The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,142,525 10,101 SH   SOLE   0 0 10,101
ABBVIE INC COM 00287Y109   1,991,484 11,207 SH   SOLE   0 0 11,207
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   799,619 2,273 SH   SOLE   0 0 2,273
ADOBE INC COM 00724F101   536,285 1,206 SH   SOLE   0 0 1,206
AIR PRODS & CHEMS INC COM 009158106   224,491 774 SH   SOLE   0 0 774
ALLIANT ENERGY CORP COM 018802108   298,894 5,054 SH   SOLE   0 0 5,054
ALPHABET INC CAP STK CL C 02079K107   5,092,557 26,741 SH   SOLE   0 0 26,741
ALPHABET INC CAP STK CL A 02079K305   3,624,149 19,145 SH   SOLE   0 0 19,145
AMAZON COM INC COM 023135106   9,893,173 45,094 SH   SOLE   0 0 45,094
AMERICAN CENTY ETF TR US SML CP VALU 025072877   790,243 8,186 SH   SOLE   0 0 8,186
AMERICAN EXPRESS CO COM 025816109   202,708 683 SH   SOLE   0 0 683
AMGEN INC COM 031162100   309,120 1,186 SH   SOLE   0 0 1,186
APPLE INC COM 037833100   62,989,118 251,534 SH   SOLE   0 0 251,534
APPLIED MATLS INC COM 038222105   2,926,853 17,997 SH   SOLE   0 0 17,997
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   900,375 5,086 SH   SOLE   0 0 5,086
AT&T INC COM 00206R102   259,781 11,409 SH   SOLE   0 0 11,409
AUTOMATIC DATA PROCESSING IN COM 053015103   2,083,653 7,118 SH   SOLE   0 0 7,118
BANK AMERICA CORP COM 060505104   480,638 10,936 SH   SOLE   0 0 10,936
BERKSHIRE HATHAWAY INC DEL CL A 084670108   680,920 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,249,500 9,375 SH   SOLE   0 0 9,375
BLACKROCK FLOATING RATE INCO COM 09255X100   568,448 41,342 SH   SOLE   0 0 41,342
BLACKROCK INC COM 09290D101   503,330 491 SH   SOLE   0 0 491
BLACKSTONE INC COM 09260D107   2,258,267 13,097 SH   SOLE   0 0 13,097
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102   442,647 13,700 SH   SOLE   0 0 13,700
BOOKING HOLDINGS INC COM 09857L108   645,895 130 SH   SOLE   0 0 130
BRILLIANT EARTH GROUP INC CL A COM 109504100   192,827 91,822 SH   SOLE   0 0 91,822
BROADCOM INC COM 11135F101   1,963,714 8,470 SH   SOLE   0 0 8,470
BROADSTONE NET LEASE INC COM 11135E203   226,608 14,288 SH   SOLE   0 0 14,288
BROWN & BROWN INC COM 115236101   450,113 4,412 SH   SOLE   0 0 4,412
CAMDEN PPTY TR SH BEN INT 133131102   246,353 2,123 SH   SOLE   0 0 2,123
CARMAX INC COM 143130102   254,274 3,110 SH   SOLE   0 0 3,110
CATERPILLAR INC COM 149123101   255,021 703 SH   SOLE   0 0 703
CHEVRON CORP NEW COM 166764100   644,973 4,453 SH   SOLE   0 0 4,453
CISCO SYS INC COM 17275R102   472,845 7,987 SH   SOLE   0 0 7,987
CITIGROUP INC COM NEW 172967424   273,043 3,879 SH   SOLE   0 0 3,879
CITIZENS FINL GROUP INC COM 174610105   17,925,147 409,624 SH   SOLE   0 0 409,624
COCA COLA CO COM 191216100   592,093 9,510 SH   SOLE   0 0 9,510
COLGATE PALMOLIVE CO COM 194162103   310,822 3,419 SH   SOLE   0 0 3,419
COMCAST CORP NEW CL A 20030N101   259,875 6,924 SH   SOLE   0 0 6,924
COMPASS INC CL A 20464U100   585,000 100,000 SH   SOLE   0 0 100,000
CONSOLIDATED EDISON INC COM 209115104   239,226 2,681 SH   SOLE   0 0 2,681
CORNING INC COM 219350105   315,391 6,637 SH   SOLE   0 0 6,637
CORTEVA INC COM 22052L104   237,695 4,173 SH   SOLE   0 0 4,173
COSTCO WHSL CORP NEW COM 22160K105   2,828,526 3,087 SH   SOLE   0 0 3,087
COUPANG INC CL A 22266T109   1,048,710 47,712 SH   SOLE   0 0 47,712
CREDIT ACCEP CORP MICH COM 225310101   297,169 633 SH   SOLE   0 0 633
CROCS INC COM 227046109   3,298,496 30,115 SH   SOLE   0 0 30,115
CSX CORP COM 126408103   238,056 7,377 SH   SOLE   0 0 7,377
DANAHER CORPORATION COM 235851102   459,100 2,000 SH   SOLE   0 0 2,000
DARIOHEALTH CORP COM NEW 23725P209   14,032 17,850 SH   SOLE   0 0 17,850
DATADOG INC CL A COM 23804L103   22,935,132 160,509 SH   SOLE   0 0 160,509
DEERE & CO COM 244199105   610,552 1,441 SH   SOLE   0 0 1,441
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,463,054 62,218 SH   SOLE   0 0 62,218
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,329,759 32,841 SH   SOLE   0 0 32,841
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   747,405 11,724 SH   SOLE   0 0 11,724
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   344,902 9,721 SH   SOLE   0 0 9,721
DISNEY WALT CO COM 254687106   686,807 6,168 SH   SOLE   0 0 6,168
DOW INC COM 260557103   209,319 5,216 SH   SOLE   0 0 5,216
DUPONT DE NEMOURS INC COM 26614N102   301,569 3,955 SH   SOLE   0 0 3,955
ECOLAB INC COM 278865100   641,334 2,737 SH   SOLE   0 0 2,737
ELI LILLY & CO COM 532457108   1,331,700 1,725 SH   SOLE   0 0 1,725
EQUITY RESIDENTIAL SH BEN INT 29476L107   305,411 4,256 SH   SOLE   0 0 4,256
EXXON MOBIL CORP COM 30231G102   3,860,580 35,889 SH   SOLE   0 0 35,889
F5 INC COM 315616102   441,079 1,754 SH   SOLE   0 0 1,754
FLEXSHARES TR IBOXX 3R TARGT 33939L506   7,218,776 306,010 SH   SOLE   0 0 306,010
FORD MTR CO COM 345370860   251,124 25,366 SH   SOLE   0 0 25,366
FRANKLIN BSP RLTY TR INC COMMON STOCK 35243J101   409,542 32,659 SH   SOLE   0 0 32,659
GE AEROSPACE COM NEW 369604301   1,387,360 8,318 SH   SOLE   0 0 8,318
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   405,598 5,188 SH   SOLE   0 0 5,188
GE VERNOVA INC COM 36828A101   688,780 2,094 SH   SOLE   0 0 2,094
GENERAL MLS INC COM 370334104   325,483 5,104 SH   SOLE   0 0 5,104
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   230,442 8,605 SH   SOLE   0 0 8,605
GLOBAL X FDS DATA CTR & DIGIT 37954Y236   271,652 16,414 SH   SOLE   0 0 16,414
GOLDMAN SACHS GROUP INC COM 38141G104   458,833 801 SH   SOLE   0 0 801
GOLUB CAP BDC INC COM 38173M102   508,437 33,538 SH   SOLE   0 0 33,538
GREENBRIER COS INC COM 393657101   268,356 4,400 SH   SOLE   0 0 4,400
HERSHEY CO COM 427866108   584,766 3,453 SH   SOLE   0 0 3,453
HILTON WORLDWIDE HLDGS INC COM 43300A203   346,024 1,400 SH   SOLE   0 0 1,400
HOME DEPOT INC COM 437076102   3,014,284 7,749 SH   SOLE   0 0 7,749
HONEYWELL INTL INC COM 438516106   641,076 2,838 SH   SOLE   0 0 2,838
IDEXX LABS INC COM 45168D104   246,824 597 SH   SOLE   0 0 597
INTEL CORP COM 458140100   331,868 16,552 SH   SOLE   0 0 16,552
INTERNATIONAL BUSINESS MACHS COM 459200101   998,029 4,540 SH   SOLE   0 0 4,540
INTUITIVE SURGICAL INC COM NEW 46120E602   407,129 780 SH   SOLE   0 0 780
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664   1,307,313 28,569 SH   SOLE   0 0 28,569
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   26,182,196 267,384 SH   SOLE   0 0 267,384
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672   1,505,667 12,954 SH   SOLE   0 0 12,954
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   4,002,670 57,181 SH   SOLE   0 0 57,181
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   750,059 23,721 SH   SOLE   0 0 23,721
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   630,731 26,074 SH   SOLE   0 0 26,074
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   27,907,851 691,816 SH   SOLE   0 0 691,816
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,572,026 14,678 SH   SOLE   0 0 14,678
INVESCO QQQ TR UNIT SER 1 46090E103   1,438,602 2,814 SH   SOLE   0 0 2,814
ISHARES GOLD TR ISHARES NEW 464285204   389,446 7,866 SH   SOLE   0 0 7,866
ISHARES INC CORE MSCI EMKT 46434G103   12,661,053 242,456 SH   SOLE   0 0 242,456
ISHARES INC MSCI GBL MIN VOL 464286525   243,610 2,231 SH   SOLE   0 0 2,231
ISHARES TR IBONDS DEC 29 46436E205   29,220,675 1,281,609 SH   SOLE   0 0 1,281,609
ISHARES TR CORE S&P SCP ETF 464287804   61,910,457 537,324 SH   SOLE   0 0 537,324
ISHARES TR IBONDS DEC 2031 46436E486   20,844,511 1,024,300 SH   SOLE   0 0 1,024,300
ISHARES TR IBONDS 27 ETF 46435UAA9   24,087,507 1,005,322 PRN   SOLE   0 0 1,005,322
ISHARES TR CORE HIGH DV ETF 46429B663   2,335,620 20,805 SH   SOLE   0 0 20,805
ISHARES TR IBONDS DEC 28 46435U325   560,744 22,269 SH   SOLE   0 0 22,269
ISHARES TR IBONDS DEC 26 46435U259   430,607 16,913 SH   SOLE   0 0 16,913
ISHARES TR CORE MSCI TOTAL 46432F834   1,867,463 28,235 SH   SOLE   0 0 28,235
ISHARES TR IBDS DEC28 ETF 46435U515   27,070,883 1,087,184 SH   SOLE   0 0 1,087,184
ISHARES TR CORE MSCI EAFE 46432F842   46,116,084 656,176 SH   SOLE   0 0 656,176
ISHARES TR CORE S&P500 ETF 464287200   307,845,782 522,942 SH   SOLE   0 0 522,942
ISHARES TR IBONDS DEC2026 46435GAA0   20,685,000 859,368 PRN   SOLE   0 0 859,368
ISHARES TR CORE S&P TTL STK 464287150   1,780,616 13,844 SH   SOLE   0 0 13,844
ISHARES TR IBONDS DEC 2030 46436E726   24,973,923 1,169,191 SH   SOLE   0 0 1,169,191
ISHARES TR CORE S&P US VLU 464287663   241,383 2,607 SH   SOLE   0 0 2,607
ISHARES TR ESG AWR MSCI USA 46435G425   235,226 1,826 SH   SOLE   0 0 1,826
ISHARES TR IBONDS DEC 2029 46436E163   531,500 21,277 SH   SOLE   0 0 21,277
ISHARES TR CORE S&P MCP ETF 464287507   86,126,015 1,382,218 SH   SOLE   0 0 1,382,218
ISHARES TR EAFE SML CP ETF 464288273   10,410,303 171,363 SH   SOLE   0 0 171,363
ISHARES TR CORE MSCI INTL 46435G326   435,109 6,749 SH   SOLE   0 0 6,749
ISHARES TR AGGRES ALLOC ETF 464289859   465,713 6,079 SH   SOLE   0 0 6,079
ISHARES TR IBONDS DEC 27 46435U283   573,034 22,794 SH   SOLE   0 0 22,794
ISHARES TR ISHARES SEMICDTR 464287523   2,864,940 13,295 SH   SOLE   0 0 13,295
ISHARES TR MSCI INDIA ETF 46429B598   274,518 5,215 SH   SOLE   0 0 5,215
ISHARES TR RUS 1000 ETF 464287622   7,104,595 22,053 SH   SOLE   0 0 22,053
ISHARES TR S&P 500 GRWT ETF 464287309   587,047 5,782 SH   SOLE   0 0 5,782
ISHARES TR MSCI USA ESG SLC 464288802   327,564 2,694 SH   SOLE   0 0 2,694
ISHARES TR RUSSELL 2000 ETF 464287655   7,099,457 32,130 SH   SOLE   0 0 32,130
ISHARES TR RUS MID CAP ETF 464287499   1,104,735 12,497 SH   SOLE   0 0 12,497
ISHARES TR S&P 100 ETF 464287101   1,939,628 6,715 SH   SOLE   0 0 6,715
ISHARES TR MSCI USA QLT FCT 46432F339   376,462 2,114 SH   SOLE   0 0 2,114
ISHARES TR MSCI USA MIN VOL 46429B697   33,596,863 378,386 SH   SOLE   0 0 378,386
ISHARES TR RUS 1000 VAL ETF 464287598   490,040 2,647 SH   SOLE   0 0 2,647
ISHARES TR RUS 1000 GRW ETF 464287614   870,224 2,167 SH   SOLE   0 0 2,167
ISHARES TR RUS 2000 VAL ETF 464287630   2,124,689 12,942 SH   SOLE   0 0 12,942
ISHARES TR MSCI EMG MKT ETF 464287234   843,594 20,172 SH   SOLE   0 0 20,172
ISHARES TR S&P MC 400GR ETF 464287606   203,593 2,239 SH   SOLE   0 0 2,239
ISHARES TR MSCI EAFE ETF 464287465   2,583,462 34,168 SH   SOLE   0 0 34,168
ISHARES TR RUS 2000 GRW ETF 464287648   259,614 902 SH   SOLE   0 0 902
ISHARES TR S&P 500 VAL ETF 464287408   597,073 3,128 SH   SOLE   0 0 3,128
ISHARES TR MSCI EAFE MIN VL 46429B689   1,760,892 24,903 SH   SOLE   0 0 24,903
ISHARES TR PFD AND INCM SEC 464288687   440,569 14,013 SH   SOLE   0 0 14,013
ISHARES TR NEW YORK MUN ETF 464288323   11,725,857 220,328 SH   SOLE   0 0 220,328
ISHARES TR TIPS BD ETF 464287176   223,329 2,096 SH   SOLE   0 0 2,096
ISHARES TR SELECT DIVID ETF 464287168   4,289,507 32,672 SH   SOLE   0 0 32,672
ISHARES U S ETF TR SHORT DURATION B 46431W507   2,179,732 43,163 SH   SOLE   0 0 43,163
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   2,608,058 51,778 SH   SOLE   0 0 51,778
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,024,393 20,201 SH   SOLE   0 0 20,201
JACOBS SOLUTIONS INC COM 46982L108   398,589 2,983 SH   SOLE   0 0 2,983
JOHNSON & JOHNSON COM 478160104   2,166,263 14,979 SH   SOLE   0 0 14,979
JONES LANG LASALLE INC COM 48020Q107   6,411,530 25,328 SH   SOLE   0 0 25,328
JPMORGAN CHASE & CO. COM 46625H100   4,338,625 18,099 SH   SOLE   0 0 18,099
L3HARRIS TECHNOLOGIES INC COM 502431109   406,472 1,933 SH   SOLE   0 0 1,933
LINDE PLC SHS G54950103   388,526 928 SH   SOLE   0 0 928
LOCKHEED MARTIN CORP COM 539830109   840,191 1,729 SH   SOLE   0 0 1,729
LOWES COS INC COM 548661107   422,028 1,710 SH   SOLE   0 0 1,710
MASTERCARD INCORPORATED CL A 57636Q104   3,810,261 7,236 SH   SOLE   0 0 7,236
MCDONALDS CORP COM 580135101   1,225,366 4,227 SH   SOLE   0 0 4,227
MERCK & CO INC COM 58933Y105   950,532 9,555 SH   SOLE   0 0 9,555
META PLATFORMS INC CL A 30303M102   2,703,957 4,618 SH   SOLE   0 0 4,618
MICROSOFT CORP COM 594918104   12,170,947 28,875 SH   SOLE   0 0 28,875
MONDELEZ INTL INC CL A 609207105   221,957 3,716 SH   SOLE   0 0 3,716
MORGAN STANLEY COM NEW 617446448   366,349 2,914 SH   SOLE   0 0 2,914
NETFLIX INC COM 64110L106   1,027,692 1,153 SH   SOLE   0 0 1,153
NEXTERA ENERGY INC COM 65339F101   1,216,150 16,964 SH   SOLE   0 0 16,964
NOVARTIS AG SPONSORED ADR 66987V109   263,516 2,708 SH   SOLE   0 0 2,708
NOVO-NORDISK A S ADR 670100205   249,889 2,905 SH   SOLE   0 0 2,905
NVIDIA CORPORATION COM 67066G104   5,012,930 37,329 SH   SOLE   0 0 37,329
ORACLE CORP COM 68389X105   1,995,181 11,973 SH   SOLE   0 0 11,973
OREILLY AUTOMOTIVE INC COM 67103H107   890,536 751 SH   SOLE   0 0 751
PALO ALTO NETWORKS INC COM 697435105   318,794 1,752 SH   SOLE   0 0 1,752
PARKER-HANNIFIN CORP COM 701094104   266,497 419 SH   SOLE   0 0 419
PAYPAL HLDGS INC COM 70450Y103   216,448 2,536 SH   SOLE   0 0 2,536
PEPSICO INC COM 713448108   510,618 3,358 SH   SOLE   0 0 3,358
PHATHOM PHARMACEUTICALS INC COM 71722W107   85,399 10,517 SH   SOLE   0 0 10,517
PHILIP MORRIS INTL INC COM 718172109   399,016 3,315 SH   SOLE   0 0 3,315
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,056,970 20,500 SH   SOLE   0 0 20,500
PJT PARTNERS INC COM CL A 69343T107   7,393,715 46,852 SH   SOLE   0 0 46,852
PPG INDS INC COM 693506107   390,960 3,273 SH   SOLE   0 0 3,273
PROCTER AND GAMBLE CO COM 742718109   1,721,429 10,268 SH   SOLE   0 0 10,268
PROGRESSIVE CORP COM 743315103   325,391 1,358 SH   SOLE   0 0 1,358
PROLOGIS INC. COM 74340W103   394,790 3,735 SH   SOLE   0 0 3,735
PROSHARES TR PSHS ULTRA QQQ 74347R206   272,332 2,516 SH   SOLE   0 0 2,516
PRUDENTIAL FINL INC COM 744320102   310,786 2,622 SH   SOLE   0 0 2,622
QUALCOMM INC COM 747525103   306,319 1,994 SH   SOLE   0 0 1,994
RAYMOND JAMES FINL INC COM 754730109   1,629,412 10,490 SH   SOLE   0 0 10,490
REGENERON PHARMACEUTICALS COM 75886F107   207,289 291 SH   SOLE   0 0 291
ROSS STORES INC COM 778296103   957,086 6,327 SH   SOLE   0 0 6,327
RTX CORPORATION COM 75513E101   469,824 4,060 SH   SOLE   0 0 4,060
SALESFORCE INC COM 79466L302   954,513 2,855 SH   SOLE   0 0 2,855
SCHWAB CHARLES CORP COM 808513105   302,183 4,083 SH   SOLE   0 0 4,083
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   256,371 9,384 SH   SOLE   0 0 9,384
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   948,107 51,249 SH   SOLE   0 0 51,249
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   623,288 26,889 SH   SOLE   0 0 26,889
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   394,980 17,400 SH   SOLE   0 0 17,400
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   505,143 18,125 SH   SOLE   0 0 18,125
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   298,293 11,442 SH   SOLE   0 0 11,442
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   582,463 2,505 SH   SOLE   0 0 2,505
SERVICENOW INC COM 81762P102   420,868 397 SH   SOLE   0 0 397
SHELL PLC SPON ADS 780259305   214,326 3,421 SH   SOLE   0 0 3,421
SMUCKER J M CO COM NEW 832696405   200,969 1,825 SH   SOLE   0 0 1,825
SOUTHERN CO COM 842587107   316,027 3,839 SH   SOLE   0 0 3,839
SPDR GOLD TR GOLD SHS 78463V107   446,246 1,843 SH   SOLE   0 0 1,843
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   717,750 18,706 SH   SOLE   0 0 18,706
SPDR S&P 500 ETF TR TR UNIT 78462F103   70,219,906 119,813 SH   SOLE   0 0 119,813
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   24,082,159 42,281 SH   SOLE   0 0 42,281
SPDR SER TR S&P 400 MDCP GRW 78464A821   26,066,693 299,996 SH   SOLE   0 0 299,996
SPDR SER TR S&P 400 MDCP VAL 78464A839   27,554,821 343,576 SH   SOLE   0 0 343,576
SPDR SER TR PRTFLO S&P500 GW 78464A409   59,259,134 674,165 SH   SOLE   0 0 674,165
SPDR SER TR S&P DIVID ETF 78464A763   26,951,730 204,025 SH   SOLE   0 0 204,025
SPDR SER TR PRTFLO S&P500 VL 78464A508   56,158,602 1,098,135 SH   SOLE   0 0 1,098,135
SPDR SER TR S&P 600 SMCP GRW 78464A201   15,616,819 172,848 SH   SOLE   0 0 172,848
SPDR SER TR S&P 600 SMCP VAL 78464A300   22,244,332 254,949 SH   SOLE   0 0 254,949
STARBUCKS CORP COM 855244109   313,992 3,441 SH   SOLE   0 0 3,441
STRYKER CORPORATION COM 863667101   1,004,540 2,790 SH   SOLE   0 0 2,790
SYSCO CORP COM 871829107   212,483 2,779 SH   SOLE   0 0 2,779
TESLA INC COM 88160R101   2,104,007 5,210 SH   SOLE   0 0 5,210
TEXAS INSTRS INC COM 882508104   493,714 2,633 SH   SOLE   0 0 2,633
THERMO FISHER SCIENTIFIC INC COM 883556102   1,137,744 2,187 SH   SOLE   0 0 2,187
TJX COS INC NEW COM 872540109   1,959,539 16,220 SH   SOLE   0 0 16,220
T-MOBILE US INC COM 872590104   236,402 1,071 SH   SOLE   0 0 1,071
TRUIST FINL CORP COM 89832Q109   499,218 11,508 SH   SOLE   0 0 11,508
UNION PAC CORP COM 907818108   363,268 1,593 SH   SOLE   0 0 1,593
UNITED BANKSHARES INC WEST V COM 909907107   1,148,880 30,596 SH   SOLE   0 0 30,596
UNITED RENTALS INC COM 911363109   471,271 669 SH   SOLE   0 0 669
UNITEDHEALTH GROUP INC COM 91324P102   951,017 1,880 SH   SOLE   0 0 1,880
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   1,570,470 14,886 SH   SOLE   0 0 14,886
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,159,442 10,934 SH   SOLE   0 0 10,934
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   206,889 1,089 SH   SOLE   0 0 1,089
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   350,175 1,380 SH   SOLE   0 0 1,380
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,705,917 52,828 SH   SOLE   0 0 52,828
VANGUARD INDEX FDS MID CAP ETF 922908629   333,861 1,264 SH   SOLE   0 0 1,264
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,820,734 8,947 SH   SOLE   0 0 8,947
VANGUARD INDEX FDS SM CP VAL ETF 922908611   688,905 3,476 SH   SOLE   0 0 3,476
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   374,822 2,317 SH   SOLE   0 0 2,317
VANGUARD INDEX FDS LARGE CAP ETF 922908637   468,469 1,737 SH   SOLE   0 0 1,737
VANGUARD INDEX FDS GROWTH ETF 922908736   1,094,644 2,667 SH   SOLE   0 0 2,667
VANGUARD INDEX FDS SML CP GRW ETF 922908595   287,902 1,028 SH   SOLE   0 0 1,028
VANGUARD INDEX FDS TOTAL STK MKT 922908769   13,537,720 46,712 SH   SOLE   0 0 46,712
VANGUARD INDEX FDS VALUE ETF 922908744   754,909 4,459 SH   SOLE   0 0 4,459
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,638,035 10,979 SH   SOLE   0 0 10,979
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   34,191,976 776,385 SH   SOLE   0 0 776,385
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,304,266 40,137 SH   SOLE   0 0 40,137
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   541,834 4,733 SH   SOLE   0 0 4,733
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   63,273,498 1,306,764 SH   SOLE   0 0 1,306,764
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   539,504 9,273 SH   SOLE   0 0 9,273
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,289,147 6,583 SH   SOLE   0 0 6,583
VANGUARD STAR FDS VG TL INTL STK F 921909768   527,483 8,951 SH   SOLE   0 0 8,951
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   42,199,538 882,466 SH   SOLE   0 0 882,466
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,183,015 9,272 SH   SOLE   0 0 9,272
VANGUARD WORLD FD INF TECH ETF 92204A702   231,310 372 SH   SOLE   0 0 372
VERIZON COMMUNICATIONS INC COM 92343V104   267,374 6,686 SH   SOLE   0 0 6,686
VISA INC COM CL A 92826C839   2,404,433 7,608 SH   SOLE   0 0 7,608
WALMART INC COM 931142103   827,516 9,159 SH   SOLE   0 0 9,159
WESTERN ASSET EMERGING MKTS COM 95766A101   101,790 10,581 SH   SOLE   0 0 10,581
WILLIAMS SONOMA INC COM 969904101   415,544 2,244 SH   SOLE   0 0 2,244
WISDOMTREE TR PUTWRITE STRAT 97717X560   393,458 11,935 SH   SOLE   0 0 11,935
WISDOMTREE TR EMER MKT HIGH FD 97717W315   358,620 8,857 SH   SOLE   0 0 8,857
WISDOMTREE TR US QTLY DIV GRT 97717X669   591,275 7,306 SH   SOLE   0 0 7,306
ZOETIS INC CL A 98978V103   222,074 1,363 SH   SOLE   0 0 1,363