The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMD K1 003261104   710,125 36,680 SH   SOLE   0 0 36,680
BANK AMERICA CORP COM 060505104   851,144 25,279 SH   SOLE   0 0 25,279
BLACKROCK CORE BD TR SHS BEN INT 09249E101   272,385 24,967 SH   SOLE   0 0 24,967
BLACKROCK CORPOR HI YLD FD I COM 09255P107   513,842 54,490 SH   SOLE   0 0 54,490
CITIZENS FINL GROUP INC COM 174610105   780,944 23,565 SH   SOLE   0 0 23,565
DOUBLELINE INCOME SOLUTIONS COM 258622109   459,924 37,576 SH   SOLE   0 0 37,576
FIFTH THIRD BANCORP COM 316773100   913,985 26,500 SH   SOLE   0 0 26,500
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   593,447 14,276 SH   SOLE   0 0 14,276
FORTINET INC COM 34959E109   703,765 12,024 SH   SOLE   0 0 12,024
HUNTINGTON BANCSHARES INC COM 446150104   814,284 64,016 SH   SOLE   0 0 64,016
INVESCO QQQ TR UNIT SER 1 46090E103   11,131,163 27,181 SH   SOLE   0 0 27,181
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   14,167,757 89,783 SH   SOLE   0 0 89,783
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   262,098 13,472 SH   SOLE   0 0 13,472
ISHARES SILVER TR ISHARES 46428Q109   5,967,546 273,992 SH   SOLE   0 0 273,992
ISHARES TR LATN AMER 40 ETF 464287390   6,706,351 230,776 SH   SOLE   0 0 230,776
ISHARES TR IBOXX HI YD ETF 464288513   1,602,925 20,712 SH   SOLE   0 0 20,712
ISHARES TR ESG AWARE MSCI 46435U663   489,189 12,870 SH   SOLE   0 0 12,870
ISHARES TR ESG MSCI USA ETF 46436E767   1,302,950 32,721 SH   SOLE   0 0 32,721
PIMCO ETF TR ACTIVE BD ETF 72201R775   948,192 10,256 SH   SOLE   0 0 10,256
PIMCO DYNAMIC INCOME FD SHS 72201Y101   483,340 26,927 SH   SOLE   0 0 26,927
REGIONS FINANCIAL CORP NEW COM 7591EP100   766,557 39,554 SH   SOLE   0 0 39,554
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,314,546 15,389 SH   SOLE   0 0 15,389
SCHWAB STRATEGIC TR US REIT ETF 808524847   981,882 47,411 SH   SOLE   0 0 47,411
UNITED STS GASOLINE FD LP UNITS 91201T102   5,732,690 94,443 SH   SOLE   0 0 94,443
UNITED STS OIL FD LP UNITS 91232N207   5,558,343 83,396 SH   SOLE   0 0 83,396
VANECK ETF TRUST IG FLOATING RATE 92189F486   518,442 20,614 SH   SOLE   0 0 20,614
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   2,401,660 14,299 SH   SOLE   0 0 14,299
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,767,426 24,030 SH   SOLE   0 0 24,030
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   579,150 11,732 SH   SOLE   0 0 11,732
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,620,088 28,858 SH   SOLE   0 0 28,858
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,150,879 14,875 SH   SOLE   0 0 14,875
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   722,317 12,177 SH   SOLE   0 0 12,177
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   621,515 10,101 SH   SOLE   0 0 10,101
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,703,085 20,953 SH   SOLE   0 0 20,953
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,339,346 20,341 SH   SOLE   0 0 20,341
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,709,174 24,067 SH   SOLE   0 0 24,067
WELLS FARGO CO NEW COM 949746101   882,022 17,920 SH   SOLE   0 0 17,920