH   DFND 3 0 0 109
3M CO COM 88579Y101 1,219 7,818 SH   DFND 2 0 0 7,818
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 19 288 SH   DFND 2 0 0 288
ATMOS ENERGY CORP COM 049560105 236 2,369 SH   DFND 2 0 0 2,369
ISHARES TR MSCI KLD400 SOC 464288570 59 500 SH   DFND 3 0 0 500
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 4 17 SH   DFND 3 0 0 17
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 340 4,593 SH   DFND 2 0 0 4,593
SALESFORCE COM INC COM 79466L302 49 259 SH   DFND 3 0 0 259
ISHARES TR U.S. MED DVC ETF 464288810 181 682 SH   DFND 2 0 0 682
UNITED PARCEL SERVICE INC CL B 911312106 717 6,446 SH   DFND 3 0 0 6,446
ISHARES INC CORE MSCI EMKT 46434G103 43 895 SH   DFND 3 0 0 895
ALMADEN MINERALS LTD COM CL B 020283305 7 14,500 SH   DFND 2 0 0 14,500
IDEXX LABS INC COM 45168D104 464 1,404 SH   DFND 2 0 0 1,404
AUTOZONE INC COM 053332102 433 384 SH   DFND 2 0 0 384
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 25,141 262,709 SH   DFND 1 0 0 262,709
GILEAD SCIENCES INC COM 375558103 156 2,033 SH   DFND 3 0 0 2,033
BCE INC COM NEW 05534B760 232 5,560 SH   DFND 2 0 0 5,560
ISHARES TR FLTG RATE NT ETF 46429B655 10,431 206,188 SH   DFND 2 0 0 206,188
PHILLIPS 66 COM 718546104 205 2,853 SH   DFND 3 0 0 2,853
PIONEER HIGH INCOME TR COM 72369H106 138 18,527 SH   DFND 2 0 0 18,527
VISA INC COM CL A 92826C839 5,948 30,791 SH   DFND 2 0 0 30,791
INVESCO SR INCOME TR COM 46131H107 35 10,117 SH   DFND 2 0 0 10,117
INVESCO EXCHANGE-TRADED FD T TAXABLE MUN BD 46138G805 254 7,723 SH   DFND 2 0 0 7,723
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 558 7,078 SH   DFND 3 0 0 7,078
QUEST DIAGNOSTICS INC COM 74834L100 176 1,542 SH   DFND 2 0 0 1,542
FRANKLIN TEMPLETON ETF TR LIBERTYQ US EQT 35473P801 814 25,311 SH   DFND 2 0 0 25,311
ORACLE CORP COM 68389X105 1,525 27,591 SH   DFND 2 0 0 27,591
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,350 78,990 SH   DFND 2 0 0 78,990
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 1,222 57,439 SH   DFND 2 0 0 57,439
TOTAL S.A. SPONSORED ADS 89151E109 40 1,051 SH   DFND 3 0 0 1,051
SHERWIN WILLIAMS CO COM 824348106 1,890 3,271 SH   DFND 2 0 0 3,271
ROKU INC COM CL A 77543R102 1,362 11,687 SH   DFND 2 0 0 11,687
PAYPAL HLDGS INC COM 70450Y103 77 441 SH   DFND 3 0 0 441
LOCKHEED MARTIN CORP COM 539830109 218 598 SH   DFND 3 0 0 598
BIOMARIN PHARMACEUTICAL INC COM 09061G101 461 3,739 SH   DFND 2 0 0 3,739
ISHARES TR CORE S&P TTL STK 464287150 11 156 SH   DFND 3 0 0 156
CIGNA CORP NEW COM 125523100 405 2,157 SH   DFND 2 0 0 2,157
DBX ETF TR XTRACK MSCI EAFE 233051200 112 3,712 SH   DFND 3 0 0 3,712
MEDICAL PPTYS TRUST INC COM 58463J304 113 6,017 SH   DFND 2 0 0 6,017
VANGUARD INDEX FDS VALUE ETF 922908744 563 5,655 SH   DFND 3 0 0 5,655
DOLLAR GEN CORP NEW COM 256677105 156 817 SH   DFND 3 0 0 817
MONDELEZ INTL INC CL A 609207105 4 75 SH   DFND 3 0 0 75
CLEVELAND CLIFFS INC COM 185899101 60 10,942 SH   DFND 2 0 0 10,942
ISHARES TR U.S. UTILITS ETF 464287697 559 3,987 SH   DFND 3 0 0 3,987
ALLIANT ENERGY CORP COM 018802108 24 502 SH   DFND 3 0 0 502
ABBOTT LABS COM 002824100 3,134 34,274 SH   DFND 2 0 0 34,274
ISHARES TR US AER DEF ETF 464288760 502 3,048 SH   DFND 2 0 0 3,048
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 486 4,152 SH   DFND 3 0 0 4,152
JPMORGAN CHASE & CO COM 46625H100 5,017 53,336 SH   DFND 2 0 0 53,336
DIGITAL RLTY TR INC COM 253868103 631 4,439 SH   DFND 2 0 0 4,439
JD.COM INC SPON ADR CL A 47215P106 371 6,168 SH   DFND 2 0 0 6,168
READY CAPITAL CORP COM 75574U101 368 42,394 SH   DFND 2 0 0 42,394
CHUBB LIMITED COM H1467J104 28 218 SH   DFND 3 0 0 218
ISHARES TR RUS 2000 GRW ETF 464287648 501 2,420 SH   DFND 2 0 0 2,420
AT&T INC COM 00206R102 830 27,443 SH   DFND 3 0 0 27,443
EXPEDIA GROUP INC COM NEW 30212P303 49 591 SH   DFND 2 0 0 591
PIMCO STRATEGIC INCOME FD COM 72200X104 227 35,625 SH   DFND 3 0 0 35,625
SKYWORKS SOLUTIONS INC COM 83088M102 234 1,827 SH   DFND 2 0 0 1,827
AMERICAN EXPRESS CO COM 025816109 115 1,212 SH   DFND 3 0 0 1,212
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 459 3,977 SH   DFND 2 0 0 3,977
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 7 314 SH   DFND 3 0 0 314
ISHARES TR CYBERSECURITY 46435U135 12 375 SH   DFND 2 0 0 375
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 241 4,745 SH   DFND 3 0 0 4,745
BLACKROCK MUNIYIELD FD INC COM 09253W104 196 14,390 SH   DFND 2 0 0 14,390
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 144 443 SH   DFND 3 0 0 443
EMERSON ELEC CO COM 291011104 168 2,710 SH   DFND 3 0 0 2,710
ACNB CORP COM 000868109 645 24,648 SH   DFND 2 0 0 24,648
ALTRIA GROUP INC COM 02209S103 637 16,235 SH   DFND 3 0 0 16,235
COCA COLA CO COM 191216100 519 11,607 SH   DFND 3 0 0 11,607
INNOVATOR ETFS TR S&P 500 ULTRA 45782C805 245 10,130 SH   DFND 3 0 0 10,130
AMERICAN WTR WKS CO INC NEW COM 030420103 271 2,110 SH   DFND 2 0 0 2,110
EXPEDIA GROUP INC COM NEW 30212P303 210 2,553 SH   DFND 3 0 0 2,553
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808 3,887 47,263 SH   DFND 2 0 0 47,263
KELLOGG CO COM 487836108 238 3,601 SH   DFND 2 0 0 3,601
ETF SER SOLUTIONS ALPCLONE ALTER 26922A305 225 3,963 SH   DFND 2 0 0 3,963
ISHARES TR BARCLAYS 7 10 YR 464287440 319 2,617 SH   DFND 3 0 0 2,617
GILEAD SCIENCES INC COM 375558103 336 4,366 SH   DFND 2 0 0 4,366
ISHARES TR MSCI EAFE ETF 464287465 430 7,063 SH   DFND 3 0 0 7,063
DEERE & CO COM 244199105 452 2,873 SH   DFND 2 0 0 2,873
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 109,437 2,298,614 SH   DFND 1 0 0 2,298,614
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 40,053 484,556 SH   DFND 1 0 0 484,556
INVESCO QQQ TR UNIT SER 1 46090E103 19,113 77,194 SH   DFND 2 0 0 77,194
DELTA AIR LINES INC DEL COM NEW 247361702 219 7,798 SH   DFND 2 0 0 7,798
PULTE GROUP INC COM 745867101 210 6,184 SH   DFND 2 0 0 6,184
ISHARES TR PFD AND INCM SEC 464288687 318 9,175 SH   DFND 3 0 0 9,175
MASTERCARD INCORPORATED CL A 57636Q104 39 132 SH   DFND 3 0 0 132
MARATHON PETE CORP COM 56585A102 101 2,705 SH   DFND 3 0 0 2,705
APTIV PLC SHS G6095L109 248 3,189 SH   DFND 2 0 0 3,189
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,298 184,258 SH   DFND 2 0 0 184,258
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 25 321 SH   DFND 3 0 0 321
MASCO CORP COM 574599106 267 5,322 SH   DFND 2 0 0 5,322
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 11,307 291,480 SH   DFND 2 0 0 291,480
CROWN CASTLE INTL CORP NEW COM 22822V101 529 3,160 SH   DFND 2 0 0 3,160
ISHARES TR FLTG RATE NT ETF 46429B655 43 854 SH   DFND 3 0 0 854
SPDR S&P 500 ETF TR TR UNIT 78462F103 34,327 111,323 SH   DFND 2 0 0 111,323
INTERNATIONAL BUSINESS MACHS COM 459200101 276 2,289 SH   DFND 3 0 0 2,289
TURQUOISE HILL RES LTD COM 900435108 15 20,600 SH   DFND 2 0 0 20,600
AXON ENTERPRISE INC COM 05464C101 889 9,060 SH   DFND 2 0 0 9,060
AMERICAN EXPRESS CO COM 025816109 838 8,798 SH   DFND 2 0 0 8,798
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 HY 46138J601 349 14,996 SH   DFND 2 0 0 14,996
ISHARES TR IBONDS SEP2020 46434V571 441 17,300 SH   DFND 2 0 0 17,300
CAPITAL ONE FINL CORP COM 14040H105 182 2,910 SH   DFND 2 0 0 2,910
INNOVATOR ETFS TR S&P 500 PWR BU 45782C870 996 38,396 SH   DFND 2 0 0 38,396
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 131 1,783 SH   DFND 2 0 0 1,783
AMGEN INC COM 031162100 2,041 8,652 SH   DFND 2 0 0 8,652
ISHARES TR CORE S&P SCP ETF 464287804 10,828 158,563 SH   DFND 2 0 0 158,563
CARNIVAL CORP UNIT 99/99/9999 143658300 56 3,425 SH   DFND 3 0 0 3,425
WASTE MGMT INC DEL COM 94106L109 503 4,753 SH   DFND 2 0 0 4,753
EXCHANGE TRADED CONCEPTS TR KNLDG LD WD 46143U849 233 6,717 SH   DFND 2 0 0 6,717
RANGE RES CORP COM 75281A109 45 8,000 SH   DFND 3 0 0 8,000
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 1,706 95,306 SH   DFND 2 0 0 95,306
ARK ETF TR INNOVATION ETF 00214Q104 730 10,230 SH   DFND 3 0 0 10,230
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 145 673 SH   DFND 3 0 0 673
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 1,101 21,082 SH   DFND 2 0 0 21,082
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 30,578 273,873 SH   DFND 1 0 0 273,873
SYSCO CORP COM 871829107 235 4,307 SH   DFND 2 0 0 4,307
DOMINION ENERGY INC COM 25746U109 1,509 18,587 SH   DFND 2 0 0 18,587
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 97,362 2,509,969 SH   DFND 1 0 0 2,509,969
INTERNATIONAL BUSINESS MACHS COM 459200101 1,871 15,496 SH   DFND 2 0 0 15,496
ISHARES TR ESG MSCI USA SML 46435U663 0 0 SH   DFND 3 0 0 0
ISHARES TR MBS ETF 464288588 1,809 16,342 SH   DFND 2 0 0 16,342
J P MORGAN EXCHANGE-TRADED F US QUALTY FCTR 46641Q761 2,644 86,888 SH   DFND 2 0 0 86,888
ISHARES TR IBOXX HI YD ETF 464288513 165 2,023 SH   DFND 2 0 0 2,023
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 262 4,400 SH   DFND 2 0 0 4,400
VANGUARD STAR FDS VG TL INTL STK F 921909768 895 18,207 SH   DFND 3 0 0 18,207
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 12,924 110,288 SH   DFND 2 0 0 110,288
FRANCO NEV CORP COM 351858105 308 2,209 SH   DFND 2 0 0 2,209
ISHARES TR 1 3 YR TREAS BD 464287457 61 702 SH   DFND 3 0 0 702
OTIS WORLDWIDE CORP COM 68902V107 38 674 SH   DFND 3 0 0 674
NORFOLK SOUTHERN CORP COM 655844108 931 5,303 SH   DFND 2 0 0 5,303
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 479 8,437 SH   DFND 2 0 0 8,437
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 171 1,941 SH   DFND 3 0 0 1,941
CISCO SYS INC COM 17275R102 183 3,919 SH   DFND 3 0 0 3,919
GENERAL MLS INC COM 370334104 12 202 SH   DFND 3 0 0 202
MICROCHIP TECHNOLOGY INC. COM 595017104 245 2,331 SH   DFND 2 0 0 2,331
BECTON DICKINSON & CO COM 075887109 240 1,005 SH   DFND 3 0 0 1,005
INVESCO EXCH TRADED FD TR II GBL SRT TRM HY 46138E669 2,864 134,694 SH   DFND 2 0 0 134,694
QIAGEN NV SHS NEW N72482123 704 16,437 SH   DFND 2 0 0 16,437
EATON CORP PLC SHS G29183103 8 95 SH   DFND 3 0 0 95
ILLUMINA INC COM 452327109 196 529 SH   DFND 2 0 0 529
VANECK MERK GOLD TRUST GOLD TRUST 921078101 388 22,300 SH   DFND 2 0 0 22,300
FIDELITY COVINGTON TR LOW VOLITY ETF 316092824 11 290 SH   DFND 3 0 0 290
XCEL ENERGY INC COM 98389B100 143 2,292 SH   DFND 3 0 0 2,292
TEXAS INSTRS INC COM 882508104 1,094 8,618 SH   DFND 2 0 0 8,618
TRAVELCENTERS OF AMERICA INC COM NEW 89421B109 200 12,985 SH   DFND 2 0 0 12,985
WEC ENERGY GROUP INC COM 92939U106 3 34 SH   DFND 3 0 0 34
BEYOND MEAT INC COM 08862E109 245 1,829 SH   DFND 2 0 0 1,829
ASPIRA WOMENS HEALTH INC COM 04537Y109 556 144,916 SH   DFND 2 0 0 144,916
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 207 6,275 SH   DFND 3 0 0 6,275
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 9,379 395,083 SH   DFND 2 0 0 395,083
SIMON PPTY GROUP INC NEW COM 828806109 1 20 SH   DFND 3 0 0 20
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 32 244 SH   DFND 3 0 0 244
KROGER CO COM 501044101 712 21,049 SH   DFND 2 0 0 21,049
ISHARES TR USA MOMENTUM FCT 46432F396 104 795 SH   DFND 3 0 0 795
ARISTA NETWORKS INC COM 040413106 694 3,306 SH   DFND 2 0 0 3,306
D R HORTON INC COM 23331A109 251 4,523 SH   DFND 2 0 0 4,523
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 35 876 SH   DFND 3 0 0 876
CLOROX CO DEL COM 189054109 847 3,859 SH   DFND 2 0 0 3,859
LULULEMON ATHLETICA INC COM 550021109 202 649 SH   DFND 2 0 0 649
ISHARES TR RUS MD CP GR ETF 464287481 21 131 SH   DFND 3 0 0 131
VANGUARD INDEX FDS MID CAP ETF 922908629 4,839 29,520 SH   DFND 2 0 0 29,520
ISHARES TR RUS MD CP GR ETF 464287481 396 2,505 SH   DFND 2 0 0 2,505
PAYPAL HLDGS INC COM 70450Y103 988 5,671 SH   DFND 2 0 0 5,671
INCYTE CORP COM 45337C102 227 2,187 SH   DFND 2 0 0 2,187
INTERCONTINENTAL EXCHANGE IN COM 45866F104 858 9,369 SH   DFND 2 0 0 9,369
NVIDIA CORPORATION COM 67066G104 272 716 SH   DFND 3 0 0 716
EMERSON ELEC CO COM 291011104 331 5,331 SH   DFND 2 0 0 5,331
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 192 2,573 SH   DFND 3 0 0 2,573
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 498 8,307 SH   DFND 2 0 0 8,307
CSX CORP COM 126408103 580 8,322 SH   DFND 2 0 0 8,322
PROCTER AND GAMBLE CO COM 742718109 844 7,062 SH   DFND 3 0 0 7,062
PROLOGIS INC. COM 74340W103 875 9,371 SH   DFND 2 0 0 9,371
RETAIL PPTYS AMER INC CL A 76131V202 116 15,816 SH   DFND 2 0 0 15,816
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,606 18,178 SH   DFND 2 0 0 18,178
EQUINIX INC COM 29444U700 456 650 SH   DFND 2 0 0 650
FIRST TR NASDAQ-100 TECH IND NY ARCA BIOTECH 33733E203 1,448 8,628 SH   DFND 2 0 0 8,628
XCEL ENERGY INC COM 98389B100 246 3,939 SH   DFND 2 0 0 3,939
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 144 2,403 SH   DFND 3 0 0 2,403
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 236 7,683 SH   DFND 2 0 0 7,683
PNM RES INC COM 69349H107 226 5,876 SH   DFND 2 0 0 5,876
SFL CORPORATION LTD SHS G7738W106 694 74,735 SH   DFND 2 0 0 74,735
KIMBERLY CLARK CORP COM 494368103 1,147 8,117 SH   DFND 2 0 0 8,117
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 6,685 242,732 SH   DFND 2 0 0 242,732
UNITED RENTALS INC COM 911363109 65 435 SH   DFND 2 0 0 435
JOHNSON & JOHNSON COM 478160104 8,171 58,104 SH   DFND 2 0 0 58,104
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 362 7,758 SH   DFND 2 0 0 7,758
ISHARES TR CORE S&P SCP ETF 464287804 1,213 17,768 SH   DFND 3 0 0 17,768
MSC INDL DIRECT INC CL A 553530106 299 4,101 SH   DFND 2 0 0 4,101
INTUIT COM 461202103 475 1,605 SH   DFND 2 0 0 1,605
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 294 9,849 SH   DFND 2 0 0 9,849
SPDR SER TR PORTFLI TIPS ETF 78464A656 0 2 SH   DFND 3 0 0 2
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,211 77,787 SH   DFND 2 0 0 77,787
CHEVRON CORP NEW COM 166764100 653 7,321 SH   DFND 3 0 0 7,321
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 2,598 38,727 SH   DFND 2 0 0 38,727
MOTOROLA SOLUTIONS INC COM NEW 620076307 223 1,589 SH   DFND 2 0 0 1,589
UNITED RENTALS INC COM 911363109 179 1,200 SH   DFND 3 0 0 1,200
ISHARES TR INTRM TR CRP ETF 464288638 5 80 SH   DFND 3 0 0 80
ALLEGHANY CORP DEL COM 017175100 222 453 SH   DFND 2 0 0 453
INVESCO EXCHANGE-TRADED FD T S&P SMLCP LOW 46138G102 29 849 SH   DFND 3 0 0 849
FEDEX CORP COM 31428X106 266 1,900 SH   DFND 3 0 0 1,900
DOLLAR GEN CORP NEW COM 256677105 687 3,606 SH   DFND 2 0 0 3,606
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,058 48,816 SH   DFND 2 0 0 48,816
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 17,138 60,465 SH   DFND 2 0 0 60,465
ISHARES TR IBOXX HI YD ETF 464288513 45 547 SH   DFND 3 0 0 547
ISHARES TR CORE S&P TTL STK 464287150 2,568 36,983 SH   DFND 2 0 0 36,983
INNOVATOR ETFS TR S&P 500 PWR BUFR 45782C383 367 13,715 SH   DFND 2 0 0 13,715
SPDR SER TR PRTFLO S&P500 HI 78468R788 22 800 SH   DFND 3 0 0 800
ISHARES TR MSCI MIN VOL ETF 46429B697 437 7,200 SH   DFND 3 0 0 7,200
ISHARES TR COHEN STEER REIT 464287564 2,344 23,232 SH   DFND 2 0 0 23,232
EDISON INTL COM 281020107 37 682 SH   DFND 3 0 0 682
UNITEDHEALTH GROUP INC COM 91324P102 118 399 SH   DFND 3 0 0 399
ISHARES TR CORE S&P500 ETF 464287200 42,260 136,460 SH   DFND 2 0 0 136,460
NOVARTIS AG SPONSORED ADR 66987V109 698 7,994 SH   DFND 2 0 0 7,994
PACWEST BANCORP DEL COM 695263103 371 18,811 SH   DFND 2 0 0 18,811
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,166 29,135 SH   DFND 2 0 0 29,135
OMEGA HEALTHCARE INVS INC COM 681936100 205 6,909 SH   DFND 2 0 0 6,909
FIDELITY COVINGTON TR HIGH DIVID ETF 316092840 855 31,556 SH   DFND 2 0 0 31,556
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 87 868 SH   DFND 3 0 0 868
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,013 30,274 SH   DFND 2 0 0 30,274
VALERO ENERGY CORP COM 91913Y100 229 3,886 SH   DFND 3 0 0 3,886
B2GOLD CORP COM 11777Q209 157 27,600 SH   DFND 2 0 0 27,600
FIDELITY COVINGTON TR CONSMR STAPLES 316092303 256 7,355 SH   DFND 2 0 0 7,355
ISHARES TR U.S. FINLS ETF 464287788 49 443 SH   DFND 3 0 0 443
VANGUARD WORLD FDS UTILITIES ETF 92204A876 282 2,278 SH   DFND 3 0 0 2,278
ISHARES TR IBOXX INV CP ETF 464287242 93 691 SH   DFND 3 0 0 691
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 5,216 222,827 SH   DFND 2 0 0 222,827
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,805 27,392 SH   DFND 2 0 0 27,392
PRUDENTIAL FINL INC COM 744320102 352 5,787 SH   DFND 2 0 0 5,787
INDEXIQ ETF TR IQ GLB RES ETF 45409B883 333 13,394 SH   DFND 2 0 0 13,394
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 405 14,873 SH   DFND 2 0 0 14,873
CONSTELLATION BRANDS INC CL A 21036P108 56 321 SH   DFND 3 0 0 321
ISHARES TR RUS MID CAP ETF 464287499 207 3,855 SH   DFND 3 0 0 3,855
HOME DEPOT INC COM 437076102 546 2,180 SH   DFND 3 0 0 2,180
AMERICAN ELEC PWR CO INC COM 025537101 22 279 SH   DFND 3 0 0 279
ISHARES TR RUS 1000 GRW ETF 464287614 12,759 66,472 SH   DFND 2 0 0 66,472
ARK ETF TR INNOVATION ETF 00214Q104 199 2,793 SH   DFND 2 0 0 2,793
AIR PRODS & CHEMS INC COM 009158106 53 218 SH   DFND 3 0 0 218
BRISTOL-MYERS SQUIBB CO COM 110122108 734 12,491 SH   DFND 3 0 0 12,491
BROADCOM INC COM 11135F101 290 919 SH   DFND 3 0 0 919
GLOBE LIFE INC COM 37959E102 319 4,303 SH   DFND 2 0 0 4,303
CARRIER GLOBAL CORPORATION COM 14448C104 54 2,411 SH   DFND 3 0 0 2,411
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 8 112 SH   DFND 3 0 0 112
ALPS ETF TR DISRUPTIVE TECH 00162Q478 23 667 SH   DFND 2 0 0 667
TESLA INC COM 88160R101 73 68 SH   DFND 3 0 0 68
SPDR SER TR S&P 600 SML CAP 78464A813 19 324 SH   DFND 3 0 0 324
FORD MTR CO DEL COM 345370860 90 14,755 SH   DFND 3 0 0 14,755
SPDR SER TR AEROSPACE DEF 78464A631 898 10,241 SH   DFND 3 0 0 10,241
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 2,450 74,156 SH   DFND 2 0 0 74,156
CHUBB LIMITED COM H1467J104 421 3,322 SH   DFND 2 0 0 3,322
TRAVELERS COMPANIES INC COM 89417E109 328 2,875 SH   DFND 2 0 0 2,875
NORFOLK SOUTHERN CORP COM 655844108 100 568 SH   DFND 3 0 0 568
V F CORP COM 918204108 135 2,212 SH   DFND 2 0 0 2,212
RANGE RES CORP COM 75281A109 21 3,766 SH   DFND 2 0 0 3,766
FIDELITY COVINGTON TR MSCI HLTH CARE I 316092600 150 3,007 SH   DFND 3 0 0 3,007
J P MORGAN EXCHANGE-TRADED F US VALUE FACTR 46641Q753 2,899 120,625 SH   DFND 2 0 0 120,625
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 155 4,817 SH   DFND 3 0 0 4,817
GENERAL ELECTRIC CO COM 369604103 70 10,268 SH   DFND 3 0 0 10,268
BOOKING HOLDINGS INC COM 09857L108 3 2 SH   DFND 3 0 0 2
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 110 512 SH   DFND 3 0 0 512
CENTURYLINK INC COM 156700106 30 3,015 SH   DFND 3 0 0 3,015
KINDER MORGAN INC DEL COM 49456B101 159 10,458 SH   DFND 2 0 0 10,458
BP PLC SPONSORED ADR 055622104 622 26,652 SH   DFND 3 0 0 26,652
SENSEONICS HLDGS INC COM 81727U105 7 18,000 SH   DFND 2 0 0 18,000
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 132,410 1,808,390 SH   DFND 1 0 0 1,808,390
ISHARES TR CORE US AGGBD ET 464287226 425 3,595 SH   DFND 3 0 0 3,595
MEDTRONIC PLC SHS G5960L103 871 9,497 SH   DFND 2 0 0 9,497
ISHARES TR INTL SEL DIV ETF 464288448 380 15,121 SH   DFND 2 0 0 15,121
COSTCO WHSL CORP NEW COM 22160K105 161 530 SH   DFND 3 0 0 530
EDISON INTL COM 281020107 725 13,347 SH   DFND 2 0 0 13,347
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,635 28,280 SH   DFND 2 0 0 28,280
MCDONALDS CORP COM 580135101 227 1,232 SH   DFND 3 0 0 1,232
AT&T INC COM 00206R102 4,524 149,659 SH   DFND 2 0 0 149,659
CARRIER GLOBAL CORPORATION COM 14448C104 160 7,180 SH   DFND 2 0 0 7,180
BLACKSTONE GROUP INC COM CL A 09260D107 313 5,532 SH   DFND 2 0 0 5,532
ROYAL GOLD INC COM 780287108 518 4,166 SH   DFND 2 0 0 4,166
CENTURYLINK INC COM 156700106 339 33,839 SH   DFND 2 0 0 33,839
PGIM ETF TR ULTRA SHORT 69344A107 202 4,060 SH   DFND 2 0 0 4,060
LILLY ELI & CO COM 532457108 989 6,025 SH   DFND 2 0 0 6,025
ISHARES TR CORE HIGH DV ETF 46429B663 3,570 43,988 SH   DFND 2 0 0 43,988
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 139 9,836 SH   DFND 2 0 0 9,836
TARGET CORP COM 87612E106 1,274 10,619 SH   DFND 2 0 0 10,619
ISHARES TR RUS 1000 ETF 464287622 6 35 SH   DFND 3 0 0 35
US BANCORP DEL COM NEW 902973304 560 15,213 SH   DFND 2 0 0 15,213
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,170 26,049 SH   DFND 2 0 0 26,049
STARBUCKS CORP COM 855244109 2,492 33,869 SH   DFND 2 0 0 33,869
AMERICAN TOWER CORP NEW COM 03027X100 16 61 SH   DFND 3 0 0 61
ISHARES TR S&P SML 600 GWT 464287887 271 1,595 SH   DFND 2 0 0 1,595
SHERWIN WILLIAMS CO COM 824348106 121 210 SH   DFND 3 0 0 210
VENTAS INC COM 92276F100 277 7,577 SH   DFND 2 0 0 7,577
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530 520 2,931 SH   DFND 2 0 0 2,931
ASTRAZENECA PLC SPONSORED ADR 046353108 143 2,699 SH   DFND 3 0 0 2,699
BLACKROCK CORE BD TR SHS BEN INT 09249E101 391 25,455 SH   DFND 2 0 0 25,455
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 344 10,913 SH   DFND 2 0 0 10,913
ISHARES TR S&P 500 VAL ETF 464287408 1,854 17,132 SH   DFND 2 0 0 17,132
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 674 13,045 SH   DFND 2 0 0 13,045
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 6,958 134,638 SH   DFND 2 0 0 134,638
HUNTINGTON BANCSHARES INC COM 446150104 33 3,692 SH   DFND 3 0 0 3,692
CONSTELLATION BRANDS INC CL A 21036P108 211 1,206 SH   DFND 2 0 0 1,206
GENERAL DYNAMICS CORP COM 369550108 177 1,184 SH   DFND 3 0 0 1,184
VALERO ENERGY CORP COM 91913Y100 277 4,706 SH   DFND 2 0 0 4,706
DISCOVERY INC COM SER A 25470F104 1,287 60,990 SH   DFND 2 0 0 60,990
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 678 9,867 SH   DFND 2 0 0 9,867
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 376 10,857 SH   DFND 2 0 0 10,857
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 853 6,683 SH   DFND 2 0 0 6,683
INVESCO EXCHANGE TRADED FD T DWA STAPLES 46137V886 1,890 29,078 SH   DFND 3 0 0 29,078
ISHARES TR MSCI EAFE ETF 464287465 9,638 158,331 SH   DFND 2 0 0 158,331
VANGUARD INDEX FDS TOTAL STK MKT 922908769 196,749 1,256,938 SH   DFND 1 0 0 1,256,938
ISHARES TR U.S. UTILITS ETF 464287697 181 1,290 SH   DFND 2 0 0 1,290
FIDELITY COVINGTON TR MSCI RL EST ETF 316092857 79 3,391 SH   DFND 3 0 0 3,391
SMUCKER J M CO COM NEW 832696405 1,105 10,444 SH   DFND 2 0 0 10,444
ISHARES TR ESG MSCI USA SML 46435U663 256 10,209 SH   DFND 2 0 0 10,209
ISHARES TR MBS ETF 464288588 0 0 SH   DFND 3 0 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,252 12,511 SH   DFND 2 0 0 12,511
FIDELITY COVINGTON TR SML MID FACTR 316092527 14 603 SH   DFND 3 0 0 603
ISHARES TR RUS 1000 ETF 464287622 1,068 6,224 SH   DFND 2 0 0 6,224
INNOVATOR ETFS TR S&P 500 PWR 45782C656 764 29,560 SH   DFND 2 0 0 29,560
SANDY SPRING BANCORP INC COM 800363103 426 17,181 SH   DFND 2 0 0 17,181
DUPONT DE NEMOURS INC COM 26614N102 483 9,083 SH   DFND 2 0 0 9,083
WISDOMTREE TR US MIDCAP DIVID 97717W505 19 656 SH   DFND 3 0 0 656
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 700 7,361 SH   DFND 2 0 0 7,361
ISHARES TR CORE US AGGBD ET 464287226 11,518 97,437 SH   DFND 2 0 0 97,437
LOCKHEED MARTIN CORP COM 539830109 9,117 24,984 SH   DFND 2 0 0 24,984
CANOPY GROWTH CORP COM 138035100 171 10,589 SH   DFND 2 0 0 10,589
SPDR SER TR PORTFLI TIPS ETF 78464A656 254 8,429 SH   DFND 2 0 0 8,429
PIMCO DYNAMIC INCOME FD SHS 72201Y101 22 910 SH   DFND 2 0 0 910
ISHARES TR ESG MSCI EAFE 46435G516 44 731 SH   DFND 3 0 0 731
DOMINION ENERGY INC COM 25746U109 326 4,011 SH   DFND 3 0 0 4,011
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 112 3,490 SH   DFND 2 0 0 3,490
ISHARES INC MIN VOL EMRG MKT 464286533 5,902 113,503 SH   DFND 2 0 0 113,503
MICROSOFT CORP COM 594918104 27,136 133,342 SH   DFND 2 0 0 133,342
OMEGA HEALTHCARE INVS INC COM 681936100 4 140 SH   DFND 3 0 0 140
DISNEY WALT CO COM DISNEY 254687106 643 5,770 SH   DFND 3 0 0 5,770
WALMART INC COM 931142103 2,184 18,237 SH   DFND 2 0 0 18,237
GENWORTH FINL INC COM CL A 37247D106 26 11,216 SH   DFND 2 0 0 11,216
PHILIP MORRIS INTL INC COM 718172109 881 12,571 SH   DFND 2 0 0 12,571
BNY MELLON STRATEGIC MUNS IN COM 05588W108 82 10,544 SH   DFND 2 0 0 10,544
FRANKLIN TEMPLETON ETF TR LIBERTYQ US EQT 35473P801 126 3,933 SH   DFND 3 0 0 3,933
HANCOCK JOHN TAX-ADVANTAGED COM 41013V100 8 406 SH   DFND 2 0 0 406
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 425 6,828 SH   DFND 2 0 0 6,828
L3HARRIS TECHNOLOGIES INC COM 502431109 405 2,389 SH   DFND 2 0 0 2,389
FIRST TR MORNINGSTAR DIVID L SHS 336917109 356 14,022 SH   DFND 3 0 0 14,022
COMCAST CORP NEW CL A 20030N101 62 1,594 SH   DFND 3 0 0 1,594
MADISON COVERED CALL & EQUIT COM 557437100 9 164,796 SH Call DFND 2 0 0 164,796
DELTA AIR LINES INC DEL COM NEW 247361702 123 4,402 SH   DFND 3 0 0 4,402
CBRE GROUP INC CL A 12504L109 200 4,418 SH   DFND 2 0 0 4,418
ISHARES TR RESIDNL REAL EST 464288562 512 8,516 SH   DFND 2 0 0 8,516
MARATHON PETE CORP COM 56585A102 233 6,237 SH   DFND 2 0 0 6,237
ISHARES TR RUS TOP 200 ETF 464289446 196 2,647 SH   DFND 3 0 0 2,647
ISHARES TR S&P 500 GRWT ETF 464287309 511 2,464 SH   DFND 2 0 0 2,464
ISHARES TR COHEN STEER REIT 464287564 10 100 SH   DFND 3 0 0 100
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 665 13,464 SH   DFND 2 0 0 13,464
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 431 10,566 SH   DFND 2 0 0 10,566
WILLIAMS SONOMA INC COM 969904101 442 5,387 SH   DFND 2 0 0 5,387
FIRST TR NASDAQ-100 TECH IND DJ INTERNT IDX 33733E302 76 443 SH   DFND 3 0 0 443
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 299,154 3,386,397 SH   DFND 1 0 0 3,386,397
ILLINOIS TOOL WKS INC COM 452308109 677 3,874 SH   DFND 2 0 0 3,874
LEIDOS HOLDINGS INC COM 525327102 1 16 SH   DFND 3 0 0 16
WELLTOWER INC COM 95040Q104 358 6,919 SH   DFND 2 0 0 6,919
KEYSIGHT TECHNOLOGIES INC COM 49338L103 320 3,176 SH   DFND 2 0 0 3,176
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 353 1,976 SH   DFND 3 0 0 1,976
EATON CORP PLC SHS G29183103 4,878 55,763 SH   DFND 2 0 0 55,763
FIRST TR EXCHANGE-TRADED FD DORSEY WRIGHT 33738R878 602 24,376 SH   DFND 3 0 0 24,376
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 204 4,069 SH   DFND 2 0 0 4,069
ATLASSIAN CORP PLC CL A G06242104 331 1,837 SH   DFND 2 0 0 1,837
ISHARES TR INTL SEL DIV ETF 464288448 150 5,959 SH   DFND 3 0 0 5,959
UNION PAC CORP COM 907818108 301 1,778 SH   DFND 3 0 0 1,778
ROYAL GOLD INC COM 780287108 39 314 SH   DFND 3 0 0 314
NETFLIX INC COM 64110L106 100 220 SH   DFND 3 0 0 220
ISHARES TR 3 7 YR TREAS BD 464288661 2,786 20,841 SH   DFND 2 0 0 20,841
SPDR SER TR AEROSPACE DEF 78464A631 10 113 SH   DFND 2 0 0 113
THE TRADE DESK INC COM CL A 88339J105 60 147 SH   DFND 2 0 0 147
CONSOLIDATED EDISON INC COM 209115104 1,173 16,305 SH   DFND 2 0 0 16,305
ECOLAB INC COM 278865100 11 56 SH   DFND 3 0 0 56
ALLIANT ENERGY CORP COM 018802108 193 4,034 SH   DFND 2 0 0 4,034
ASTRAZENECA PLC SPONSORED ADR 046353108 375 7,096 SH   DFND 2 0 0 7,096
NUVEEN PFD & INCM SECURTIES COM 67072C105 5 601 SH   DFND 3 0 0 601
ILLUMINA INC COM 452327109 28 75 SH   DFND 3 0 0 75
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,769 37,918 SH   DFND 2 0 0 37,918
VANGUARD WORLD FD MEGA GRWTH IND 921910816 156,309 955,957 SH   DFND 1 0 0 955,957
TJX COS INC NEW COM 872540109 238 4,711 SH   DFND 3 0 0 4,711
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508 262 20,360 SH   DFND 2 0 0 20,360
PFIZER INC COM 717081103 2,592 79,270 SH   DFND 2 0 0 79,270
ISHARES TR RUS TOP 200 ETF 464289446 5 70 SH   DFND 2 0 0 70
SNAP INC CL A 83304A106 309 13,145 SH   DFND 2 0 0 13,145
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 55,610 873,683 SH   DFND 1 0 0 873,683
BK OF AMERICA CORP COM 060505104 461 19,418 SH   DFND 3 0 0 19,418
ROSS STORES INC COM 778296103 230 2,694 SH   DFND 2 0 0 2,694
ISHARES TR CORE S&P US GWT 464287671 46 637 SH   DFND 3 0 0 637
ISHARES TR S&P MC 400VL ETF 464287705 2,254 16,958 SH   DFND 2 0 0 16,958
PIMCO ETF TR ACTIVE BD ETF 72201R775 137 1,231 SH   DFND 2 0 0 1,231
EOG RES INC COM 26875P101 40 794 SH   DFND 3 0 0 794
PARKER HANNIFIN CORP COM 701094104 311 1,696 SH   DFND 2 0 0 1,696
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 602 4,651 SH   DFND 2 0 0 4,651
THE TRADE DESK INC COM CL A 88339J105 626 1,540 SH   DFND 3 0 0 1,540
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,040 39,130 SH   DFND 2 0 0 39,130
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 32 123 SH   DFND 3 0 0 123
NEWMONT CORP COM 651639106 334 5,408 SH   DFND 2 0 0 5,408
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 86 2,116 SH   DFND 3 0 0 2,116
INVESCO EXCHANGE-TRADED FD T S&P SMLCP LOW 46138G102 1,843 54,424 SH   DFND 2 0 0 54,424
COHEN & STEERS REIT & PFD &I COM 19247X100 592 30,952 SH   DFND 2 0 0 30,952
CINTAS CORP COM 172908105 309 1,158 SH   DFND 2 0 0 1,158
BLACKSTONE MTG TR INC COM CL A 09257W100 358 14,872 SH   DFND 2 0 0 14,872
LEIDOS HOLDINGS INC COM 525327102 9,694 103,494 SH   DFND 2 0 0 103,494
ISHARES TR RUSEL 2500 ETF 46435G268 1,154 27,167 SH   DFND 2 0 0 27,167
VEREIT INC COM 92339V100 61 9,447 SH   DFND 2 0 0 9,447
ALIGN TECHNOLOGY INC COM 016255101 410 1,494 SH   DFND 2 0 0 1,494
LOWES COS INC COM 548661107 774 5,729 SH   DFND 2 0 0 5,729
SOUTHERN CO COM 842587107 2,328 44,906 SH   DFND 2 0 0 44,906
BROWN & BROWN INC COM 115236101 693 16,992 SH   DFND 2 0 0 16,992
FEDEX CORP COM 31428X106 354 2,526 SH   DFND 2 0 0 2,526
FIDELITY COVINGTON TR QLTY FCTOR ETF 316092790 2,692 73,743 SH   DFND 2 0 0 73,743
ISHARES TR 20 YR TR BD ETF 464287432 3 20 SH   DFND 3 0 0 20
KRAFT HEINZ CO COM 500754106 351 10,994 SH   DFND 2 0 0 10,994
ISHARES TR ESG MSCI EAFE 46435G516 524 8,643 SH   DFND 2 0 0 8,643
FIDELITY COVINGTON TR MSCI CONSM DIS 316092204 515 9,896 SH   DFND 2 0 0 9,896
ENBRIDGE INC COM 29250N105 266 8,742 SH   DFND 3 0 0 8,742
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3,728 38,952 SH   DFND 2 0 0 38,952
NIKE INC CL B 654106103 69 708 SH   DFND 3 0 0 708
ALPHABET INC CAP STK CL C 02079K107 7,961 5,632 SH   DFND 2 0 0 5,632
FIRST TR VALUE LINE DIVID IN SHS 33734H106 10,751 354,577 SH   DFND 2 0 0 354,577
PRICE T ROWE GROUP INC COM 74144T108 527 4,265 SH   DFND 2 0 0 4,265
ISHARES TR S&P MC 400VL ETF 464287705 3 26 SH   DFND 3 0 0 26
ISHARES TR U.S. REAL ES ETF 464287739 24 300 SH   DFND 3 0 0 300
CORNING INC COM 219350105 225 8,685 SH   DFND 2 0 0 8,685
HUNTINGTON BANCSHARES INC COM 446150104 111 12,235 SH   DFND 2 0 0 12,235
ONEOK INC NEW COM 682680103 178 5,357 SH   DFND 3 0 0 5,357
CARNIVAL CORP UNIT 99/99/9999 143658300 205 12,480 SH   DFND 2 0 0 12,480
VISLINK TECHNOLOGIES INC COM NEW 92836Y201 19 30,138 SH   DFND 2 0 0 30,138
FIDELITY COVINGTON TR MSCI FINLS IDX 316092501 154 4,637 SH   DFND 3 0 0 4,637
ISHARES TR US AER DEF ETF 464288760 183 1,113 SH   DFND 3 0 0 1,113
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 11,813 232,857 SH   DFND 2 0 0 232,857
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 122 1,349 SH   DFND 2 0 0 1,349
LAUDER ESTEE COS INC CL A 518439104 6 33 SH   DFND 3 0 0 33
UNDER ARMOUR INC CL C 904311206 338 38,209 SH   DFND 2 0 0 38,209
ALPS ETF TR DISRUPTIVE TECH 00162Q478 180 5,200 SH   DFND 3 0 0 5,200
ISHARES TR CALIF MUN BD ETF 464288356 3,001 48,285 SH   DFND 2 0 0 48,285
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,497 13,857 SH   DFND 2 0 0 13,857
BLACKROCK INC COM 09247X101 15 27 SH   DFND 3 0 0 27
VANGUARD INDEX FDS SML CP GRW ETF 922908595 60 300 SH   DFND 3 0 0 300
CITIGROUP INC COM NEW 172967424 868 16,993 SH   DFND 2 0 0 16,993
VANECK VECTORS ETF TR JR GOLD MINERS E 92189F791 3,775 76,140 SH   DFND 2 0 0 76,140
TRUIST FINL CORP COM 89832Q109 49 1,305 SH   DFND 3 0 0 1,305
INTUIT COM 461202103 3 9 SH   DFND 3 0 0 9
VOYA NAT RES EQUITY INCOME F COM 92913C106 26 10,114 SH   DFND 2 0 0 10,114
SUNCOR ENERGY INC NEW COM 867224107 268 15,891 SH   DFND 2 0 0 15,891
DIAGEO P L C SPON ADR NEW 25243Q205 267 1,986 SH   DFND 2 0 0 1,986
ISHARES TR EAFE SML CP ETF 464288273 36 677 SH   DFND 3 0 0 677
WEC ENERGY GROUP INC COM 92939U106 237 2,701 SH   DFND 2 0 0 2,701
ISHARES TR RUS TP200 GR ETF 464289438 1 10 SH   DFND 3 0 0 10
ASA GOLD AND PRECIOUS MTLS L SHS G3156P103 187 10,696 SH   DFND 2 0 0 10,696
AON PLC SHS CL A G0403H108 869 4,513 SH   DFND 2 0 0 4,513
WILLIAMS COS INC COM 969457100 214 11,277 SH   DFND 2 0 0 11,277
WELLS FARGO CO NEW COM 949746101 122 4,779 SH   DFND 3 0 0 4,779
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 875 37,796 SH   DFND 2 0 0 37,796
BOEING CO COM 097023105 839 4,576 SH   DFND 3 0 0 4,576
SHOPIFY INC CL A 82509L107 100 105 SH   DFND 3 0 0 105
CORTEVA INC COM 22052L104 94 3,496 SH   DFND 3 0 0 3,496
LILLY ELI & CO COM 532457108 104 632 SH   DFND 3 0 0 632
ANNALY CAPITAL MANAGEMENT IN COM 035710409 17 2,555 SH   DFND 3 0 0 2,555
SPDR SER TR PORTFLI TIPS ETF 78464A656 196,909 6,533,139 SH   DFND 1 0 0 6,533,139
SOUTHERN CO COM 842587107 156 3,014 SH   DFND 3 0 0 3,014
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 6 118 SH   DFND 3 0 0 118
ISHARES TR U.S. FINLS ETF 464287788 352 3,194 SH   DFND 2 0 0 3,194
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,179 10,103 SH   DFND 2 0 0 10,103
FIDELITY MERRIMACK STR TR LOW DURTIN ETF 316188408 203 3,987 SH   DFND 2 0 0 3,987
PHILIP MORRIS INTL INC COM 718172109 134 1,917 SH   DFND 3 0 0 1,917
IRON MTN INC NEW COM 46284V101 235 9,014 SH   DFND 2 0 0 9,014
ISHARES TR RUS 1000 VAL ETF 464287598 6,719 59,664 SH   DFND 2 0 0 59,664
GENERAL ELECTRIC CO COM 369604103 726 106,240 SH   DFND 2 0 0 106,240
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 2,116 85,960 SH   DFND 3 0 0 85,960
EXXON MOBIL CORP COM 30231G102 2,995 66,972 SH   DFND 2 0 0 66,972
ISHARES SILVER TR ISHARES 46428Q109 1,343 78,946 SH   DFND 2 0 0 78,946
ISHARES TR CORE MSCI EAFE 46432F842 51 892 SH   DFND 3 0 0 892
DOMINOS PIZZA INC COM 25754A201 310 839 SH   DFND 2 0 0 839
PIMCO CORPORATE & INCOME OPP COM 72201B101 209 13,491 SH   DFND 2 0 0 13,491
ADOBE INC COM 00724F101 2,089 4,799 SH   DFND 2 0 0 4,799
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 103 14,475 SH   DFND 3 0 0 14,475
ALPHABET INC CAP STK CL C 02079K107 523 370 SH   DFND 3 0 0 370
PPG INDS INC COM 693506107 111 1,047 SH   DFND 3 0 0 1,047
CADENCE DESIGN SYSTEM INC COM 127387108 473 4,926 SH   DFND 2 0 0 4,926
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 516 3,453 SH   DFND 3 0 0 3,453
WISDOMTREE TR US MIDCAP DIVID 97717W505 321 11,330 SH   DFND 2 0 0 11,330
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 88 1,695 SH   DFND 3 0 0 1,695
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,988 29,366 SH   DFND 2 0 0 29,366
ISHARES TR INTRM TR CRP ETF 464288638 268 4,435 SH   DFND 2 0 0 4,435
PAYCHEX INC COM 704326107 17 230 SH   DFND 3 0 0 230
KROGER CO COM 501044101 270 7,965 SH   DFND 3 0 0 7,965
ISHARES TR CORE S&P MCP ETF 464287507 13,798 77,593 SH   DFND 2 0 0 77,593
ISHARES TR U.S. MED DVC ETF 464288810 2,683 10,135 SH   DFND 3 0 0 10,135
NORTHROP GRUMMAN CORP COM 666807102 31 102 SH   DFND 3 0 0 102
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 608 10,362 SH   DFND 2 0 0 10,362
PIMCO MUN INCOME FD II COM 72200W106 148 11,018 SH   DFND 2 0 0 11,018
LULULEMON ATHLETICA INC COM 550021109 16 50 SH   DFND 3 0 0 50
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 60 8,438 SH   DFND 2 0 0 8,438
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 52,388 1,322,591 SH   DFND 1 0 0 1,322,591
PPG INDS INC COM 693506107 470 4,432 SH   DFND 2 0 0 4,432
SPDR SER TR S&P 600 SML CAP 78464A813 338 5,720 SH   DFND 2 0 0 5,720
STRYKER CORPORATION COM 863667101 5 30 SH   DFND 3 0 0 30
ISHARES TR MSCI EMG MKT ETF 464287234 170 4,258 SH   DFND 3 0 0 4,258
SALESFORCE COM INC COM 79466L302 2,715 14,492 SH   DFND 2 0 0 14,492
ISHARES TR CORE 1 5 YR USD 46432F859 27 523 SH   DFND 3 0 0 523
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 145 2,272 SH   DFND 2 0 0 2,272
ADVANCED MICRO DEVICES INC COM 007903107 249 4,727 SH   DFND 3 0 0 4,727
FIDELITY COVINGTON TR MSCI FINLS IDX 316092501 899 27,147 SH   DFND 2 0 0 27,147
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 265 12,172 SH   DFND 2 0 0 12,172
VANGUARD INDEX FDS SMALL CP ETF 922908751 161 1,105 SH   DFND 3 0 0 1,105
ISHARES TR U.S. REAL ES ETF 464287739 706 8,958 SH   DFND 2 0 0 8,958
BLACKROCK HEALTH SCIENCES TR COM 09250W107 223 5,458 SH   DFND 3 0 0 5,458
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 2 18 SH   DFND 3 0 0 18
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 54 3,000 SH   DFND 3 0 0 3,000
SPDR SER TR NUVEEN BLMBRG SR 78468R739 3,654 73,275 SH   DFND 2 0 0 73,275
FIDELITY COVINGTON TR MSCI UTILS INDEX 316092865 27 745 SH   DFND 3 0 0 745
AUBURN NATL BANCORP COM 050473107 1,075 18,830 SH   DFND 2 0 0 18,830
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 694 12,296 SH   DFND 2 0 0 12,296
ISHARES TR USA MOMENTUM FCT 46432F396 4,279 32,661 SH   DFND 2 0 0 32,661
HUNTINGTON INGALLS INDS INC COM 446413106 2 11 SH   DFND 3 0 0 11
LOWES COS INC COM 548661107 505 3,739 SH   DFND 3 0 0 3,739
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 2,239 37,768 SH   DFND 2 0 0 37,768
KRAFT HEINZ CO COM 500754106 19 600 SH   DFND 3 0 0 600
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,456 25,892 SH   DFND 2 0 0 25,892
GENERAL DYNAMICS CORP COM 369550108 725 4,854 SH   DFND 2 0 0 4,854
PITNEY BOWES INC COM 724479100 40 15,249 SH   DFND 2 0 0 15,249
DUPONT DE NEMOURS INC COM 26614N102 181 3,403 SH   DFND 3 0 0 3,403
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 15,431 151,750 SH   DFND 2 0 0 151,750
GLOBAL X FDS FINTECH ETF 37954Y814 342 10,294 SH   DFND 2 0 0 10,294
ISHARES TR CORE S&P MCP ETF 464287507 1,869 10,513 SH   DFND 3 0 0 10,513
FACTSET RESH SYS INC COM 303075105 386 1,174 SH   DFND 2 0 0 1,174
US BANCORP DEL COM NEW 902973304 370 10,052 SH   DFND 3 0 0 10,052
FIRST TR NASDAQ-100 TECH IND DJ INTERNT IDX 33733E302 2,078 12,187 SH   DFND 2 0 0 12,187
FIRST TR NASDAQ-100 TECH IND CAP STRENGTH ETF 33733E104 9,923 169,850 SH   DFND 2 0 0 169,850
PROSHARES TR S&P 500 DV ARIST 74348A467 1 17 SH   DFND 3 0 0 17
ISHARES TR RUS MDCP VAL ETF 464287473 834 10,892 SH   DFND 2 0 0 10,892
AMGEN INC COM 031162100 11 48 SH   DFND 3 0 0 48
ISHARES TR S&P 100 ETF 464287101 8,352 58,641 SH   DFND 2 0 0 58,641
DOW INC COM 260557103 248 6,075 SH   DFND 2 0 0 6,075
WALGREENS BOOTS ALLIANCE INC COM 931427108 191 4,517 SH   DFND 2 0 0 4,517
FIDELITY COVINGTON TR MSCI RL EST ETF 316092857 545 23,295 SH   DFND 2 0 0 23,295
ISHARES INC CORE MSCI EMKT 46434G103 3,975 83,506 SH   DFND 2 0 0 83,506
POOL CORPORATION COM 73278L105 2,813 10,348 SH   DFND 2 0 0 10,348
IONIS PHARMACEUTICALS INC COM 462222100 1,021 17,317 SH   DFND 2 0 0 17,317
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 23 227 SH   DFND 3 0 0 227
ANNALY CAPITAL MANAGEMENT IN COM 035710409 283 43,145 SH   DFND 2 0 0 43,145
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 288 9,687 SH   DFND 3 0 0 9,687
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,110 7,093 SH   DFND 3 0 0 7,093
PUBLIC STORAGE COM 74460D109 406 2,116 SH   DFND 2 0 0 2,116
MARRIOTT INTL INC NEW CL A 571903202 290 3,378 SH   DFND 2 0 0 3,378
DISCOVER FINL SVCS COM 254709108 11 217 SH   DFND 3 0 0 217
SQUARE INC CL A 852234103 91 870 SH   DFND 3 0 0 870
TELADOC HEALTH INC COM 87918A105 157 825 SH   DFND 2 0 0 825
NUVEEN PFD & INCM SECURTIES COM 67072C105 96 11,417 SH   DFND 2 0 0 11,417
ISHARES TR CORE DIV GRWTH 46434V621 288 7,666 SH   DFND 3 0 0 7,666
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 389 1,634 SH   DFND 2 0 0 1,634
PFIZER INC COM 717081103 473 14,458 SH   DFND 3 0 0 14,458
SPROTT ETF TR JR GOLD MINERS E 85210B201 903 23,700 SH   DFND 2 0 0 23,700
PIMCO STRATEGIC INCOME FD COM 72200X104 85 13,386 SH   DFND 2 0 0 13,386
FIDELITY COVINGTON TR MSCI UTILS INDEX 316092865 815 22,335 SH   DFND 2 0 0 22,335
UNITED PARCEL SERVICE INC CL B 911312106 572 5,148 SH   DFND 2 0 0 5,148
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 720 42,605 SH   DFND 2 0 0 42,605
EVERSOURCE ENERGY COM 30040W108 266 3,191 SH   DFND 2 0 0 3,191
ISHARES TR 0-5 YR TIPS ETF 46429B747 15 150 SH   DFND 3 0 0 150
DESIGNER BRANDS INC CL A 250565108 278 41,103 SH   DFND 2 0 0 41,103
PIMCO DYNAMIC CR INCOME FD COM SHS 72202D106 583 31,611 SH   DFND 3 0 0 31,611
CHIPOTLE MEXICAN GRILL INC COM 169656105 257 244 SH   DFND 2 0 0 244
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 57,062 486,957 SH   DFND 1 0 0 486,957
COLGATE PALMOLIVE CO COM 194162103 178 2,426 SH   DFND 3 0 0 2,426
AMERICAN TOWER CORP NEW COM 03027X100 1,731 6,696 SH   DFND 2 0 0 6,696
ISHARES TR MSCI MIN VOL ETF 46429B697 16,147 266,318 SH   DFND 2 0 0 266,318
BAXTER INTL INC COM 071813109 57 667 SH   DFND 3 0 0 667
FIDELITY COVINGTON TR MSCI HLTH CARE I 316092600 3,311 66,531 SH   DFND 2 0 0 66,531
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 171 12,117 SH   DFND 3 0 0 12,117
VERIZON COMMUNICATIONS INC COM 92343V104 4,194 76,083 SH   DFND 2 0 0 76,083
COUSINS PPTYS INC COM NEW 222795502 333 11,177 SH   DFND 2 0 0 11,177
ISHARES TR SELECT DIVID ETF 464287168 446 5,530 SH   DFND 3 0 0 5,530
ISHARES TR MRGSTR MD CP ETF 464288208 18 100 SH   DFND 3 0 0 100
DUKE REALTY CORP COM NEW 264411505 217 6,131 SH   DFND 2 0 0 6,131
BOEING CO COM 097023105 2,462 13,432 SH   DFND 2 0 0 13,432
ISHARES TR RUS MID CAP ETF 464287499 1,017 18,978 SH   DFND 2 0 0 18,978
FIRST TR EXCH TRD ALPHDX FD EM SML CP ALPH 33737J307 2,013 61,814 SH   DFND 2 0 0 61,814
INTEL CORP COM 458140100 3,417 57,119 SH   DFND 2 0 0 57,119
INVESCO EXCHANGE-TRADED FD T S&P ULTRA DIVIDE 46138G656 238 8,655 SH   DFND 3 0 0 8,655
CATERPILLAR INC DEL COM 149123101 695 5,497 SH   DFND 2 0 0 5,497
GENERAL MLS INC COM 370334104 586 9,504 SH   DFND 2 0 0 9,504
ISHARES TR RUS 2000 VAL ETF 464287630 13 134 SH   DFND 3 0 0 134
FIRST TR NASDAQ-100 TECH IND NY ARCA BIOTECH 33733E203 212 1,262 SH   DFND 3 0 0 1,262
VANGUARD BD INDEX FDS INTERMED TERM 921937819 137 1,468 SH   DFND 3 0 0 1,468
INVESCO EXCHANGE-TRADED FD T S&P 500 REVENUE 46138G698 388 7,580 SH   DFND 2 0 0 7,580
ISHARES TR MRNING SM CP ETF 464288703 274 2,643 SH   DFND 2 0 0 2,643
ISHARES TR EAFE GRWTH ETF 464288885 915 11,005 SH   DFND 2 0 0 11,005
INNOVATOR ETFS TR S&P 500 PWR BU 45782C680 377 14,669 SH   DFND 2 0 0 14,669
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508 3 258 SH   DFND 3 0 0 258
DOLLAR TREE INC COM 256746108 322 3,470 SH   DFND 2 0 0 3,470
LINDE PLC SHS G5494J103 373 1,757 SH   DFND 2 0 0 1,757
ISHARES GOLD TRUST ISHARES 464285105 2,301 135,431 SH   DFND 2 0 0 135,431
ISHARES TR IBONDS DEC2022 46435G755 19 720 SH   DFND 3 0 0 720
POLYMET MNG CORP COM 731916102 68 167,492 SH   DFND 2 0 0 167,492
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 228 2,245 SH   DFND 3 0 0 2,245
VANGUARD INDEX FDS SML CP GRW ETF 922908595 23,744 118,959 SH   DFND 1 0 0 118,959
ISHARES TR CORE MSCI EAFE 46432F842 2,642 46,216 SH   DFND 2 0 0 46,216
MCCORMICK & CO INC COM NON VTG 579780206 1,133 6,315 SH   DFND 2 0 0 6,315
CHIPOTLE MEXICAN GRILL INC COM 169656105 0 0 SH   DFND 3 0 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 299 2,862 SH   DFND 3 0 0 2,862
FIDELITY COVINGTON TR QLTY FCTOR ETF 316092790 4 120 SH   DFND 3 0 0 120
ANTHEM INC COM 036752103 849 3,230 SH   DFND 2 0 0 3,230
VANGUARD INDEX FDS VALUE ETF 922908744 7,169 71,983 SH   DFND 2 0 0 71,983
WALMART INC COM 931142103 293 2,448 SH   DFND 3 0 0 2,448
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 0 8 SH   DFND 3 0 0 8
ISHARES TR EUROPE ETF 464287861 467 11,549 SH   DFND 2 0 0 11,549
ISHARES TR MSCI INDIA ETF 46429B598 468 16,123 SH   DFND 2 0 0 16,123
INNOVATOR ETFS TR S&P 500 POWER 45782C508 369 13,179 SH   DFND 2 0 0 13,179
UNITED BANKSHARES INC WEST V COM 909907107 213 7,699 SH   DFND 3 0 0 7,699
DISCOVER FINL SVCS COM 254709108 292 5,827 SH   DFND 2 0 0 5,827
PEPSICO INC COM 713448108 2,285 17,273 SH   DFND 2 0 0 17,273
SPDR SER TR S&P DIVID ETF 78464A763 2,814 30,860 SH   DFND 3 0 0 30,860
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 26 970 SH   DFND 3 0 0 970
VANGUARD WORLD FDS INF TECH ETF 92204A702 247 885 SH   DFND 3 0 0 885
PNC FINL SVCS GROUP INC COM 693475105 1,725 16,395 SH   DFND 2 0 0 16,395
CORTEVA INC COM 22052L104 123 4,602 SH   DFND 2 0 0 4,602
ISHARES TR CORE 1 5 YR USD 46432F859 210 4,088 SH   DFND 2 0 0 4,088
VANGUARD INDEX FDS LARGE CAP ETF 922908637 23 161 SH   DFND 3 0 0 161
ISHARES TR CYBERSECURITY 46435U135 388 12,459 SH   DFND 3 0 0 12,459
INTERCONTINENTAL EXCHANGE IN COM 45866F104 92 1,003 SH   DFND 3 0 0 1,003
NEXTERA ENERGY INC COM 65339F101 1,196 4,978 SH   DFND 2 0 0 4,978
ISHARES TR CORE S&P500 ETF 464287200 946 3,053 SH   DFND 3 0 0 3,053
CONOCOPHILLIPS COM 20825C104 494 11,748 SH   DFND 2 0 0 11,748
INNOVATOR ETFS TR S&P 500 ULTRA 45782C821 400 16,049 SH   DFND 2 0 0 16,049
UNITED STS OIL FD LP UNITS 91232N207 47 1,671 SH   DFND 2 0 0 1,671
ECOLAB INC COM 278865100 223 1,122 SH   DFND 2 0 0 1,122
FIRST INDL RLTY TR INC COM 32054K103 428 11,132 SH   DFND 2 0 0 11,132
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 853 20,409 SH   DFND 2 0 0 20,409
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 391 7,768 SH   DFND 2 0 0 7,768
BLACKSTONE GROUP INC COM CL A 09260D107 133 2,349 SH   DFND 3 0 0 2,349
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 25,148 152,341 SH   DFND 1 0 0 152,341
PROCTER AND GAMBLE CO COM 742718109 22,856 191,148 SH   DFND 2 0 0 191,148
ALPHABET INC CAP STK CL A 02079K305 4,532 3,196 SH   DFND 2 0 0 3,196
SPDR SER TR S&P BIOTECH 78464A870 249 2,221 SH   DFND 2 0 0 2,221
PRUDENTIAL FINL INC COM 744320102 1 22 SH   DFND 3 0 0 22
PIMCO ETF TR BROAD US TIPS 72201R403 222 3,512 SH   DFND 2 0 0 3,512
ISHARES TR CORE HIGH DV ETF 46429B663 78 959 SH   DFND 3 0 0 959
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 336 1,184 SH   DFND 3 0 0 1,184
INTUITIVE SURGICAL INC COM NEW 46120E602 731 1,283 SH   DFND 2 0 0 1,283
ISHARES TR USD INV GRDE ETF 464288620 384 6,356 SH   DFND 2 0 0 6,356
CROWN CASTLE INTL CORP NEW COM 22822V101 291 1,736 SH   DFND 3 0 0 1,736
BECTON DICKINSON & CO COM 075887109 418 1,749 SH   DFND 2 0 0 1,749
SKYWORKS SOLUTIONS INC COM 83088M102 508 3,974 SH   DFND 3 0 0 3,974
GENERAL MTRS CO COM 37045V100 168 6,623 SH   DFND 3 0 0 6,623
TJX COS INC NEW COM 872540109 361 7,142 SH   DFND 2 0 0 7,142
SPDR SER TR BLOOMBERG SRT TR 78468R408 336 13,316 SH   DFND 2 0 0 13,316
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 284 14,266 SH   DFND 2 0 0 14,266
TARGET CORP COM 87612E106 304 2,536 SH   DFND 3 0 0 2,536
TOTAL S.A. SPONSORED ADS 89151E109 180 4,681 SH   DFND 2 0 0 4,681
SERVICENOW INC COM 81762P102 739 1,824 SH   DFND 2 0 0 1,824
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 117,600 2,162,954 SH   DFND 1 0 0 2,162,954
FIRST TR NASDAQ-100 TECH IND CAP STRENGTH ETF 33733E104 133 2,273 SH   DFND 3 0 0 2,273
ISHARES TR IBOXX INV CP ETF 464287242 791 5,881 SH   DFND 2 0 0 5,881
CHURCH & DWIGHT INC COM 171340102 156 2,015 SH   DFND 3 0 0 2,015
COSTCO WHSL CORP NEW COM 22160K105 5,097 16,809 SH   DFND 2 0 0 16,809
CONOCOPHILLIPS COM 20825C104 233 5,540 SH   DFND 3 0 0 5,540
WELLS FARGO CO NEW COM 949746101 824 32,186 SH   DFND 2 0 0 32,186
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 27 571 SH   DFND 3 0 0 571
BIOGEN INC COM 09062X103 419 1,566 SH   DFND 2 0 0 1,566
AUTOMATIC DATA PROCESSING IN COM 053015103 287 1,926 SH   DFND 2 0 0 1,926
FIDELITY COVINGTON TR MSCI CONSM DIS 316092204 78 1,505 SH   DFND 3 0 0 1,505
SQUARE INC CL A 852234103 1,322 12,602 SH   DFND 2 0 0 12,602
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 166 2,418 SH   DFND 3 0 0 2,418
SPDR SER TR PRTFLO S&P500 GW 78464A409 20 440 SH   DFND 3 0 0 440
BANK NEW YORK MELLON CORP COM 064058100 413 10,679 SH   DFND 2 0 0 10,679
REALTY INCOME CORP COM 756109104 155 2,608 SH   DFND 3 0 0 2,608
ISHARES TR SELECT DIVID ETF 464287168 834 10,335 SH   DFND 2 0 0 10,335
DOW INC COM 260557103 137 3,370 SH   DFND 3 0 0 3,370
ENTERPRISE PRODS PARTNERS L COM 293792107 558 30,687 SH   DFND 2 0 0 30,687
CGI INC CL A SUB VTG 12532H104 478 7,582 SH   DFND 2 0 0 7,582
MICROSOFT CORP COM 594918104 1,975 9,706 SH   DFND 3 0 0 9,706
BP PLC SPONSORED ADR 055622104 565 24,233 SH   DFND 2 0 0 24,233
TORTOISE PIPELINE & ENERGY F COM 89148H207 937 66,792 SH   DFND 2 0 0 66,792
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 60 235 SH   DFND 2 0 0 235
ISHARES TR 1 3 YR TREAS BD 464287457 1,718 19,833 SH   DFND 2 0 0 19,833
CHURCH & DWIGHT INC COM 171340102 298 3,860 SH   DFND 2 0 0 3,860
MERCK & CO. INC COM 58933Y105 3,140 40,605 SH   DFND 2 0 0 40,605
COLGATE PALMOLIVE CO COM 194162103 661 9,017 SH   DFND 2 0 0 9,017
ISHARES TR SP SMCP600VL ETF 464287879 565 4,690 SH   DFND 2 0 0 4,690
FIRST TR MORNINGSTAR DIVID L SHS 336917109 498 19,634 SH   DFND 2 0 0 19,634
QUALCOMM INC COM 747525103 444 4,869 SH   DFND 2 0 0 4,869
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 230 908 SH   DFND 3 0 0 908
ISHARES TR CORE S&P US GWT 464287671 201 2,802 SH   DFND 2 0 0 2,802
THERMO FISHER SCIENTIFIC INC COM 883556102 1,103 3,043 SH   DFND 2 0 0 3,043
INNOVATOR ETFS TR S&P 500 ULTRA 45782C839 1,050 41,435 SH   DFND 3 0 0 41,435
MARSH & MCLENNAN COS INC COM 571748102 43 404 SH   DFND 3 0 0 404
ALPHABET INC CAP STK CL A 02079K305 959 676 SH   DFND 3 0 0 676
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 7,683 97,525 SH   DFND 2 0 0 97,525
WALGREENS BOOTS ALLIANCE INC COM 931427108 320 7,545 SH   DFND 3 0 0 7,545
DIAGEO P L C SPON ADR NEW 25243Q205 62 463 SH   DFND 3 0 0 463
PEPSICO INC COM 713448108 325 2,457 SH   DFND 3 0 0 2,457
SPDR GOLD TR GOLD SHS 78463V107 161 961 SH   DFND 3 0 0 961
FIVE BELOW INC COM 33829M101 404 3,776 SH   DFND 2 0 0 3,776
CHEVRON CORP NEW COM 166764100 3,304 37,033 SH   DFND 2 0 0 37,033
PIMCO CORPORATE & INCOME OPP COM 72201B101 346 22,283 SH   DFND 3 0 0 22,283
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,664 10,079 SH   DFND 2 0 0 10,079
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 20,489 212,055 SH   DFND 1 0 0 212,055
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 3,846 208,781 SH   DFND 2 0 0 208,781
STOCK YDS BANCORP INC COM 861025104 409 10,173 SH   DFND 2 0 0 10,173
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,001 8,461 SH   DFND 2 0 0 8,461
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 770 15,493 SH   DFND 2 0 0 15,493
HUNTINGTON INGALLS INDS INC COM 446413106 221 1,265 SH   DFND 2 0 0 1,265
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 53,654 1,066,037 SH   DFND 1 0 0 1,066,037
SPDR GOLD TR GOLD SHS 78463V107 7,131 42,607 SH   DFND 2 0 0 42,607
MERCK & CO. INC COM 58933Y105 706 9,131 SH   DFND 3 0 0 9,131
FIRST TR EXCHNG TRADED FD VI VEST US DEEP 33740F854 716 23,510 SH   DFND 2 0 0 23,510
ULTA BEAUTY INC COM 90384S303 227 1,118 SH   DFND 2 0 0 1,118
ISHARES TR RESIDNL REAL EST 464288562 6 108 SH   DFND 3 0 0 108
ENTERPRISE PRODS PARTNERS L COM 293792107 77 4,233 SH   DFND 3 0 0 4,233
ISHARES TR SHRT NAT MUN ETF 464288158 3,645 33,793 SH   DFND 2 0 0 33,793
SPDR SER TR S&P DIVID ETF 78464A763 7,425 81,417 SH   DFND 2 0 0 81,417
ISHARES TR MRGSTR MD CP ETF 464288208 287 1,554 SH   DFND 2 0 0 1,554
SPDR SER TR NUVEEN BRC MUNIC 78468R721 368 7,121 SH   DFND 2 0 0 7,121
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 209 8,609 SH   DFND 3 0 0 8,609
VANGUARD INDEX FDS GROWTH ETF 922908736 7,617 37,693 SH   DFND 2 0 0 37,693
ISHARES TR 20 YR TR BD ETF 464287432 24,136 147,234 SH   DFND 2 0 0 147,234
ABBVIE INC COM 00287Y109 1,422 14,484 SH   DFND 3 0 0 14,484
NETFLIX INC COM 64110L106 2,935 6,451 SH   DFND 2 0 0 6,451
ALPHA ARCHITECT ETF TR US QUAN VALUE 02072L102 408 18,209 SH   DFND 2 0 0 18,209
ORACLE CORP COM 68389X105 65 1,180 SH   DFND 3 0 0 1,180
ADVANCED MICRO DEVICES INC COM 007903107 218 4,142 SH   DFND 2 0 0 4,142
DANAHER CORPORATION COM 235851102 714 4,040 SH   DFND 2 0 0 4,040
UBER TECHNOLOGIES INC COM 90353T100 234 7,530 SH   DFND 2 0 0 7,530
VEREIT INC COM 92339V100 118 18,375 SH   DFND 3 0 0 18,375
CITIGROUP INC COM NEW 172967424 286 5,601 SH   DFND 3 0 0 5,601
SELECT SECTOR SPDR TR ENERGY 81369Y506 237 6,253 SH   DFND 2 0 0 6,253
NOVARTIS AG SPONSORED ADR 66987V109 29 337 SH   DFND 3 0 0 337
UNITED STS OIL FD LP UNITS 91232N207 1,290 45,973 SH   DFND 3 0 0 45,973
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 217 1,091 SH   DFND 2 0 0 1,091
INNOVATOR ETFS TR S&P 500 BUFFER 45782C755 347 12,346 SH   DFND 2 0 0 12,346
NEXTERA ENERGY INC COM 65339F101 292 1,216 SH   DFND 3 0 0 1,216
CATERPILLAR INC DEL COM 149123101 222 1,753 SH   DFND 3 0 0 1,753
DISNEY WALT CO COM DISNEY 254687106 4,203 37,690 SH   DFND 2 0 0 37,690
ONEOK INC NEW COM 682680103 189 5,685 SH   DFND 2 0 0 5,685
JOHNSON & JOHNSON COM 478160104 981 6,976 SH   DFND 3 0 0 6,976
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 285 12,759 SH   DFND 2 0 0 12,759
SNAP INC CL A 83304A106 13 550 SH   DFND 3 0 0 550
EDWARDS LIFESCIENCES CORP COM 28176E108 1,593 23,050 SH   DFND 2 0 0 23,050
ISHARES TR 0-5YR INVT GR CP 46434V100 244 4,689 SH   DFND 2 0 0 4,689
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,446 23,463 SH   DFND 2 0 0 23,463
MCDONALDS CORP COM 580135101 3,744 20,295 SH   DFND 2 0 0 20,295
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 207 6,330 SH   DFND 2 0 0 6,330
FIDELITY NATL INFORMATION SV COM 31620M106 522 3,890 SH   DFND 2 0 0 3,890
ISHARES TR EAFE VALUE ETF 464288877 539 13,482 SH   DFND 2 0 0 13,482
SOUTHWEST AIRLS CO COM 844741108 54 1,573 SH   DFND 3 0 0 1,573
LINCOLN NATL CORP IND COM 534187109 583 15,860 SH   DFND 2 0 0 15,860
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 711 3,691 SH   DFND 2 0 0 3,691
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,014 3,640 SH   DFND 2 0 0 3,640
ISHARES TR RUS TP200 GR ETF 464289438 1,395 13,083 SH   DFND 2 0 0 13,083
SEAGATE TECHNOLOGY PLC SHS G7945M107 395 8,155 SH   DFND 2 0 0 8,155
ISHARES TR MSCI EMG MKT ETF 464287234 4,371 109,305 SH   DFND 2 0 0 109,305
ALLSTATE CORP COM 020002101 45 460 SH   DFND 3 0 0 460
CONSOLIDATED EDISON INC COM 209115104 64 892 SH   DFND 3 0 0 892
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 3,375 95,299 SH   DFND 2 0 0 95,299
ISHARES TR RUS 1000 VAL ETF 464287598 7,278 64,623 SH   DFND 3 0 0 64,623
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,066 19,600 SH   DFND 2 0 0 19,600
SMUCKER J M CO COM NEW 832696405 21 202 SH   DFND 3 0 0 202
VANGUARD WORLD FD MEGA GRWTH IND 921910816 762 4,660 SH   DFND 3 0 0 4,660
LAUDER ESTEE COS INC CL A 518439104 560 2,966 SH   DFND 2 0 0 2,966
V F CORP COM 918204108 74 1,220 SH   DFND 3 0 0 1,220
ARK ETF TR NEXT GNRTN INTER 00214Q401 950 11,195 SH   DFND 3 0 0 11,195
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,604 6 SH   DFND 2 0 0 6
DUKE ENERGY CORP NEW COM NEW 26441C204 267 3,342 SH   DFND 3 0 0 3,342
INTL PAPER CO COM 460146103 281 7,979 SH   DFND 2 0 0 7,979
ISHARES TR PFD AND INCM SEC 464288687 1,796 51,855 SH   DFND 2 0 0 51,855
KINDER MORGAN INC DEL COM 49456B101 236 15,531 SH   DFND 3 0 0 15,531
QUEST DIAGNOSTICS INC COM 74834L100 54 473 SH   DFND 3 0 0 473
GOLDMAN SACHS GROUP INC COM 38141G104 261 1,319 SH   DFND 3 0 0 1,319
ISHARES TR NATIONAL MUN ETF 464288414 10 90 SH   DFND 3 0 0 90
BK OF AMERICA CORP COM 060505104 2,371 99,846 SH   DFND 2 0 0 99,846
EXACT SCIENCES CORP COM 30063P105 495 5,697 SH   DFND 2 0 0 5,697
ANTHEM INC COM 036752103 54 204 SH   DFND 3 0 0 204
DISCOVERY INC COM SER C 25470F302 443 23,010 SH   DFND 2 0 0 23,010
ISHARES INC MSCI FRNTR100ETF 464286145 1,074 44,397 SH   DFND 2 0 0 44,397
PROSHARES TR S&P 500 DV ARIST 74348A467 1,351 20,066 SH   DFND 2 0 0 20,066
FIRST TR VALUE LINE DIVID IN SHS 33734H106 1,429 47,136 SH   DFND 3 0 0 47,136
PAYCHEX INC COM 704326107 1,013 13,374 SH   DFND 2 0 0 13,374
ABB LTD SPONSORED ADR 000375204 322 14,253 SH   DFND 2 0 0 14,253
ARK ETF TR NEXT GNRTN INTER 00214Q401 95 1,117 SH   DFND 2 0 0 1,117
MASTERCARD INCORPORATED CL A 57636Q104 3,427 11,589 SH   DFND 2 0 0 11,589
VANGUARD WORLD FD MEGA GRWTH IND 921910816 143 876 SH   DFND 2 0 0 876
LINDE PLC SHS G5494J103 9 43 SH   DFND 3 0 0 43
ISHARES TR U.S. TECH ETF 464287721 1,574 5,836 SH   DFND 2 0 0 5,836
ISHARES TR IBONDS DEC2021 46435G789 18 695 SH   DFND 3 0 0 695
ISHARES TR SH TR CRPORT ETF 464288646 234 4,278 SH   DFND 2 0 0 4,278
VANGUARD INDEX FDS TOTAL STK MKT 922908769 10,859 69,376 SH   DFND 2 0 0 69,376
ILLINOIS TOOL WKS INC COM 452308109 351 2,009 SH   DFND 3 0 0 2,009
AMAZON COM INC COM 023135106 25,754 9,335 SH   DFND 2 0 0 9,335
VERIZON COMMUNICATIONS INC COM 92343V104 498 9,030 SH   DFND 3 0 0 9,030
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107 171 12,086 SH   DFND 2 0 0 12,086
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 227 7,360 SH   DFND 2 0 0 7,360
PIMCO DYNAMIC CR INCOME FD COM SHS 72202D106 29 1,581 SH   DFND 2 0 0 1,581
ISHARES TR RUSSELL 2000 ETF 464287655 6,662 46,526 SH   DFND 2 0 0 46,526
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,795 58,009 SH   DFND 2 0 0 58,009
AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794 203 4,504 SH   DFND 2 0 0 4,504
AUTOMATIC DATA PROCESSING IN COM 053015103 276 1,856 SH   DFND 3 0 0 1,856
GENTEX CORP COM 371901109 269 10,431 SH   DFND 2 0 0 10,431
GERDAU SA SPON ADR REP PFD 373737105 31 10,599 SH   DFND 2 0 0 10,599
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,419 71,805 SH   DFND 2 0 0 71,805
OTIS WORLDWIDE CORP COM 68902V107 193 3,390 SH   DFND 2 0 0 3,390
BAXTER INTL INC COM 071813109 618 7,172 SH   DFND 2 0 0 7,172
MCCORMICK & CO INC COM VTG 579780107 933 5,251 SH   DFND 2 0 0 5,251