The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   757,247 5,866 SH   SOLE   5,866 0 0
ABBVIE INC COM 00287Y109   9,192,457 51,730 SH   SOLE   51,730 0 0
ADOBE INC COM 00724F101   360,635 811 SH   SOLE   811 0 0
ADVANCED MICRO DEVICES INC COM 007903107   1,091,821 9,039 SH   SOLE   9,039 0 0
AIR PRODS & CHEMS INC COM 009158106   2,684,543 9,256 SH   SOLE   9,256 0 0
ALPHABET INC CAP STK CL C 02079K107   1,464,855 7,692 SH   SOLE   7,692 0 0
ALPHABET INC CAP STK CL A 02079K305   21,389,436 112,992 SH   SOLE   112,992 0 0
ALTRIA GROUP INC COM 02209S103   473,041 9,046 SH   SOLE   9,046 0 0
AMAZON COM INC COM 023135106   29,327,397 133,677 SH   SOLE   133,677 0 0
AMENTUM HOLDINGS INC COM 023939101   961,176 45,705 SH   SOLE   45,705 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,136,351 11,772 SH   SOLE   11,772 0 0
AMERICAN ELEC PWR CO INC COM 025537101   2,445,755 26,518 SH   SOLE   26,518 0 0
AMERICAN EXPRESS CO COM 025816109   1,589,652 5,356 SH   SOLE   5,356 0 0
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664   291,360 3,911 SH   SOLE   3,911 0 0
APPLE INC COM 037833100   500,840 2,000 SH Call SOLE   2,000 0 0
APPLE INC COM 037833100   52,573,090 209,940 SH   SOLE   209,940 0 0
ARISTA NETWORKS INC COM SHS 040413205   1,214,062 10,984 SH   SOLE   10,984 0 0
ARK ETF TR INNOVATION ETF 00214Q104   392,848 6,920 SH   SOLE   6,920 0 0
ARK ETF TR FINTECH INNOVA 00214Q708   208,184 5,619 SH   SOLE   5,619 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,527,548 2,204 SH   SOLE   2,204 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   237,707 3,628 SH   SOLE   3,628 0 0
AT&T INC COM 00206R102   1,696,958 74,526 SH   SOLE   74,526 0 0
ATLASSIAN CORPORATION CL A 049468101   217,825 895 SH   SOLE   895 0 0
AXON ENTERPRISE INC COM 05464C101   253,775 427 SH   SOLE   427 0 0
BANK AMERICA CORP COM 060505104   1,363,743 31,029 SH   SOLE   31,029 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,325,522 13,955 SH   SOLE   13,955 0 0
BLACKROCK INC COM 09290D101   1,343,919 1,311 SH   SOLE   1,311 0 0
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   1,991,737 179,922 SH   SOLE   179,922 0 0
BLACKROCK RES & COMMODITIES SHS 09257A108   85,400 10,000 SH   SOLE   10,000 0 0
BLACKSTONE MTG TR INC COM CL A 09257W100   725,127 41,650 SH   SOLE   41,650 0 0
BROADCOM INC COM 11135F101   1,410,845 6,085 SH   SOLE   6,085 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   2,343,588 7,800 SH   SOLE   7,800 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   240,657 3,526 SH   SOLE   3,526 0 0
CATERPILLAR INC COM 149123101   2,076,488 5,724 SH   SOLE   5,724 0 0
CELLEBRITE DI LTD ORDINARY SHARES M2197Q107   640,676 29,082 SH   SOLE   29,082 0 0
CHENIERE ENERGY INC COM NEW 16411R208   2,744,914 12,775 SH   SOLE   12,775 0 0
CHEVRON CORP NEW COM 166764100   3,358,698 23,189 SH   SOLE   23,189 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   202,005 3,350 SH   SOLE   3,350 0 0
CHUBB LIMITED COM H1467J104   363,058 1,314 SH   SOLE   1,314 0 0
CISCO SYS INC COM 17275R102   1,685,632 28,474 SH   SOLE   28,474 0 0
CITIZENS FINL GROUP INC COM 174610105   952,655 21,770 SH   SOLE   21,770 0 0
COCA COLA CO COM 191216100   1,300,239 20,884 SH   SOLE   20,884 0 0
COHEN & STEERS QUALITY INCOM COM 19247L106   383,616 31,341 SH   SOLE   31,341 0 0
COHEN & STEERS TOTAL RETURN COM 19247R103   128,550 11,101 SH   SOLE   11,101 0 0
COLUMBIA FINL INC COM 197641103   165,357 10,459 SH   SOLE   10,459 0 0
COMCAST CORP NEW CL A 20030N101   313,902 8,364 SH   SOLE   8,364 0 0
CONSOLIDATED EDISON INC COM 209115104   437,990 4,909 SH   SOLE   4,909 0 0
CONSTELLATION ENERGY CORP COM 21037T109   1,739,378 7,775 SH   SOLE   7,775 0 0
CORTEVA INC COM 22052L104   335,451 5,889 SH   SOLE   5,889 0 0
COSTCO WHSL CORP NEW COM 22160K105   4,012,356 4,379 SH   SOLE   4,379 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   7,552,840 22,074 SH   SOLE   22,074 0 0
DANAHER CORPORATION COM 235851102   2,138,712 9,317 SH   SOLE   9,317 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   2,626,954 63,453 SH   SOLE   63,453 0 0
DELTA AIR LINES INC DEL COM NEW 247361702   711,843 11,766 SH   SOLE   11,766 0 0
DISNEY WALT CO COM 254687106   2,422,614 21,757 SH   SOLE   21,757 0 0
DOW INC COM 260557103   537,666 13,398 SH   SOLE   13,398 0 0
DTE ENERGY CO COM 233331107   5,879,921 48,695 SH   SOLE   48,695 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   7,328,421 68,020 SH   SOLE   68,020 0 0
EATON CORP PLC SHS G29183103   3,052,540 9,198 SH   SOLE   9,198 0 0
ELEVANCE HEALTH INC COM 036752103   344,170 933 SH   SOLE   933 0 0
ELI LILLY & CO COM 532457108   1,373,250 1,779 SH   SOLE   1,779 0 0
EMERSON ELEC CO COM 291011104   7,937,953 64,052 SH   SOLE   64,052 0 0
ENBRIDGE INC COM 29250N105   979,709 23,090 SH   SOLE   23,090 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   302,575 9,648 SH   SOLE   9,648 0 0
EXELON CORP COM 30161N101   453,485 12,048 SH   SOLE   12,048 0 0
EXXON MOBIL CORP COM 30231G102   2,497,089 23,214 SH   SOLE   23,214 0 0
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   492,929 20,677 SH   SOLE   20,677 0 0
FIRST TR EXCHANGE-TRADED FD RBA INDL ETF 33738R704   459,621 5,966 SH   SOLE   5,966 0 0
FIRSTENERGY CORP COM 337932107   1,829,442 45,989 SH   SOLE   45,989 0 0
GE AEROSPACE COM NEW 369604301   435,494 2,611 SH   SOLE   2,611 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   1,528,968 19,557 SH   SOLE   19,557 0 0
GENERAL MTRS CO COM 37045V100   2,473,362 46,431 SH   SOLE   46,431 0 0
GILEAD SCIENCES INC COM 375558103   1,034,544 11,200 SH   SOLE   11,200 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673   446,813 11,057 SH   SOLE   11,057 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   331,604 18,200 SH   SOLE   18,200 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   9,948,721 17,374 SH   SOLE   17,374 0 0
GRAINGER W W INC COM 384802104   479,783 455 SH   SOLE   455 0 0
HEICO CORP NEW CL A 422806208   983,114 5,283 SH   SOLE   5,283 0 0
HOME DEPOT INC COM 437076102   16,875,031 43,382 SH   SOLE   43,382 0 0
HONEYWELL INTL INC COM 438516106   1,648,217 7,297 SH   SOLE   7,297 0 0
ILLINOIS TOOL WKS INC COM 452308109   328,606 1,296 SH   SOLE   1,296 0 0
INGERSOLL RAND INC COM 45687V106   396,316 4,381 SH   SOLE   4,381 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   200,944 1,349 SH   SOLE   1,349 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,698,032 7,724 SH   SOLE   7,724 0 0
INTERNATIONAL PAPER CO COM 460146103   2,349,781 43,660 SH   SOLE   43,660 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   330,923 634 SH   SOLE   634 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   2,911,614 13,835 SH   SOLE   13,835 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   334,212 4,986 SH   SOLE   4,986 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365   330,562 4,329 SH   SOLE   4,329 0 0
INVESCO LTD SHS G491BT108   716,680 41,000 SH   SOLE   41,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   6,567,191 12,846 SH   SOLE   12,846 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   214,444 534 SH   SOLE   534 0 0
ISHARES TR RUS 1000 ETF 464287622   1,065,153 3,306 SH   SOLE   3,306 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,184,125 5,359 SH   SOLE   5,359 0 0
ISHARES TR CORE S&P MCP ETF 464287507   264,506 4,245 SH   SOLE   4,245 0 0
ISHARES TR U.S. MED DVC ETF 464288810   385,343 6,604 SH   SOLE   6,604 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,667,578 18,864 SH   SOLE   18,864 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   6,660,159 66,389 SH   SOLE   66,389 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   396,957 6,900 SH   SOLE   6,900 0 0
JACKSON FINANCIAL INC COM CL A 46817M107   1,085,698 12,468 SH   SOLE   12,468 0 0
JACOBS SOLUTIONS INC COM 46982L108   2,015,953 15,087 SH   SOLE   15,087 0 0
JOHNSON & JOHNSON COM 478160104   241,741 1,672 SH   SOLE   1,672 0 0
JPMORGAN CHASE & CO. COM 46625H100   10,270,419 42,845 SH   SOLE   42,845 0 0
KINSALE CAP GROUP INC COM 49714P108   2,440,706 5,247 SH   SOLE   5,247 0 0
LOCKHEED MARTIN CORP COM 539830109   1,000,783 2,059 SH   SOLE   2,059 0 0
LOWES COS INC COM 548661107   1,019,284 4,130 SH   SOLE   4,130 0 0
LULULEMON ATHLETICA INC COM 550021109   1,763,293 4,611 SH   SOLE   4,611 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   283,563 3,818 SH   SOLE   3,818 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   74,270 1,000 SH Call SOLE   1,000 0 0
MANHATTAN ASSOCIATES INC COM 562750109   431,303 1,596 SH   SOLE   1,596 0 0
MARVELL TECHNOLOGY INC COM 573874104   5,549,560 50,245 SH   SOLE   50,245 0 0
MASTERCARD INCORPORATED CL A 57636Q104   3,005,940 5,709 SH   SOLE   5,709 0 0
MCDONALDS CORP COM 580135101   630,949 2,177 SH   SOLE   2,177 0 0
MCKESSON CORP COM 58155Q103   340,612 598 SH   SOLE   598 0 0
MEDTRONIC PLC SHS G5960L103   2,408,861 30,156 SH   SOLE   30,156 0 0
MERCADOLIBRE INC COM 58733R102   850,220 500 SH   SOLE   500 0 0
MERCK & CO INC COM 58933Y105   1,413,081 14,205 SH   SOLE   14,205 0 0
META PLATFORMS INC CL A 30303M102   9,207,163 15,725 SH   SOLE   15,725 0 0
METLIFE INC COM 59156R108   3,122,814 38,139 SH   SOLE   38,139 0 0
MICROSOFT CORP COM 594918104   28,461,072 67,523 SH   SOLE   67,523 0 0
MORGAN STANLEY COM NEW 617446448   2,272,206 18,074 SH   SOLE   18,074 0 0
NETFLIX INC COM 64110L106   990,257 1,111 SH   SOLE   1,111 0 0
NIKE INC CL B 654106103   317,312 4,193 SH   SOLE   4,193 0 0
NUCOR CORP COM 670346105   651,709 5,584 SH   SOLE   5,584 0 0
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102   1,538,750 126,438 SH   SOLE   126,438 0 0
NVIDIA CORPORATION COM 67066G104   27,420,340 204,188 SH   SOLE   204,188 0 0
ORACLE CORP COM 68389X105   792,351 4,755 SH   SOLE   4,755 0 0
PALO ALTO NETWORKS INC COM 697435105   970,211 5,332 SH   SOLE   5,332 0 0
PARKER-HANNIFIN CORP COM 701094104   4,079,196 6,414 SH   SOLE   6,414 0 0
PEPSICO INC COM 713448108   1,415,764 9,311 SH   SOLE   9,311 0 0
PFIZER INC COM 717081103   26,530 1,000 SH Put SOLE   1,000 0 0
PFIZER INC COM 717081103   888,671 33,497 SH   SOLE   33,497 0 0
PHILIP MORRIS INTL INC COM 718172109   516,508 4,292 SH   SOLE   4,292 0 0
PHILLIPS 66 COM 718546104   919,647 8,072 SH   SOLE   8,072 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   3,517,694 38,904 SH   SOLE   38,904 0 0
PRICE T ROWE GROUP INC COM 74144T108   463,669 4,100 SH   SOLE   4,100 0 0
PROCTER AND GAMBLE CO COM 742718109   9,373,639 55,912 SH   SOLE   55,912 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   205,073 2,060 SH   SOLE   2,060 0 0
PRUDENTIAL FINL INC COM 744320102   1,293,162 10,910 SH   SOLE   10,910 0 0
PTC INC COM 69370C100   1,405,870 7,646 SH   SOLE   7,646 0 0
PURE STORAGE INC CL A 74624M102   1,290,091 21,001 SH   SOLE   21,001 0 0
QUALCOMM INC COM 747525103   952,771 6,202 SH   SOLE   6,202 0 0
RTX CORPORATION COM 75513E101   468,109 4,045 SH   SOLE   4,045 0 0
SALESFORCE INC COM 79466L302   8,535,387 25,530 SH   SOLE   25,530 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   398,109 14,572 SH   SOLE   14,572 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,082,787 74,732 SH   SOLE   74,732 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   23,682,411 1,043,278 SH   SOLE   1,043,278 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   363,963 1,622 SH   SOLE   1,622 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   487,564 3,700 SH   SOLE   3,700 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   432,720 5,717 SH   SOLE   5,717 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   710,076 5,162 SH   SOLE   5,162 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   679,103 8,639 SH   SOLE   8,639 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,753,964 16,145 SH   SOLE   16,145 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   903,028 10,542 SH   SOLE   10,542 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   567,153 11,735 SH   SOLE   11,735 0 0
SERVICENOW INC COM 81762P102   3,982,871 3,757 SH   SOLE   3,757 0 0
SHELL PLC SPON ADS 780259305   409,137 6,531 SH   SOLE   6,531 0 0
SHOPIFY INC CL A 82509L107   1,886,826 17,745 SH   SOLE   17,745 0 0
SIMON PPTY GROUP INC NEW COM 828806109   210,518 1,222 SH   SOLE   1,222 0 0
SOUTHERN CO COM 842587107   371,725 4,516 SH   SOLE   4,516 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,957,946 5,047 SH   SOLE   5,047 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   979,678 1,720 SH   SOLE   1,720 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   7,345,947 106,556 SH   SOLE   106,556 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   17,572,222 192,193 SH   SOLE   192,193 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102   2,077,185 4,643 SH   SOLE   4,643 0 0
STARBUCKS CORP COM 855244109   224,110 2,456 SH   SOLE   2,456 0 0
TECK RESOURCES LTD CL B 878742204   1,619,944 39,969 SH   SOLE   39,969 0 0
TESLA INC COM 88160R101   8,253,278 20,437 SH   SOLE   20,437 0 0
THE TRADE DESK INC COM CL A 88339J105   359,172 3,056 SH   SOLE   3,056 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,904,549 3,661 SH   SOLE   3,661 0 0
TJX COS INC NEW COM 872540109   217,682 1,802 SH   SOLE   1,802 0 0
TOLL BROTHERS INC COM 889478103   251,900 2,000 SH   SOLE   2,000 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   200,833 3,685 SH   SOLE   3,685 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   2,178,796 5,899 SH   SOLE   5,899 0 0
TRAVELERS COMPANIES INC COM 89417E109   789,261 3,276 SH   SOLE   3,276 0 0
TRUIST FINL CORP COM 89832Q109   741,794 17,100 SH   SOLE   17,100 0 0
UNILEVER PLC SPON ADR NEW 904767704   3,068,150 54,112 SH   SOLE   54,112 0 0
UNION PAC CORP COM 907818108   259,064 1,136 SH   SOLE   1,136 0 0
UNITED AIRLS HLDGS INC COM 910047109   291,494 3,002 SH   SOLE   3,002 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,062,310 8,424 SH   SOLE   8,424 0 0
UNITED PARCEL SERVICE INC CL B 911312106   126,100 1,000 SH Call SOLE   1,000 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,182,126 6,291 SH   SOLE   6,291 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   330,786 2,045 SH   SOLE   2,045 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   642,343 2,216 SH   SOLE   2,216 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   745,375 2,822 SH   SOLE   2,822 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   383,851 4,297 SH   SOLE   4,297 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   644,527 1,717 SH   SOLE   1,717 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   560,216 901 SH   SOLE   901 0 0
VEEVA SYS INC CL A COM 922475108   577,977 2,749 SH   SOLE   2,749 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,266,809 31,678 SH   SOLE   31,678 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   1,806,512 4,486 SH   SOLE   4,486 0 0
VISA INC COM CL A 92826C839   11,839,555 37,462 SH   SOLE   37,462 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   96,110 10,301 SH   SOLE   10,301 0 0
WALMART INC COM 931142103   1,127,336 12,477 SH   SOLE   12,477 0 0
WASTE MGMT INC DEL COM 94106L109   7,706,716 38,192 SH   SOLE   38,192 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804   234,138 196 SH   SOLE   196 0 0
ZSCALER INC COM 98980G102   1,487,120 8,243 SH   SOLE   8,243 0 0