The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 2,397,435 15,255 SH   SOLE   15,255 0 0
ABRDN ETFS BBRG ALL COMD K1 003261104 BBG00G9CFDS3 1,882,760 97,250 SH   SOLE   97,250 0 0
AFLAC INC COM 001055102 BBG001S5NGJ4 1,490,300 18,048 SH   SOLE   18,048 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 320,354 2,263 SH   SOLE   2,263 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 225,585 1,573 SH   SOLE   1,573 0 0
ALTSHARES TRUST MERGER ARBITRAGE 02210T108 BBG00S7NVRB4 370,589 13,844 SH   SOLE   13,844 0 0
AMERICA MOVIL SAB DE CV SPON ADS RP CL B 02390A101 BBG01FRH5ND8 1,449,812 78,102 SH   SOLE   78,102 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 1,206,737 4,106 SH   SOLE   4,106 0 0
APPLE INC COM 037833100 BBG001S5N8V8 2,120,185 11,224 SH   SOLE   11,224 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 1,532,111 22,631 SH   SOLE   22,631 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 1,192,304 71,071 SH   SOLE   71,071 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 897,235 3,838 SH   SOLE   3,838 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 769,637 952 SH   SOLE   952 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,108,149 995 SH   SOLE   995 0 0
CARDINAL HEALTH INC COM 14149Y108 BBG001S7PC34 1,445,370 14,187 SH   SOLE   14,187 0 0
CELANESE CORP DEL COM 150870103 BBG001SJDDG5 209,372 1,382 SH   SOLE   1,382 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 245,327 1,652 SH   SOLE   1,652 0 0
CINTAS CORP COM 172908105 BBG001S7CRG1 871,366 1,453 SH   SOLE   1,453 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 1,863,154 36,847 SH   SOLE   36,847 0 0
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 1,426,663 27,598 SH   SOLE   27,598 0 0
CUMMINS INC COM 231021106 BBG001S5Q9M3 207,743 876 SH   SOLE   876 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 1,380,345 17,591 SH   SOLE   17,591 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 BBG001S9Z3V8 916,520 24,781 SH   SOLE   24,781 0 0
DBX ETF TR XTRACK MSCI EAFE 233051630 BBG009RY6HH4 5,005,755 203,221 SH   SOLE   203,221 0 0
DBX ETF TR XTRACK MUN INFRA 233051705 BBG004LV7GH8 287,074 11,186 SH   SOLE   11,186 0 0
DBX ETF TR XTRACKERS LOW 233051267 BBG00JQCHVS6 3,182,964 68,967 SH   SOLE   68,967 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 247,937 394 SH   SOLE   394 0 0
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 1,419,057 39,126 SH   SOLE   39,126 0 0
EOG RES INC COM 26875P101 BBG001S5ZB93 214,493 1,804 SH   SOLE   1,804 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,564,983 15,654 SH   SOLE   15,654 0 0
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 BBG00RPLC4T3 513,242 13,614 SH   SOLE   13,614 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 BBG00243P8S9 766,112 18,888 SH   SOLE   18,888 0 0
FORTINET INC COM 34959E109 BBG001S77BL6 200,653 3,325 SH   SOLE   3,325 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 BBG00J3MDYR8 872,500 30,720 SH   SOLE   30,720 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 1,838,811 7,109 SH   SOLE   7,109 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 1,169,737 18,013 SH   SOLE   18,013 0 0
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 1,362,606 16,582 SH   SOLE   16,582 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871 BBG001TF8NP6 853,018 30,806 SH   SOLE   30,806 0 0
GLOBAL X FDS RATE PREFERRED 37954Y376 BBG00VNLZSW4 2,368,308 101,955 SH   SOLE   101,955 0 0
GLOBAL X FDS X EMERGING MKT 37954Y350 BBG00V6QGWD5 238,524 10,739 SH   SOLE   10,739 0 0
GRAINGER W W INC COM 384802104 BBG001S5RRD2 1,105,550 1,328 SH   SOLE   1,328 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 BBG00HBPWNP1 2,298,959 112,877 SH   SOLE   112,877 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 974,545 2,791 SH   SOLE   2,791 0 0
INNOVATOR ETFS TR US EQTY PWR BF 45782C680 BBG00PVP39R2 315,750 9,431 SH   SOLE   9,431 0 0
INVESCO ACTVELY MNGD ETC FD AGRI CMDTY STRA 46090F308 BBG0196RJS01 1,137,136 38,095 SH   SOLE   38,095 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 496,854 3,149 SH   SOLE   3,149 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 4,606,428 91,636 SH   SOLE   91,636 0 0
ISHARES INC JP MRG EM CRP BD 464286251 BBG002WGKJD6 522,896 11,849 SH   SOLE   11,849 0 0
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 407,222 7,400 SH   SOLE   7,400 0 0
ISHARES INC MSCI EURZONE ETF 464286608 BBG001SFQPM5 805,939 17,124 SH   SOLE   17,124 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 6,299,344 63,801 SH   SOLE   63,801 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 278,280 3,392 SH   SOLE   3,392 0 0
ISHARES TR 10+ YR INVST GRD 464289511 BBG001T5MKD1 664,151 12,670 SH   SOLE   12,670 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 855,591 7,298 SH   SOLE   7,298 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 1,093,368 11,355 SH   SOLE   11,355 0 0
ISHARES TR AGENCY BOND ETF 464288166 BBG001T2RRQ4 514,139 4,738 SH   SOLE   4,738 0 0
ISHARES TR BB RAT CORP BD 46435U473 BBG00XR0V4D0 882,761 19,097 SH   SOLE   19,097 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 BBG003HC6JD6 1,579,047 33,167 SH   SOLE   33,167 0 0
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 3,475,210 69,931 SH   SOLE   69,931 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 2,155,720 30,785 SH   SOLE   30,785 0 0
ISHARES TR CORE MSCI EURO 46434V738 BBG006MJ8984 216,999 3,944 SH   SOLE   3,944 0 0
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 3,688,531 57,945 SH   SOLE   57,945 0 0
ISHARES TR CORE MSCI PAC 46434V696 BBG006MJG5T0 2,567,521 43,065 SH   SOLE   43,065 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 685,954 10,673 SH   SOLE   10,673 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 201,889 729 SH   SOLE   729 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 670,612 6,197 SH   SOLE   6,197 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 1,638,248 15,580 SH   SOLE   15,580 0 0
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 2,701,225 25,851 SH   SOLE   25,851 0 0
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 3,788,918 45,022 SH   SOLE   45,022 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 11,273,750 23,566 SH   SOLE   23,566 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 1,644,995 35,707 SH   SOLE   35,707 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 2,674,930 26,979 SH   SOLE   26,979 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 262,156 4,285 SH   SOLE   4,285 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 2,314,160 44,438 SH   SOLE   44,438 0 0
ISHARES TR INTL TREA BD ETF 464288117 BBG001T33MN2 617,651 15,029 SH   SOLE   15,029 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 688,986 13,258 SH   SOLE   13,258 0 0
ISHARES TR LATN AMER 40 ETF 464287390 BBG001SJRVW2 1,470,566 51,092 SH   SOLE   51,092 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 3,672,857 39,062 SH   SOLE   39,062 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 983,456 9,694 SH   SOLE   9,694 0 0
ISHARES TR MSCI EURO FL ETF 464289180 BBG001T6MGZ4 460,284 21,964 SH   SOLE   21,964 0 0
ISHARES TR MSCI INTL MOMENT 46434V449 BBG007WGK4B0 1,887,350 54,624 SH   SOLE   54,624 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 1,306,238 16,674 SH   SOLE   16,674 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 1,942,401 13,166 SH   SOLE   13,166 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 678,670 2,586 SH   SOLE   2,586 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 1,104,203 3,642 SH   SOLE   3,642 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 1,062,219 4,755 SH   SOLE   4,755 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 682,054 3,935 SH   SOLE   3,935 0 0
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 452,744 4,111 SH   SOLE   4,111 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 234,179 2,229 SH   SOLE   2,229 0 0
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 200,461 1,946 SH   SOLE   1,946 0 0
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 375,882 16,317 SH   SOLE   16,317 0 0
ISHARES TR USD INV GRDE ETF 464288620 BBG001SSD876 3,789,530 73,944 SH   SOLE   73,944 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 BBG0079TF237 1,225,547 48,885 SH   SOLE   48,885 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 578,877 10,474 SH   SOLE   10,474 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,371,202 8,681 SH   SOLE   8,681 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 316,461 1,860 SH   SOLE   1,860 0 0
KENVUE INC COM 49177J102 BBG01C79X614 1,310,595 60,883 SH   SOLE   60,883 0 0
KLA CORP COM NEW 482480100 BBG001S5SLM4 1,014,946 1,765 SH   SOLE   1,765 0 0
KRAFT HEINZ CO COM 500754106 BBG005CPNTR1 1,411,534 38,014 SH   SOLE   38,014 0 0
KROGER CO COM 501044101 BBG001S5SN40 804,803 17,571 SH   SOLE   17,571 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG001S5S0N9 628,972 2,998 SH   SOLE   2,998 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 BBG00P35J8L8 232,784 8,927 SH   SOLE   8,927 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 777,245 1,703 SH   SOLE   1,703 0 0
M & T BK CORP COM 55261F104 BBG001S7S2B4 1,252,891 9,190 SH   SOLE   9,190 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,412,586 3,716 SH   SOLE   3,716 0 0
MID-AMER APT CMNTYS INC COM 59522J103 BBG001S7HZ69 1,280,312 9,508 SH   SOLE   9,508 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 661,472 2,104 SH   SOLE   2,104 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 1,712,957 9,884 SH   SOLE   9,884 0 0
OMNICOM GROUP INC COM 681919106 BBG001S5VR10 1,591,520 18,294 SH   SOLE   18,294 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 213,221 2,011 SH   SOLE   2,011 0 0
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 1,165,759 2,531 SH   SOLE   2,531 0 0
PEPSICO INC COM 713448108 BBG001S695T1 268,026 1,584 SH   SOLE   1,584 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 BBG001T5DWK7 246,338 4,816 SH   SOLE   4,816 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 BBG001SD3148 1,581,023 20,094 SH   SOLE   20,094 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 775,639 5,150 SH   SOLE   5,150 0 0
PUBLIC STORAGE COM 74460D109 BBG001S5TH79 1,441,422 4,753 SH   SOLE   4,753 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 2,284,900 15,909 SH   SOLE   15,909 0 0
ROBERT HALF INC. COM 770323103 BBG001S5VP41 470,020 5,346 SH   SOLE   5,346 0 0
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 834,132 1,898 SH   SOLE   1,898 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 BBG00PZFDF86 5,247,970 108,378 SH   SOLE   108,378 0 0
SCHWAB STRATEGIC TR HIGH YIELD BD ET 808524631 BBG01F80WYB4 222,145 4,263 SH   SOLE   4,263 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 2,369,463 68,121 SH   SOLE   68,121 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 2,586,749 51,994 SH   SOLE   51,994 0 0
SCHWAB STRATEGIC TR MUN BD ETF 808524649 BBG019GV63H2 540,291 10,273 SH   SOLE   10,273 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 11,913,673 255,591 SH   SOLE   255,591 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 1,548,967 22,097 SH   SOLE   22,097 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 611,781 8,124 SH   SOLE   8,124 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 1,050,511 20,111 SH   SOLE   20,111 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 399,164 5,408 SH   SOLE   5,408 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 1,161,502 30,891 SH   SOLE   30,891 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 435,845 3,194 SH   SOLE   3,194 0 0
SMUCKER J M CO COM NEW 832696405 BBG001S5W3H5 1,330,642 10,473 SH   SOLE   10,473 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 964,877 13,704 SH   SOLE   13,704 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 659,429 3,474 SH   SOLE   3,474 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 503,353 1,059 SH   SOLE   1,059 0 0
SPDR SER TR BLOOMBERG INTL 78464A151 BBG001T8QLK1 689,463 23,183 SH   SOLE   23,183 0 0
SPDR SER TR PORT MTG BK ETF 78464A383 BBG001T2HF72 881,644 40,002 SH   SOLE   40,002 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 552,429 16,826 SH   SOLE   16,826 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 BBG001STKCY7 3,503,836 121,362 SH   SOLE   121,362 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 520,264 5,490 SH   SOLE   5,490 0 0
STATE STR CORP COM 857477103 BBG001S5RLD5 1,244,858 16,121 SH   SOLE   16,121 0 0
STEEL DYNAMICS INC COM 858119100 BBG001S98JK5 224,882 1,931 SH   SOLE   1,931 0 0
STRYKER CORPORATION COM 863667101 BBG001S8FR03 820,492 2,703 SH   SOLE   2,703 0 0
SYSCO CORP COM 871829107 BBG001S5WJS8 761,492 10,290 SH   SOLE   10,290 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 BBG001S60L15 1,169,980 18,306 SH   SOLE   18,306 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 BBG001S6WYD9 1,914,106 28,425 SH   SOLE   28,425 0 0
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 1,480,988 30,479 SH   SOLE   30,479 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 807,725 1,539 SH   SOLE   1,539 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 BBG001SR42Z0 815,873 26,310 SH   SOLE   26,310 0 0
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 BBG001T9BPT7 510,819 20,166 SH   SOLE   20,166 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 201,867 936 SH   SOLE   936 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 2,335,008 10,037 SH   SOLE   10,037 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 7,066,987 16,179 SH   SOLE   16,179 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,774,179 9,859 SH   SOLE   9,859 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 2,518,710 11,865 SH   SOLE   11,865 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3,364,233 14,188 SH   SOLE   14,188 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 1,046,500 7,000 SH   SOLE   7,000 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 2,836,640 69,018 SH   SOLE   69,018 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 2,498,705 21,749 SH   SOLE   21,749 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 2,550,356 24,876 SH   SOLE   24,876 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 698,514 14,685 SH   SOLE   14,685 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,393,343 27,358 SH   SOLE   27,358 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 221,183 3,723 SH   SOLE   3,723 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 1,496,310 18,432 SH   SOLE   18,432 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 1,617,029 34,903 SH   SOLE   34,903 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 737,917 12,641 SH   SOLE   12,641 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 680,582 8,766 SH   SOLE   8,766 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 477,511 8,319 SH   SOLE   8,319 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 3,374,220 70,443 SH   SOLE   70,443 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 360,916 5,709 SH   SOLE   5,709 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,953,525 17,500 SH   SOLE   17,500 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 3,950,052 59,479 SH   SOLE   59,479 0 0
WALMART INC COM 931142103 BBG001S5XH92 937,220 5,902 SH   SOLE   5,902 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 BBG001SRPT24 615,973 12,594 SH   SOLE   12,594 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 BBG001V038F5 214,997 6,150 SH   SOLE   6,150 0 0