The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Stock 002824100   250,036 2,193 SH   SOLE   0 0 2,193
AbbVie Inc. Stock 00287Y109   488,812 2,475 SH   SOLE   0 0 2,475
Accenture plc Stock G1151C101   247,047 699 SH   SOLE   0 0 699
Allstate Corporation Stock 020002101   776,996 4,097 SH   SOLE   0 0 4,097
Alphabet Inc. Cl A Stock 02079K305   334,357 2,016 SH   SOLE   0 0 2,016
Alphabet Inc. Cl C Stock 02079K107   637,663 3,814 SH   SOLE   0 0 3,814
Amazon.com Inc. Stock 023135106   276,141 1,482 SH   SOLE   0 0 1,482
Apollo Global Management, Inc. Stock 03769M106   349,748 2,800 SH   SOLE   0 0 2,800
Apple Inc. Stock 037833100   13,982,470 60,011 SH   SOLE   0 0 60,011
Armada Hoffler Properties Inc. REIT 04208T108   315,814 29,161 SH   SOLE   0 0 29,161
ASM Lithography Holdings ADR N07059210   861,581 1,034 SH   SOLE   0 0 1,034
AvidXchange Holdings, Inc. Stock 05368X102   98,415 12,135 SH   SOLE   0 0 12,135
Bank of America Corp. Stock 060505104   550,507 13,874 SH   SOLE   0 0 13,874
Berkshire Hathaway Inc. Stock 084670702   2,623,871 5,701 SH   SOLE   0 0 5,701
Berkshire Hathaway Inc. Stock 084670108   691,180 1 SH   SOLE   0 0 1
Broadcom Inc. Stock 11135F101   267,375 1,550 SH   SOLE   0 0 1,550
Cadence Bank Stock 12740C103   2,460,288 77,246 SH   SOLE   0 0 77,246
Caterpillar Inc. Stock 149123101   252,272 645 SH   SOLE   0 0 645
Chevron Corp. Stock 166764100   256,871 1,744 SH   SOLE   0 0 1,744
Cisco Systems Inc. Stock 17275R102   1,744,099 32,772 SH   SOLE   0 0 32,772
Coca-Cola Co. Stock 191216100   487,351 6,782 SH   SOLE   0 0 6,782
Costco Wholesale Corp. Stock 22160K105   1,621,145 1,829 SH   SOLE   0 0 1,829
Danaher Corp. Stock 235851102   210,192 756 SH   SOLE   0 0 756
Dimensional U.S. Core Equity 2 ETF ETF 25434V708   337,129 9,832 SH   SOLE   0 0 9,832
Discover Financial Services Stock 254709108   414,276 2,953 SH   SOLE   0 0 2,953
Duke Energy Corp. Stock 26441C204   1,284,519 11,141 SH   SOLE   0 0 11,141
Eli Lilly & Co. Stock 532457108   209,711 237 SH   SOLE   0 0 237
Enbridge Inc. Stock 29250N105   263,198 6,481 SH   SOLE   0 0 6,481
Exxon Mobil Corp. Stock 30231G102   748,869 6,389 SH   SOLE   0 0 6,389
FactSet Research Systems Inc. Stock 303075105   229,925 500 SH   SOLE   0 0 500
Ford Motor Company Stock 345370860   208,164 19,713 SH   SOLE   0 0 19,713
General Electric Co. Stock 369604301   276,289 1,465 SH   SOLE   0 0 1,465
Global Payments Inc. Stock 37940X102   240,382 2,347 SH   SOLE   0 0 2,347
Halozyme Therapeutics, Inc. Stock 40637H109   1,027,458 17,950 SH   SOLE   0 0 17,950
HCA Healthcare, Inc. Stock 40412C101   514,457 1,266 SH   SOLE   0 0 1,266
Home Depot Inc. Stock 437076102   1,057,489 2,610 SH   SOLE   0 0 2,610
IBM Corp. Stock 459200101   431,114 1,950 SH   SOLE   0 0 1,950
Invesco FTSE RAFI US 1000 ETF ETF 46137V613   90,441,567 2,225,980 SH   SOLE   0 0 2,225,980
Invesco FTSE RAFI US 1500 Small-Mid ETF ETF 46137V597   36,117,738 869,260 SH   SOLE   0 0 869,260
Invesco S&P 500 Equal Weight Technology ETF ETF 46137V282   260,055 6,898 SH   SOLE   0 0 6,898
iShares 0-5 Year TIPS Bond ETF ETF 46429B747   870,698 8,594 SH   SOLE   0 0 8,594
iShares Core Aggressive Allocation ETF ETF 464289859   400,898 5,080 SH   SOLE   0 0 5,080
iShares Core MSCI EAFE ETF ETF 46432F842   10,265,804 131,529 SH   SOLE   0 0 131,529
iShares Core MSCI Emerging Markets ETF ETF 46434G103   5,407,693 94,194 SH   SOLE   0 0 94,194
iShares Core MSCI Intl Developed Markets ETF ETF 46435G326   3,489,815 49,270 SH   SOLE   0 0 49,270
iShares Core S&P 500 ETF ETF 464287200   1,531,302 2,655 SH   SOLE   0 0 2,655
iShares Core U.S. Aggregate Bond ETF ETF 464287226   27,041,167 267,021 SH   SOLE   0 0 267,021
iShares Gold Trust ETF ETF 464285204   371,160 7,468 SH   SOLE   0 0 7,468
iShares MSCI EAFE ETF ETF 464287465   29,991,984 358,627 SH   SOLE   0 0 358,627
iShares MSCI Emerging Markets ETF ETF 464287234   7,788,238 169,826 SH   SOLE   0 0 169,826
iShares MSCI KLD 400 Social ETF ETF 464288570   301,450 2,771 SH   SOLE   0 0 2,771
iShares MSCI World ETF ETF 464286392   309,113 1,970 SH   SOLE   0 0 1,970
iShares Russell 1000 ETF ETF 464287622   110,160,180 350,393 SH   SOLE   0 0 350,393
iShares Russell 1000 Growth ETF ETF 464287614   9,516,580 25,352 SH   SOLE   0 0 25,352
iShares Russell 1000 Value ETF ETF 464287598   7,384,121 38,905 SH   SOLE   0 0 38,905
iShares Russell 2000 ETF ETF 464287655   11,231,455 50,846 SH   SOLE   0 0 50,846
iShares Russell 2000 Growth ETF ETF 464287648   318,210 1,120 SH   SOLE   0 0 1,120
iShares Russell Mid-Cap ETF ETF 464287499   366,775 4,161 SH   SOLE   0 0 4,161
iShares Russell Mid-Cap Growth ETF ETF 464287481   246,544 2,102 SH   SOLE   0 0 2,102
iShares Russell Mid-Cap Value ETF ETF 464287473   330,289 2,497 SH   SOLE   0 0 2,497
iShares S&P 500 Growth ETF ETF 464287309   843,653 8,811 SH   SOLE   0 0 8,811
iShares Select Dividend ETF ETF 464287168   377,712 2,796 SH   SOLE   0 0 2,796
iShares TIPS Bond ETF ETF 464287176   31,933,244 289,067 SH   SOLE   0 0 289,067
iShares Treasury Floating Rate Bond ETF ETF 46434V860   84,747,229 1,674,846 SH   SOLE   0 0 1,674,846
iShares U.S. Healthcare ETF ETF 464287762   265,135 4,079 SH   SOLE   0 0 4,079
Johnson & Johnson Inc. Stock 478160104   500,770 3,090 SH   SOLE   0 0 3,090
JPMorgan Chase & Co. Stock 46625H100   615,665 2,920 SH   SOLE   0 0 2,920
JPMorgan Equity Premium Income ETF ETF 46641Q332   248,352 4,173 SH   SOLE   0 0 4,173
JPMorgan Ultra-Short Income ETF ETF 46641Q837   18,948,723 373,447 SH   SOLE   0 0 373,447
Live Oak Bancshares, Inc. Stock 53803X105   219,346 4,630 SH   SOLE   0 0 4,630
Lowes Companies, Inc. Stock 548661107   5,653,858 20,875 SH   SOLE   0 0 20,875
McCormick & Company, Inc. Stock 579780107   1,609,365 19,498 SH   SOLE   0 0 19,498
McCormick & Company, Incorporated Stock 579780206   298,914 3,632 SH   SOLE   0 0 3,632
McDonalds Corporation Stock 580135101   556,340 1,827 SH   SOLE   0 0 1,827
Microsoft Corp. Stock 594918104   3,911,368 9,090 SH   SOLE   0 0 9,090
Morgan Stanley Stock 617446448   676,494 6,490 SH   SOLE   0 0 6,490
Motorola Solutions Inc. Stock 620076307   702,322 1,562 SH   SOLE   0 0 1,562
ONEOK Inc. Stock 682680103   911,300 10,000 SH   SOLE   0 0 10,000
Oracle Corporation Stock 68389X105   521,083 3,058 SH   SOLE   0 0 3,058
Park National Corp. Stock 700658107   687,374 4,092 SH   SOLE   0 0 4,092
PepsiCo Inc. Stock 713448108   302,534 1,779 SH   SOLE   0 0 1,779
PIMCO 1-5 Year U.S. TIPS Index ETF ETF 72201R205   4,336,229 82,087 SH   SOLE   0 0 82,087
PIMCO Enhanced Short Maturity Active ETF ETF 72201R833   835,027 8,293 SH   SOLE   0 0 8,293
Procter & Gamble Co. Stock 742718109   493,369 2,849 SH   SOLE   0 0 2,849
Public Service Enterprise Group Inc. Stock 744573106   535,260 6,000 SH   SOLE   0 0 6,000
Raymond James Financial Inc. Stock 754730109   267,085 2,181 SH   SOLE   0 0 2,181
RTX Corporation Stock 75513E101   276,729 2,284 SH   SOLE   0 0 2,284
SPDR Gold Shares ETF ETF 78463V107   338,096 1,391 SH   SOLE   0 0 1,391
SPDR S&P 500 ETF ETF 78462F103   1,947,819 3,395 SH   SOLE   0 0 3,395
Target Corp. Stock 87612E106   202,618 1,300 SH   SOLE   0 0 1,300
Thermo Fisher Scientific, Inc. Stock 883556102   393,474 636 SH   SOLE   0 0 636
TowneBank Stock 89214P109   577,294 17,462 SH   SOLE   0 0 17,462
Truist Financial Corp. Stock 89832Q109   3,579,466 83,691 SH   SOLE   0 0 83,691
Union Pacific Corp. Stock 907818108   404,683 1,642 SH   SOLE   0 0 1,642
UnitedHealth Group Inc. Stock 91324P102   431,494 738 SH   SOLE   0 0 738
Vanguard ESG International Stock ETF ETF 921910725   215,059 3,496 SH   SOLE   0 0 3,496
Vanguard ESG U.S. Stock ETF ETF 921910733   1,317,764 12,964 SH   SOLE   0 0 12,964
Vanguard FTSE Developed Markets ETF ETF 921943858   79,027,894 1,496,457 SH   SOLE   0 0 1,496,457
Vanguard FTSE Emerging Markets ETF ETF 922042858   26,255,825 548,711 SH   SOLE   0 0 548,711
Vanguard Large Cap ETF ETF 922908637   247,229 939 SH   SOLE   0 0 939
Vanguard Mid-Cap Growth ETF ETF 922908538   223,749 919 SH   SOLE   0 0 919
Vanguard Russell 1000 ETF ETF 92206C730   14,291,016 54,951 SH   SOLE   0 0 54,951
Vanguard Russell 1000 Value ETF ETF 92206C714   1,380,806 16,570 SH   SOLE   0 0 16,570
Vanguard Russell 2000 ETF ETF 92206C664   1,672,442 18,716 SH   SOLE   0 0 18,716
Vanguard Russell 3000 ETF ETF 92206C599   573,731 2,262 SH   SOLE   0 0 2,262
Vanguard S&P 500 Value ETF ETF 921932703   585,887 3,072 SH   SOLE   0 0 3,072
Vanguard Short-Term Bond ETF ETF 921937827   43,498,549 552,784 SH   SOLE   0 0 552,784
Vanguard Short-Term Inflation-Protected Securities ETF ETF 922020805   2,352,095 47,700 SH   SOLE   0 0 47,700
Vanguard Small-Cap Value Index ETF ETF 922908611   1,215,512 6,054 SH   SOLE   0 0 6,054
Vanguard Total Bond Market ETF ETF 921937835   11,577,091 154,135 SH   SOLE   0 0 154,135
Vanguard Total Stock Market ETF ETF 922908769   2,761,103 9,751 SH   SOLE   0 0 9,751
Vanguard Total World Stock Index ETF ETF 922042742   5,073,708 42,387 SH   SOLE   0 0 42,387
Vanguard Value ETF ETF 922908744   1,735,364 9,941 SH   SOLE   0 0 9,941
Walmart Inc. Stock 931142103   210,273 2,604 SH   SOLE   0 0 2,604
Wells Fargo & Co. Stock 949746101   376,854 6,671 SH   SOLE   0 0 6,671
Williams Companies, Inc. Stock 969457100   228,250 5,000 SH   SOLE   0 0 5,000