The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AAON Inc COM PAR $0.004 000360206 33 525 SH   OTR   525 0 0
ABB Ltd Sponsored ADR SPONSORED ADR 000375204 1 29 SH   SOLE   29 0 0
Aflac Inc COM 001055102 205 3,824 SH   SOLE   3,824 0 0
AT&T Inc COM 00206R102 4 139 SH   SOLE   0 0 139
AT&T Inc COM 00206R102 1,185 41,172 SH   SOLE   41,172 0 0
ARK Genomic Revolution ETF GENOMIC REV ETF 00214Q302 9 100 SH   OTR   100 0 0
Abbott Labs COM 002824100 3 25 SH   SOLE   0 0 25
Abbott Labs COM 002824100 2,988 25,775 SH   SOLE   25,775 0 0
Abbvie Inc. COM 00287Y109 689 6,119 SH   SOLE   6,119 0 0
Adobe Systems Inc DE COM 00724F101 158 270 SH   SOLE   270 0 0
Advance Auto Parts Inc. COM 00751Y106 5 25 SH   SOLE   25 0 0
Advanced Micro Devices Inc COM 007903107 47 500 SH   OTR   500 0 0
Agios Pharmaceuticals Inc COM 00847X104 15 265 SH   OTR   265 0 0
Air Prods & Chems Inc COM 009158106 32 112 SH   SOLE   112 0 0
Alibaba.com Ltd. SPONSORED ADS 01609W102 6 25 SH   OTR   25 0 0
Allstate Corp. COM 020002101 33 255 SH   SOLE   255 0 0
Alphabet Inc-CL C CAP STK CL C 02079K107 175 70 SH   SOLE   70 0 0
Alphabet Inc-CL A CAP STK CL A 02079K305 10 4 SH   SOLE   0 0 4
Alphabet Inc-CL A CAP STK CL A 02079K305 2,329 954 SH   SOLE   954 0 0
Escrow Altegrity Inc COM 021ESC017 1 50 SH   OTR   50 0 0
Altria Group Inc. COM 02209S103 119 2,489 SH   SOLE   2,489 0 0
Amazon.com Inc COM 023135106 38 11 SH   SOLE   0 0 11
Amazon.com Inc COM 023135106 2,422 704 SH   SOLE   704 0 0
Ameren Corp. COM 023608102 226 2,818 SH   SOLE   2,818 0 0
American Express Co COM 025816109 118 714 SH   SOLE   714 0 0
American International Group Inc. COM NEW 026874784 12 262 SH   SOLE   262 0 0
American Tower Corp COM 03027X100 7 25 SH   SOLE   0 0 25
American Tower Corp COM 03027X100 1,292 4,784 SH   SOLE   4,784 0 0
Ameriprise Financial Inc. COM 03076C106 9 37 SH   SOLE   37 0 0
Ametek Inc COM 031100100 67 500 SH   OTR   500 0 0
Amgen Inc COM 031162100 30 125 SH   SOLE   125 0 0
Amphenol Corp CL A 032095101 20 290 SH   SOLE   0 0 290
Amphenol Corp CL A 032095101 1,468 21,465 SH   SOLE   21,465 0 0
Analog Devices Inc. COM 032654105 6 35 SH   SOLE   0 0 35
Analog Devices Inc. COM 032654105 1,120 6,505 SH   SOLE   6,505 0 0
Anthem Inc COM 036752103 12 31 SH   OTR   31 0 0
APA Corp COM 03743Q108 168 7,785 SH   SOLE   7,785 0 0
Apple Inc. COM 037833100 167 1,220 SH   OTR   1,220 0 0
Apple Inc. COM 037833100 122 890 SH   SOLE   0 0 890
Apple Inc. COM 037833100 7,600 55,491 SH   SOLE   55,491 0 0
Applied Materials COM 038222105 76 533 SH   SOLE   533 0 0
Automatic Data Processing Inc. COM 053015103 72 361 SH   SOLE   361 0 0
AUTOZONE INC COM 053332102 3 2 SH   SOLE   2 0 0
BP P.L.C. Sponsored ADR SPONSORED ADR 055622104 51 1,940 SH   SOLE   1,940 0 0
Baidu Inc SPON ADR REP A 056752108 30 145 SH   OTR   145 0 0
Bank of America COM 060505104 82 2,000 SH   OTR   2,000 0 0
Bank of America COM 060505104 245 5,934 SH   SOLE   5,934 0 0
Bank New York Mellon Corp COM 064058100 193 3,772 SH   SOLE   3,772 0 0
Bar Harbor Bankshares COM 066849100 88 3,083 SH   OTR   3,083 0 0
Baxter Intl Corp COM 071813109 588 7,305 SH   SOLE   7,305 0 0
Becton Dickinson & Co COM 075887109 310 1,273 SH   SOLE   1,273 0 0
Berkshire Hathaway Inc Cl B CL B NEW 084670702 28 100 SH   OTR   100 0 0
Berkshire Hathaway Inc Cl B CL B NEW 084670702 8 30 SH   SOLE   0 0 30
Berkshire Hathaway Inc Cl B CL B NEW 084670702 1,001 3,603 SH   SOLE   3,603 0 0
Best Buy Co Inc. COM 086516101 3 23 SH   SOLE   23 0 0
BHP Billiton SPONSORED ADS 088606108 362 4,965 SH   SOLE   4,965 0 0
Biogen IDEC Inc COM 09062X103 7 20 SH   SOLE   20 0 0
Blackline Inc COM 09239B109 3 30 SH   OTR   30 0 0
Blackrock Inc. COM 09247X101 2 2 SH   SOLE   0 0 2
Blackrock Inc. COM 09247X101 45 52 SH   SOLE   52 0 0
Blackstone Group Inc - A COM 09260D107 292 3,010 SH   SOLE   3,010 0 0
Boeing Co. COM 097023105 30 125 SH   SOLE   0 0 125
Boeing Co. COM 097023105 593 2,475 SH   SOLE   2,475 0 0
Booking Holdings Inc COM 09857L108 39 18 SH   SOLE   18 0 0
Bristol Myers Squibb COM 110122108 40 600 SH   SOLE   0 0 600
Bristol Myers Squibb COM 110122108 554 8,287 SH   SOLE   8,287 0 0
Broadcom Inc COM 11135F101 20 41 SH   SOLE   41 0 0
Brown & Brown Inc COM 115236101 27 500 SH   OTR   500 0 0
CDW Corp/DE COM 12514G108 513 2,940 SH   SOLE   2,940 0 0
Cigna Corp COM 125523100 890 3,755 SH   SOLE   3,755 0 0
CME Group Inc. COM 12572Q105 2 9 SH   SOLE   9 0 0
CSX Corp. COM 126408103 330 10,290 SH   SOLE   10,290 0 0
CVS Health Corporation COM 126650100 17 200 SH   SOLE   0 0 200
CVS Health Corporation COM 126650100 2,276 27,276 SH   SOLE   27,276 0 0
Camden National Corp. COM 133034108 112 2,343 SH   OTR   2,343 0 0
Capital One Finl Corp COM 14040H105 16 104 SH   SOLE   0 0 104
Capital One Finl Corp COM 14040H105 89 575 SH   SOLE   575 0 0
Cardinal Health Inc COM 14149Y108 17 300 SH   SOLE   300 0 0
Carnival Corp UNIT 99/99/9999 143658300 5 200 SH   OTR   200 0 0
Carrier Global Corporation COM 14448C104 19 388 SH   SOLE   388 0 0
Caterpillar Inc COM 149123101 207 952 SH   SOLE   952 0 0
Chevron Corp COM 166764100 6 56 SH   SOLE   0 0 56
Chevron Corp COM 166764100 2,253 21,513 SH   SOLE   21,513 0 0
Chico's FAS, Inc. COM 168615102 1 200 SH   OTR   200 0 0
Chipolte Mexican Grill Inc. COM 169656105 5 3 SH   SOLE   0 0 3
Chipolte Mexican Grill Inc. COM 169656105 313 202 SH   SOLE   202 0 0
Church & Dwight Co Inc COM 171340102 26 300 SH   OTR   300 0 0
Cisco Systems COM 17275R102 414 7,813 SH   SOLE   7,813 0 0
Citigroup Inc. COM NEW 172967424 6 90 SH   SOLE   0 0 90
Citigroup Inc. COM NEW 172967424 1,389 19,636 SH   SOLE   19,636 0 0
Clorox Co COM 189054109 760 4,226 SH   SOLE   4,226 0 0
Coca Cola Company COM 191216100 1,234 22,814 SH   SOLE   22,814 0 0
Colgate Palmolive COM 194162103 49 608 SH   SOLE   608 0 0
Comcast Corp Com CL A CL A 20030N101 1 12 SH   SOLE   0 0 12
Comcast Corp Com CL A CL A 20030N101 332 5,831 SH   SOLE   5,831 0 0
Conocophillips Inc. COM 20825C104 12 200 SH   SOLE   0 0 200
Conocophillips Inc. COM 20825C104 360 5,918 SH   SOLE   5,918 0 0
Consolidated Edison Inc. COM 209115104 11 150 SH   OTR   150 0 0
Corning Inc. COM 219350105 41 1,000 SH   SOLE   1,000 0 0
Costco Wholesale Corp COM 22160K105 665 1,680 SH   SOLE   1,680 0 0
Crown Castle Int Corp COM 22822V101 11 55 SH   SOLE   0 0 55
Crown Castle Int Corp COM 22822V101 804 4,120 SH   SOLE   4,120 0 0
Cummins Inc. COM 231021106 12 50 SH   SOLE   50 0 0
Danaher Corp. COM 235851102 410 1,526 SH   SOLE   1,526 0 0
Darling Ingredients Inc COM 237266101 2 29 SH   SOLE   29 0 0
Deere & Co COM 244199105 339 960 SH   SOLE   960 0 0
Diageo PLC SPON ADR NEW 25243Q205 38 200 SH   OTR   200 0 0
Diageo PLC SPON ADR NEW 25243Q205 259 1,353 SH   SOLE   1,353 0 0
Digital Realty Trust COM 253868103 15 100 SH   SOLE   0 0 100
Digital Realty Trust COM 253868103 1,150 7,640 SH   SOLE   7,640 0 0
Walt Disney Co COM 254687106 8 45 SH   SOLE   0 0 45
Walt Disney Co COM 254687106 2,296 13,064 SH   SOLE   13,064 0 0
Discover Financial Services COM 254709108 47 400 SH   SOLE   400 0 0
Dollar General Corp. COM 256677105 32 150 SH   OTR   150 0 0
Dollar Tree Inc COM 256746108 2 17 SH   SOLE   17 0 0
Dominion Energy Inc COM 25746U109 207 2,817 SH   SOLE   2,817 0 0
Dow Inc COM 260557103 55 872 SH   SOLE   872 0 0
Duke Energy Corp COM NEW 26441C204 12 125 SH   SOLE   0 0 125
Duke Energy Corp COM NEW 26441C204 2,009 20,352 SH   SOLE   20,352 0 0
Dupont De Nemours Inc COM 26614N102 70 902 SH   SOLE   902 0 0
EOG Resources Inc. COM 26875P101 1 10 SH   SOLE   10 0 0
Eastman Chemical Co COM 277432100 66 562 SH   SOLE   562 0 0
EBAY Inc COM 278642103 1 17 SH   SOLE   17 0 0
Edwards Lifesciences Corp COM 28176E108 12 120 SH   OTR   120 0 0
Emerson Elec Co COM 291011104 32 333 SH   SOLE   333 0 0
Enbridge Inc COM 29250N105 354 8,849 SH   SOLE   8,849 0 0
Envista Holdings Corp COM 29415F104 3 59 SH   SOLE   59 0 0
Etsy Inc COM 29786A106 10 50 SH   OTR   50 0 0
Eversource Energy COM 30040W108 9 117 SH   OTR   117 0 0
Exelon Corp. COM 30161N101 82 1,855 SH   SOLE   1,855 0 0
Exxon Mobil Corp COM 30231G102 9 150 SH   SOLE   0 0 150
Exxon Mobil Corp COM 30231G102 2,197 34,836 SH   SOLE   34,836 0 0
Facebook Inc. CL A 30303M102 593 1,706 SH   SOLE   1,706 0 0
Fastenal Co. COM 311900104 42 800 SH   SOLE   800 0 0
Fedex Corporation COM 31428X106 105 353 SH   SOLE   353 0 0
Fifth Third Bancorp COM 316773100 5 123 SH   SOLE   123 0 0
Fiserv Inc. COM 337738108 89 828 SH   SOLE   828 0 0
First Energy Corp. COM 337932107 113 3,024 SH   SOLE   3,024 0 0
FlexShares Quality Dividend Index Fund QUALT DIVD IDX 33939L860 196 3,490 SH   SOLE   3,490 0 0
Fortinet Inc COM 34959E109 36 150 SH   OTR   150 0 0
Fortive Corp COM 34959J108 9 125 SH   SOLE   0 0 125
Fortive Corp COM 34959J108 646 9,262 SH   SOLE   9,262 0 0
Freeport-McMoran Inc CL B 35671D857 4 100 SH   SOLE   100 0 0
Generac Holdings Inc COM 368736104 691 1,665 SH   SOLE   1,665 0 0
General Dynamics Corp. COM 369550108 659 3,499 SH   SOLE   3,499 0 0
General Elec COM 369604103 33 2,430 SH   OTR   2,430 0 0
General Elec COM 369604103 0 12 SH   SOLE   0 0 12
General Elec COM 369604103 84 6,274 SH   SOLE   6,274 0 0
General Mills Inc. COM 370334104 21 350 SH   SOLE   350 0 0
Gilead Sciences Inc. COM 375558103 44 646 SH   SOLE   646 0 0
Glaxosmithkline PLC-ADR SPONSORED ADR 37733W105 179 4,488 SH   SOLE   4,488 0 0
Global Payments Inc COM 37940X102 52 275 SH   OTR   275 0 0
Goldman Sachs Group COM 38141G104 3 7 SH   SOLE   7 0 0
HCA Healthcare Inc COM 40412C101 401 1,941 SH   SOLE   1,941 0 0
HP Inc. COM 40434L105 7 233 SH   SOLE   233 0 0
Hewlett Packard Enterprise Co. COM 42824C109 3 233 SH   SOLE   233 0 0
Hilton Worldwide Holdings Inc COM 43300A203 13 107 SH   OTR   107 0 0
Home Depot COM 437076102 32 100 SH   SOLE   0 0 100
Home Depot COM 437076102 883 2,768 SH   SOLE   2,768 0 0
Honeywell Intl Inc COM 438516106 3 15 SH   SOLE   0 0 15
Honeywell Intl Inc COM 438516106 1,059 4,827 SH   SOLE   4,827 0 0
Idexx Labs COM 45168D104 173 274 SH   OTR   274 0 0
Idexx Labs COM 45168D104 1,108 1,755 SH   SOLE   1,755 0 0
Intel Inc. COM 458140100 34 600 SH   SOLE   0 0 600
Intel Inc. COM 458140100 1,460 26,005 SH   SOLE   26,005 0 0
Intercontinental Exchange Inc COM 45866F104 1,154 9,720 SH   SOLE   9,720 0 0
International Business Machines COM 459200101 435 2,965 SH   SOLE   2,965 0 0
Invesco QQQ Trust Series 1 UNIT SER 1 46090E103 34 97 SH   SOLE   97 0 0
Intuit Inc COM 461202103 57 116 SH   SOLE   116 0 0
Invesco S&P 500 Low Volatility S&P500 LOW VOL 46138E354 22 363 SH   SOLE   363 0 0
iShares MSCI USA Equal Weighted ETF MSCI EQUAL WEITE 464286681 21 250 SH   SOLE   0 0 250
iShares MSCI USA Equal Weighted ETF MSCI EQUAL WEITE 464286681 2,039 24,128 SH   SOLE   24,128 0 0
iShares Dow Jones Dividend ETF SELECT DIVID ETF 464287168 128 1,101 SH   SOLE   1,101 0 0
iShares Barclays TIPS Bonds Fund ETF TIPS BD ETF 464287176 105 819 SH   SOLE   819 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 693 1,612 SH   SOLE   1,612 0 0
iShares Inc MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 226 4,102 SH   SOLE   4,102 0 0
iShares Investment Grade Corp Bond ETF IBOXX INV CP ETF 464287242 34 250 SH   SOLE   0 0 250
iShares Investment Grade Corp Bond ETF IBOXX INV CP ETF 464287242 2,542 18,920 SH   SOLE   18,920 0 0
iShares S&P 500 Growth Index Fund S&P 500 GRWT ETF 464287309 36 500 SH   SOLE   0 0 500
iShares S&P 500 Growth Index Fund S&P 500 GRWT ETF 464287309 1,324 18,203 SH   SOLE   18,203 0 0
iShares S&P 500 Value Index Fund ETF S&P 500 VAL ETF 464287408 1,274 8,630 SH   SOLE   8,630 0 0
iShares Trust Barclays 1-3 Year Treasury Bond Fund ETF 1 3 YR TREAS BD 464287457 4 50 SH   SOLE   50 0 0
iShares Trust MSCI EAFE Index Fund ETF MSCI EAFE ETF 464287465 733 9,297 SH   SOLE   9,297 0 0
iShares Russell Midcap Value Index Fd ETF RUS MDCP VAL ETF 464287473 40 350 SH   SOLE   0 0 350
iShares Russell Midcap Value Index Fd ETF RUS MDCP VAL ETF 464287473 2 18 SH   SOLE   18 0 0
iShares Russell Midcap Growth ETF RUS MD CP GR ETF 464287481 19 170 SH   SOLE   170 0 0
iShares Russell Midcap Index Fd ETF RUS MID CAP ETF 464287499 26 324 SH   SOLE   324 0 0
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 1,632 6,074 SH   SOLE   6,074 0 0
IShares Russell 1000 Value Index Fund ETF RUS 1000 VAL ETF 464287598 49 310 SH   SOLE   310 0 0
iShares S&P Mid Cap Growth ETF S&P MC 400GR ETF 464287606 75 930 SH   SOLE   0 0 930
iShares S&P Mid Cap Growth ETF S&P MC 400GR ETF 464287606 562 6,940 SH   SOLE   6,940 0 0
IShares Russell 1000 Growth Index Fd ETF RUS 1000 GRW ETF 464287614 27 100 SH   SOLE   0 0 100
IShares Russell 1000 Growth Index Fd ETF RUS 1000 GRW ETF 464287614 80 295 SH   SOLE   295 0 0
iShares Tr Russell 1000 Index Fd ETF RUS 1000 ETF 464287622 133 550 SH   SOLE   550 0 0
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 39 126 SH   SOLE   126 0 0
iShares Russell 2000 Index Fund ETF RUSSELL 2000 ETF 464287655 11 50 SH   SOLE   50 0 0
iShares Inc S&P Mid Cap 400 Value ETF S&P MC 400VL ETF 464287705 29 275 SH   SOLE   0 0 275
iShares Inc S&P Mid Cap 400 Value ETF S&P MC 400VL ETF 464287705 3,467 32,910 SH   SOLE   32,910 0 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 2,261 20,009 SH   SOLE   20,009 0 0
iShares Inc S&P Small Cap 600 Value ETF SP SMCP600VL ETF 464287879 8 75 SH   SOLE   0 0 75
iShares Inc S&P Small Cap 600 Value ETF SP SMCP600VL ETF 464287879 3,412 32,366 SH   SOLE   32,366 0 0
iShares S&P Small Cap 600 Growth ETF S&P SML 600 GWT 464287887 95 720 SH   SOLE   0 0 720
iShares S&P Small Cap 600 Growth ETF S&P SML 600 GWT 464287887 409 3,083 SH   SOLE   3,083 0 0
iShares JP Morgan USD Emerging Bond Fund ETF JPMORGAN USD EMG 464288281 3,522 31,315 SH   SOLE   31,315 0 0
iShares S&P National AMT-Free Muni Bond Fund ETF NATIONAL MUN ETF 464288414 94 800 SH   SOLE   800 0 0
iShares High Yield Corp Bond ETF IBOXX HI YD ETF 464288513 3,396 38,578 SH   SOLE   38,578 0 0
IShares MBS ETF MBS ETF 464288588 16 150 SH   SOLE   0 0 150
IShares MBS ETF MBS ETF 464288588 4,396 40,615 SH   SOLE   40,615 0 0
iShares Barclays Inter Credit Bd ETF ISHS 5-10YR INVT 464288638 103 1,700 SH   SOLE   1,700 0 0
iShares Short Term Corporate Bond ETF ISHS 1-5YR INVS 464288646 2,234 40,758 SH   SOLE   40,758 0 0
iShares US Preferred Stock ETF PFD AND INCM SEC 464288687 2,943 74,807 SH   SOLE   74,807 0 0
iShares Floating Rate Note Fund ETF FLTG RATE NT ETF 46429B655 10 200 SH   SOLE   200 0 0
iShares Edge MSCI USA Quality Factor ETF MSCI USA QLT FCT 46432F339 20 150 SH   SOLE   0 0 150
iShares Edge MSCI USA Quality Factor ETF MSCI USA QLT FCT 46432F339 1,990 14,978 SH   SOLE   14,978 0 0
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 336 4,495 SH   SOLE   4,495 0 0
iShares iBonds Dec 2023 Term Corporate ETF IBONDS DEC23 ETF 46434VAX8 3 125 SH   SOLE   0 0 125
iShares iBonds Dec 2023 Term Corporate ETF IBONDS DEC23 ETF 46434VAX8 426 16,350 SH   SOLE   16,350 0 0
iShares iBonds Dec 2022 Term Corporate ETF IBONDS DEC22 ETF 46434VBA7 238 9,355 SH   SOLE   9,355 0 0
iShares iBonds Dec 2025 Term Corporate ETF IBONDS DEC25 ETF 46434VBD1 47 1,725 SH   SOLE   1,725 0 0
iShares iBonds Dec 2024 Term Corporate ETF IBONDS DEC24 ETF 46434VBG4 183 6,955 SH   SOLE   6,955 0 0
iShares iBonds Dec 2021 Term Corporate ETF IBONDS DEC21 ETF 46434VBK5 216 8,705 SH   SOLE   8,705 0 0
J.P. Morgan Chase & Co COM 46625H100 15 95 SH   SOLE   0 0 95
J.P. Morgan Chase & Co COM 46625H100 3,503 22,524 SH   SOLE   22,524 0 0
Johnson & Johnson COM 478160104 2,950 17,904 SH   SOLE   17,904 0 0
KLA-Tencor Corp. COM NEW 482480100 16 50 SH   SOLE   0 0 50
KLA-Tencor Corp. COM NEW 482480100 1,391 4,290 SH   SOLE   4,290 0 0
Kansas City Southern COM NEW 485170302 142 500 SH   SOLE   500 0 0
Kimberly Clark Corp COM 494368103 19 145 SH   SOLE   145 0 0
ADR KONINKLIJKE AHOLDDELHAIZE N.V. com 500467501 2 90 SH   OTR   90 0 0
Kroger Corp. COM 501044101 1 30 SH   SOLE   30 0 0
L3 Harris Technologies Inc COM 502431109 369 1,705 SH   SOLE   1,705 0 0
Estee Lauder Co CL A 518439104 27 85 SH   SOLE   0 0 85
Estee Lauder Co CL A 518439104 1,866 5,868 SH   SOLE   5,868 0 0
Lilly Eli & Co COM 532457108 11 50 SH   SOLE   0 0 50
Lilly Eli & Co COM 532457108 1,851 8,066 SH   SOLE   8,066 0 0
Lockheed Martin Corp. COM 539830109 86 228 SH   SOLE   228 0 0
Lowes Cos Inc. COM 548661107 1,019 5,252 SH   SOLE   5,252 0 0
Lumen Technologies Inc COM 550241103 3 185 SH   SOLE   185 0 0
M&T Bank Corporation COM 55261F104 22 150 SH   SOLE   0 0 150
M&T Bank Corporation COM 55261F104 1,471 10,125 SH   SOLE   10,125 0 0
Manulife Financial Corp. COM 56501R106 9 480 SH   SOLE   480 0 0
Marathon Pete Corp COM 56585A102 109 1,800 SH   SOLE   1,800 0 0
MarketAxess Holdings Inc COM 57060D108 58 125 SH   OTR   125 0 0
Marsh & McLennan Companies Inc COM 571748102 611 4,342 SH   SOLE   4,342 0 0
Mastercard Inc. CL A 57636Q104 3 7 SH   SOLE   0 0 7
Mastercard Inc. CL A 57636Q104 506 1,385 SH   SOLE   1,385 0 0
McCormick & Co. COM NON VTG 579780206 16 182 SH   SOLE   182 0 0
McDonalds Corp COM 580135101 12 50 SH   SOLE   0 0 50
McDonalds Corp COM 580135101 1,541 6,670 SH   SOLE   6,670 0 0
Merck & Co. Inc. New COM 58933Y105 4 50 SH   SOLE   0 0 50
Merck & Co. Inc. New COM 58933Y105 439 5,649 SH   SOLE   5,649 0 0
MetLife Inc. COM 59156R108 10 171 SH   SOLE   171 0 0
Microsoft Corp. COM 594918104 7 25 SH   OTR   25 0 0
Microsoft Corp. COM 594918104 3,766 13,902 SH   SOLE   13,902 0 0
Microchip Technology COM 595017104 40 265 SH   SOLE   0 0 265
Microchip Technology COM 595017104 2,744 18,328 SH   SOLE   18,328 0 0
Microshare Corp. com 59514B209 0 50 SH   OTR   50 0 0
Mondelez Intl Inc. CL A 609207105 3 49 SH   SOLE   0 0 49
Mondelez Intl Inc. CL A 609207105 1,019 16,315 SH   SOLE   16,315 0 0
Monolithic Power Systems Inc COM 609839105 45 120 SH   OTR   120 0 0
Morgan Stanley COM NEW 617446448 271 2,957 SH   SOLE   2,957 0 0
NCR Corp New COM 62886E108 2 33 SH   SOLE   33 0 0
New York Community Bancorp COM 649445103 1 100 SH   OTR   100 0 0
Nextera Energy Inc COM 65339F101 15 200 SH   SOLE   0 0 200
Nextera Energy Inc COM 65339F101 555 7,580 SH   SOLE   7,580 0 0
Nextera Energy Partners COM UNIT PART IN 65341B106 8 100 SH   OTR   100 0 0
Nice LTD - Spon ADR SPONSORED ADR 653656108 5 20 SH   OTR   20 0 0
Nike Inc Cl B CL B 654106103 8 50 SH   SOLE   0 0 50
Nike Inc Cl B CL B 654106103 1,575 10,193 SH   SOLE   10,193 0 0
Nokia Corp SPONSORED ADR 654902204 1 100 SH   OTR   100 0 0
Nokia Corp SPONSORED ADR 654902204 0 40 SH   SOLE   40 0 0
Norfolk Southern Corp COM 655844108 85 320 SH   SOLE   320 0 0
Northrop Grumman Corp COM 666807102 55 152 SH   SOLE   152 0 0
Novartis A G SPONSORED ADR 66987V109 10 112 SH   SOLE   0 0 112
Novartis A G SPONSORED ADR 66987V109 905 9,921 SH   SOLE   9,921 0 0
Nucor Corp. COM 670346105 62 650 SH   SOLE   650 0 0
NVIDIA Corp COM 67066G104 12 15 SH   SOLE   0 0 15
NVIDIA Corp COM 67066G104 561 701 SH   SOLE   701 0 0
Oracle Corp. COM 68389X105 27 350 SH   SOLE   0 0 350
Oracle Corp. COM 68389X105 2,284 29,342 SH   SOLE   29,342 0 0
Otis Worldwide Corporation COM 68902V107 10 117 SH   SOLE   117 0 0
Palo Alto Networks Inc COM 697435105 24 65 SH   SOLE   0 0 65
Palo Alto Networks Inc COM 697435105 2,265 6,105 SH   SOLE   6,105 0 0
Parker Hannifin Corp COM 701094104 61 200 SH   OTR   200 0 0
Paychex COM 704326107 38 350 SH   SOLE   350 0 0
Paypal Holdings Inc. COM 70450Y103 28 95 SH   SOLE   0 0 95
Paypal Holdings Inc. COM 70450Y103 3,063 10,509 SH   SOLE   10,509 0 0
Peloton Interactive Inc CL A COM 70614W100 12 100 SH   OTR   100 0 0
Penn National COM 707569109 23 300 SH   OTR   300 0 0
PennyMac Financial Services Inc. COM 70932M107 20 325 SH   OTR   325 0 0
Pepsico Inc COM 713448108 33 225 SH   SOLE   0 0 225
Pepsico Inc COM 713448108 1,473 9,938 SH   SOLE   9,938 0 0
Pfizer Inc COM 717081103 3 86 SH   SOLE   0 0 86
Pfizer Inc COM 717081103 1,120 28,592 SH   SOLE   28,592 0 0
Phillip Morris Intl, Inc COM 718172109 100 1,012 SH   SOLE   1,012 0 0
PIMCO Total Return Active ETF ACTIVE BD ETF 72201R775 33 300 SH   SOLE   0 0 300
PIMCO Total Return Active ETF ACTIVE BD ETF 72201R775 7,312 65,898 SH   SOLE   65,898 0 0
PIMCO Enhanced Short Maturity Active ETF ENHAN SHRT MA AC 72201R833 818 8,020 SH   SOLE   8,020 0 0
T. Rowe Price COM 74144T108 86 435 SH   SOLE   435 0 0
Procter & Gamble COM 742718109 5 40 SH   OTR   40 0 0
Procter & Gamble COM 742718109 13 100 SH   SOLE   0 0 100
Procter & Gamble COM 742718109 2,411 17,866 SH   SOLE   17,866 0 0
Prologis Inc COM 74340W103 13 111 SH   OTR   111 0 0
Prudential Financial Inc. COM 744320102 1 9 SH   SOLE   0 0 9
Prudential Financial Inc. COM 744320102 125 1,219 SH   SOLE   1,219 0 0
Public Storage Inc. COM 74460D109 35 115 SH   SOLE   115 0 0
Qualcomm Inc. COM 747525103 109 765 SH   SOLE   765 0 0
Raytheon Technologies Corp COM 75513E101 295 3,460 SH   SOLE   3,460 0 0
ResMed Inc COM 761152107 31 125 SH   OTR   125 0 0
Ross Stores Inc COM 778296103 16 128 SH   OTR   128 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 86 200 SH   SOLE   0 0 200
SPDR S&P 500 ETF TR UNIT 78462F103 23 54 SH   SOLE   54 0 0
SPDR Gold Trust ETF GOLD SHS 78463V107 17 100 SH   SOLE   100 0 0
SPDR Portfolio Developed World ex-US ETF PORTFOLIO DEVLPD 78463X889 6 175 SH   SOLE   0 0 175
SPDR Portfolio Developed World ex-US ETF PORTFOLIO DEVLPD 78463X889 2,261 61,449 SH   SOLE   61,449 0 0
SPDR Bloomberg Barclays Convertible Securities ETF BLMBRG BRC CNVRT 78464A359 323 3,721 SH   SOLE   3,721 0 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 51 420 SH   SOLE   420 0 0
SPDR S&P Midcap 400 ETF UTSER1 S&PDCRP 78467Y107 280 570 SH   SOLE   570 0 0
SPDR Bloomberg Barclays IG Floating Rate ETF BLOMBERG BRC INV 78468R200 210 6,861 SH   SOLE   6,861 0 0
SPDR Nuveen Bloomberg Barclays Municipal Bond ETF NUVEEN BRC MUNIC 78468R721 148 2,834 SH   SOLE   2,834 0 0
Salesforce.com Inc. COM 79466L302 6 25 SH   SOLE   0 0 25
Salesforce.com Inc. COM 79466L302 1,289 5,275 SH   SOLE   5,275 0 0
SAP AG ADR SPON ADR 803054204 23 165 SH   SOLE   165 0 0
Schlumberger LTD COM STK 806857108 2 66 SH   SOLE   66 0 0
Charles Schwab Inc COM 808513105 457 6,280 SH   SOLE   6,280 0 0
Shopify Inc - Class A CL A 82509L107 73 50 SH   OTR   50 0 0
Simon PPTY Group Inc COM 828806109 19 145 SH   SOLE   145 0 0
Skillz Inc COM 83067L109 9 400 SH   OTR   400 0 0
Southern Company COM 842587107 97 1,596 SH   SOLE   1,596 0 0
Starbucks Corp COM 855244109 22 200 SH   SOLE   0 0 200
Starbucks Corp COM 855244109 1,167 10,440 SH   SOLE   10,440 0 0
State Street Corp. COM 857477103 445 5,413 SH   SOLE   5,413 0 0
Stryker Corp COM 863667101 30 115 SH   SOLE   115 0 0
Suncor Energy, Inc. COM 867224107 2 71 SH   SOLE   71 0 0
Sysco Corp COM 871829107 19 250 SH   SOLE   250 0 0
T J X Companies COM 872540109 447 6,630 SH   SOLE   6,630 0 0
Target Corp. COM 87612E106 207 856 SH   SOLE   856 0 0
Tesla Motors Inc COM 88160R101 17 25 SH   OTR   25 0 0
Texas Instruments COM 882508104 351 1,827 SH   SOLE   1,827 0 0
Thermo Fisher Scientific Inc. COM 883556102 10 20 SH   SOLE   0 0 20
Thermo Fisher Scientific Inc. COM 883556102 386 765 SH   SOLE   765 0 0
3M Corp COM 88579Y101 19 95 SH   SOLE   0 0 95
3M Corp COM 88579Y101 883 4,444 SH   SOLE   4,444 0 0
Toronto Dominion Bank Ont Sedol 2897222 COM NEW 891160509 121 1,729 SH   SOLE   1,729 0 0
Tractor Supply Company COM 892356106 56 300 SH   OTR   300 0 0
The Travelers Cos Inc COM 89417E109 6 39 SH   SOLE   39 0 0
Truist Financial Corporation COM 89832Q109 630 11,359 SH   SOLE   11,359 0 0
Tyler Technologies COM 902252105 280 620 SH   OTR   620 0 0
Tyler Technologies COM 902252105 7 15 SH   SOLE   0 0 15
Tyler Technologies COM 902252105 981 2,169 SH   SOLE   2,169 0 0
UGI Corp New COM 902681105 40 864 SH   OTR   864 0 0
US Bancorp Del COM NEW 902973304 9 150 SH   SOLE   0 0 150
US Bancorp Del COM NEW 902973304 326 5,718 SH   SOLE   5,718 0 0
Union Pac Corp COM 907818108 47 213 SH   SOLE   213 0 0
United Parcel Service CL B 911312106 36 175 SH   SOLE   0 0 175
United Parcel Service CL B 911312106 2,290 11,011 SH   SOLE   11,011 0 0
Unitedhealth Group COM 91324P102 89 222 SH   SOLE   222 0 0
UNUM Group COM 91529Y106 28 979 SH   OTR   979 0 0
VF Corp COM 918204108 239 2,918 SH   SOLE   2,918 0 0
Vaneck Vectors Fallen Angel H/Y Bd ETF FALLEN ANGEL HG 92189F437 4 132 SH   OTR   132 0 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 4 25 SH   SOLE   0 0 25
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 669 4,320 SH   SOLE   4,320 0 0
Vanguard Int Term Bd Index Fd ETF INTERMED TERM 921937819 32 360 SH   SOLE   360 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 9 100 SH   SOLE   0 0 100
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 1,059 12,332 SH   SOLE   12,332 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 76 1,473 SH   SOLE   1,473 0 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 34 325 SH   SOLE   0 0 325
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 1,826 17,425 SH   SOLE   17,425 0 0
Vanguard FTSE All-World ex- US ETF ALLWRLD EX US 922042775 275 4,341 SH   SOLE   4,341 0 0
Vanguard FTSE Emerging Mkts ETF FTSE EMR MKT ETF 922042858 12 225 SH   SOLE   0 0 225
Vanguard FTSE Emerging Mkts ETF FTSE EMR MKT ETF 922042858 4,549 83,757 SH   SOLE   83,757 0 0
Vanguard Utility ETF UTILITIES ETF 92204A876 114 825 SH   SOLE   825 0 0
Vanguard Short-Term Corporate Bond ETF SHRT TRM CORP BD 92206C409 358 4,333 SH   SOLE   4,333 0 0
Vanguard Intermediate Term Corporate Bond ETF INT-TERM CORP 92206C870 19 200 SH   SOLE   0 0 200
Vanguard Intermediate Term Corporate Bond ETF INT-TERM CORP 92206C870 10,215 107,448 SH   SOLE   107,448 0 0
Vapotherm, Inc COM 922107107 2 100 SH   OTR   100 0 0
Veeva Systems Inc CL A COM 922475108 20 65 SH   OTR   65 0 0
Vanguard S&P 500 ETF New S&P 500 ETF SHS 922908363 65 165 SH   SOLE   165 0 0
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 36 350 SH   SOLE   0 0 350
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 2,318 22,770 SH   SOLE   22,770 0 0
Vanguard Small-Cap Growth ETF SML CP GRW ETF 922908595 104 360 SH   SOLE   360 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629 273 1,149 SH   SOLE   1,149 0 0
Vanguard Value ETF VALUE ETF 922908744 53 387 SH   SOLE   387 0 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751 170 756 SH   SOLE   756 0 0
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 61 275 SH   SOLE   0 0 275
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 6,916 31,039 SH   SOLE   31,039 0 0
Verizon Communications COM 92343V104 2,392 42,690 SH   SOLE   42,690 0 0
Visa Inc COM CL A 92826C839 262 1,119 SH   SOLE   1,119 0 0
Vodafone Group PLC ADR New SPONSORED ADR 92857W308 10 568 SH   SOLE   568 0 0
Walmart Inc COM 931142103 230 1,629 SH   SOLE   1,629 0 0
Wayfair Inc. CL A 94419L101 32 100 SH   OTR   100 0 0
Wells Fargo & Co COM 949746101 255 5,639 SH   SOLE   5,639 0 0
West Pharmaceuticals Inc COM 955306105 50 140 SH   OTR   140 0 0
Whirlpool Corp COM 963320106 196 900 SH   SOLE   900 0 0
Xilinx Inc COM 983919101 13 90 SH   SOLE   0 0 90
Xilinx Inc COM 983919101 231 1,600 SH   SOLE   1,600 0 0
YUM Brands Inc. COM 988498101 90 780 SH   SOLE   780 0 0
Zimmer Biomet Hldgs Inc COM 98956P102 26 160 SH   SOLE   0 0 160
Zimmer Biomet Hldgs Inc COM 98956P102 1,447 8,997 SH   SOLE   8,997 0 0
Zions Bancorp NA COM 989701107 2 44 SH   SOLE   44 0 0
Zoetis Inc CL A 98978V103 490 2,627 SH   SOLE   2,627 0 0
Accenture PLC Ireland Shs Cl A SHS CLASS A G1151C101 3 10 SH   SOLE   0 0 10
Accenture PLC Ireland Shs Cl A SHS CLASS A G1151C101 133 451 SH   SOLE   451 0 0
Johnson Controls International SHS G51502105 565 8,236 SH   SOLE   8,236 0 0
Linde PLC SHS G5494J103 70 243 SH   SOLE   243 0 0
Medtronic PLC Sedol SHS G5960L103 1 9 SH   SOLE   0 0 9
Medtronic PLC Sedol SHS G5960L103 150 1,206 SH   SOLE   1,206 0 0
Chubb Ltd COM H1467J104 202 1,271 SH   SOLE   1,271 0 0
Ferrari NV COM N3167Y103 13 65 SH   OTR   65 0 0
NXP Semiconductors N.V. COM N6596X109 10 47 SH   SOLE   47 0 0