The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 258 2,280 SH   SOLE   0 0 2,280
AMGEN INC COM 031162100 270 1,200 SH   SOLE   0 0 1,200
APPLE INC COM 037833100 2,064 14,933 SH   SOLE   0 0 14,933
BARINGS BDC INC COM 06759L103 124 14,984 SH   SOLE   0 0 14,984
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 371 1,389 SH   SOLE   0 0 1,389
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 844 9,142 SH   SOLE   0 0 9,142
CHEVRON CORP NEW COM 166764100 271 1,884 SH   SOLE   0 0 1,884
CISCO SYS INC COM 17275R102 255 6,368 SH   SOLE   0 0 6,368
COCA COLA CO COM 191216100 297 5,304 SH   SOLE   0 0 5,304
COSTCO WHSL CORP NEW COM 22160K105 465 985 SH   SOLE   0 0 985
DISNEY WALT CO COM 254687106 234 2,481 SH   SOLE   0 0 2,481
EMERSON ELEC CO COM 291011104 622 8,500 SH   SOLE   0 0 8,500
ERIE INDTY CO CL A 29530P102 331 1,488 SH   SOLE   0 0 1,488
EXXON MOBIL CORP COM 30231G102 977 11,190 SH   SOLE   0 0 11,190
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 228 4,813 SH   SOLE   0 0 4,813
HERSHEY CO COM 427866108 754 3,420 SH   SOLE   0 0 3,420
HOME DEPOT INC COM 437076102 433 1,571 SH   SOLE   0 0 1,571
ISHARES INC CORE MSCI EMKT 46434G103 1,165 27,098 SH   SOLE   0 0 27,098
ISHARES TR CORE MSCI EAFE 46432F842 4,768 90,521 SH   SOLE   0 0 90,521
ISHARES TR CORE MSCI TOTAL 46432F834 1,598 31,374 SH   SOLE   0 0 31,374
ISHARES TR CORE S&P MCP ETF 464287507 275 1,255 SH   SOLE   0 0 1,255
ISHARES TR CORE S&P SCP ETF 464287804 993 11,392 SH   SOLE   0 0 11,392
ISHARES TR CORE S&P500 ETF 464287200 11,036 30,772 SH   SOLE   0 0 30,772
ISHARES TR MBS ETF 464288588 647 7,062 SH   SOLE   0 0 7,062
ISHARES TR MSCI INTL MOMENT 46434V449 382 14,222 SH   SOLE   0 0 14,222
ISHARES TR MSCI USA MIN VOL 46429B697 5,901 89,271 SH   SOLE   0 0 89,271
ISHARES TR NATIONAL MUN ETF 464288414 459 4,476 SH   SOLE   0 0 4,476
ISHARES TR SHRT NAT MUN ETF 464288158 315 3,072 SH   SOLE   0 0 3,072
ISHARES TR US TREAS BD ETF 46429B267 1,769 77,735 SH   SOLE   0 0 77,735
ISHARES TR USD INV GRDE ETF 464288620 1,253 26,083 SH   SOLE   0 0 26,083
JOHNSON & JOHNSON COM 478160104 377 2,306 SH   SOLE   0 0 2,306
LANCASTER COLONY CORP COM 513847103 997 6,633 SH   SOLE   0 0 6,633
MICROSOFT CORP COM 594918104 1,525 6,550 SH   SOLE   0 0 6,550
ORACLE CORP COM 68389X105 254 4,159 SH   SOLE   0 0 4,159
PACER FDS TR TRENDP US LAR CP 69374H105 1,805 47,937 SH   SOLE   0 0 47,937
PACER FDS TR TRENDP US MID CP 69374H204 701 21,800 SH   SOLE   0 0 21,800
PACER FDS TR TRENDPILOT INTL 69374H683 677 27,731 SH   SOLE   0 0 27,731
PEPSICO INC COM 713448108 205 1,258 SH   SOLE   0 0 1,258
PFIZER INC COM 717081103 586 13,394 SH   SOLE   0 0 13,394
PHILIP MORRIS INTL INC COM 718172109 293 3,524 SH   SOLE   0 0 3,524
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 247 2,496 SH   SOLE   0 0 2,496
PROCTER AND GAMBLE CO COM 742718109 563 4,462 SH   SOLE   0 0 4,462
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 225 9,599 SH   SOLE   0 0 9,599
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 294 11,709 SH   SOLE   0 0 11,709
SCHWAB STRATEGIC TR US TIPS ETF 808524870 432 8,335 SH   SOLE   0 0 8,335
SPDR S&P 500 ETF TR TR UNIT 78462F103 321 898 SH   SOLE   0 0 898
SPROTT ETF TRUST GOLD MINERS ETF 85210B102 619 29,026 SH   SOLE   0 0 29,026
SPROTT PHYSICAL GOLD TR UNIT 85207H104 713 55,670 SH   SOLE   0 0 55,670
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 268 40,418 SH   SOLE   0 0 40,418
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 202 5,035 SH   SOLE   0 0 5,035
TESLA INC COM 88160R101 407 1,536 SH   SOLE   0 0 1,536
UNION PAC CORP COM 907818108 205 1,052 SH   SOLE   0 0 1,052
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 10,776 225,763 SH   SOLE   0 0 225,763
VANGUARD INDEX FDS GROWTH ETF 922908736 1,009 4,716 SH   SOLE   0 0 4,716
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 233 2,909 SH   SOLE   0 0 2,909
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,302 40,518 SH   SOLE   0 0 40,518
VANGUARD INDEX FDS VALUE ETF 922908744 1,033 8,364 SH   SOLE   0 0 8,364
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 635 8,056 SH   SOLE   80 0 7,976
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 10,184 280,076 SH   SOLE   31 0 280,045
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 499 5,257 SH   SOLE   0 0 5,257
WASTE MGMT INC DEL COM 94106L109 218 1,358 SH   SOLE   0 0 1,358