The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR IVV CORE S&P500 ETF 464287200   92,514 157,155 SH   SOLE   0 0 157,155
INVESCO QQQ TR UNIT SER 1 46090E103   61,408 120,118 SH   SOLE   0 0 120,118
MICROSOFT CORP COM 594918104   47,403 112,464 SH   SOLE   0 0 112,464
APPLE INC COM 037833100   34,200 136,570 SH   SOLE   0 0 136,570
SPDR S&P 500 ETF SPY TR UNIT 78462F103   31,053 52,985 SH   SOLE   0 0 52,985
NVIDIA CORPORATION COM 67066G104   29,348 218,543 SH   SOLE   0 0 218,543
ISHARES TR IJH CORE S&P MCP ETF 464287507   23,757 381,267 SH   SOLE   0 0 381,267
VISA INC COM CL A 92826C839   23,663 74,874 SH   SOLE   0 0 74,874
ISHARES TR IJR CORE S&P SCP ETF 464287804   21,542 186,968 SH   SOLE   0 0 186,968
ELI LILLY & CO COM 532457108   20,165 26,120 SH   SOLE   0 0 26,120
JPMORGAN CHASE & CO. COM 46625H100   19,225 80,202 SH   SOLE   0 0 80,202
UNITEDHEALTH GROUP INC COM 91324P102   15,225 30,097 SH   SOLE   0 0 30,097
META PLATFORMS INC CL A 30303M102   12,991 22,188 SH   SOLE   0 0 22,188
ISHARES TR ITOT CORE S&P TTL STK 464287150   12,571 97,739 SH   SOLE   0 0 97,739
ALPHABET INC CAP STK CL A 02079K305   12,300 64,976 SH   SOLE   0 0 64,976
AMAZON COM INC COM 023135106   11,992 54,663 SH   SOLE   0 0 54,663
COSTCO WHSL CORP NEW COM 22160K105   11,664 12,730 SH   SOLE   0 0 12,730
WALMART INC COM 931142103   11,481 127,071 SH   SOLE   0 0 127,071
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   10,645 57,580 SH   SOLE   0 0 57,580
PARKER-HANNIFIN CORP COM 701094104   8,919 14,024 SH   SOLE   0 0 14,024
MASTERCARD INCORPORATED CL A 57636Q104   8,878 16,861 SH   SOLE   0 0 16,861
LOCKHEED MARTIN CORP COM 539830109   8,687 17,877 SH   SOLE   0 0 17,877
MCDONALDS CORP COM 580135101   8,447 29,140 SH   SOLE   0 0 29,140
SPDR DOW JONES INDL AV SPY UT SER 1 78467X109   7,121 16,735 SH   SOLE   0 0 16,735
HOME DEPOT INC COM 437076102   5,740 14,755 SH   SOLE   0 0 14,755
ISHARES TR IEFA CORE MSCI EAFE 46432F842   5,709 81,229 SH   SOLE   0 0 81,229
SELECT SECTOR SPDR TR XLE ENERGY 81369Y506   5,664 66,119 SH   SOLE   0 0 66,119
VANGUARD INDEX FDS VOE MCAP VL IDXVIP 922908512   5,401 33,387 SH   SOLE   0 0 33,387
VANGUARD INDEX FDS VO MID CAP ETF 922908629   5,012 18,977 SH   SOLE   0 0 18,977
PEPSICO INC COM 713448108   4,579 30,111 SH   SOLE   0 0 30,111
ISHARES TR IJJ S&P MC 400VL ETF 464287705   4,560 36,493 SH   SOLE   0 0 36,493
TRANE TECHNOLOGIES PLC SHS G8994E103   4,298 11,637 SH   SOLE   0 0 11,637
CROWDSTRIKE HLDGS INC CL A 22788C105   3,471 10,144 SH   SOLE   0 0 10,144
VANGUARD INDEX FDS VTV VALUE ETF 922908744   3,442 20,333 SH   SOLE   0 0 20,333
PROCTER AND GAMBLE CO COM 742718109   3,437 20,504 SH   SOLE   0 0 20,504
THE CIGNA GROUP COM 125523100   3,390 12,276 SH   SOLE   0 0 12,276
ORACLE CORP COM 68389X105   3,365 20,195 SH   SOLE   0 0 20,195
EXXON MOBIL CORP COM 30231G102   3,349 31,130 SH   SOLE   0 0 31,130
ISHARES INC IEMG ETF 46434G103   3,305 63,285 SH   SOLE   0 0 63,285
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209   3,196 14,500 SH   SOLE   0 0 14,500
BLACKSTONE INC COM 09260D107   3,155 18,296 SH   SOLE   0 0 18,296
PALANTIR TECHNOLOGIES INC CL A 69608A108   2,322 30,703 SH   SOLE   0 0 30,703
JOHNSON & JOHNSON COM 478160104   2,250 15,558 SH   SOLE   0 0 15,558
CHEVRON CORP NEW COM 166764100   1,966 13,574 SH   SOLE   0 0 13,574
ISHARES TR LQD IBOXX INV CP ETF 464287242   1,883 17,624 SH   SOLE   0 0 17,624
ISHARES TR SHY 1 3 YR TREAS BD 464287457   1,677 20,455 SH   SOLE   0 0 20,455
ISHARES TR IJS SP SMCP600VL ETF 464287879   1,670 15,380 SH   SOLE   0 0 15,380
ZIMMER BIOMET HOLDINGS INC COM 98956P102   1,628 15,411 SH   SOLE   0 0 15,411
UNION PAC CORP COM 907818108   1,470 6,447 SH   SOLE   0 0 6,447
VANGUARD INDEX FDS VTI TOTAL STK MKT 922908769   1,455 5,021 SH   SOLE   0 0 5,021
ISHARES TR AGG CORE US AGGBD ET 464287226   1,303 13,447 SH   SOLE   0 0 13,447
VANGUARD INDEX FDS VB SMALL CP ETF 922908751   1,298 5,403 SH   SOLE   0 0 5,403
ISHARES TR IVE S&P 500 VAL ETF 464287408   1,250 6,550 SH   SOLE   0 0 6,550
ABBOTT LABS COM 002824100   1,219 10,775 SH   SOLE   0 0 10,775
CATERPILLAR INC COM 149123101   1,204 3,318 SH   SOLE   0 0 3,318
BLACKROCK INC COM 09290D101   1,177 1,149 SH   SOLE   0 0 1,149
ELEVANCE HEALTH INC COM 036752103   1,123 3,043 SH   SOLE   0 0 3,043
ISHARES TR PFF PFD AND INCM SEC 464288687   1,113 35,389 SH   SOLE   0 0 35,389
VANGUARD INDEX FDS VBR SM CP VAL ETF 922908611   1,106 5,579 SH   SOLE   0 0 5,579
VANGUARD INDEX FDS VOO S&P 500 ETF SHS 922908363   1,106 2,052 SH   SOLE   0 0 2,052
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1,074 23,930 SH   SOLE   0 0 23,930
HOLOGIC INC COM 436440101   1,063 14,750 SH   SOLE   0 0 14,750
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   1,034 42,724 SH   SOLE   0 0 42,724
DICKS SPORTING GOODS INC COM 253393102   1,011 4,418 SH   SOLE   0 0 4,418
ISHARES TR IEF 7-10 YR TRSY BD 464287440   985 10,651 SH   SOLE   0 0 10,651
ISHARES TR IHF US HLTHCR PR ETF 464288828   960 20,000 SH   SOLE   0 0 20,000
VERIZON COMMUNICATIONS INC COM 92343V104   921 23,038 SH   SOLE   0 0 23,038
MERCK & CO INC COM 58933Y105   815 8,196 SH   SOLE   0 0 8,196
GENERAL MLS INC COM 370334104   799 12,534 SH   SOLE   0 0 12,534
STEVANATO GROUP S P A ORD SHS T9224W109   763 35,000 SH   SOLE   0 0 35,000
VANGUARD INDEX FDS VUG GROWTH ETF 922908736   742 1,809 SH   SOLE   0 0 1,809
ISHARES TR IWF RUS 1000 GRW ETF 464287614   726 1,808 SH   SOLE   0 0 1,808
WASTE MGMT INC DEL COM 94106L109   719 3,561 SH   SOLE   0 0 3,561
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   708 3,587 SH   SOLE   0 0 3,587
HONEYWELL INTL INC COM 438516106   684 3,029 SH   SOLE   0 0 3,029
EATON CORP PLC SHS G29183103   672 2,025 SH   SOLE   0 0 2,025
TESLA INC COM 88160R101   651 1,611 SH   SOLE   0 0 1,611
BP PLC SPONSORED ADR 055622104   638 21,600 SH   SOLE   0 0 21,600
INGREDION INC COM 457187102   636 4,625 SH   SOLE   0 0 4,625
COCA COLA CO COM 191216100   632 10,150 SH   SOLE   0 0 10,150
ENTERPRISE PRODS PARTNERS L COM 293792107   618 19,705 SH   SOLE   0 0 19,705
GOLDMAN SACHS GROUP INC COM 38141G104   611 1,067 SH   SOLE   0 0 1,067
BROADCOM INC COM 11135F101   604 2,607 SH   SOLE   0 0 2,607
VANGUARD INDEX FDS VXF EXTEND MKT ETF 922908652   596 3,138 SH   SOLE   0 0 3,138
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   592 30,239 SH   SOLE   0 0 30,239
TJX COS INC NEW COM 872540109   552 4,567 SH   SOLE   0 0 4,567
AMER STATES WTR CO COM 029899101   544 7,000 SH   SOLE   0 0 7,000
UNITED THERAPEUTICS CORP DEL COM 91307C102   529 1,500 SH   SOLE   0 0 1,500
RTX CORPORATION COM 75513E101   523 4,523 SH   SOLE   0 0 4,523
GE AEROSPACE COM NEW 369604301   520 3,120 SH   SOLE   0 0 3,120
DARDEN RESTAURANTS INC COM 237194105   516 2,765 SH   SOLE   0 0 2,765
INTERNATIONAL BUSINESS MACHS COM 459200101   509 2,314 SH   SOLE   0 0 2,314
VANGUARD BD INDEX FDS BND TOTAL BND MRKT 921937835   501 6,969 SH   SOLE   0 0 6,969
ALPHABET INC CAP STK CL C 02079K107   490 2,571 SH   SOLE   0 0 2,571
ABBVIE INC COM 00287Y109   479 2,693 SH   SOLE   0 0 2,693
DISNEY WALT CO COM 254687106   447 4,015 SH   SOLE   0 0 4,015
ISHARES TR OEF S&P 100 ETF 464287101   436 1,511 SH   SOLE   0 0 1,511
M & T BK CORP COM 55261F104   435 2,314 SH   SOLE   0 0 2,314
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   421 929 SH   SOLE   0 0 929
CASEYS GEN STORES INC COM 147528103   416 1,050 SH   SOLE   0 0 1,050
BRISTOL-MYERS SQUIBB CO COM 110122108   413 7,294 SH   SOLE   0 0 7,294
ISHARES TR IBB ISHARES BIOTECH 464287556   403 3,050 SH   SOLE   0 0 3,050
ISHARES TR IWR RUS MID CAP ETF 464287499   400 4,520 SH   SOLE   0 0 4,520
SPDR SER TR SDY S&P DIVID ETF 78464A763   396 2,997 SH   SOLE   0 0 2,997
DUKE ENERGY CORP NEW COM NEW 26441C204   379 3,520 SH   SOLE   0 0 3,520
AVADEL PHARMACEUTICALS PLC COM SHS G29687103   368 35,000 SH   SOLE   0 0 35,000
ADVANCED MICRO DEVICES INC COM 007903107   367 3,040 SH   SOLE   0 0 3,040
ISHARES TR TIPS TIPS BD ETF 464287176   356 3,340 SH   SOLE   0 0 3,340
JD.COM INC SPON ADS CL A 47215P106   354 10,203 SH   SOLE   0 0 10,203
SPDR GOLD TR GOLD SHS 78463V107   348 1,437 SH   SOLE   0 0 1,437
PFIZER INC COM 717081103   343 12,937 SH   SOLE   0 0 12,937
ALTRIA GROUP INC COM 02209S103   336 6,424 SH   SOLE   0 0 6,424
NOVARTIS AG SPONSORED ADR 66987V109   336 3,450 SH   SOLE   0 0 3,450
NEXTERA ENERGY INC COM 65339F101   331 4,624 SH   SOLE   0 0 4,624
QUALCOMM INC COM 747525103   330 2,146 SH   SOLE   0 0 2,146
SELECT SECTOR SPDR TR XLK TECHNOLOGY 81369Y803   327 1,407 SH   SOLE   0 0 1,407
VALERO ENERGY CORP COM 91913Y100   312 2,542 SH   SOLE   0 0 2,542
AMGEN INC COM 031162100   310 1,188 SH   SOLE   0 0 1,188
SOUTHERN CO COM 842587107   299 3,637 SH   SOLE   0 0 3,637
GE VERNOVA INC COM 36828A101   296 901 SH   SOLE   0 0 901
SPDR SER TR JNK BLOOMBERG HIGH Y 78468R622   286 2,997 SH   SOLE   0 0 2,997
ISHARES TR IWD RUS 1000 VAL ETF 464287598   286 1,543 SH   SOLE   0 0 1,543
ADOBE INC COM 00724F101   275 619 SH   SOLE   0 0 619
ISHARES TR TLT 20 YR TR BD ETF 464287432   274 3,138 SH   SOLE   0 0 3,138
AIRBNB INC COM CL A 009066101   263 2,000 SH   SOLE   0 0 2,000
UNITED PARCEL SERVICE INC CL B 911312106   261 2,066 SH   SOLE   0 0 2,066
ISHARES TR IWB RUS 1000 ETF 464287622   254 789 SH   SOLE   0 0 789
TRUSTCO BK CORP N Y COM NEW 898349204   252 7,576 SH   SOLE   0 0 7,576
AT&T INC COM 00206R102   252 11,078 SH   SOLE   0 0 11,078
AMETEK INC COM 031100100   246 1,365 SH   SOLE   0 0 1,365
FISERV INC COM 337738108   243 1,185 SH   SOLE   0 0 1,185
BOEING CO COM 097023105   242 1,367 SH   SOLE   0 0 1,367
CISCO SYS INC COM 17275R102   242 4,087 SH   SOLE   0 0 4,087
AMERICAN EXPRESS CO COM 025816109   235 792 SH   SOLE   0 0 792
ISHARES TR IEI 3 7 YR TREAS BD 464288661   235 2,036 SH   SOLE   0 0 2,036
LAZARD INC COM 52110M109   232 4,500 SH   SOLE   0 0 4,500
PROTAGONIST THERAPEUTICS INC COM 74366E102   232 6,000 SH   SOLE   0 0 6,000
GUGGENHEIM TAXABLE MUNICP BO COM 401664107   230 15,119 SH   SOLE   0 0 15,119
VANGUARD SPECIALIZED FUNDS VIG DIV APP ETF 921908844   229 1,168 SH   SOLE   0 0 1,168
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102   226 7,000 SH   SOLE   0 0 7,000
EATON VANCE TAX MNGED ETB COM 27828X100   224 14,935 SH   SOLE   0 0 14,935
PAYCHEX INC COM 704326107   224 1,594 SH   SOLE   0 0 1,594
CONOCOPHILLIPS COM 20825C104   223 2,250 SH   SOLE   0 0 2,250
MORGAN STANLEY COM NEW 617446448   223 1,771 SH   SOLE   0 0 1,771
FIDELITY COVINGTON TRUST FELC ENHANCED LARGE 316092113   223 6,757 SH   SOLE   0 0 6,757
WD 40 CO COM 929236107   209 860 SH   SOLE   0 0 860
BANK AMERICA CORP COM 060505104   207 4,706 SH   SOLE   0 0 4,706
NOVO-NORDISK A S ADR 670100205   205 2,379 SH   SOLE   0 0 2,379
TELUS CORPORATION COM 87971M103   199 14,670 SH   SOLE   0 0 14,670
KEYCORP COM 493267108   176 10,261 SH   SOLE   0 0 10,261
ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106   161 15,000 SH   SOLE   0 0 15,000
MIND MEDICINE MINDMED INC COM NEW 60255C885   70 10,000 SH   SOLE   0 0 10,000
ALDEYRA THERAPEUTICS INC COM 01438T106   67 13,500 SH   SOLE   0 0 13,500
HERON THERAPEUTICS INC COM 427746102   41 26,799 SH   SOLE   0 0 26,799