The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   356,103 1,955 SH   SOLE   381 0 1,574
ALPHABET INC CAP STK CL C 02079K107   518,162 2,825 SH   SOLE   267 0 2,558
AMAZON COM INC COM 023135106   669,032 3,462 SH   SOLE   520 0 2,942
AMBEV SA SPONSORED ADR 02319V103   21,140 10,312 SH   SOLE   1,545 0 8,767
APPLE INC COM 037833100   518,125 2,460 SH   SOLE   578 0 1,882
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   10,247,088 354,448 SH   SOLE   343,239 0 11,209
INTUIT COM 461202103   253,026 385 SH   SOLE   28 0 357
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   449,547 11,846 SH   SOLE   11,846 0 0
ISHARES INC CORE MSCI EMKT 46434G103   244,688 4,571 SH   SOLE   4,571 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   3,794,374 21,748 SH   SOLE   21,375 0 373
ISHARES TR CORE S&P SCP ETF 464287804   832,625 7,806 SH   SOLE   7,806 0 0
ISHARES TR MSCI ACWI EX US 464288240   4,708,221 88,617 SH   SOLE   88,278 0 339
ISHARES TR NATIONAL MUN ETF 464288414   18,747,277 175,948 SH   SOLE   174,693 0 1,255
ISHARES TR RUS 1000 GRW ETF 464287614   6,816,628 18,701 SH   SOLE   18,519 0 182
ISHARES TR RUS MD CP GR ETF 464287481   258,219 2,340 SH   SOLE   2,340 0 0
ISHARES TR CORE S&P500 ETF 464287200   544,494 995 SH   SOLE   995 0 0
ISHARES TR CORE S&P MCP ETF 464287507   653,955 11,175 SH   SOLE   11,175 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   661,240 3,259 SH   SOLE   3,259 0 0
ISHARES TR EAFE GRWTH ETF 464288885   226,799 2,217 SH   SOLE   2,217 0 0
ISHARES TR EAFE VALUE ETF 464288877   4,745,706 89,474 SH   SOLE   88,912 0 562
MASTERCARD INCORPORATED CL A 57636Q104   256,755 582 SH   SOLE   51 0 531
META PLATFORMS INC CL A 30303M102   492,119 976 SH   SOLE   170 0 806
MICROSOFT CORP COM 594918104   1,114,693 2,494 SH   SOLE   313 0 2,181
NETFLIX INC COM 64110L106   222,710 330 SH   SOLE   33 0 297
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   266,660 8,073 SH   SOLE   8,073 0 0
NVIDIA CORPORATION COM 67066G104   1,027,235 8,315 SH   SOLE   1,230 0 7,085
PIMCO ETF TR MULTISECTOR BD 72201R585   620,334 24,194 SH   SOLE   24,194 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   4,087,287 61,022 SH   SOLE   61,022 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   1,418,522 40,494 SH   SOLE   40,494 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   415,784 764 SH   SOLE   764 0 0
TESLA INC COM 88160R101   213,710 1,080 SH   SOLE   165 0 915
THERMO FISHER SCIENTIFIC INC COM 883556102   301,938 546 SH   SOLE   54 0 492
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,243,133 31,133 SH   SOLE   30,177 0 956
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,612,557 21,155 SH   SOLE   20,503 0 652
VANGUARD INDEX FDS TOTAL STK MKT 922908769   209,003 781 SH   SOLE   781 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   14,174,863 37,900 SH   SOLE   37,175 0 725
VANGUARD INDEX FDS VALUE ETF 922908744   2,902,484 18,094 SH   SOLE   18,048 0 46
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,447,156 8,892 SH   SOLE   8,892 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   3,088,045 20,528 SH   SOLE   20,086 0 442
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,668,744 113,126 SH   SOLE   113,126 0 0
VISA INC COM CL A 92826C839   463,260 1,765 SH   SOLE   172 0 1,593