The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon Stock 023135106   852 5,609 SH   SOLE 0 0 0 5,609
Invesco QQQ ETF ETF 46090E103   6,745 16,470 SH   SOLE 0 0 0 16,469
Technology Select Sector SPDR ETF ETF 81369Y803   683 3,551 SH   SOLE 0 0 0 3,551
Johnson & Johnson Co Stock 478160104   1,110 7,085 SH   SOLE 0 0 0 7,084
Vanguard Total Stock Market Index ETF ETF 922908769   559 2,356 SH   SOLE 0 0 0 2,356
Vanguard Extended Market Index ETF ETF 922908652   2,208 13,430 SH   SOLE 0 0 0 13,430
Vanguard Energy Index ETF ETF 92204A306   1,057 9,009 SH   SOLE 0 0 0 9,009
Vanguard International Dividend Appreciation ETF ETF 921946810   825 10,400 SH   SOLE 0 0 0 10,399
Procter & Gamble Co Stock 742718109   398 2,717 SH   SOLE 0 0 0 2,716
Vanguard REIT ETF ETF 922908553   1,136 12,853 SH   SOLE 0 0 0 12,853
iShares MSCI USA ESG Select ETF ETF 464288802   653 6,495 SH   SOLE 0 0 0 6,494
SPDR Dow Jones Industrial Average ETF ETF 78467X109   376 999 SH   SOLE 0 0 0 998
iShares MSCI EAFE ESG Select ETF ETF 46435G516   304 4,020 SH   SOLE 0 0 0 4,019
iShares Short-Term National Muni Bond ETF ETF 464288158   399 3,784 SH   SOLE 0 0 0 3,784
SPDR S&P 500 ETF ETF 78462F103   3,171 6,672 SH   SOLE 0 0 0 6,671
Vanguard FTSE All-World Ex-US Small Cap ETF ETF 922042718   724 6,294 SH   SOLE 0 0 0 6,293
Pepsico Stock 713448108   217 1,276 SH   SOLE 0 0 0 1,276
Honeywell International Inc Stock 438516106   309 1,471 SH   SOLE 0 0 0 1,471
Schwab US Small Cap ETF ETF 808524607   467 9,884 SH   SOLE 0 0 0 9,884
iShares Russell 1000 Growth ETF ETF 464287614   552 1,820 SH   SOLE 0 0 0 1,820
Schwab International Equity ETF ETF 808524805   2,890 78,185 SH   SOLE 0 0 0 78,185
SPDR Consumer Staples ETF ETF 81369Y308   247 3,434 SH   SOLE 0 0 0 3,434
Schwab US Large Cap Growth ETF ETF 808524300   4,792 57,761 SH   SOLE 0 0 0 57,760
Berkshire Hathaway B Stock 084670702   938 2,630 SH   SOLE 0 0 0 2,630
Schwab Emerging Markets Equity ETF ETF 808524706   490 19,749 SH   SOLE 0 0 0 19,749
iShares U.S. Infrastructure ETF ETF 46435U713   1,544 38,350 SH   SOLE 0 0 0 38,350
Microsoft Corp Stock 594918104   1,059 2,817 SH   SOLE 0 0 0 2,816
Vanguard Small Cap Index ETF ETF 922908751   3,020 14,155 SH   SOLE 0 0 0 14,154
Vanguard Mid Cap Index ETF ETF 922908629   6,228 26,773 SH   SOLE 0 0 0 26,772
Vanguard Health Care Index ETF ETF 92204A504   718 2,864 SH   SOLE 0 0 0 2,863
Financial Select Sector SPDR Fund ETF 81369Y605   2,608 69,351 SH   SOLE 0 0 0 69,351
OGE Energy Corp Stock 670837103   221 6,315 SH   SOLE 0 0 0 6,315
Schwab US Large Cap Value ETF ETF 808524409   1,826 26,042 SH   SOLE 0 0 0 26,042
Vanguard S&P 500 ETF ETF 922908363   4,436 10,155 SH   SOLE 0 0 0 10,155
Vanguard Communication Services ETF ETF 92204A884   321 2,727 SH   SOLE 0 0 0 2,727
SPDR S&P Mid Cap 400 ETF ETF 78467Y107   1,107 2,182 SH   SOLE 0 0 0 2,182
iShares Cybersecurity and Tech ETF ETF 46435U135   234 5,147 SH   SOLE 0 0 0 5,146
Lilly Eli & Co Stock 532457108   1,147 1,967 SH   SOLE 0 0 0 1,967
Schwab US Mid Cap ETF ETF 808524508   1,356 18,003 SH   SOLE 0 0 0 18,002
Vanguard Total International Stock ETF ETF 921909768   2,904 50,102 SH   SOLE 0 0 0 50,102
FVCBankcorp Inc. Stock 36120Q101   260 18,308 SH   SOLE 0 0 0 18,308
iShares U.S. Aerospace & Defense ETF ETF 464288760   537 4,243 SH   SOLE 0 0 0 4,243
Invesco S&P 500 Low Volatility Portfolio ETF 46138E354   655 10,450 SH   SOLE 0 0 0 10,450
iShares Select Dividend ETF ETF 464287168   700 5,969 SH   SOLE 0 0 0 5,968
Vanguard Small Cap Value Index ETF ETF 922908611   2,835 15,755 SH   SOLE 0 0 0 15,754
Schwab AMT Tax-Free Money Fund Ultra Money Market Fund 808515530   94 94,154 SH   SOLE 0 0 0 94,154
iShares MSCI EAFE Value ETF ETF 464288877   1,877 36,018 SH   SOLE 0 0 0 36,018
Vanguard Mid Cap Growth ETF ETF 922908538   624 2,842 SH   SOLE 0 0 0 2,842
Schwab US Dividend Equity ETF ETF 808524797   1,818 23,887 SH   SOLE 0 0 0 23,886
VanEck Pharmaceuticals ETF ETF 92189F692   367 4,504 SH   SOLE 0 0 0 4,504
iShares Edge MSCI Min Vol EAFE ETF ETF 46429B689   273 3,938 SH   SOLE 0 0 0 3,938
iShares Edge MSCI Min Vol USA ETF ETF 46429B697   429 5,501 SH   SOLE 0 0 0 5,500
NASDAQ 100 Equal-Weighted ETF ETF 25459Y207   1,117 13,200 SH   SOLE 0 0 0 13,199
Vanguard Small Cap Growth Index ETF ETF 922908595   2,793 11,553 SH   SOLE 0 0 0 11,553
Vanguard Large Cap Value Index ETF ETF 922908744   22,450 150,171 SH   SOLE 0 0 0 150,170
Vanguard Large Cap Growth Index ETF ETF 922908736   20,088 64,616 SH   SOLE 0 0 0 64,615
VanEck Morningstar Wide Moat ETF ETF 92189F643   995 11,721 SH   SOLE 0 0 0 11,720
iShares Core MSCI EAFE ETF ETF 46432F842   1,636 23,256 SH   SOLE 0 0 0 23,256
Dimensional US Large Cap Value ETF ETF 25434V666   253 9,350 SH   SOLE 0 0 0 9,350
SPDR S&P Biotech ETF ETF 78464A870   532 5,954 SH   SOLE 0 0 0 5,954
Vanguard Total Bond Market ETF ETF 921937835   1,812 24,630 SH   SOLE 0 0 0 24,630
Vanguard FTSE All-World Ex-US ETF ETF 922042775   1,286 22,913 SH   SOLE 0 0 0 22,912
T. Rowe Price Capital Appreciation Equity ETF ETF 87283Q867   308 11,141 SH   SOLE 0 0 0 11,141
iShares Russell 2000 Growth ETF ETF 464287648   393 1,557 SH   SOLE 0 0 0 1,556
McDonald's Stock 580135101   1,016 3,428 SH   SOLE 0 0 0 3,428
iShares Biotechnology ETF ETF 464287556   337 2,484 SH   SOLE 0 0 0 2,484
Schwab Fundamental US Small Company Index ETF ETF 808524763   310 5,596 SH   SOLE 0 0 0 5,595
Schwab Fundamental U.S. Large Cap ETF ETF 808524771   991 16,000 SH   SOLE 0 0 0 15,999
iShares Edge MSCI USA Quality Factor ETF ETF 46432F339   3,133 21,296 SH   SOLE 0 0 0 21,295
iShares U.S. Technology ETF ETF 464287721   543 4,420 SH   SOLE 0 0 0 4,420
Schwab Fundamental Emerging Markets ETF ETF 808524730   256 9,440 SH   SOLE 0 0 0 9,440
Schwab Fundamental Intl Large Cap ETF ETF 808524755   332 9,856 SH   SOLE 0 0 0 9,855
Fidelity MSCI Health Care Index ETF ETF 316092600   344 5,313 SH   SOLE 0 0 0 5,313
iShares Core S&P 500 ETF ETF 464287200   2,854 5,975 SH   SOLE 0 0 0 5,975
iShares U.S. Preferred Stock ETF ETF 464288687   326 10,445 SH   SOLE 0 0 0 10,444
Vanguard Mid Cap Value ETF ETF 922908512   516 3,560 SH   SOLE 0 0 0 3,559
Lockheed Martin Stock 539830109   705 1,556 SH   SOLE 0 0 0 1,556
SPDR Portfolio Emerging Markets ETF ETF 78463X509   439 12,394 SH   SOLE 0 0 0 12,393
Vanguard FTSE Developed Markets ETF ETF 921943858   11,315 236,228 SH   SOLE 0 0 0 236,227
SPDR S&P Dividend ETF ETF 78464A763   1,127 9,014 SH   SOLE 0 0 0 9,014
iShares 3-7 Year Treasury Bond ETF ETF 464288661   1,304 11,131 SH   SOLE 0 0 0 11,130
International Business Machines Stock 459200101   1,177 7,194 SH   SOLE 0 0 0 7,194
Vanguard FTSE Emerging Markets ETF ETF 922042858   2,541 61,836 SH   SOLE 0 0 0 61,835
Texas Instruments Inc Stock 882508104   373 2,190 SH   SOLE 0 0 0 2,190
Vanguard High Dividend Yield ETF ETF 921946406   2,437 21,833 SH   SOLE 0 0 0 21,832
Pfizer Inc Stock 717081103   1,134 39,385 SH   SOLE 0 0 0 39,385
iShares MSCI USA Value Factor ETF ETF 46432F388   1,161 11,478 SH   SOLE 0 0 0 11,477
Vanguard Dividend Appreciation Index ETF ETF 921908844   7,682 45,080 SH   SOLE 0 0 0 45,079
iShares 7-10 Year Treasury Bond ETF ETF 464287440   1,412 14,650 SH   SOLE 0 0 0 14,649
iShares Core U.S. Aggregate Bond ETF ETF 464287226   689 6,944 SH   SOLE 0 0 0 6,944
iShares Core Dividend Growth ETF ETF 46434V621   711 13,216 SH   SOLE 0 0 0 13,215
Invesco National AMT-Free Muni Bond ETF ETF 46138E537   274 11,336 SH   SOLE 0 0 0 11,336
Vanguard Short-Term Bond Index ETF ETF 921937827   220 2,854 SH   SOLE 0 0 0 2,854
PNC Financial Services Stock 693475105   310 2,005 SH   SOLE 0 0 0 2,005
Exxon Mobil Corp Stock 30231G102   380 3,805 SH   SOLE 0 0 0 3,804
iShares Edge MSCI International Quality Factor ETF ETF 46434V456   1,930 51,377 SH   SOLE 0 0 0 51,376
Utilities Select Sector SPDR ETF ETF 81369Y886   212 3,344 SH   SOLE 0 0 0 3,344
iShares S&P Mid Cap ETF ETF 464287507   336 1,211 SH   SOLE 0 0 0 1,211
iShares Global Clean Energy ETF ETF 464288224   593 38,057 SH   SOLE 0 0 0 38,057
Apple Stock 037833100   2,538 13,181 SH   SOLE 0 0 0 13,181
iShares Russell 1000 Value ETF ETF 464287598   574 3,474 SH   SOLE 0 0 0 3,474