The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PFIZER INC COM 717081103 451 13,780 SH   SOLE 0 0 0 13,780
VANGUARD WORLD FD ESG US STK ETF 921910733 264 4,676 SH   SOLE 0 0 0 4,676
ISHARES TR SHRT NAT MUN ETF 464288158 2,700 25,028 SH   SOLE 0 0 0 25,028
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 4,803 123,827 SH   SOLE 0 0 0 123,827
SPDR S&P 500 ETF TR TR UNIT 78462F103 830 2,692 SH   SOLE 0 0 0 2,692
DISNEY WALT CO COM DISNEY 254687106 282 2,531 SH   SOLE 0 0 0 2,531
GENERAL ELECTRIC CO COM 369604103 132 19,257 SH   SOLE 0 0 0 19,257
ISHARES TR NATIONAL MUN ETF 464288414 1,805 15,639 SH   SOLE 0 0 0 15,639
EVERSOURCE ENERGY COM 30040W108 302 3,626 SH   SOLE 0 0 0 3,626
ABBOTT LABS COM 002824100 451 4,929 SH   SOLE 0 0 0 4,929
PEPSICO INC COM 713448108 527 3,983 SH   SOLE 0 0 0 3,983
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 503 9,987 SH   SOLE 0 0 0 9,987
ISHARES TR SH TR CRPORT ETF 464288646 754 13,776 SH   SOLE 0 0 0 13,776
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 1,215 55,787 SH   SOLE 0 0 0 55,787
ISHARES TR TIPS BD ETF 464287176 1,206 9,803 SH   SOLE 0 0 0 9,803
FS KKR CAP CORP II COM 35952V303 839 65,111 SH   SOLE 0 0 0 65,111
AT&T INC COM 00206R102 388 12,828 SH   SOLE 0 0 0 12,828
APPLE INC COM 037833100 3,928 10,768 SH   SOLE 0 0 0 10,768
PARKER HANNIFIN CORP COM 701094104 1,666 9,090 SH   SOLE 0 0 0 9,090
AMAZON COM INC COM 023135106 692 251 SH   SOLE 0 0 0 251
MERCK & CO. INC COM 58933Y105 621 8,030 SH   SOLE 0 0 0 8,030
TEXAS INSTRS INC COM 882508104 924 7,279 SH   SOLE 0 0 0 7,279
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 1,274 59,257 SH   SOLE 0 0 0 59,257
ISHARES TR MSCI MIN VOL ETF 46429B697 1,593 26,281 SH   SOLE 0 0 0 26,281
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,057 72,869 SH   SOLE 0 0 0 72,869
PROCTER AND GAMBLE CO COM 742718109 1,326 11,090 SH   SOLE 0 0 0 11,090
DELTA AIR LINES INC DEL COM NEW 247361702 843 30,050 SH   SOLE 0 0 0 30,050
ISHARES TR MSCI ACWI EX US 464288240 4,789 110,765 SH   SOLE 0 0 0 110,765
ISHARES TR EAFE SML CP ETF 464288273 226 4,208 SH   SOLE 0 0 0 4,208
ISHARES TR USA MOMENTUM FCT 46432F396 3,157 24,102 SH   SOLE 0 0 0 24,102
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 1,223 53,325 SH   SOLE 0 0 0 53,325
ISHARES TR ESG AWRE 1 5 YR 46435G243 462 17,770 SH   SOLE 0 0 0 17,770
ISHARES TR ESG AWR US AGRGT 46435U549 1,100 19,446 SH   SOLE 0 0 0 19,446
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 1,313 61,703 SH   SOLE 0 0 0 61,703
INTEL CORP COM 458140100 828 13,833 SH   SOLE 0 0 0 13,833
SHERWIN WILLIAMS CO COM 824348106 260 450 SH   SOLE 0 0 0 450
COMCAST CORP NEW CL A 20030N101 348 8,936 SH   SOLE 0 0 0 8,936
ISHARES TR SP SMCP600VL ETF 464287879 367 3,051 SH   SOLE 0 0 0 3,051
ISHARES TR CORE S&P SCP ETF 464287804 3,971 58,143 SH   SOLE 0 0 0 58,143
JPMORGAN CHASE & CO COM 46625H100 455 4,841 SH   SOLE 0 0 0 4,841
CISCO SYS INC COM 17275R102 210 4,496 SH   SOLE 0 0 0 4,496
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,318 60,409 SH   SOLE 0 0 0 60,409
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 763 35,967 SH   SOLE 0 0 0 35,967
BRISTOL-MYERS SQUIBB CO COM 110122108 351 5,973 SH   SOLE 0 0 0 5,973
ISHARES TR RUSSELL 3000 ETF 464287689 1,278 7,095 SH   SOLE 0 0 0 7,095
ISHARES TR 1 3 YR TREAS BD 464287457 990 11,426 SH   SOLE 0 0 0 11,426
PIMCO HIGH INCOME FD COM SHS 722014107 69 12,802 SH   SOLE 0 0 0 12,802
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,071 22,487 SH   SOLE 0 0 0 22,487
ABBVIE INC COM 00287Y109 599 6,101 SH   SOLE 0 0 0 6,101
CHEVRON CORP NEW COM 166764100 261 2,930 SH   SOLE 0 0 0 2,930
ISHARES TR S&P 100 ETF 464287101 653 4,586 SH   SOLE 0 0 0 4,586
ISHARES TR PFD AND INCM SEC 464288687 336 9,692 SH   SOLE 0 0 0 9,692
ISHARES TR ESG MSCI USA ETF 46435G425 469 6,706 SH   SOLE 0 0 0 6,706
VANGUARD INDEX FDS VALUE ETF 922908744 1,938 19,464 SH   SOLE 0 0 0 19,464
ISHARES TR ESG MSCI EAFE 46435G516 287 4,730 SH   SOLE 0 0 0 4,730
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,488 8,338 SH   SOLE 0 0 0 8,338
VANGUARD STAR FDS VG TL INTL STK F 921909768 11,952 243,074 SH   SOLE 0 0 0 243,074
ISHARES INC CORE MSCI EMKT 46434G103 516 10,844 SH   SOLE 0 0 0 10,844
GILEAD SCIENCES INC COM 375558103 373 4,845 SH   SOLE 0 0 0 4,845
ISHARES TR CALIF MUN BD ETF 464288356 657 10,574 SH   SOLE 0 0 0 10,574
VANGUARD INDEX FDS MID CAP ETF 922908629 868 5,297 SH   SOLE 0 0 0 5,297
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 11,662 99,526 SH   SOLE 0 0 0 99,526
BLACKSTONE GROUP INC COM CL A 09260D107 290 5,126 SH   SOLE 0 0 0 5,126
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 13,022 147,404 SH   SOLE 0 0 0 147,404
ISHARES TR MRGSTR MD CP ETF 464288208 532 2,883 SH   SOLE 0 0 0 2,883
ISHARES TR CORE S&P TTL STK 464287150 279 4,024 SH   SOLE 0 0 0 4,024
AUTOMATIC DATA PROCESSING IN COM 053015103 248 1,663 SH   SOLE 0 0 0 1,663
VANGUARD INDEX FDS SMALL CP ETF 922908751 990 6,791 SH   SOLE 0 0 0 6,791
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 499 12,211 SH   SOLE 0 0 0 12,211
HOME DEPOT INC COM 437076102 713 2,848 SH   SOLE 0 0 0 2,848
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 1,321 61,808 SH   SOLE 0 0 0 61,808
VANGUARD INDEX FDS TOTAL STK MKT 922908769 24,711 157,869 SH   SOLE 0 0 0 157,869
VANGUARD WORLD FD MEGA CAP INDEX 921910873 4,417 40,358 SH   SOLE 0 0 0 40,358
ISHARES INC MIN VOL EMRG MKT 464286533 868 16,702 SH   SOLE 0 0 0 16,702
COCA COLA CO COM 191216100 268 6,000 SH   SOLE 0 0 0 6,000
AMGEN INC COM 031162100 346 1,466 SH   SOLE 0 0 0 1,466
VERIZON COMMUNICATIONS INC COM 92343V104 365 6,623 SH   SOLE 0 0 0 6,623
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,984 30,884 SH   SOLE 0 0 0 30,884
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,056 3,725 SH   SOLE 0 0 0 3,725
AMERICAN ELEC PWR CO INC COM 025537101 348 4,364 SH   SOLE 0 0 0 4,364
INTERNATIONAL BUSINESS MACHS COM 459200101 296 2,447 SH   SOLE 0 0 0 2,447
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,769 69,795 SH   SOLE 0 0 0 69,795
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 6,395 127,458 SH   SOLE 0 0 0 127,458
ISHARES TR S&P 500 GRWT ETF 464287309 223 1,073 SH   SOLE 0 0 0 1,073
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,099 17,841 SH   SOLE 0 0 0 17,841
ISHARES TR RUS 1000 ETF 464287622 259 1,510 SH   SOLE 0 0 0 1,510
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,313 60,342 SH   SOLE 0 0 0 60,342
DOMINION ENERGY INC COM 25746U109 391 4,812 SH   SOLE 0 0 0 4,812
MICROSOFT CORP COM 594918104 2,250 11,055 SH   SOLE 0 0 0 11,055
ISHARES TR RUS 1000 GRW ETF 464287614 327 1,704 SH   SOLE 0 0 0 1,704
ISHARES TR CORE MSCI EAFE 46432F842 527 9,226 SH   SOLE 0 0 0 9,226
BANK NEW YORK MELLON CORP COM 064058100 349 9,023 SH   SOLE 0 0 0 9,023
MCDONALDS CORP COM 580135101 1,078 5,841 SH   SOLE 0 0 0 5,841
ISHARES TR MIN VOL EAFE ETF 46429B689 908 13,741 SH   SOLE 0 0 0 13,741
ISHARES TR GLOBAL REIT ETF 46434V647 1,475 70,632 SH   SOLE 0 0 0 70,632
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 1,302 59,095 SH   SOLE 0 0 0 59,095
MARRIOTT INTL INC NEW CL A 571903202 857 10,000 SH   SOLE 0 0 0 10,000
GENERAL DYNAMICS CORP COM 369550108 4,694 31,405 SH   SOLE 0 0 0 31,405
WEST PHARMACEUTICAL SVSC INC COM 955306105 2,914 12,828 SH   SOLE 0 0 0 12,828
TEXAS PAC LD TR SUB CTF PROP I T 882610108 721 1,212 SH   SOLE 0 0 0 1,212
ISHARES TR MSCI EAFE ETF 464287465 651 10,690 SH   SOLE 0 0 0 10,690
ISHARES TR EAFE VALUE ETF 464288877 2,728 68,258 SH   SOLE 0 0 0 68,258
SPDR SER TR NUVEEN BLMBRG SR 78468R739 3,653 73,259 SH   SOLE 0 0 0 73,259
EMERSON ELEC CO COM 291011104 207 3,337 SH   SOLE 0 0 0 3,337
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,593 141,190 SH   SOLE 0 0 0 141,190
ISHARES TR CORE S&P500 ETF 464287200 380 1,227 SH   SOLE 0 0 0 1,227
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 1,275 57,368 SH   SOLE 0 0 0 57,368
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 7,183 124,428 SH   SOLE 0 0 0 124,428
ISHARES TR USA QUALITY FCTR 46432F339 1,514 15,780 SH   SOLE 0 0 0 15,780
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,304 42,557 SH   SOLE 0 0 0 42,557
ISHARES TR SHORT TREAS BD 464288679 2,599 23,466 SH   SOLE 0 0 0 23,466
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,408 25,305 SH   SOLE 0 0 0 25,305
JOHNSON & JOHNSON COM 478160104 1,281 9,107 SH   SOLE 0 0 0 9,107
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,441 32,186 SH   SOLE 0 0 0 32,186