The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL U.S. CORE EQUITY 2 ETF US CORE EQUITY 2 25434V708 347 11,966 SH   SOLE   0 0 11,966
FIRST TRUST PREFERRED SECURITIES AND INCOME ETF PFD SECS INC ETF 33739E108 31,221 1,536,464 SH   SOLE   0 0 1,536,464
INVESCO S&P 500 PURE VALUE ETF S&P500 PUR VAL 46137V258 230 2,848 SH   SOLE   0 0 2,848
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 9,664 129,472 SH   SOLE   0 0 129,472
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 3,177 53,077 SH   SOLE   0 0 53,077
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 1,479 5,225 SH   SOLE   0 0 5,225
ISHARES EUROPE ETF EUROPE ETF 464287861 316 5,805 SH   SOLE   0 0 5,805
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513 287 3,297 SH   SOLE   0 0 3,297
ISHARES INC MSCI EAFE MINIMUM VOLATILITY INDEX FD MIN VOL EAFE ETF 46429B689 4,556 59,342 SH   SOLE   0 0 59,342
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 707 8,986 SH   SOLE   0 0 8,986
ISHARES MSCI EAFE GROWTH INDEX ETF EAFE GRWTH ETF 464288885 11,182 101,386 SH   SOLE   0 0 101,386
ISHARES MSCI EAFE SMALL CAP ETF EAFE SML CP ETF 464288273 2,306 31,554 SH   SOLE   0 0 31,554
ISHARES MSCI EAFE VALUE INDEX ETF EAFE VALUE ETF 464288877 11,487 227,968 SH   SOLE   0 0 227,968
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234 10,138 207,535 SH   SOLE   0 0 207,535
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF MIN VOL EMRG MKT 464286533 5,756 91,623 SH   SOLE   0 0 91,623
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 17,871 58,479 SH   SOLE   0 0 58,479
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 3,366 20,041 SH   SOLE   0 0 20,041
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 5,701 25,627 SH   SOLE   0 0 25,627
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 652 2,224 SH   SOLE   0 0 2,224
ISHARES RUSSELL 2000 VALUE RUS 2000 VAL ETF 464287630 3,811 22,953 SH   SOLE   0 0 22,953
ISHARES RUSSELL MIDCAP GROWTH ETF RUS MD CP GR ETF 464287481 3,581 31,084 SH   SOLE   0 0 31,084
ISHARES RUSSELL MIDCAP VALUE INDEX RUS MDCP VAL ETF 464287473 4,608 37,653 SH   SOLE   0 0 37,653
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 883 1,852 SH   SOLE   0 0 1,852
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 837 7,309 SH   SOLE   0 0 7,309
ISHARES S&P U.S. PREFERRED STOCK ETF PFD AND INCM SEC 464288687 360 9,138 SH   SOLE   0 0 9,138
ISHARES TR MSCI USA MINIMUM VOLATILITY INDEX FD MSCI MIN VOL ETF 46429B697 7,639 94,424 SH   SOLE   0 0 94,424
ISHARES TR RUSSELL 1000 INDEX ETF RUS 1000 ETF 464287622 2,481 9,382 SH   SOLE   0 0 9,382
ISHARES TR RUSSELL MIDCAP INDEX FD RUS MID CAP ETF 464287499 1,746 21,034 SH   SOLE   0 0 21,034
ISHARES TRUST S&P GLOBAL INFRASTRUCTUR GLB INFRASTR ETF 464288372 829 17,419 SH   SOLE   0 0 17,419
MATERIALS SELECT SECTOR SPDR SBI MATERIALS 81369Y100 203 2,245 SH   SOLE   0 0 2,245
SCHWAB ETFS- US BROAD MARKET ETF US BRD MKT ETF 808524102 2,987 26,435 SH   SOLE   0 0 26,435
SCHWAB ETFS- US SMALL-CAP ETF US SML CAP ETF 808524607 3,057 29,853 SH   SOLE   0 0 29,853
SCHWAB FUNDAMENTAL INTL LG CO ETF SCHWB FDT INT LG 808524755 354 10,888 SH   SOLE   0 0 10,888
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF SCHWAB FDT US LG 808524771 720 12,290 SH   SOLE   0 0 12,290
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF SCHWAB FDT US SC 808524763 342 6,147 SH   SOLE   0 0 6,147
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 231 5,948 SH   SOLE   0 0 5,948
SCHWAB INTL SMALL CAP ETF INTL SCEQT ETF 808524888 10,542 257,550 SH   SOLE   0 0 257,550
SCHWAB STRATEGIC TR US LRG CAP ETF US LRG CAP ETF 808524201 1,272 11,180 SH   SOLE   0 0 11,180
SCHWAB U.S. MID-CAP ETF US MID-CAP ETF 808524508 3,466 43,097 SH   SOLE   0 0 43,097
SCHWAB US AGGREGATE BOND ETF US AGGREGAT B 808524839 244 4,535 SH   SOLE   0 0 4,535
SCHWAB US LARGE CAP GROWTH ETF US LCAP GR ETF 808524300 1,024 6,256 SH   SOLE   0 0 6,256
SCHWAB US LARGE CAP VALUE ETF US LCAP VA ETF 808524409 648 8,852 SH   SOLE   0 0 8,852
SPDR S&P 500 ETF TR UNIT 78462F103 2,196 4,623 SH   SOLE   0 0 4,623
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 354 684 SH   SOLE   0 0 684
SPDR SER TR S&P DIVID ETF S&P DIVID ETF 78464A763 469 3,634 SH   SOLE   0 0 3,634
VANGUARD EXTENDED MARKET ETF EXTEND MKT ETF 922908652 6,348 34,713 SH   SOLE   0 0 34,713
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858 2,983 58,418 SH   SOLE   0 0 58,418
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 3,691 74,628 SH   SOLE   0 0 74,628
VANGUARD GROWTH ETF GROWTH ETF 922908736 30,779 95,916 SH   SOLE   0 0 95,916
VANGUARD INDEX FDS MID-CAP VALUE INDEX VIPER SHS ETF MCAP VL IDXVIP 922908512 11,457 76,210 SH   SOLE   0 0 76,210
VANGUARD MID CAP MID CAP ETF 922908629 1,086 4,263 SH   SOLE   0 0 4,263
VANGUARD MID-CAP GROWTH INDEX FUND MCAP GR IDXVIP 922908538 2,024 7,951 SH   SOLE   0 0 7,951
VANGUARD S&P 500 ETF S&P 500 ETF 922908363 13,252 30,354 SH   SOLE   0 0 30,354
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 365 1,616 SH   SOLE   0 0 1,616
VANGUARD TOTAL STK MKT TOTAL STK MKT 922908769 4,058 16,806 SH   SOLE   0 0 16,806
VANGUARD VALUE ETF VALUE ETF 922908744 1,336 9,084 SH   SOLE   0 0 9,084