The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   521,797 2,642 SH   SOLE   0 0 2,642
ADOBE INC COM 00724F101   362,446 700 SH   SOLE   0 0 700
AIRBNB INC COM CL A 009066101   772,907 6,095 SH   SOLE   0 0 6,095
ALPHABET INC CAP STK CL C 02079K107   1,296,896 7,757 SH   SOLE   0 0 7,757
ALPHABET INC CAP STK CL A 02079K305   1,649,260 9,944 SH   SOLE   0 0 9,944
AMAZON COM INC COM 023135106   1,425,611 7,651 SH   SOLE   0 0 7,651
APPLE INC COM 037833100   22,178,570 95,187 SH   SOLE   0 0 95,187
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,323,342 18,084 SH   SOLE   0 0 18,084
CABOT CORP COM 127055101   526,325 4,709 SH   SOLE   0 0 4,709
CANADIAN PACIFIC KANSAS CITY COM 13646K108   314,445 3,676 SH   SOLE   0 0 3,676
CARRIER GLOBAL CORPORATION COM 14448C104   305,460 3,795 SH   SOLE   0 0 3,795
CATERPILLAR INC COM 149123101   1,328,554 3,397 SH   SOLE   0 0 3,397
CHEVRON CORP NEW COM 166764100   217,611 1,478 SH   SOLE   0 0 1,478
CISCO SYS INC COM 17275R102   359,501 6,755 SH   SOLE   0 0 6,755
COSTCO WHSL CORP NEW COM 22160K105   339,892 383 SH   SOLE   0 0 383
COTERRA ENERGY INC COM 127097103   260,408 10,873 SH   SOLE   0 0 10,873
DANAHER CORPORATION COM 235851102   331,122 1,191 SH   SOLE   0 0 1,191
DEERE & CO COM 244199105   1,095,868 2,626 SH   SOLE   0 0 2,626
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   2,394,941 69,844 SH   SOLE   0 0 69,844
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   338,467 5,218 SH   SOLE   0 0 5,218
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   252,462 9,347 SH   SOLE   0 0 9,347
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   240,918 6,070 SH   SOLE   0 0 6,070
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   335,872 10,569 SH   SOLE   0 0 10,569
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   659,667 24,067 SH   SOLE   0 0 24,067
DISNEY WALT CO COM 254687106   211,623 2,200 SH   SOLE   0 0 2,200
EDWARDS LIFESCIENCES CORP COM 28176E108   327,838 4,968 SH   SOLE   0 0 4,968
ELI LILLY & CO COM 532457108   454,728 513 SH   SOLE   0 0 513
FERRARI N V COM N3167Y103   605,502 1,288 SH   SOLE   0 0 1,288
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   283,967 3,901 SH   SOLE   0 0 3,901
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   205,503 1,178 SH   SOLE   0 0 1,178
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   606,844 9,503 SH   SOLE   0 0 9,503
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103   1,059,086 16,686 SH   SOLE   0 0 16,686
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135   1,136,133 22,220 SH   SOLE   0 0 22,220
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108   2,485,950 19,536 SH   SOLE   0 0 19,536
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   788,817 22,563 SH   SOLE   0 0 22,563
HOME DEPOT INC COM 437076102   420,827 1,039 SH   SOLE   0 0 1,039
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   9,992,394 55,774 SH   SOLE   0 0 55,774
INVESCO QQQ TR UNIT SER 1 46090E103   716,612 1,468 SH   SOLE   0 0 1,468
ISHARES GOLD TR ISHARES NEW 464285204   1,242,749 25,005 SH   SOLE   0 0 25,005
ISHARES SILVER TR ISHARES 46428Q109   466,180 16,409 SH   SOLE   0 0 16,409
ISHARES TR CORE MSCI EAFE 46432F842   28,803,647 369,041 SH   SOLE   0 0 369,041
ISHARES TR EAFE SML CP ETF 464288273   327,988 4,845 SH   SOLE   0 0 4,845
ISHARES TR PFD AND INCM SEC 464288687   25,859,281 778,191 SH   SOLE   0 0 778,191
ISHARES TR CORE S&P MCP ETF 464287507   7,952,014 127,600 SH   SOLE   0 0 127,600
ISHARES TR CORE S&P SCP ETF 464287804   5,306,201 45,368 SH   SOLE   0 0 45,368
ISHARES TR CORE S&P500 ETF 464287200   7,455,992 12,926 SH   SOLE   0 0 12,926
ISHARES TR S&P 500 GRWT ETF 464287309   214,709 2,242 SH   SOLE   0 0 2,242
ISHARES TR RUS 1000 VAL ETF 464287598   440,985 2,323 SH   SOLE   0 0 2,323
ISHARES TR RUS 1000 GRW ETF 464287614   379,818 1,012 SH   SOLE   0 0 1,012
ISHARES TR MSCI EAFE ETF 464287465   1,412,552 16,890 SH   SOLE   0 0 16,890
ISHARES TR 7-10 YR TRSY BD 464287440   537,207 5,475 SH   SOLE   0 0 5,475
ISHARES TR GLOBAL 100 ETF 464287572   1,266,273 12,770 SH   SOLE   0 0 12,770
ISHARES TR U.S. TECH ETF 464287721   3,023,754 19,943 SH   SOLE   0 0 19,943
ISHARES TR ESG AW MSCI EAFE 46435G516   835,640 9,928 SH   SOLE   0 0 9,928
ISHARES TR INTERNATIONAL SL 46434V266   554,188 15,722 SH   SOLE   0 0 15,722
ISHARES TR CORE DIV GRWTH 46434V621   1,533,092 24,455 SH   SOLE   0 0 24,455
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   5,586,220 93,870 SH   SOLE   0 0 93,870
JOHNSON & JOHNSON COM 478160104   679,294 4,192 SH   SOLE   0 0 4,192
JPMORGAN CHASE & CO. COM 46625H100   601,856 2,854 SH   SOLE   0 0 2,854
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505   3,392,505 109,154 SH   SOLE   0 0 109,154
LINDE PLC SHS G54950103   238,430 500 SH   SOLE   0 0 500
MASTERCARD INCORPORATED CL A 57636Q104   704,653 1,427 SH   SOLE   0 0 1,427
MCDONALDS CORP COM 580135101   390,803 1,283 SH   SOLE   0 0 1,283
META PLATFORMS INC CL A 30303M102   534,442 934 SH   SOLE   0 0 934
MICROSOFT CORP COM 594918104   3,274,620 7,610 SH   SOLE   0 0 7,610
NOVO-NORDISK A S ADR 670100205   1,662,098 13,959 SH   SOLE   0 0 13,959
NUSHARES ETF TR ESG DIVIDEND ETF 67092P813   207,057 6,982 SH   SOLE   0 0 6,982
NVIDIA CORPORATION COM 67066G104   789,607 6,502 SH   SOLE   0 0 6,502
ORACLE CORP COM 68389X105   568,795 3,338 SH   SOLE   0 0 3,338
OTIS WORLDWIDE CORP COM 68902V107   218,898 2,106 SH   SOLE   0 0 2,106
PALATIN TECHNOLOGIES INC COM NEW 696077502   18,750 20,964 SH   SOLE   0 0 20,964
PEPSICO INC COM 713448108   404,332 2,378 SH   SOLE   0 0 2,378
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,487,451 14,773 SH   SOLE   0 0 14,773
PROCTER AND GAMBLE CO COM 742718109   558,991 3,227 SH   SOLE   0 0 3,227
RBB FD INC US TREAS 3 MNTH 74933W452   447,898 8,951 SH   SOLE   0 0 8,951
RTX CORPORATION COM 75513E101   668,136 5,514 SH   SOLE   0 0 5,514
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,117,790 60,544 SH   SOLE   0 0 60,544
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,144,619 134,777 SH   SOLE   0 0 134,777
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   559,288 3,631 SH   SOLE   0 0 3,631
SPDR GOLD TR GOLD SHS 78463V107   2,497,928 10,277 SH   SOLE   0 0 10,277
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,066,057 55,007 SH   SOLE   0 0 55,007
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,451,354 9,501 SH   SOLE   0 0 9,501
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   495,941 871 SH   SOLE   0 0 871
SPDR SER TR NYSE TECH ETF 78464A102   275,273 1,394 SH   SOLE   0 0 1,394
SPDR SER TR S&P BIOTECH 78464A870   251,841 2,549 SH   SOLE   0 0 2,549
SPDR SER TR MSCI USA STRTGIC 78468R812   221,988 1,409 SH   SOLE   0 0 1,409
SPDR SER TR PORTFOLIO S&P600 78468R853   410,270 9,015 SH   SOLE   0 0 9,015
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   720,986 29,440 SH   SOLE   0 0 29,440
SPROTT PHYSICAL GOLD TR UNIT 85207H104   1,847,630 90,659 SH   SOLE   0 0 90,659
STRYKER CORPORATION COM 863667101   840,287 2,326 SH   SOLE   0 0 2,326
TESLA INC COM 88160R101   263,985 1,009 SH   SOLE   0 0 1,009
THERMO FISHER SCIENTIFIC INC COM 883556102   371,142 600 SH   SOLE   0 0 600
UNION PAC CORP COM 907818108   580,953 2,357 SH   SOLE   0 0 2,357
UNITED PARCEL SERVICE INC CL B 911312106   448,286 3,288 SH   SOLE   0 0 3,288
VANECK ETF TRUST GOLD MINERS ETF 92189F106   1,497,232 37,600 SH   SOLE   0 0 37,600
VANECK ETF TRUST IG FLOATING RATE 92189F486   3,660,695 143,726 SH   SOLE   0 0 143,726
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   612,097 1,160 SH   SOLE   0 0 1,160
VANGUARD INDEX FDS MID CAP ETF 922908629   1,693,525 6,419 SH   SOLE   0 0 6,419
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,564,629 16,120 SH   SOLE   0 0 16,120
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   21,226,253 267,266 SH   SOLE   0 0 267,266
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   385,908 1,948 SH   SOLE   0 0 1,948
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,433,894 273,317 SH   SOLE   0 0 273,317
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   24,668,723 192,424 SH   SOLE   0 0 192,424
VANGUARD WORLD FD INF TECH ETF 92204A702   529,041 902 SH   SOLE   0 0 902
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   526,642 2,025 SH   SOLE   0 0 2,025
VISA INC COM CL A 92826C839   373,541 1,359 SH   SOLE   0 0 1,359
WALMART INC COM 931142103   487,407 6,036 SH   SOLE   0 0 6,036