The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company COM 88579Y101 984 6,616 SH   SOLE NONE 0 0 6,616
A T & T Inc New COM 00206R102 4,345 183,896 SH   SOLE NONE 0 0 183,896
Abbott Laboratories COM 002824100 4,280 36,165 SH   SOLE NONE 0 0 36,165
Abbvie Inc COM 00287Y109 13,138 81,047 SH   SOLE NONE 0 0 81,047
Adams Express Co COM 006212104 459 24,938 SH   SOLE NONE 0 0 24,938
Adobe Systems Inc COM 00724F101 348 765 SH   SOLE NONE 0 0 765
Advanced Micro Devices COM 007903107 1,847 16,897 SH   SOLE NONE 0 0 16,897
Air Prod & Chemicals COM 009158106 1,020 4,084 SH   SOLE NONE 0 0 4,084
Airbnb Inc COM CL A 009066101 5,567 32,417 SH   SOLE NONE 0 0 32,417
Alphabet A CAP STK CL A 02079K305 18,690 6,720 SH   SOLE NONE 0 0 6,720
Alphabet C CAP STK CL C 02079K107 1,220 437 SH   SOLE NONE 0 0 437
Amazon Com Inc COM 023135106 25,962 7,964 SH   SOLE NONE 0 0 7,964
Amer Electric Pwr Co Inc COM 025537101 2,706 27,126 SH   SOLE NONE 0 0 27,126
American Express Company COM 025816109 1,327 7,098 SH   SOLE NONE 0 0 7,098
Amgen Incorporated COM 031162100 6,140 25,391 SH   SOLE NONE 0 0 25,391
Anthem Inc COM 036752103 961 1,958 SH   SOLE NONE 0 0 1,958
Apple Computer Inc COM 037833100 46,379 265,618 SH   SOLE NONE 0 0 265,618
Applied Materials Inc COM 038222105 252 1,916 SH   SOLE NONE 0 0 1,916
ARK FINTECH INNOVATION ETF FINTECH INNOVA 00214Q708 1,136 39,115 SH   SOLE NONE 0 0 39,115
Ark Genomic Revolution GENOMIC REV ETF 00214Q302 923 20,113 SH   SOLE NONE 0 0 20,113
Ark Innovation Etf INNOVATION ETF 00214Q104 3,178 47,941 SH   SOLE NONE 0 0 47,941
Astrazeneca Plc SPONSORED ADR 046353108 298 4,500 SH   SOLE NONE 0 0 4,500
Atlassian Corp Plc CL A G06242104 570 1,943 SH   SOLE NONE 0 0 1,943
Bank Of America 7.25%CNV PFD L 060505682 325 248 SH   SOLE NONE 0 0 248
Bank Of America Corp COM 060505104 2,123 51,507 SH   SOLE NONE 0 0 51,507
Barrick Gold Corp COM 067901108 872 35,565 SH   SOLE NONE 0 0 35,565
Berkshire Hathaway Cl B CL B NEW 084670702 5,495 15,572 SH   SOLE NONE 0 0 15,572
BlackRock Resources & Commdty SHS 09257A108 110 10,000 SH   SOLE NONE 0 0 10,000
Blue Foundry Bancorp Com COM 09549B104 444 32,820 SH   SOLE NONE 0 0 32,820
Boeing Co COM 097023105 820 4,283 SH   SOLE NONE 0 0 4,283
Broadcom Ltd COM 11135F101 2,244 3,564 SH   SOLE NONE 0 0 3,564
C V S Corp Del COM 126650100 2,641 26,096 SH   SOLE NONE 0 0 26,096
Carrier Global Corp-Wi COM 14448C104 224 4,904 SH   SOLE NONE 0 0 4,904
Caterpillar Inc COM 149123101 2,413 10,832 SH   SOLE NONE 0 0 10,832
Cheniere Energy Inc New COM NEW 16411R208 728 5,254 SH   SOLE NONE 0 0 5,254
Chevron Corporation COM 166764100 12,470 76,585 SH   SOLE NONE 0 0 76,585
Chubb Corporation COM H1467J104 243 1,139 SH   SOLE NONE 0 0 1,139
Citizens Finl Group Inc COM 174610105 1,643 36,250 SH   SOLE NONE 0 0 36,250
Clorox Company COM 189054109 200 1,441 SH   SOLE NONE 0 0 1,441
Coca Cola Company COM 191216100 7,279 117,416 SH   SOLE NONE 0 0 117,416
Cohen & Steers Tot Ret Realty COM 19247R103 188 12,181 SH   SOLE NONE 0 0 12,181
Cohen Steers Qual Income COM 19247L106 604 36,134 SH   SOLE NONE 0 0 36,134
Cohen Steers Select Util COM 19248A109 240 8,292 SH   SOLE NONE 0 0 8,292
Comcast Corp New Cl A CL A 20030N101 545 11,657 SH   SOLE NONE 0 0 11,657
Communicat Svs Slct Sec COMMUNICATION 81369Y852 1,349 19,623 SH   SOLE NONE 0 0 19,623
Consolidated Edison Inc COM 209115104 407 4,308 SH   SOLE NONE 0 0 4,308
Corteva Inc com COM 22052L104 393 6,844 SH   SOLE NONE 0 0 6,844
Costco Whsl Corp New COM 22160K105 2,174 3,776 SH   SOLE NONE 0 0 3,776
Credit Suisse Asset Mana COM 224916106 169 55,652 SH   SOLE NONE 0 0 55,652
CrowdStrike Holdings Inc CL A 22788C105 474 2,089 SH   SOLE NONE 0 0 2,089
Danaher Corp Del COM 235851102 1,114 3,801 SH   SOLE NONE 0 0 3,801
Delta Air Lines Inc New COM NEW 247361702 1,091 27,584 SH   SOLE NONE 0 0 27,584
Dime Cmnty Bancshares Inc New COM 25432X102 216 6,249 SH   SOLE NONE 0 0 6,249
Disney Walt Co COM 254687106 5,635 41,088 SH   SOLE NONE 0 0 41,088
Docusign INC COM 256163106 200 1,873 SH   SOLE NONE 0 0 1,873
Dominion Res Inc Va New COM 25746U109 7,142 84,060 SH   SOLE NONE 0 0 84,060
Dow Chemical Company COM 260557103 262 4,116 SH   SOLE NONE 0 0 4,116
DTE Energy Co COM 233331107 6,565 49,656 SH   SOLE NONE 0 0 49,656
Duke Energy Corp New COM NEW 26441C204 7,609 68,150 SH   SOLE NONE 0 0 68,150
Dupont de Nemours Inc COM 26614N102 1,547 21,035 SH   SOLE NONE 0 0 21,035
Eaton Corporation SHS G29183103 2,115 13,940 SH   SOLE NONE 0 0 13,940
Edwards Lifesciences Cp COM 28176E108 209 1,782 SH   SOLE NONE 0 0 1,782
Emerson Electric Co COM 291011104 6,344 64,705 SH   SOLE NONE 0 0 64,705
Enbridge Inc COM 29250N105 6,456 140,083 SH   SOLE NONE 0 0 140,083
Enterprise Prd Prtnrs COM 293792107 666 25,838 SH   SOLE NONE 0 0 25,838
Estee Lauderco Inc CL A 518439104 1,383 5,079 SH   SOLE NONE 0 0 5,079
Exelon Corporation COM 30161N101 504 10,599 SH   SOLE NONE 0 0 10,599
Exxon Mobil Corporation COM 30231G102 2,167 26,249 SH   SOLE NONE 0 0 26,249
Facebook Inc Class A CL A 30303M102 7,183 32,307 SH   SOLE NONE 0 0 32,307
Fedex Corporation COM 31428X106 419 1,812 SH   SOLE NONE 0 0 1,812
Fidelity MSCI Energy ETF MSCI ENERGY IDX 316092402 332 15,860 SH   SOLE NONE 0 0 15,860
First Trust Cloud Computing ETF CLOUD COMPUTING 33734X192 232 2,566 SH   SOLE NONE 0 0 2,566
Firstenergy Corp COM 337932107 2,109 45,989 SH   SOLE NONE 0 0 45,989
Ford Motor Company New COM 345370860 649 38,388 SH   SOLE NONE 0 0 38,388
General Motors Corp COM 37045V100 2,050 46,881 SH   SOLE NONE 0 0 46,881
Global X Lithium & Battery Tech ETF LITHIUM BTRY ETF 37954Y855 297 3,865 SH   SOLE NONE 0 0 3,865
Global X US Infrastructure Dev ETF US INFR DEV ETF 37954Y673 1,391 49,189 SH   SOLE NONE 0 0 49,189
Goldman Sachs Group Inc COM 38141G104 5,880 17,814 SH   SOLE NONE 0 0 17,814
Heico Corp CL A 422806208 1,116 8,799 SH   SOLE NONE 0 0 8,799
Home Depot Inc COM 437076102 13,704 45,783 SH   SOLE NONE 0 0 45,783
Honeywell International COM 438516106 1,040 5,349 SH   SOLE NONE 0 0 5,349
Illinois Tool Works Inc COM 452308109 213 1,021 SH   SOLE NONE 0 0 1,021
Ingersoll Rand Inc COM 45687V106 217 4,328 SH   SOLE NONE 0 0 4,328
Intel Corp COM 458140100 1,033 20,855 SH   SOLE NONE 0 0 20,855
Intl Business Machines COM 459200101 1,560 12,003 SH   SOLE NONE 0 0 12,003
Intrcontinentalexchange COM 45866F104 204 1,547 SH   SOLE NONE 0 0 1,547
Intuitive Surgical COM NEW 46120E602 272 903 SH   SOLE NONE 0 0 903
Invesco QQQ Trust UNIT SER 1 46090E103 15,858 43,743 SH   SOLE NONE 0 0 43,743
Invesco S&P 500 Quality ETF S&P500 QUALITY 46137V241 529 10,611 SH   SOLE NONE 0 0 10,611
iShares Global Clean Energy GL CLEAN ENE ETF 464288224 790 36,735 SH   SOLE NONE 0 0 36,735
iShares Global Materials GLOBAL MATER ETF 464288695 915 9,740 SH   SOLE NONE 0 0 9,740
Ishares Nasdaq ISHARES BIOTECH 464287556 487 3,742 SH   SOLE NONE 0 0 3,742
Ishares Tr Russell RUS 1000 ETF 464287622 554 2,219 SH   SOLE NONE 0 0 2,219
Ishares Tr S&P Smallcap CORE S&P SCP ETF 464287804 1,942 18,002 SH   SOLE NONE 0 0 18,002
iShares US Medical Devices U.S. MED DVC ETF 464288810 653 10,728 SH   SOLE NONE 0 0 10,728
Jacobs Engineering Group Inc COM 469814107 2,004 14,545 SH   SOLE NONE 0 0 14,545
Jetblue Airways Corp COM 477143101 592 39,661 SH   SOLE NONE 0 0 39,661
Johnson & Johnson COM 478160104 14,289 80,626 SH   SOLE NONE 0 0 80,626
Jpmorgan Chase & Co COM 46625H100 5,910 43,354 SH   SOLE NONE 0 0 43,354
Kimco Realty Corp COM 49446R109 625 25,344 SH   SOLE NONE 0 0 25,344
Lockheed Martin Corp COM 539830109 760 1,723 SH   SOLE NONE 0 0 1,723
Lowes Companies Inc COM 548661107 775 3,836 SH   SOLE NONE 0 0 3,836
Lululemon Athletica Inc COM 550021109 1,678 4,597 SH   SOLE NONE 0 0 4,597
Market Vectors Etf TRUST AGRIBUSINESS ETF 92189F700 209 2,000 SH   SOLE NONE 0 0 2,000
Marvell Technology COM 573874104 3,636 50,714 SH   SOLE NONE 0 0 50,714
Mastercard Inc CL A 57636Q104 2,815 7,877 SH   SOLE NONE 0 0 7,877
Mc Donalds Corp COM 580135101 698 2,825 SH   SOLE NONE 0 0 2,825
Mckesson Corporation COM 58155Q103 861 2,815 SH   SOLE NONE 0 0 2,815
Medtronic Inc SHS G5960L103 1,118 10,079 SH   SOLE NONE 0 0 10,079
MercadoLibre Inc COM 58733R102 233 196 SH   SOLE NONE 0 0 196
Merck & Co Inc COM 58933Y105 7,798 95,040 SH   SOLE NONE 0 0 95,040
Metlife Inc COM 59156R108 1,645 23,416 SH   SOLE NONE 0 0 23,416
Microsoft Corp COM 594918104 27,901 90,497 SH   SOLE NONE 0 0 90,497
Mimedx Group Inc COM 602496101 64 13,668 SH   SOLE NONE 0 0 13,668
Morgan Stanley COM NEW 617446448 1,459 16,704 SH   SOLE NONE 0 0 16,704
Netflix Inc COM 64110L106 227 606 SH   SOLE NONE 0 0 606
Neuberger Bermn Real Est COM 64190A103 49 10,000 SH   SOLE NONE 0 0 10,000
Nextera Energy Inc COM 65339F101 237 2,798 SH   SOLE NONE 0 0 2,798
Nike Inc Class B CL B 654106103 2,120 15,759 SH   SOLE NONE 0 0 15,759
Nucor Corp COM 670346105 871 5,861 SH   SOLE NONE 0 0 5,861
Nuveen Enhanced Muni Value COM 67074M101 130 10,000 SH   SOLE NONE 0 0 10,000
Nvidia Corp COM 67066G104 9,623 35,270 SH   SOLE NONE 0 0 35,270
Oracle Corporation COM 68389X105 434 5,249 SH   SOLE NONE 0 0 5,249
Pall Corp COM 72016P105 646 8,860 SH   SOLE NONE 0 0 8,860
Parker-Hannifin Corp COM 701094104 2,249 7,926 SH   SOLE NONE 0 0 7,926
Pepsico Incorporated COM 713448108 7,824 46,744 SH   SOLE NONE 0 0 46,744
Pfizer Incorporated COM 717081103 8,124 156,924 SH   SOLE NONE 0 0 156,924
Phillips COM 718546104 1,237 14,325 SH   SOLE NONE 0 0 14,325
Procter & Gamble COM 742718109 8,443 55,258 SH   SOLE NONE 0 0 55,258
Prudential Financial Inc COM 744320102 1,159 9,809 SH   SOLE NONE 0 0 9,809
Purefunds Ise Cyber PRIME CYBR SCRTY 26924G201 343 5,843 SH   SOLE NONE 0 0 5,843
Qualcomm Inc COM 747525103 1,910 12,502 SH   SOLE NONE 0 0 12,502
Raytheon Technologies Ord COM 75513E101 441 4,458 SH   SOLE NONE 0 0 4,458
ROBINHOOD MARKETS CL A ORD COM CL A 770700102 540 40,033 SH   SOLE NONE 0 0 40,033
Roblox Corp Com Cl A CL A 771049103 2,082 45,036 SH   SOLE NONE 0 0 45,036
Rocky Mtn Choc Fact New COM 77467X101 111 15,013 SH   SOLE NONE 0 0 15,013
Roundhill Ball Metaverse ETF ROUNDHILL BALL 53656F417 1,541 128,855 SH   SOLE NONE 0 0 128,855
Rowe T Price Group Inc COM 74144T108 907 6,000 SH   SOLE NONE 0 0 6,000
S P D R S&P 500 Etf Tr TR UNIT 78462F103 17,239 38,170 SH   SOLE NONE 0 0 38,170
Salesforce Com COM 79466L302 6,393 30,112 SH   SOLE NONE 0 0 30,112
Sch US Div Equity Etf US DIVIDEND EQ 808524797 335 4,254 SH   SOLE NONE 0 0 4,254
Schw Intl Eq Etf INTL EQTY ETF 808524805 1,189 32,397 SH   SOLE NONE 0 0 32,397
Schw US Brd Mkt Etf US BRD MKT ETF 808524102 25,338 474,599 SH   SOLE NONE 0 0 474,599
Schw US Lcap Gro Etf US LCAP GR ETF 808524300 1,325 17,721 SH   SOLE NONE 0 0 17,721
Schwab US Large Cap US LCAP VA ETF 808524409 205 2,876 SH   SOLE NONE 0 0 2,876
Sector Spdr Consumer Fd SBI CONS DISCR 81369Y407 3,274 17,698 SH   SOLE NONE 0 0 17,698
Sector Spdr Engy Select ENERGY 81369Y506 910 11,906 SH   SOLE NONE 0 0 11,906
Sector Spdr Fincl Select FINANCIAL 81369Y605 1,562 40,779 SH   SOLE NONE 0 0 40,779
Sector Spdr Health Fund SBI HEALTHCARE 81369Y209 1,623 11,853 SH   SOLE NONE 0 0 11,853
Sector Spdr Indl Select SBI INT-INDS 81369Y704 260 2,531 SH   SOLE NONE 0 0 2,531
Sector Spdr Tech Select TECHNOLOGY 81369Y803 1,517 9,547 SH   SOLE NONE 0 0 9,547
Sector Spdr Tr Con Stpls SBI CONS STPLS 81369Y308 1,348 17,771 SH   SOLE NONE 0 0 17,771
Service Now Inc COM 81762P102 965 1,733 SH   SOLE NONE 0 0 1,733
SHELL ADR EACH REP 2 ORD WI SPON ADS 780259305 571 10,400 SH   SOLE NONE 0 0 10,400
Sherwin Williams Co COM 824348106 343 1,377 SH   SOLE NONE 0 0 1,377
Shopify Inc CL A 82509L107 1,870 2,767 SH   SOLE NONE 0 0 2,767
Snowflake Cl A Ord CL A 833445109 1,991 8,691 SH   SOLE NONE 0 0 8,691
SPDR S&P Metals and Mining ETF S&P METALS MNG 78464A755 780 12,740 SH   SOLE NONE 0 0 12,740
Spotify Technology SHS L8681T102 2,233 14,787 SH   SOLE NONE 0 0 14,787
Square Inc CL A 852234103 1,664 12,274 SH   SOLE NONE 0 0 12,274
Stanley Black & Decker COM 854502101 4,321 30,913 SH   SOLE NONE 0 0 30,913
Starbucks Corp COM 855244109 1,601 17,607 SH   SOLE NONE 0 0 17,607
Teradyne Inc COM 880770102 250 2,120 SH   SOLE NONE 0 0 2,120
Tesla Motors Inc COM 88160R101 6,364 5,906 SH   SOLE NONE 0 0 5,906
The Southern Company COM 842587107 291 4,024 SH   SOLE NONE 0 0 4,024
Thermo Electron Corp COM 883556102 4,769 8,075 SH   SOLE NONE 0 0 8,075
Trane Technologies PLC SHS G8994E103 749 4,908 SH   SOLE NONE 0 0 4,908
Travelers Companies Inc COM 89417E109 608 3,330 SH   SOLE NONE 0 0 3,330
Truist Finl Corp Com COM 89832Q109 2,273 40,104 SH   SOLE NONE 0 0 40,104
Twilio Inc CL A 90138F102 2,492 15,122 SH   SOLE NONE 0 0 15,122
Two Harbors Investment COM NEW 90187B408 55 10,000 SH   SOLE NONE 0 0 10,000
U S Bancorp Del New COM NEW 902973304 414 7,794 SH   SOLE NONE 0 0 7,794
Unilever Plc Adr New SPON ADR NEW 904767704 2,704 59,348 SH   SOLE NONE 0 0 59,348
Union Pacific Corp COM 907818108 2,362 8,648 SH   SOLE NONE 0 0 8,648
United Contl Hldgs Inc COM 910047109 650 14,036 SH   SOLE NONE 0 0 14,036
United Parcel Service B CL B 911312106 4,298 20,044 SH   SOLE NONE 0 0 20,044
Unitedhealth Group Inc COM 91324P102 4,028 7,899 SH   SOLE NONE 0 0 7,899
Unity Software Inc COM 91332U101 911 9,190 SH   SOLE NONE 0 0 9,190
US Global Jets ETF US GLB JETS 26922A842 1,219 56,045 SH   SOLE NONE 0 0 56,045
Vanguard Info Technology INF TECH ETF 92204A702 573 1,377 SH   SOLE NONE 0 0 1,377
Vanguard Mid Cap Etf MID CAP ETF 922908629 2,437 10,249 SH   SOLE NONE 0 0 10,249
Vanguard Mid Cap Value MCAP VL IDXVIP 922908512 301 2,011 SH   SOLE NONE 0 0 2,011
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 740 3,252 SH   SOLE NONE 0 0 3,252
Veeva Systems Inc CL A COM 922475108 712 3,354 SH   SOLE NONE 0 0 3,354
Verizon Communications COM 92343V104 3,112 61,095 SH   SOLE NONE 0 0 61,095
Visa Inc Cl A COM CL A 92826C839 9,381 42,304 SH   SOLE NONE 0 0 42,304
Vmware Inc Cl A CL A COM 928563402 212 1,865 SH   SOLE NONE 0 0 1,865
Wal-Mart Stores Inc COM 931142103 983 6,605 SH   SOLE NONE 0 0 6,605
Waste Management Inc Del COM 94106L109 7,311 46,128 SH   SOLE NONE 0 0 46,128
Wells Fargo & Co New COM 949746101 227 4,700 SH   SOLE NONE 0 0 4,700
Wells Fargo L PERP PFD CNV A 949746804 465 351 SH   SOLE NONE 0 0 351
Weyerhaeuser Co COM NEW 962166104 763 20,148 SH   SOLE NONE 0 0 20,148
WHEELS UP EXPERIENCE CL A ORD COM CL A 96328L106 98 31,588 SH   SOLE NONE 0 0 31,588
Xcel Energy Inc COM 98389B100 288 4,000 SH   SOLE NONE 0 0 4,000
Xtrackers MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200 5,945 157,652 SH   SOLE NONE 0 0 157,652
Yum Brands Inc COM 988498101 1,138 9,602 SH   SOLE NONE 0 0 9,602
Zscaler Inc COM 98980G102 273 1,132 SH   SOLE NONE 0 0 1,132