The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 825 6,379 SH   OTR 2, 3 0 0 6,379
ABBOTT LABS COM 002824100 241 2,214 SH   OTR 3 0 0 2,214
ABBOTT LABS COM 002824100 23 208 SH   SOLE   208 0 0
ABBVIE INC COM 00287Y109 428 2,793 SH   OTR 3 0 0 2,793
ABBVIE INC COM 00287Y109 29 190 SH   SOLE   190 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 33 118 SH   SOLE   118 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 262 942 SH   OTR 3 0 0 942
ADOBE SYSTEMS INCORPORATED COM 00724F101 399 1,090 SH   OTR 3 0 0 1,090
ADVANCED MICRO DEVICES INC COM 007903107 342 4,469 SH   OTR 2, 3 0 0 4,469
AEROVIRONMENT INC COM 008073108 275 3,350 SH   SOLE   3,350 0 0
AEROVIRONMENT INC COM 008073108 3 41 SH   OTR 3 0 0 41
AIRBNB INC COM CL A 009066101 3,786 42,503 SH   OTR 2, 3 0 0 42,503
AIRBNB INC COM CL A 009066101 1,746 19,600 PRN Put OTR 2 0 0 19,600
ALPHABET INC CAP STK CL A 02079K305 1,735 796 SH   OTR 2, 3 0 0 796
ALPHABET INC CAP STK CL C 02079K107 1,409 644 SH   OTR 2, 3 0 0 644
ALPHABET INC CAP STK CL C 02079K107 61 28 SH   SOLE   28 0 0
AMAZON COM INC COM 023135106 15 140 SH   SOLE   140 0 0
AMAZON COM INC COM 023135106 2,692 25,345 SH   OTR 2, 3 0 0 25,345
AMAZON COM INC COM 023135106 425 4,000 PRN Call OTR 2 0 0 4,000
AMERICAN TOWER CORP NEW COM 03027X100 317 1,239 SH   OTR 3 0 0 1,239
AMGEN INC COM 031162100 280 1,152 SH   OTR 3 0 0 1,152
AMPLIFY ETF TR BLACKSWAN GRWT 032108888 655 24,272 SH   SOLE   24,272 0 0
APPLE INC COM 037833100 551 4,031 SH   SOLE   4,031 0 0
APPLE INC COM 037833100 11,987 87,679 SH   OTR 2, 3 0 0 87,679
APPLE INC COM 037833100 2,816 20,600 PRN Put OTR 2 0 0 20,600
AT&T INC COM 00206R102 237 11,291 SH   OTR 3 0 0 11,291
AT&T INC COM 00206R102 64 3,030 SH   SOLE   3,030 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3 10 SH   SOLE   10 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,090 7,654 SH   OTR 2, 3 0 0 7,654
BK OF AMERICA CORP COM 060505104 569 18,277 SH   OTR 2, 3 0 0 18,277
BRISTOL-MYERS SQUIBB CO COM 110122108 304 3,954 SH   OTR 3 0 0 3,954
BROADCOM INC COM 11135F101 352 725 SH   OTR 3 0 0 725
CBOE GLOBAL MKTS INC COM 12503M108 2,505 22,128 SH   OTR 2, 3 0 0 22,128
CHEVRON CORP NEW COM 166764100 399 2,756 SH   OTR 3 0 0 2,756
CHUBB LIMITED COM H1467J104 5 27 SH   SOLE   27 0 0
CHUBB LIMITED COM H1467J104 240 1,223 SH   OTR 3 0 0 1,223
CISCO SYS INC COM 17275R102 384 9,010 SH   OTR 2, 3 0 0 9,010
CISCO SYS INC COM 17275R102 12 285 SH   SOLE   285 0 0
COCA COLA CO COM 191216100 346 5,507 SH   OTR 3 0 0 5,507
COMCAST CORP NEW CL A 20030N101 9 235 SH   SOLE   235 0 0
COMCAST CORP NEW CL A 20030N101 284 7,250 SH   OTR 3 0 0 7,250
CONOCOPHILLIPS COM 20825C104 203 2,261 SH   OTR 3 0 0 2,261
CONOCOPHILLIPS COM 20825C104 1 7 SH   SOLE   7 0 0
COSTCO WHSL CORP NEW COM 22160K105 872 1,819 SH   OTR 2, 3 0 0 1,819
CVS HEALTH CORP COM 126650100 324 3,499 SH   OTR 3 0 0 3,499
DANAHER CORPORATION COM 235851102 370 1,459 SH   OTR 3 0 0 1,459
DISNEY WALT CO COM 254687106 302 3,195 SH   OTR 3 0 0 3,195
DOLLAR GEN CORP NEW COM 256677105 215 876 SH   OTR 3 0 0 876
ELEVANCE HEALTH INC COM 036752103 48 99 SH   SOLE   99 0 0
ELEVANCE HEALTH INC COM 036752103 377 781 SH   OTR 3 0 0 781
EXXON MOBIL CORP COM 30231G102 3 34 SH   SOLE   34 0 0
EXXON MOBIL CORP COM 30231G102 462 5,398 SH   OTR 3 0 0 5,398
FORTINET INC COM 34959E109 235 4,145 SH   OTR 3 0 0 4,145
GOLDMAN SACHS GROUP INC COM 38141G104 254 854 SH   OTR 3 0 0 854
HOME DEPOT INC COM 437076102 27 100 SH   SOLE   100 0 0
HOME DEPOT INC COM 437076102 614 2,240 SH   OTR 3 0 0 2,240
HONEYWELL INTL INC COM 438516106 398 2,289 SH   OTR 3 0 0 2,289
HONEYWELL INTL INC COM 438516106 27 153 SH   SOLE   153 0 0
INGERSOLL RAND INC COM 45687V106 189 4,483 SH   OTR 2, 3 0 0 4,483
INGERSOLL RAND INC COM 45687V106 168 4,000 PRN Put OTR 2 0 0 4,000
INTEL CORP COM 458140100 214 5,732 SH   OTR 3 0 0 5,732
INTEL CORP COM 458140100 11 300 SH   SOLE   300 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 208 1,473 SH   OTR 3 0 0 1,473
INTERNATIONAL BUSINESS MACHS COM 459200101 41 289 SH   SOLE   289 0 0
INTUIT COM 461202103 275 713 SH   OTR 3 0 0 713
INTUITIVE SURGICAL INC COM NEW 46120E602 214 1,065 SH   OTR 3 0 0 1,065
INVESCO QQQ TR UNIT SER 1 46090E103 429 1,529 SH   SOLE   1,529 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 15 53 SH   OTR 3 0 0 53
ISHARES INC CORE MSCI EMKT 46434G103 82,116 1,673,778 SH   SOLE   1,673,778 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 1,078 33,364 SH   SOLE   33,364 0 0
ISHARES TR CORE MSCI EAFE 46432F842 102,727 1,745,574 SH   SOLE   1,745,574 0 0
ISHARES TR CORE MSCI INTL 46435G326 272 5,066 SH   SOLE   5,066 0 0
ISHARES TR CORE S&P500 ETF 464287200 188,399 496,899 SH   SOLE   496,899 0 0
ISHARES TR CORE US AGGBD ET 464287226 440 4,327 SH   SOLE   4,327 0 0
ISHARES TR CRE U S REIT ETF 464288521 15,265 285,869 SH   SOLE   285,869 0 0
ISHARES TR EAFE SML CP ETF 464288273 32,260 590,956 SH   SOLE   590,956 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 976 15,559 SH   SOLE   15,559 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 3,852 45,907 SH   SOLE   45,907 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 283 5,780 SH   SOLE   5,780 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 2,225 92,381 SH   SOLE   92,381 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867 54,000 1,124,992 SH   SOLE   1,124,992 0 0
ISHARES TR INTL DEV RE ETF 464288489 13,032 580,769 SH   SOLE   580,769 0 0
ISHARES TR INTL EQTY FACTOR 46434V274 4,278 181,799 SH   SOLE   181,799 0 0
ISHARES TR MICRO-CAP ETF 464288869 20,993 201,936 SH   SOLE   201,936 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,674 26,792 SH   SOLE   26,792 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 63,600 1,586,024 SH   SOLE   1,586,024 0 0
ISHARES TR MSCI GBL SUS DEV 46435G532 842 10,546 SH   SOLE   10,546 0 0
ISHARES TR RUS 1000 ETF 464287622 2,955 14,224 SH   SOLE   14,224 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 259 1,184 SH   SOLE   1,184 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 58,998 348,356 SH   SOLE   348,356 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 7,293 33,549 SH   SOLE   33,549 0 0
ISHARES TR SELECT DIVID ETF 464287168 485 4,120 SH   OTR 2 0 0 4,120
ISHARES TR SHORT TREAS BD 464288679 98,626 895,785 SH   SOLE   895,785 0 0
ISHARES TR U S EQUITY FACTR 46434V282 8,207 216,534 SH   SOLE   216,534 0 0
ISHARES TR USD GRN BOND ETF 46435U440 292 6,120 SH   SOLE   6,120 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 2,505 55,738 SH   SOLE   55,738 0 0
JOHNSON & JOHNSON COM 478160104 1,068 6,014 SH   OTR 3 0 0 6,014
JPMORGAN CHASE & CO COM 46625H100 807 7,168 SH   OTR 2, 3 0 0 7,168
KELLOGG CO COM 487836108 27 373 SH   OTR 3 0 0 373
KELLOGG CO COM 487836108 486 6,808 SH   SOLE   6,808 0 0
LILLY ELI & CO COM 532457108 1,262 3,893 SH   OTR 2, 3 0 0 3,893
LILLY ELI & CO COM 532457108 713 2,200 PRN Put OTR 2 0 0 2,200
LOWES COS INC COM 548661107 312 1,784 SH   OTR 3 0 0 1,784
LOWES COS INC COM 548661107 20 115 SH   SOLE   115 0 0
MASTERCARD INCORPORATED CL A 57636Q104 20 63 SH   SOLE   63 0 0
MASTERCARD INCORPORATED CL A 57636Q104 650 2,062 SH   OTR 3 0 0 2,062
MCDONALDS CORP COM 580135101 732 2,965 SH   OTR 2, 3 0 0 2,965
MERCK & CO INC COM 58933Y105 362 3,967 SH   OTR 3 0 0 3,967
META PLATFORMS INC CL A 30303M102 934 5,793 SH   OTR 2, 3 0 0 5,793
MICROSOFT CORP COM 594918104 121 471 SH   SOLE   471 0 0
MICROSOFT CORP COM 594918104 6,274 24,428 SH   OTR 2, 3 0 0 24,428
MICROSOFT CORP COM 594918104 1,772 6,900 PRN Put OTR 2 0 0 6,900
MONDELEZ INTL INC CL A 609207105 252 4,063 SH   OTR 3 0 0 4,063
MORGAN STANLEY COM NEW 617446448 5 72 SH   SOLE   72 0 0
MORGAN STANLEY COM NEW 617446448 246 3,236 SH   OTR 3 0 0 3,236
NETFLIX INC COM 64110L106 298 1,703 SH   OTR 2, 3 0 0 1,703
NEXTERA ENERGY INC COM 65339F101 286 3,698 SH   OTR 3 0 0 3,698
NEXTERA ENERGY INC COM 65339F101 32 410 SH   SOLE   410 0 0
NIKE INC CL B 654106103 312 3,049 SH   OTR 3 0 0 3,049
NVIDIA CORPORATION COM 67066G104 765 5,046 SH   OTR 3 0 0 5,046
ORACLE CORP COM 68389X105 345 4,935 SH   OTR 3 0 0 4,935
PEPSICO INC COM 713448108 21 128 SH   SOLE   128 0 0
PEPSICO INC COM 713448108 531 3,188 SH   OTR 3 0 0 3,188
PFIZER INC COM 717081103 615 11,738 SH   OTR 2, 3 0 0 11,738
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 6,963 70,254 SH   SOLE   70,254 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 119,984 1,249,570 SH   SOLE   1,249,570 0 0
PROCTER AND GAMBLE CO COM 742718109 639 4,445 SH   OTR 3 0 0 4,445
PROCTER AND GAMBLE CO COM 742718109 62 431 SH   SOLE   431 0 0
QUALCOMM INC COM 747525103 321 2,513 SH   OTR 3 0 0 2,513
RAYTHEON TECHNOLOGIES CORP COM 75513E101 28 296 SH   SOLE   296 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 339 3,532 SH   OTR 3 0 0 3,532
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 324 7,257 SH   SOLE   7,257 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 273 8,686 SH   OTR 2 0 0 8,686
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 208 1,515 SH   OTR 2 0 0 1,515
SERVICENOW INC COM 81762P102 210 442 SH   OTR 3 0 0 442
SHOPIFY INC CL A 82509L107 380 12,170 SH   OTR 2, 3 0 0 12,170
SPDR S&P 500 ETF TR TR UNIT 78462F103 606 1,606 SH   SOLE   1,606 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 109,095 1,192,430 SH   SOLE   1,192,430 0 0
STARBUCKS CORP COM 855244109 248 3,253 SH   OTR 3 0 0 3,253
TESLA INC COM 88160R101 966 1,434 SH   OTR 3 0 0 1,434
TEXAS INSTRS INC COM 882508104 350 2,276 SH   OTR 3 0 0 2,276
THERMO FISHER SCIENTIFIC INC COM 883556102 691 1,271 SH   OTR 3 0 0 1,271
THERMO FISHER SCIENTIFIC INC COM 883556102 6 11 SH   SOLE   11 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 963 7,416 SH   OTR 2, 3 0 0 7,416
TRANE TECHNOLOGIES PLC SHS G8994E103 909 7,000 PRN Put OTR 2 0 0 7,000
UNION PAC CORP COM 907818108 23 108 SH   SOLE   108 0 0
UNION PAC CORP COM 907818108 311 1,458 SH   OTR 3 0 0 1,458
UNITED PARCEL SERVICE INC CL B 911312106 229 1,257 SH   OTR 3 0 0 1,257
UNITEDHEALTH GROUP INC COM 91324P102 1,045 2,035 SH   OTR 2, 3 0 0 2,035
UNITEDHEALTH GROUP INC COM 91324P102 257 500 PRN Put OTR 2 0 0 500
VANGUARD INDEX FDS GROWTH ETF 922908736 274 1,228 SH   SOLE   1,228 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 305 3,344 SH   SOLE   3,344 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 306 1,625 SH   SOLE   1,625 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 720 5,460 SH   SOLE   5,460 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,068 10,352 SH   SOLE   10,352 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 721 16,289 SH   SOLE   16,289 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 10,162 59,141 SH   SOLE   59,141 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 2,042 29,874 SH   SOLE   29,874 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 235 1,638 SH   OTR 2 0 0 1,638
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 8,084 198,147 SH   SOLE   198,147 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 26 259 SH   SOLE   259 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 383 3,763 SH   OTR 2 0 0 3,763
VANGUARD WORLD FD ESG INTL STK ETF 921910725 321 6,538 SH   SOLE   6,538 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 947 14,257 SH   SOLE   14,257 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 244 746 SH   SOLE   746 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 22 441 SH   SOLE   441 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 323 6,370 SH   OTR 3 0 0 6,370
VISA INC COM CL A 92826C839 1,128 5,729 SH   OTR 2, 3 0 0 5,729
VISA INC COM CL A 92826C839 19 94 SH   SOLE   94 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 997 26,308 SH   OTR 2, 3 0 0 26,308
WALMART INC COM 931142103 2 18 SH   SOLE   18 0 0
WALMART INC COM 931142103 263 2,166 SH   OTR 3 0 0 2,166
WELLS FARGO CO NEW COM 949746101 6 163 SH   SOLE   163 0 0
WELLS FARGO CO NEW COM 949746101 340 8,669 SH   OTR 3 0 0 8,669
WISDOMTREE TR EMERGING MARKETS 97717Y642 24,951 876,884 SH   SOLE   876,884 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 224 5,022 SH   SOLE   5,022 0 0
WISDOMTREE TR INTERNATIONL EFI 97717Y634 44,830 1,448,720 SH   SOLE   1,448,720 0 0
WISDOMTREE TR US EFFICIENT COR 97717Y790 169,328 5,078,817 SH   SOLE   5,078,817 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 953 33,755 SH   SOLE   33,755 0 0
YUM BRANDS INC COM 988498101 28 246 SH   SOLE   246 0 0
YUM BRANDS INC COM 988498101 215 1,894 SH   OTR 2, 3 0 0 1,894
ZIONS BANCORPORATION N A COM 989701107 1,001 19,658 SH   OTR 2, 3 0 0 19,658
ZOETIS INC CL A 98978V103 287 1,670 SH   OTR 3 0 0 1,670