The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   21 1,247 SH   SOLE   0 0 1,247
ABBOTT LABS COM 002824100   102 927 SH   SOLE   0 0 927
ABBVIE INC COM 00287Y109   62 400 SH   SOLE   0 0 400
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   35 1,767 SH   SOLE   0 0 1,767
ADOBE INC COM 00724F101   20 33 SH   SOLE   0 0 33
ADVANCED MICRO DEVICES INC COM 007903107   295 2,000 SH   SOLE   0 0 2,000
ALLIANT ENERGY CORP COM 018802108   12 228 SH   SOLE   0 0 228
ALPHABET INC CAP STK CL C 02079K107   70 500 SH   SOLE   0 0 500
ALPHABET INC CAP STK CL A 02079K305   291 2,080 SH   SOLE   0 0 2,080
AMAZON COM INC COM 023135106   115 760 SH   SOLE   0 0 760
AMEREN CORP COM 023608102   83 1,149 SH   SOLE   0 0 1,149
AMERICAN AIRLS GROUP INC COM 02376R102   136 9,922 SH   SOLE   0 0 9,922
AMERICAN TOWER CORP NEW COM 03027X100   6 30 SH   SOLE   0 0 30
AMGEN INC COM 031162100   281 977 SH   SOLE   0 0 977
ELEVANCE HEALTH INC COM 036752103   408 866 SH   SOLE   0 0 866
APPIAN CORP CL A 03782L101   12 314 SH   SOLE   0 0 314
APPLE INC COM 037833100   968 5,028 SH   SOLE   0 0 5,028
AUTOMATIC DATA PROCESSING IN COM 053015103   8 33 SH   SOLE   0 0 33
BANK AMERICA CORP COM 060505104   49 1,454 SH   SOLE   0 0 1,454
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   375 1,052 SH   SOLE   0 0 1,052
BNY MELLON ETF TRUST US LRG CP CORE 09661T107   206 2,278 SH   SOLE   0 0 2,278
BNY MELLON ETF TRUST US MDCP CORE EQT 09661T206   58 636 SH   SOLE   0 0 636
BNY MELLON ETF TRUST US SMLCP CORE 09661T305   10 106 SH   SOLE   0 0 106
BNY MELLON ETF TRUST INTERNATIONL EQT 09661T404   45 633 SH   SOLE   0 0 633
BNY MELLON ETF TRUST EMRG MKT EQUIT 09661T503   12 211 SH   SOLE   0 0 211
BNY MELLON ETF TRUST CORE BOND ETF 09661T602   171 4,024 SH   SOLE   0 0 4,024
BNY MELLON ETF TRUST HIGH YIELD BETA 09661T800   42 895 SH   SOLE   0 0 895
BOEING CO COM 097023105   52 200 SH   SOLE   0 0 200
BOOKING HOLDINGS INC COM 09857L108   71 20 SH   SOLE   0 0 20
BRISTOL-MYERS SQUIBB CO COM 110122108   24 468 SH   SOLE   0 0 468
BROADCOM INC COM 11135F101   147 132 SH   SOLE   0 0 132
CANADIAN NATL RY CO COM 136375102   46 370 SH   SOLE   0 0 370
CHEVRON CORP NEW COM 166764100   55 367 SH   SOLE   0 0 367
CHIPOTLE MEXICAN GRILL INC COM 169656105   43 19 SH   SOLE   0 0 19
CISCO SYS INC COM 17275R102   57 1,121 SH   SOLE   0 0 1,121
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103   0 20 SH   SOLE   0 0 20
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   15 202 SH   SOLE   0 0 202
COMERICA INC COM 200340107   110 1,965 SH   SOLE   0 0 1,965
CONOCOPHILLIPS COM 20825C104   4 33 SH   SOLE   0 0 33
CORBUS PHARMACEUTICALS HLDGS COM NEW 21833P301   0 6 SH   SOLE   0 0 6
COSTCO WHSL CORP NEW COM 22160K105   7 11 SH   SOLE   0 0 11
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   276 5,279 SH   SOLE   0 0 5,279
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,829 62,582 SH   SOLE   0 0 62,582
DISNEY WALT CO COM 254687106   145 1,602 SH   SOLE   0 0 1,602
EOG RES INC COM 26875P101   36 300 SH   SOLE   0 0 300
ENLINK MIDSTREAM LLC COM UNIT REP LTD 29336T100   8 679 SH   SOLE   0 0 679
EXPEDIA GROUP INC COM NEW 30212P303   114 750 SH   SOLE   0 0 750
EXXON MOBIL CORP COM 30231G102   80 799 SH   SOLE   0 0 799
META PLATFORMS INC CL A 30303M102   53 150 SH   SOLE   0 0 150
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   61 1,022 SH   SOLE   0 0 1,022
FORD MTR CO DEL COM 345370860   44 3,580 SH   SOLE   0 0 3,580
GALLAGHER ARTHUR J & CO COM 363576109   11 49 SH   SOLE   0 0 49
GSK PLC SPONSORED ADR 37733W204   2 46 SH   SOLE   0 0 46
HP INC COM 40434L105   21 700 SH   SOLE   0 0 700
HALEON PLC SPON ADS 405552100   0 58 SH   SOLE   0 0 58
HALLIBURTON CO COM 406216101   7 182 SH   SOLE   0 0 182
HEWLETT PACKARD ENTERPRISE C COM 42824C109   12 700 SH   SOLE   0 0 700
HOME DEPOT INC COM 437076102   31 89 SH   SOLE   0 0 89
HONEYWELL INTL INC COM 438516106   99 470 SH   SOLE   0 0 470
HUNTINGTON BANCSHARES INC COM 446150104   368 28,915 SH   SOLE   0 0 28,915
INTERNATIONAL BUSINESS MACHS COM 459200101   49 300 SH   SOLE   0 0 300
INVESCO QQQ TR UNIT SER 1 46090E103   77 189 SH   SOLE   0 0 189
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   37 600 SH   SOLE   0 0 600
ISHARES TR CORE S&P TTL STK 464287150   767 7,289 SH   SOLE   0 0 7,289
ISHARES TR TIPS BD ETF 464287176   39 367 SH   SOLE   0 0 367
ISHARES TR CORE S&P500 ETF 464287200   776 1,624 SH   SOLE   0 0 1,624
ISHARES TR CORE US AGGBD ET 464287226   35 355 SH   SOLE   0 0 355
ISHARES TR CORE S&P MCP ETF 464287507   25 92 SH   SOLE   0 0 92
ISHARES TR CORE S&P US VLU 464287663   9 109 SH   SOLE   0 0 109
ISHARES TR US INDUSTRIALS 464287754   13 110 SH   SOLE   0 0 110
ISHARES TR U.S. FIN SVC ETF 464287770   54 300 SH   SOLE   0 0 300
ISHARES TR CORE S&P SCP ETF 464287804   10,689 98,746 SH   SOLE   0 0 98,746
ISHARES TR SP SMCP600VL ETF 464287879   221 2,148 SH   SOLE   0 0 2,148
ISHARES TR JPMORGAN USD EMG 464288281   64 713 SH   SOLE   0 0 713
ISHARES TR NATIONAL MUN ETF 464288414   139 1,282 SH   SOLE   0 0 1,282
ISHARES TR US AER DEF ETF 464288760   23 178 SH   SOLE   0 0 178
ISHARES TR MSCI USA MIN VOL 46429B697   26 332 SH   SOLE   0 0 332
ISHARES TR 0-5 YR TIPS ETF 46429B747   4 36 SH   SOLE   0 0 36
ISHARES TR MSCI USA QLT FCT 46432F339   19 131 SH   SOLE   0 0 131
ISHARES TR CORE MSCI TOTAL 46432F834   9 135 SH   SOLE   0 0 135
ISHARES TR CORE MSCI EAFE 46432F842   307 4,360 SH   SOLE   0 0 4,360
ISHARES INC CORE MSCI EMKT 46434G103   177 3,491 SH   SOLE   0 0 3,491
ISHARES INC ESG AWR MSCI EM 46434G863   175 5,469 SH   SOLE   0 0 5,469
ISHARES TR GLOBAL REIT ETF 46434V647   5 204 SH   SOLE   0 0 204
ISHARES TR ESG AWRE USD ETF 46435G193   15 638 SH   SOLE   0 0 638
ISHARES TR HIGH YLD BD FCTR 46435G250   8 179 SH   SOLE   0 0 179
ISHARES TR ESG AWR MSCI USA 46435G425   665 6,342 SH   SOLE   0 0 6,342
ISHARES TR FALN ANGLS USD 46435G474   6 224 SH   SOLE   0 0 224
ISHARES TR ESG AW MSCI EAFE 46435G516   158 2,098 SH   SOLE   0 0 2,098
ISHARES TR ESG AWR US AGRGT 46435U549   2 37 SH   SOLE   0 0 37
ISHARES TR ESG AWARE MSCI 46435U663   125 3,284 SH   SOLE   0 0 3,284
ISHARES TR ESG EAFE ETF 46436E759   173 2,702 SH   SOLE   0 0 2,702
JPMORGAN CHASE & CO COM 46625H100   256 1,507 SH   SOLE   0 0 1,507
JOHNSON & JOHNSON COM 478160104   40 254 SH   SOLE   0 0 254
KENVUE INC COM 49177J102   8 369 SH   SOLE   0 0 369
LEMONADE INC COM 52567D107   3 207 SH   SOLE   0 0 207
ELI LILLY & CO COM 532457108   311 534 SH   SOLE   0 0 534
LUMENTUM HLDGS INC COM 55024U109   0 1 SH   SOLE   0 0 1
MANULIFE FINL CORP COM 56501R106   16 722 SH   SOLE   0 0 722
MARATHON OIL CORP COM 565849106   4 163 SH   SOLE   0 0 163
MARRIOTT INTL INC NEW CL A 571903202   30 134 SH   SOLE   0 0 134
MASTERCARD INCORPORATED CL A 57636Q104   7 16 SH   SOLE   0 0 16
MCDONALDS CORP COM 580135101   39 133 SH   SOLE   0 0 133
MERCK & CO INC COM 58933Y105   47 435 SH   SOLE   0 0 435
MICROSOFT CORP COM 594918104   1,153 3,067 SH   SOLE   0 0 3,067
NEW YORK TIMES CO CL A 650111107   4 91 SH   SOLE   0 0 91
NORFOLK SOUTHN CORP COM 655844108   1 4 SH   SOLE   0 0 4
NVIDIA CORPORATION COM 67066G104   213 431 SH   SOLE   0 0 431
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   136 3,798 SH   SOLE   0 0 3,798
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   286 9,729 SH   SOLE   0 0 9,729
ORACLE CORP COM 68389X105   9 87 SH   SOLE   0 0 87
ORGANON & CO COMMON STOCK 68622V106   0 32 SH   SOLE   0 0 32
PAYPAL HLDGS INC COM 70450Y103   17 280 SH   SOLE   0 0 280
PEPSICO INC COM 713448108   76 450 SH   SOLE   0 0 450
PFIZER INC COM 717081103   8 261 SH   SOLE   0 0 261
PRICE T ROWE GROUP INC COM 74144T108   65 600 SH   SOLE   0 0 600
PROCTER AND GAMBLE CO COM 742718109   86 590 SH   SOLE   0 0 590
PROSHARES TR PSHS ULTRA DOW30 74347R305   218 2,755 SH   SOLE   0 0 2,755
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   20 332 SH   SOLE   0 0 332
PUBMATIC INC COM CL A 74467Q103   9 533 SH   SOLE   0 0 533
QUALCOMM INC COM 747525103   79 548 SH   SOLE   0 0 548
RTX CORPORATION COM 75513E101   10 120 SH   SOLE   0 0 120
ROCKWELL AUTOMATION INC COM 773903109   86 278 SH   SOLE   0 0 278
SHELL PLC SPON ADS 780259305   7 107 SH   SOLE   0 0 107
SPDR S&P 500 ETF TR TR UNIT 78462F103   162 340 SH   SOLE   0 0 340
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   458 12,922 SH   SOLE   0 0 12,922
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,762 110,618 SH   SOLE   0 0 110,618
SPDR SER TR S&P 600 SMCP VAL 78464A300   9 111 SH   SOLE   0 0 111
SPDR SER TR PORTFOLIO INTRMD 78464A375   93 2,829 SH   SOLE   0 0 2,829
SPDR SER TR PORTFOLIO SHORT 78464A474   41 1,375 SH   SOLE   0 0 1,375
SPDR SER TR PRTFLO S&P500 VL 78464A508   11,307 242,490 SH   SOLE   0 0 242,490
SPDR SER TR PORTFOLIO AGRGTE 78464A649   107 4,183 SH   SOLE   0 0 4,183
SPDR SER TR PORTFOLI S&P1500 78464A805   43,933 751,631 SH   SOLE   0 0 751,631
SPDR SER TR PORTFOLIO S&P400 78464A847   158 3,245 SH   SOLE   0 0 3,245
SPDR SER TR NUVEEN BLMBRG SH 78468R739   59 1,238 SH   SOLE   0 0 1,238
SPDR SER TR PORTFOLIO S&P600 78468R853   896 21,245 SH   SOLE   0 0 21,245
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   5 283 SH   SOLE   0 0 283
SALESFORCE INC COM 79466L302   4 15 SH   SOLE   0 0 15
SAREPTA THERAPEUTICS INC COM 803607100   3 26 SH   SOLE   0 0 26
SCHLUMBERGER LTD COM STK 806857108   5 93 SH   SOLE   0 0 93
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   390 7,002 SH   SOLE   0 0 7,002
SCHWAB STRATEGIC TR US TIPS ETF 808524870   13 242 SH   SOLE   0 0 242
SNOWFLAKE INC CL A 833445109   6 29 SH   SOLE   0 0 29
SOUTHWEST AIRLS CO COM 844741108   40 1,400 SH   SOLE   0 0 1,400
STARBUCKS CORP COM 855244109   10 100 SH   SOLE   0 0 100
SYNOPSYS INC COM 871607107   56 108 SH   SOLE   0 0 108
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   11 109 SH   SOLE   0 0 109
TEXAS CAP BANCSHARES INC COM 88224Q107   139 2,157 SH   SOLE   0 0 2,157
TEXAS INSTRS INC COM 882508104   916 5,372 SH   SOLE   0 0 5,372
3M CO COM 88579Y101   21 196 SH   SOLE   0 0 196
UNDER ARMOUR INC CL A 904311107   26 3,000 SH   SOLE   0 0 3,000
UNDER ARMOUR INC CL C 904311206   25 3,021 SH   SOLE   0 0 3,021
UNION PAC CORP COM 907818108   218 889 SH   SOLE   0 0 889
UNITEDHEALTH GROUP INC COM 91324P102   184 350 SH   SOLE   0 0 350
VANECK ETF TRUST LOW CARBN ENERGY 92189F502   6 50 SH   SOLE   0 0 50
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   122 1,578 SH   SOLE   0 0 1,578
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   707 9,618 SH   SOLE   0 0 9,618
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   25,125 524,525 SH   SOLE   0 0 524,525
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   0 2 SH   SOLE   0 0 2
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   12 249 SH   SOLE   0 0 249
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   119 2,407 SH   SOLE   0 0 2,407
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   6,264 152,420 SH   SOLE   0 0 152,420
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   86 1,199 SH   SOLE   0 0 1,199
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   575 7,437 SH   SOLE   0 0 7,437
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   184 2,653 SH   SOLE   0 0 2,653
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   256 3,156 SH   SOLE   0 0 3,156
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,015 12,488 SH   SOLE   0 0 12,488
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   461 9,023 SH   SOLE   0 0 9,023
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   124 284 SH   SOLE   0 0 284
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   45 311 SH   SOLE   0 0 311
VANGUARD INDEX FDS SM CP VAL ETF 922908611   53 295 SH   SOLE   0 0 295
VANGUARD INDEX FDS MID CAP ETF 922908629   66 283 SH   SOLE   0 0 283
VANGUARD INDEX FDS VALUE ETF 922908744   849 5,681 SH   SOLE   0 0 5,681
VANGUARD INDEX FDS SMALL CP ETF 922908751   337 1,580 SH   SOLE   0 0 1,580
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,277 13,816 SH   SOLE   0 0 13,816
VERIZON COMMUNICATIONS INC COM 92343V104   5 126 SH   SOLE   0 0 126
VIAVI SOLUTIONS INC COM 925550105   0 8 SH   SOLE   0 0 8
VISA INC COM CL A 92826C839   169 651 SH   SOLE   0 0 651
WALMART INC COM 931142103   264 1,675 SH   SOLE   0 0 1,675
WARNER BROS DISCOVERY INC COM SER A 934423104   4 321 SH   SOLE   0 0 321
WELLS FARGO CO NEW COM 949746101   49 1,000 SH   SOLE   0 0 1,000
WISDOMTREE TR EM EX ST-OWNED 97717X578   11 369 SH   SOLE   0 0 369
YUM BRANDS INC COM 988498101   13 100 SH   SOLE   0 0 100
LINDE PLC SHS G54950103   200 488 SH   SOLE   0 0 488
FIVERR INTL LTD ORD SHS M4R82T106   3 98 SH   SOLE   0 0 98