The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES 0-5 YEAR TIPS BOND ETF COM 46429B747 1,036 10,433 SH   SOLE   0 0 10,433
ISHARES AGGREGATE BOND ETF COM 464287226 34,734 327,707 SH   SOLE   0 0 327,707
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND COM 46435G672 7,205 136,792 SH   SOLE   0 0 136,792
ISHARES CORE MSCI EAFE CORE MSCI EAFE 46432F842 970 15,460 SH   SOLE   0 0 15,460
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 50,647 259,913 SH   SOLE   0 0 259,913
ISHARES CORE TOTAL USD BOND MARKET ETF CORE TOTAL USD 46434V613 1,158 23,554 SH   SOLE   0 0 23,554
ISHARES EDGE MSCI MULTIFACTOR USA ETF MULTIFACTOR USA 46434V282 675 21,081 SH   SOLE   0 0 21,081
ISHARES GLOBAL REIT ETF COM 46434V647 295 11,578 SH   SOLE   0 0 11,578
ISHARES COMEX GOLD TRUST COM 464285105 429 36,041 SH   SOLE   0 0 36,041
ISHARES IBONDS DEC 2021 TERM MUNI BOND ETF ETF 46435G789 1,726 68,106 SH   SOLE   0 0 26,005
ISHARES IBONDS SEP 2018 AMT-FREE MUNI BOND ETF COM 46429B580 1,940 76,383 SH   SOLE   0 0 76,383
ISHARES IBONDS SEP 2020 TERM MUNI BOND ETF IBONDS SEP20 ETF 46434V571 2,625 103,665 SH   SOLE   0 0 103,665
ISHARES MSCI EAFE ETF COM 464287465 10,583 159,434 SH   SOLE   0 0 159,434
ISHARES NORTH AMERICAN NATURAL RESOURCES COM 464287374 1,505 41,441 SH   SOLE   0 0 41,441
ISHARES RUSSELL 1000 VALUE ETF COM 464287598 1,938 15,977 SH   SOLE   0 0 15,977
ISHARES CORE S&P 500 ETF COM 464287200 43,380 158,429 SH   SOLE   0 0 158,429
ISHARES S&P 500 VALUE ETF COM 464287408 38,510 349,991 SH   SOLE   0 0 349,991
ISHARES S&P SMALL-CAP FUND COM 464287804 1,102 13,062 SH   SOLE   0 0 13,062
ISHARES S&P SMALL-CAP 600 VALUE ETF COM 464287879 23,033 139,980 SH   SOLE   0 0 139,980
ISHARES TIPS BOND ETF COM 464287176 7,505 66,716 SH   SOLE   0 0 66,716
ISHARES IBONDS SEP 2019 AMT-FREE MUNI BOND ETF COM 46429B564 2,704 106,712 SH   SOLE   0 0 106,712
ISHARES RUSSELL 1000 ETF COM 464287622 2,771 18,183 SH   SOLE   0 0 18,183
ISHARES RUSSELL MID-CAP ETF COM 464287499 3,355 15,797 SH   SOLE   0 0 15,797
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150 999 15,934 SH   SOLE   0 0 15,934
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF COM 46432F834 31,262 526,025 SH   SOLE   0 0 526,025
ISHARES CORE 1-5 YEAR USD BOND ETF COM 46432F859 5,654 115,513 SH   SOLE   0 0 115,513
JP MORGAN CHASE & CO COM 46625H100 1,412 13,441 SH   SOLE   0 0 13,441
LINCOLN NATIONAL CORP IND COM 534187109 963 15,276 SH   SOLE   0 0 15,276
OLD NATL BANCORP IND COM COM 680033107 502 26,652 SH   SOLE   0 0 26,652
SCHWAB U.S. REIT ETF COM 808524847 465 11,222 SH   SOLE   0 0 11,222
SCHWAB U.S. LARGE-CAP ETF COM 808524201 805 12,351 SH   SOLE   0 0 12,351
SCHWAB US AGGREGATE BOND ETF COM 808524839 1,103 21,830 SH   SOLE   0 0 21,830
SCHWAB U.S. LARGE-CAP VALUE ETF COM 808524409 858 16,154 SH   SOLE   0 0 16,154
SCHWAB U.S. MID-CAP ETF COM 808524508 740 13,477 SH   SOLE   0 0 13,477
SPDR BARCLAYS CAP TIPS CAPITAL TIPS ETF COM 78464A656 2,439 44,092 SH   SOLE   0 0 44,092
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 429 14,234 SH   SOLE   0 0 14,234
SPDR HIGH YIELD BOND ETF COM 78464A417 5,718 161,912 SH   SOLE   0 0 161,912
SPDR DOW JONES REIT ETF COM 78464A607 5,485 58,850 SH   SOLE   0 0 58,850
SPDR S&P GLOBAL NATURAL RESOURCES ETF ETF 78463X541 2,590 52,323 SH   SOLE   0 0 52,323
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 1,600 54,060 SH   SOLE   0 0 54,060
SPDR S&P WORLD EX-US ETF COM 78463X889 926 30,775 SH   SOLE   0 0 30,775
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF ETF 78464A375 1,095 33,020 SH   SOLE   0 0 33,020
VANGUARD S&P 500 VALUE ETF COM 921932703 3,654 34,420 SH   SOLE   0 0 34,420
VANGUARD LONG-TERM BOND INDEX FUND COM 921937793 1,259 14,272 SH   SOLE   0 0 14,272
VANGUARD EUROPEAN COM 922042874 801 14,381 SH   SOLE   0 0 14,381
VANGUARD FTSE ALL-WORLD EX US INDEX FUND COM 922042775 15,087 293,853 SH   SOLE   0 0 293,853
VANGUARD FTSE DEVELOPED MARKETS ETF COM 921943858 2,400 56,545 SH   SOLE   0 0 56,545
VANGUARD FTSE EMERGING MARKETS ETF COM 922042858 1,557 37,291 SH   SOLE   0 0 37,291
VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEX COM 922042676 1,050 18,238 SH   SOLE   0 0 18,238
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND COM 921937819 5,737 71,121 SH   SOLE   0 0 71,121
VANGUARD INTERMEDIATE TERM CORP BOND FD ETF COM 92206C870 12,093 145,276 SH   SOLE   0 0 145,276
VANGUARD LARGE-CAP INDEX FUND COM 922908637 2,424 19,372 SH   SOLE   0 0 19,372
VANGUARD MEGA CAP ETF COM 921910873 3,824 40,838 SH   SOLE   0 0 40,838
VANGUARD MID-CAP INDEX FUND COM 922908629 7,536 47,771 SH   SOLE   0 0 47,771
VANGUARD REIT ETF COM 922908553 24,479 302,196 SH   SOLE   0 0 302,196
VANGUARD S&P 500 ETF COM 922908363 3,884 15,549 SH   SOLE   0 0 15,549
VANGUARD S&P MID-CAP 400 ETF COM 921932885 2,136 16,235 SH   SOLE   0 0 16,235
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND COM 92206C409 3,846 49,337 SH   SOLE   0 0 49,337
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF COM 922020805 4,108 84,109 SH   SOLE   0 0 84,109
VANGUARD SHORT TERM BOND COM 921937827 3,341 42,801 SH   SOLE   0 0 42,801
VANGUARD SMALL-CAP VALUE INDEX FUND COM 922908611 5,522 40,565 SH   SOLE   0 0 40,565
VANGUARD TAX-EXEMPT BOND ETF COM 922907746 2,842 55,845 SH   SOLE   0 0 55,845
VANGUARD TOTAL BOND MARKET INDEX FUND COM 921937835 16,029 202,982 SH   SOLE   0 0 202,982
VANGUARD TOTAL INTERNATIONAL BOND ETF COM 92203J407 23,616 431,580 SH   SOLE   0 0 431,580
VANGUARD TOTAL INTERNATIONAL STOCK ETF COM 921909768 9,438 176,320 SH   SOLE   0 0 176,320
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 2,207 15,678 SH   SOLE   0 0 15,678
VANGUARD VALUE INDEX FUND COM 922908744 4,067 39,118 SH   SOLE   0 0 39,118
VANGUARD MEGA CAP VALUE ETF COM 921910840 5,418 72,619 SH   SOLE   0 0 72,619
WILLIAMS COS INC DEL COM COM 969457100 299 11,198 SH   SOLE   0 0 11,198