The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A B M Industries Inc COM 000957100   18,150 500 SH   SOLE   0 0 500
Annaly Capital Mgmt COM 035710409   656 100 SH   SOLE   0 0 100
Boeing Co COM 097023105   25,112 137 SH   SOLE   0 0 137
Bristol Myers Squibb Co. COM 110122108   82,320 1,400 SH   SOLE   0 0 1,400
Bristol-Myers Squibb Rts COM 110122157   5,012 1,400 SH   SOLE   0 0 1,400
Central Pacific Finl New COM 154760409   3 0 SH   SOLE   0 0 0
Emerson Electric Co COM 291011104   8,374 135 SH   SOLE   0 0 135
General Electric Company COM 369604301   4,098 600 SH   SOLE   0 0 600
Greenbrier Co COM 393657101   2,275 100 SH   SOLE   0 0 100
CEF Ishares Tr Funds ETF 464287200   2,008,030 6,484 SH   SOLE   0 0 6,484
Ishares Tr S&P 500 Barra Growth ETF 464287309   5,449,517 26,264 SH   SOLE   0 0 26,264
Ishares Tr S&P 500 Barra ETF 464287408   5,046,265 46,634 SH   SOLE   0 0 46,634
Ishares Tr Msci Eafe Fd ETF 464287465   3,244,675 53,305 SH   SOLE   0 0 53,305
Ishares Russell Mid Cap ETF 464287481   4,565,083 28,871 SH   SOLE   0 0 28,871
Ishares Russell Midcap ETF 464287499   66,464 1,240 SH   SOLE   0 0 1,240
Ishares Tr S&P Midcap 400 ETF 464287507   1,705,294 9,590 SH   SOLE   0 0 9,590
Ishares Global 100 Etf ETF 464287572   1,198,687 22,711 SH   SOLE   0 0 22,711
Ishares S&P Midcap Growth ETF 464287606   281,817 1,258 SH   SOLE   0 0 1,258
Ishares Tr Russell 1000 Growth Index Fd ETF 464287614   252,606 1,316 SH   SOLE   0 0 1,316
Ishares Tr Russell 1000 ETF 464287622   5,065,247 29,504 SH   SOLE   0 0 29,504
Ishares Tr Russell 2000 Growth ETF 464287648   296,652 1,434 SH   SOLE   0 0 1,434
Ishares Tr Russell 2000 ETF 464287655   6,269,852 43,790 SH   SOLE   0 0 43,790
Ishares Tr S&P Smallcap ETF 464287804   895,009 13,106 SH   SOLE   0 0 13,106
Ishares S&P Smallcap ETF 464287879   217,268 1,805 SH   SOLE   0 0 1,805
Ishares Msci Acwi Etf IV ETF 464288257   6,414 87 SH   SOLE   0 0 87
Ishares International ETF 464288448   342,360 13,629 SH   SOLE   0 0 13,629
Ishares Msci Usa Esg ETF 464288802   52,170 390 SH   SOLE   0 0 390
Ishares Msci Eafe Growth ETF 464288885   500,572 6,023 SH   SOLE   0 0 6,023
Johnson & Johnson COM 478160104   1,406 10 SH   SOLE   0 0 10
Kohls Corp COM 500255104   1,039 50 SH   SOLE   0 0 50
Liberty All Star Eq Fd COM 530158104   555 97 SH   SOLE   0 0 97
Micro Focus Interntnl COM 594837403   493 90 SH   SOLE   0 0 90
Mil Global Telco Inc COM 598630200   1 1 SH   SOLE   0 0 1
Perspecta Inc COM 715347100   790 34 SH   SOLE   0 0 34
Schw US Brd Mkt Etf ETF 808524102   4,871,897 66,311 SH   SOLE   0 0 66,311
Schwab US Large Cap ETF ETF 808524201   23,063,773 311,252 SH   SOLE   0 0 311,252
Schwab US Large Cap ETF 808524300   10,247,925 100,925 SH   SOLE   0 0 100,925
Schw US Lcap Val Etf ETF 808524409   65,794 1,313 SH   SOLE   0 0 1,313
Schwab US SC ETF ETF 808524607   1,388,083 21,244 SH   SOLE   0 0 21,244
Sch Fnd Intl Lg Etf ETF 808524755   9,638 406 SH   SOLE   0 0 406
Sch Fnd US Lg Etf ETF 808524771   430,218 11,678 SH   SOLE   0 0 11,678
Schwab Int'l Equity ETF ETF 808524805   8,015,126 269,416 SH   SOLE   0 0 269,416
Sch St US Trsr Etf ETF 808524862   708,054 13,714 SH   SOLE   0 0 13,714
Vanguard Esg U.S. Stock ETF 921910733   53,401 947 SH   SOLE   0 0 947
Vanguard S&P Small Cap ETF 921932794   109,189 747 SH   SOLE   0 0 747
Vanguard Msci Eafe Etf ETF 921943858   1,357,999 35,009 SH   SOLE   0 0 35,009
Vanguard Total World ETF 922042742   187,524 2,507 SH   SOLE   0 0 2,507
Vanguard S&P 500 Etf New ETF 922908363   518,677 1,830 SH   SOLE   0 0 1,830
Vanguard Small Cap ETF 922908595   184,630 925 SH   SOLE   0 0 925
Vanguard Large Cap ETF 922908637   12,348,765 86,355 SH   SOLE   0 0 86,355
Vanguard Growth Etf ETF 922908736   10,009,720 49,531 SH   SOLE   0 0 49,531
Vanguard Small Cap ETF 922908751   10,638 73 SH   SOLE   0 0 73
Wabtec COM 929740108   115 2 SH   SOLE   0 0 2
Spdr Msci Eafe Fsl Fuel ETF 78470E106   32,183 496 SH   SOLE   0 0 496
B W X Technologies I COM 05605H100   6,910 122 SH   SOLE   0 0 122
Comcast Corp New Cl A COM 20030N101   5,223 134 SH   SOLE   0 0 134
Costco Whsl Corp New COM 22160K105   813 5 SH   SOLE   0 0 5
D X C Technology Co COM 23355L106   1,122 68 SH   SOLE   0 0 68
Enbridge Inc COM 29250N105   1,734 57 SH   SOLE   0 0 57
Hewlett-Packard Company COM 40434L105   13,944 800 SH   SOLE   0 0 800
Hewlett Packard Enterpri COM 42824C109   7,784 800 SH   SOLE   0 0 800
Ishares Core Msci Eafe ETF 46432F842   22,693 397 SH   SOLE   0 0 397
Ishares Msci Acwi Lw ETF 46434V464   31,778 263 SH   SOLE   0 0 263
Ishares Ibonds Dec ETF 46434VAQ3   100,636 3,973 SH   SOLE   0 0 3,973
iShares iBonds Dec 2023 ETF 46434VAX8   5,535,264 211,028 SH   SOLE   0 0 211,028
Ishares Ibonds Dec ETF 46434VBA7   5,483,373 213,527 SH   SOLE   0 0 213,527
iShare iBonds Dec 2025 ETF 46434VBD1   5,057,266 187,445 SH   SOLE   0 0 187,445
iShares iBonds Dec 2024 ETF 46434VBG4   5,269,100 199,890 SH   SOLE   0 0 199,890
Ishares Ibonds Dec ETF 46434VBK5   4,892,933 194,550 SH   SOLE   0 0 194,550
Isoray Inc COM 46489V104   123 222 SH   SOLE   0 0 222
Pareteum Corporation COM 69946T207   1 1 SH   SOLE   0 0 1
Spdr Msci Acwi Ex-Us ETF 78463X848   8,623,172 380,546 SH   SOLE   0 0 380,546
Spdr Portfolio Dvlpd ETF 78463X889   404,523 14,646 SH   SOLE   0 0 14,646
Spdr Global Dow Etf ETF 78464A706   509,385 6,517 SH   SOLE   0 0 6,517
Spdr Ssga Gender ETF 78468R747   30,078 423 SH   SOLE   0 0 423
Spdr S&P 500 Fossil Fuel ETF 78468R796   50,746 665 SH   SOLE   0 0 665
Wisdomtree Div Top ETF 97717W406   54,192 735 SH   SOLE   0 0 735
Ferrari N V COM N3167Y103   1,710 10 SH   SOLE   0 0 10
Fiat Chrysler Auto COM N31738102   2,048 200 SH   SOLE   0 0 200