The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 368 2,239 SH   SOLE   0 0 2,239
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 215 1,287 SH   SOLE   0 0 1,287
ALPHABET INC CAP STK CL C 02079K107 341 280 SH   SOLE   0 0 280
AMAZON COM INC COM 023135106 297 171 SH   SOLE   0 0 171
APPLE INC COM 037833100 7,453 33,279 SH   SOLE   0 0 33,279
BANK MONTREAL QUE COM 063671101 1,964 26,629 SH   SOLE   0 0 26,629
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,319 6,340 SH   SOLE   0 0 6,340
BOEING CO COM 097023105 204 535 SH   SOLE   0 0 535
CBOE GLOBAL MARKETS INC COM 12503M108 2,275 19,800 SH   SOLE   0 0 19,800
CELGENE CORP COM 151020104 257 2,586 SH   SOLE   0 0 2,586
COCA COLA CO COM 191216100 636 11,687 SH   SOLE   0 0 11,687
EXXON MOBIL CORP COM 30231G102 295 4,183 SH   SOLE   0 0 4,183
FACEBOOK INC CL A 30303M102 844 4,742 SH   SOLE   0 0 4,742
FISERV INC COM 337738108 1,317 12,716 SH   SOLE   0 0 12,716
FLUENT INC COM 34380C102 29 10,500 SH   SOLE   0 0 10,500
GENERAL ELECTRIC CO COM 369604103 212 23,674 SH   SOLE   0 0 23,674
GENERAL MLS INC COM 370334104 6,400 116,105 SH   SOLE   0 0 116,105
HARTFORD FINL SVCS GROUP INC COM 416515104 383 6,322 SH   SOLE   0 0 6,322
HEALTHCARE TR AMER INC CL A NEW 42225P501 295 10,053 SH   SOLE   0 0 10,053
HOME DEPOT INC COM 437076102 332 1,430 SH   SOLE   0 0 1,430
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 2,059 64,257 SH   SOLE   0 0 64,257
INTERNATIONAL BUSINESS MACHS COM 459200101 398 2,737 SH   SOLE   0 0 2,737
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 2,178 102,252 SH   SOLE   0 0 102,252
INVESCO EXCHANGE TRADED FD S&P500 EQL WGT 46137V357 371 3,434 SH   SOLE   0 0 3,434
INVESCO EXCHANGE TRADED FD FTSE RAFI 1000 46137V613 433 3,675 SH   SOLE   0 0 3,675
ISHARES INC CORE MSCI EMKT 46434G103 830 16,939 SH   SOLE   0 0 16,939
ISHARES TR CORE HIGH DV ETF 46429B663 535 5,678 SH   SOLE   0 0 5,678
ISHARES TR MRNGSTR LG-CP VL 464288109 593 5,367 SH   SOLE   0 0 5,367
ISHARES TR CORE INTL AGGR 46435G672 637 11,425 SH   SOLE   0 0 11,425
ISHARES TR GLOBAL REIT ETF 46434V647 830 29,567 SH   SOLE   0 0 29,567
ISHARES TR CORE MSCI EAFE 46432F842 886 14,513 SH   SOLE   0 0 14,513
ISHARES TR MSCI ACWI ETF 464288257 1,038 14,073 SH   SOLE   0 0 14,073
ISHARES TR CORE S&P500 ETF 464287200 1,312 4,394 SH   SOLE   0 0 4,394
ISHARES TR CORE S&P SCP ETF 464287804 2,749 35,321 SH   SOLE   0 0 35,321
ISHARES TR MRNGSTR LG-CP GR 464287119 2,785 14,545 SH   SOLE   0 0 14,545
ISHARES TR MRNGSTR LG-CP ET 464287127 4,800 28,581 SH   SOLE   0 0 28,581
ISHARES TR EAFE SML CP ETF 464288273 4,875 85,175 SH   SOLE   0 0 85,175
ISHARES TR CORE S&P MCP ETF 464287507 7,045 36,460 SH   SOLE   0 0 36,460
ISHARES TR USA MOMENTUM FCT 46432F396 8,181 68,603 SH   SOLE   0 0 68,603
ISHARES TR MSCI MIN VOL ETF 46429B697 16,958 264,551 SH   SOLE   0 0 264,551
ISHARES TR CORE US AGGBD ET 464287226 34,551 305,304 SH   SOLE   0 0 305,304
J & J SNACK FOODS CORP COM 466032109 370 1,928 SH   SOLE   0 0 1,928
JOHNSON & JOHNSON COM 478160104 581 4,492 SH   SOLE   0 0 4,492
JP MORGAN EXCHANGE TRADED DIVERSIFIED ET 46641Q803 5,755 230,645 SH   SOLE   0 0 230,645
JPMORGAN CHASE & CO COM 46625H100 205 1,743 SH   SOLE   0 0 1,743
MICROSOFT CORP COM 594918104 431 3,103 SH   SOLE   0 0 3,103
PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 12 13,000 SH   SOLE   0 0 13,000
PEOPLES UTD FINL INC COM 712704105 336 21,492 SH   SOLE   0 0 21,492
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 677 6,655 SH   SOLE   0 0 6,655
PIMCO ETF TR ACTIVE BD ETF 72201R775 817 7,501 SH   SOLE   0 0 7,501
PUTNAM MANAGED MUN INCOM TR COM 746823103 138 17,674 SH   SOLE   0 0 17,674
QUALCOMM INC COM 747525103 287 3,759 SH   SOLE   0 0 3,759
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 303 4,268 SH   SOLE   0 0 4,268
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 541 21,544 SH   SOLE   0 0 21,544
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 612 19,930 SH   SOLE   0 0 19,930
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,290 18,499 SH   SOLE   0 0 18,499
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,425 26,467 SH   SOLE   0 0 26,467
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 2,060 75,238 SH   SOLE   0 0 75,238
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,957 69,980 SH   SOLE   0 0 69,980
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,757 109,222 SH   SOLE   0 0 109,222
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11,647 365,568 SH   SOLE   0 0 365,568
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 381 1,415 SH   SOLE   0 0 1,415
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 265 6,628 SH   SOLE   0 0 6,628
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 326 11,111 SH   SOLE   0 0 11,111
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 3,395 65,458 SH   SOLE   0 0 65,458
SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 258 8,374 SH   SOLE   0 0 8,374
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 1,908 56,301 SH   SOLE   0 0 56,301
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 3,008 49,107 SH   SOLE   0 0 49,107
UNION PACIFIC CORP COM 907818108 635 3,920 SH   SOLE   0 0 3,920
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,413 58,019 SH   SOLE   0 0 58,019
VANGUARD INDEX FDS SMALL CP ETF 922908751 219 1,423 SH   SOLE   0 0 1,423
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 276 2,441 SH   SOLE   0 0 2,441
VANGUARD INDEX FDS SM CP VAL ETF 922908611 409 3,176 SH   SOLE   0 0 3,176
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 804 8,623 SH   SOLE   0 0 8,623
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,288 15,150 SH   SOLE   0 0 15,150
VANGUARD INTL EQUITY INDEX FTSE EMR MKT ETF 922042858 273 6,781 SH   SOLE   0 0 6,781
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 527 5,771 SH   SOLE   0 0 5,771
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 573 7,071 SH   SOLE   0 0 7,071
VANGUARD WORLD FDS MATERIALS ETF 92204A801 317 2,507 SH   SOLE   0 0 2,507
WILLIAMS COS INC DEL COM 969457100 393 16,344 SH   SOLE   0 0 16,344
WISDOMTREE TR CBOE S&P 500 97717X560 287 10,395 SH   SOLE   0 0 10,395
WISDOMTREE TR YIELD ENHANCD US 97717X511 572 10,932 SH   SOLE   0 0 10,932
WISDOMTREE TR YIELD ENHANCED 97717Y808 793 15,748 SH   SOLE   0 0 15,748
WISDOMTREE TR EM EX ST-OWNED 97717X578 1,964 71,026 SH   SOLE   0 0 71,026
WISDOMTREE TR US MIDCAP FUND 97717W570 2,014 51,067 SH   SOLE   0 0 51,067
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 2,153 91,834 SH   SOLE   0 0 91,834
WISDOMTREE TR DYNMC CUR HEDG 97717Y709 11,436 470,212 SH   SOLE   0 0 470,212
WISDOMTREE TR US QTLY DIV GRT 97717X669 13,786 305,734 SH   SOLE   0 0 305,734