The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,825,050 9,155 SH   SOLE   0 0 9,155
AMAZON COM INC COM 023135106   280,930 2,155 SH   SOLE   0 0 2,155
APPLE INC COM 037833100   5,627,986 29,015 SH   SOLE   0 0 29,015
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   262,911 771 SH   SOLE   0 0 771
BHP GROUP LTD SPONSORED ADS 088606108   1,725,017 28,909 SH   SOLE   0 0 28,909
BLACKROCK INC COM 09247X101   1,137,509 1,646 SH   SOLE   0 0 1,646
BLACKSTONE INC COM 09260D107   986,698 10,613 SH   SOLE   0 0 10,613
BROADCOM INC COM 11135F101   1,801,421 2,077 SH   SOLE   0 0 2,077
CHEVRON CORP NEW COM 166764100   723,480 4,598 SH   SOLE   0 0 4,598
CISCO SYS INC COM 17275R102   325,975 6,300 SH   SOLE   0 0 6,300
DOW INC COM 260557103   1,257,615 23,613 SH   SOLE   0 0 23,613
DUKE ENERGY CORP NEW COM NEW 26441C204   982,912 10,953 SH   SOLE   0 0 10,953
GOLDMAN SACHS BDC INC SHS 38147U107   381,606 27,533 SH   SOLE   0 0 27,533
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   609,963 4,076 SH   SOLE   0 0 4,076
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837   1,285,962 15,870 SH   SOLE   0 0 15,870
INVESCO QQQ TR UNIT SER 1 46090E103   5,177,086 14,014 SH   SOLE   0 0 14,014
ISHARES INC MSCI GBL MIN VOL 464286525   4,081,722 41,627 SH   SOLE   0 0 41,627
ISHARES TR 3 7 YR TREAS BD 464288661   7,558,007 65,574 SH   SOLE   0 0 65,574
ISHARES TR US INDUSTRIALS 464287754   2,023,175 19,079 SH   SOLE   0 0 19,079
ISHARES TR 1 3 YR TREAS BD 464287457   4,448,003 54,859 SH   SOLE   0 0 54,859
ISHARES TR MSCI USA MMENTM 46432F396   7,504,684 52,026 SH   SOLE   0 0 52,026
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   383,091 7,563 SH   SOLE   0 0 7,563
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   983,441 17,774 SH   SOLE   0 0 17,774
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,983,780 79,453 SH   SOLE   0 0 79,453
JOHNSON & JOHNSON COM 478160104   2,352,228 14,211 SH   SOLE   0 0 14,211
JPMORGAN CHASE & CO COM 46625H100   1,471,912 10,120 SH   SOLE   0 0 10,120
KINDER MORGAN INC DEL COM 49456B101   975,534 56,651 SH   SOLE   0 0 56,651
KROGER CO COM 501044101   2,864,932 60,956 SH   SOLE   0 0 60,956
LOWES COS INC COM 548661107   995,236 4,410 SH   SOLE   0 0 4,410
MERCK & CO INC COM 58933Y105   1,510,390 13,089 SH   SOLE   0 0 13,089
MICROSOFT CORP COM 594918104   1,521,349 4,467 SH   SOLE   0 0 4,467
NEWMONT CORP COM 651639106   1,203,565 28,213 SH   SOLE   0 0 28,213
PACKAGING CORP AMER COM 695156109   1,587,531 12,012 SH   SOLE   0 0 12,012
PEPSICO INC COM 713448108   1,843,038 9,951 SH   SOLE   0 0 9,951
PIONEER NAT RES CO COM 723787107   1,540,990 7,438 SH   SOLE   0 0 7,438
QUALCOMM INC COM 747525103   1,805,049 15,163 SH   SOLE   0 0 15,163
RIO TINTO PLC SPONSORED ADR 767204100   1,584,911 24,826 SH   SOLE   0 0 24,826
SALESFORCE INC COM 79466L302   1,032,428 4,887 SH   SOLE   0 0 4,887
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   10,264,795 198,545 SH   SOLE   0 0 198,545
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   10,572,473 296,563 SH   SOLE   0 0 296,563
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,889,393 36,078 SH   SOLE   0 0 36,078
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,836,460 41,928 SH   SOLE   0 0 41,928
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   7,057,825 286,554 SH   SOLE   0 0 286,554
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   5,450,546 108,039 SH   SOLE   0 0 108,039
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   7,165,943 98,677 SH   SOLE   0 0 98,677
SCHWAB STRATEGIC TR US REIT ETF 808524847   235,818 12,075 SH   SOLE   0 0 12,075
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   7,252,811 102,109 SH   SOLE   0 0 102,109
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,308,350 13,594 SH   SOLE   0 0 13,594
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,777,654 23,967 SH   SOLE   0 0 23,967
SMUCKER J M CO COM NEW 832696405   672,498 4,554 SH   SOLE   0 0 4,554
SPDR S&P 500 ETF TR TR UNIT 78462F103   340,386 768 SH   SOLE   0 0 768
SPDR SER TR S&P DIVID ETF 78464A763   1,189,325 9,702 SH   SOLE   0 0 9,702
TESLA INC COM 88160R101   201,861 771 SH   SOLE   0 0 771
VANECK ETF TRUST BDC INCOME ETF 92189F411   604,538 39,358 SH   SOLE   0 0 39,358
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,400,110 9,196 SH   SOLE   0 0 9,196
VANECK ETF TRUST GOLD MINERS ETF 92189F106   4,933,421 163,847 SH   SOLE   0 0 163,847
VANGUARD INDEX FDS GROWTH ETF 922908736   406,828 1,438 SH   SOLE   0 0 1,438
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   398,360 978 SH   SOLE   0 0 978
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,376,227 15,327 SH   SOLE   0 0 15,327
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,147,849 28,492 SH   SOLE   0 0 28,492
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   3,856,019 81,316 SH   SOLE   0 0 81,316
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   6,321,453 83,551 SH   SOLE   0 0 83,551
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,360,916 24,267 SH   SOLE   0 0 24,267
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   321,979 3,036 SH   SOLE   0 0 3,036
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,116,670 13,745 SH   SOLE   0 0 13,745
VISA INC COM CL A 92826C839   972,975 4,097 SH   SOLE   0 0 4,097
WP CAREY INC COM 92936U109   678,815 10,048 SH   SOLE   0 0 10,048