The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   203,988 473 SH   SOLE   0 0 473
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   237,968 4 SH   SOLE   0 0 4
ISHARES TR RUS 2000 VAL ETF 464287630   10,858,832 30,778 SH   SOLE   0 0 30,778
ISHARES TR RUSSELL 3000 ETF 464287689   13,898,868 20,423 SH   SOLE   0 0 20,423
ISHARES TR SHRT NAT MUN ETF 464288158   2,171,318 4,758 SH   SOLE   0 0 4,758
ISHARES TR EAFE SML CP ETF 464288273   3,056,379 10,506 SH   SOLE   0 0 10,506
ISHARES TR NATIONAL MUN ETF 464288414   3,883,453 3,040 SH   SOLE   0 0 3,040
ISHARES TR MSCI KLD400 SOC 464288570   486,305 221 SH   SOLE   0 0 221
ISHARES TR ISHS 1-5YR INVS 464288646   204,561 484 SH   SOLE   0 0 484
ISHARES TR 0-5 YR TIPS ETF 46429B747   789,933 3,849 SH   SOLE   0 0 3,849
ISHARES TR CORE MSCI EAFE 46432F842   1,067,627 2,565 SH   SOLE   0 0 2,565
ISHARES INC CORE MSCI EMKT 46434G103   666,087 4,789 SH   SOLE   0 0 4,789
ISHARES INC ESG AWR MSCI EM 46434G863   824,940 2,207 SH   SOLE   0 0 2,207
ISHARES TR GLOBAL REIT ETF 46434V647   3,797,975 46,617 SH   SOLE   0 0 46,617
ISHARES TR ESG AWR MSCI USA 46435G425   435,276 4 SH   SOLE   0 0 4
ISHARES TR ESG AW MSCI EAFE 46435G516   768,698 139 SH   SOLE   0 0 139
ISHARES TR CORE INTL AGGR 46435G672   2,090,393 3,842 SH   SOLE   0 0 3,842
ISHARES TR ESG AWARE MSCI 46435U663   1,075,340 1,935 SH   SOLE   0 0 1,935
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   663,671 5,474 SH   SOLE   0 0 5,474
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   232,029 3 SH   SOLE   0 0 3
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   5,642,938 18,969 SH   SOLE   0 0 18,969
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   1,560,253 19,501 SH   SOLE   0 0 19,501
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,842,184 3,118 SH   SOLE   0 0 3,118
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,947,191 5,498 SH   SOLE   0 0 3,630
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,944,689 8,597 SH   SOLE   0 0 8,597
VANGUARD STAR FDS VG TL INTL STK F 921909768   8,277,889 17,296 SH   SOLE   0 0 17,296
VANGUARD WORLD FD ESG INTL STK ETF 921910725   1,652,882 1,697 SH   SOLE   0 0 1,697
VANGUARD WORLD FD ESG US STK ETF 921910733   1,839,997 2,182 SH   SOLE   0 0 2,182
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,036,817 14,326 SH   SOLE   0 0 14,326
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   11,054,024 54,418 SH   SOLE   0 0 54,418
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   5,646,542 38,391 SH   SOLE   0 0 38,391
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   5,955,886 41,972 SH   SOLE   0 0 41,972
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,881,102 70,942 SH   SOLE   0 0 70,942
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   9,557,311 32,756 SH   SOLE   0 0 32,756
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,054,929 1,074 SH   SOLE   0 0 1,074
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   362,037 866 SH   SOLE   0 0 866
VANGUARD INDEX FDS SM CP VAL ETF 922908611   9,383,382 25,784 SH   SOLE   0 0 25,784
VANGUARD INDEX FDS VALUE ETF 922908744   285,372 2,033 SH   SOLE   0 0 2,033
VANGUARD INDEX FDS SMALL CP ETF 922908751   713,971 1,256 SH   SOLE   0 0 1,256
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,592,948 35,255 SH   SOLE   0 0 35,255