The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100   345,605 3,326 SH   SOLE   3,326 0 0
Accenture Plc Class A SHS CLASS A G1151C101   1,987,032 6,549 SH   SOLE   6,549 0 0
ALBERTSONS COS INC COMMON STOCK COMMON STOCK 013091103   1,019,357 51,613 SH   SOLE   51,613 0 0
Alphabet Inc. Class A CAP STK CL A 02079K305   2,791,995 15,328 SH   SOLE   15,328 0 0
Alphabet Inc. Class C CAP STK CL A 02079K107   4,543,864 24,773 SH   SOLE   24,773 0 0
Amazon.com, Inc. COM 023135106   692,995 3,586 SH   SOLE   3,586 0 0
Amphenol Corporation Class A CL A 032095101   1,859,143 27,596 SH   SOLE   27,596 0 0
Apple Inc. COM 037833100   6,289,324 29,861 SH   SOLE   29,861 0 0
APPLIED MATLS INC COM COM 038222105   1,793,760 7,601 SH   SOLE   7,601 0 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103   2,876,215 12,050 SH   SOLE   12,050 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702   6,092,237 14,976 SH   SOLE   14,976 0 0
BLACKROCK INC COM COM 09247X101   1,134,528 1,441 SH   SOLE   1,441 0 0
CANADIAN NATL RY CO COM COM 136375102   1,051,003 8,897 SH   SOLE   8,897 0 0
CANADIAN PACIFIC KANSAS CITY COM COM 13646K108   1,008,216 12,806 SH   SOLE   12,806 0 0
CHEVRON CORP NEW COM COM 166764100   312,840 2,000 SH   SOLE   2,000 0 0
CHUBB LIMITED COM COM H1467J104   802,737 3,147 SH   SOLE   3,147 0 0
CLOROX CO DEL COM COM 189054109   1,078,386 7,902 SH   SOLE   7,902 0 0
COMMUNICAT SVS SLCT SEC SPDR ETF COMMUNICATION 81369Y852   1,363,365 15,916 SH   SOLE   15,916 0 0
CONSTELLATION BRANDS INC CL A CL A 21036P108   455,386 1,770 SH   SOLE   1,770 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND SBI CONS DISCR 81369Y407   1,475,798 8,091 SH   SOLE   8,091 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND SBI CONS STPLS 81369Y308   815,960 10,655 SH   SOLE   10,655 0 0
CUMMINS INC COM COM 231021106   332,316 1,200 SH   SOLE   1,200 0 0
Dimensional Emerg Core Eqy Mrkt ETF EMGR CRE EQT MNG 25434V302   1,371,576 53,018 SH   SOLE   53,018 0 0
Dimensional Intern Core Eqt Mkt ETF INTL CORE EQT MK 25434V203   8,242,534 277,807 SH   SOLE   277,807 0 0
DISNEY WALT CO COM COM 254687106   853,199 8,593 SH   SOLE   8,593 0 0
DOW INC COM COM 260557103   265,250 5,000 SH   SOLE   5,000 0 0
ELEVANCE HEALTH INC COM COM 036752103   529,397 977 SH   SOLE   977 0 0
ENERGY SELECT SECTOR SPDR FUND ENERGY 81369Y506   1,549,277 16,997 SH   SOLE   16,997 0 0
EQUITY RESIDENTIAL SH BEN INT SH BEN INT 29476L107   551,253 7,950 SH   SOLE   7,950 0 0
EXPEDIA GROUP INC COM NEW COM NEW 30212P303   674,172 5,351 SH   SOLE   5,351 0 0
EXXON MOBIL CORP COM COM 30231G102   398,545 3,462 SH   SOLE   3,462 0 0
FEDEX CORP COM COM 31428X106   694,130 2,315 SH   SOLE   2,315 0 0
FINANCIAL SELECT SECTOR SPDR FUND FINANCIAL 81369Y605   1,752,108 42,620 SH   SOLE   42,620 0 0
FISERV INC COM COM 337738108   847,889 5,689 SH   SOLE   5,689 0 0
GALLAGHER ARTHUR J & CO COM COM 363576109   646,719 2,494 SH   SOLE   2,494 0 0
GENERAL ELECTRIC CO COM NEW COM NEW 369604301   1,663,939 10,467 SH   SOLE   10,467 0 0
GENTEX CORP COM COM 371901109   218,104 6,470 SH   SOLE   6,470 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104   1,495,370 3,306 SH   SOLE   3,306 0 0
HCA HEALTHCARE INC COM COM 40412C101   561,276 1,747 SH   SOLE   1,747 0 0
HDFC BANK LTD SPONSORED ADS SPONSORED ADS 40415F101   639,054 9,934 SH   SOLE   9,934 0 0
HEALTH CARE SELECT SECTOR SPDR FUND SBI HEALTHCARE 81369Y209   1,746,377 11,982 SH   SOLE   11,982 0 0
HILTON GRAND VACATIONS INC COM COM 43283X105   1,022,960 25,302 SH   SOLE   25,302 0 0
HOME DEPOT INC COM COM 437076102   311,537 905 SH   SOLE   905 0 0
ILLINOIS TOOL WKS INC COM COM 452308109   415,628 1,754 SH   SOLE   1,754 0 0
IMPERIAL OIL LTD COM NEW COM NEW 453038408   478,706 7,014 SH   SOLE   7,014 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND INDL 81369Y704   1,251,361 10,268 SH   SOLE   10,268 0 0
INSIGHT ENTERPRISES INC COM COM 45765U103   1,363,527 6,874 SH   SOLE   6,874 0 0
INTERCONTINENTAL HOTELS GROUP SPONSORED ADS SPONSORED ADS 45857P806   1,727,197 16,302 SH   SOLE   16,302 0 0
INTERNATIONAL GAME TECHNOLOGY SHS USD SHS USD G4863A108   1,060,237 51,820 SH   SOLE   51,820 0 0
INTUIT COM COM 461202103   1,637,110 2,491 SH   SOLE   2,491 0 0
INVITATION HOMES INC COM COM 46187W107   548,830 15,292 SH   SOLE   15,292 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   3,228,340 44,443 SH   SOLE   44,443 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   1,567,894 29,290 SH   SOLE   29,290 0 0
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200   6,497,262 11,873 SH   SOLE   11,873 0 0
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804   13,914,117 130,453 SH   SOLE   130,453 0 0
ISHARES GOLD TRUST ISHARES NEW 464285204   8,325,877 189,526 SH   SOLE   189,526 0 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465   8,091,959 103,306 SH   SOLE   103,306 0 0
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234   15,729,509 369,324 SH   SOLE   369,324 0 0
ISHARES NATIONAL MUNI BOND ETF NATIONAL MUN ETF 464288414   9,765,521 91,652 SH   SOLE   91,652 0 0
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614   4,265,132 11,701 SH   SOLE   11,701 0 0
ISHARES RUSSELL MIDCAP ETF RUS MID CAP ETF 464287499   944,582 11,650 SH   SOLE   11,650 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   436,824 2,400 SH   SOLE   2,400 0 0
JOBY AVIATION INC COMMON STOCK COMMON STOCK G65163100   172,069 33,739 SH   SOLE   33,739 0 0
JOHNSON & JOHNSON COM COM 478160104   572,801 3,919 SH   SOLE   3,919 0 0
JPMORGAN CHASE & CO COM COM 46625H100   2,137,079 10,566 SH   SOLE   10,566 0 0
KKR & CO INC COM COM 48251W104   510,835 4,854 SH   SOLE   4,854 0 0
LIVE NATION ENTERTAINMENT INC COM COM 538034109   486,698 5,192 SH   SOLE   5,192 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104   1,930,075 4,375 SH   SOLE   4,375 0 0
MATERIALS SELECT SECTOR SPDR FUND SBMI MATERIALS 81369Y100   342,643 3,880 SH   SOLE   3,880 0 0
MCDONALDS CORP COM COM 580135101   244,646 960 SH   SOLE   960 0 0
MEDTRONIC PLC SHS SHS G5960L103   255,650 3,248 SH   SOLE   3,248 0 0
MERCK & CO INC COM COM 58933Y105   385,885 3,117 SH   SOLE   3,117 0 0
META PLATFORMS INC CL A CL A 30303M102   1,396,689 2,770 SH   SOLE   2,770 0 0
MICROSOFT CORP COM COM 594918104   10,099,729 22,597 SH   SOLE   22,597 0 0
MOODYS CORP COM COM 615369105   1,155,032 2,744 SH   SOLE   2,744 0 0
NETFLIX INC COM COM 64110L106   376,583 558 SH   SOLE   558 0 0
NIKE INC CL B CL B 654106103   1,721,225 22,837 SH   SOLE   22,837 0 0
OTIS WORLDWIDE CORP COM COM 68902V107   2,459,443 25,550 SH   SOLE   25,550 0 0
PFIZER INC COM COM 717081103   524,933 18,761 SH   SOLE   18,761 0 0
PHILIP MORRIS INTL INC COM COM 718172109   1,112,806 10,982 SH   SOLE   10,982 0 0
PTC INC COM COM 69370C100   387,865 2,135 SH   SOLE   2,135 0 0
REAL ESTATE SELECT SCTR SPDR ETF RL EST SEL SEC 81369Y860   350,146 9,116 SH   SOLE   9,116 0 0
S&P GLOBAL INC COM COM 78409V104   2,018,150 4,525 SH   SOLE   4,525 0 0
SALESFORCE INC COM COM 79466L302   1,813,326 7,053 SH   SOLE   7,053 0 0
SHARKNINJA INC COM SHS COM SHS G8068L108   1,024,445 13,632 SH   SOLE   13,632 0 0
SHERWIN WILLIAMS CO COM COM 824348106   274,556 920 SH   SOLE   920 0 0
SPDR S&P 500 ETF TRUST TR UNIT 78462F103   12,086,038 22,208 SH   SOLE   22,208 0 0
SPDR S&P METALS & MINING ETF S&P METALS MNG 78464A755   4,157,253 70,070 SH   SOLE   70,070 0 0
SPOTIFY TECHNOLOGY S A SHS SHS L8681T102   545,681 1,739 SH   SOLE   1,739 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS SPONSORED ADS 874039100   5,105,321 29,373 SH   SOLE   29,373 0 0
TARGET CORP COM COM 87612E106   4,127,503 27,881 SH   SOLE   27,881 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF TECHNOLOGY 81369Y803   4,663,279 20,613 SH   SOLE   20,613 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102   2,222,507 4,019 SH   SOLE   4,019 0 0
ULTA BEAUTY INC COM COM 90384S303   447,609 1,160 SH   SOLE   1,160 0 0
UNION PAC CORP COM COM 907818108   1,153,021 5,096 SH   SOLE   5,096 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102   2,913,476 5,721 SH   SOLE   5,721 0 0
UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886   340,359 4,995 SH   SOLE   4,995 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858   5,611,443 113,546 SH   SOLE   113,546 0 0
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858   6,844,939 156,420 SH   SOLE   156,420 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   10,188,148 20,371 SH   SOLE   20,371 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835   6,290,974 87,314 SH   SOLE   87,314 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768   38,538,815 639,118 SH   SOLE   639,118 0 0
VANGUARD TOTAL STOCK MARKET ETF TOTAL SKT MKT 922908769   559,363 2,091 SH   SOLE   2,091 0 0
VANGUARD TOTAL WORLD STOCK ETF TT WRLD ST ETF 922042742   24,030,962 213,362 SH   SOLE   213,362 0 0
VISA INC COM CL A COM CL A 92826C839   1,383,742 5,272 SH   SOLE   5,272 0 0
VISTRA CORP COM COM 92840M102   397,572 4,624 SH   SOLE   4,624 0 0
WALMART INC COM COM 931142103   1,084,714 16,020 SH   SOLE   16,020 0 0
WASTE MGMT INC DEL COM COM 94106L109   1,072,674 5,028 SH   SOLE   5,028 0 0
YUM CHINA HLDGS INC COM COM 98850P109   1,479,672 47,979 SH   SOLE   47,979 0 0
ZEBRA TECHNOLOGIES CORPORATION CL A CL A 989207105   800,747 2,592 SH   SOLE   2,592 0 0