The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 4,317 38,206 SH   SOLE 0 0 0 38,206
ISHARES TR CORE S&P500 ETF 464287200 18,556 43,162 SH   SOLE 0 0 0 43,162
SPDR S&P 500 ETF TR TR UNIT 78462F103 612 1,430 SH   SOLE 0 0 0 1,430
ORACLE CORP COM 68389X105 207 2,660 SH   SOLE 0 0 0 2,660
AT&T INC COM 00206R102 409 14,212 SH   SOLE 0 0 0 14,212
SPDR SER TR S&P 600 SMCP VAL 78464A300 845 9,855 SH   SOLE 0 0 0 9,855
ISHARES INC MSCI GERMANY ETF 464286806 981 28,358 SH   SOLE 0 0 0 28,358
ISHARES TR GLOBAL ENERG ETF 464287341 594 22,322 SH   SOLE 0 0 0 22,322
ISHARES TR GLOBAL FINLS ETF 464287333 3,512 45,249 SH   SOLE 0 0 0 45,249
ISHARES TR GLOBAL TECH ETF 464287291 2,335 6,918 SH   SOLE 0 0 0 6,918
ISHARES TR U.S. ENERGY ETF 464287796 3,285 112,916 SH   SOLE 0 0 0 112,916
ISHARES INC MSCI MEXICO ETF 464286822 517 10,772 SH   SOLE 0 0 0 10,772
ISHARES TR MSCI UK ETF NEW 46435G334 1,960 59,949 SH   SOLE 0 0 0 59,949
ISHARES INC MSCI STH KOR ETF 464286772 442 4,739 SH   SOLE 0 0 0 4,739
ISHARES TR 1 3 YR TREAS BD 464287457 582 6,753 SH   SOLE 0 0 0 6,753
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,475 42,521 SH   SOLE 0 0 0 42,521
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 959 5,256 SH   SOLE 0 0 0 5,256
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,093 20,133 SH   SOLE 0 0 0 20,133
ISHARES TR CORE US AGGBD ET 464287226 665 5,766 SH   SOLE 0 0 0 5,766
VANGUARD INDEX FDS VALUE ETF 922908744 2,023 14,714 SH   SOLE 0 0 0 14,714
VANGUARD INDEX FDS MID CAP ETF 922908629 2,288 9,641 SH   SOLE 0 0 0 9,641
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,243 13,746 SH   SOLE 0 0 0 13,746
ISHARES TR EAFE VALUE ETF 464288877 12,094 233,652 SH   SOLE 0 0 0 233,652
ISHARES TR EAFE GRWTH ETF 464288885 7,520 70,093 SH   SOLE 0 0 0 70,093
ISHARES TR U.S. MED DVC ETF 464288810 252 697 SH   SOLE 0 0 0 697
ISHARES TR ISHS 1-5YR INVS 464288646 2,356 42,980 SH   SOLE 0 0 0 42,980
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 432 5,253 SH   SOLE 0 0 0 5,253
PROSHARES TR PSHS ULTRUSS2000 74347R842 18,306 305,859 SH   SOLE 0 0 0 305,859
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,603 41,951 SH   SOLE 0 0 0 41,951
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 280 2,669 SH   SOLE 0 0 0 2,669
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,585 50,171 SH   SOLE 0 0 0 50,171
ISHARES TR NATIONAL MUN ETF 464288414 2,940 25,087 SH   SOLE 0 0 0 25,087
VANECK VECTORS ETF TR SHORT MUNI ETF 92189F528 1,696 93,896 SH   SOLE 0 0 0 93,896
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 225 5,270 SH   SOLE 0 0 0 5,270
ISHARES TR SHRT NAT MUN ETF 464288158 583 5,409 SH   SOLE 0 0 0 5,409
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,042 18,360 SH   SOLE 0 0 0 18,360
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 764 11,271 SH   SOLE 0 0 0 11,271
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 256 4,795 SH   SOLE 0 0 0 4,795
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 2,252 43,764 SH   SOLE 0 0 0 43,764
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 384 12,224 SH   SOLE 0 0 0 12,224
DBX ETF TR XTRACK MSCI EAFE 233051200 1,077 28,696 SH   SOLE 0 0 0 28,696
ISHARES TR US TREAS BD ETF 46429B267 5,039 189,431 SH   SOLE 0 0 0 189,431
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 471 6,359 SH   SOLE 0 0 0 6,359
ISHARES TR CORE MSCI EAFE 46432F842 390 5,213 SH   SOLE 0 0 0 5,213
ISHARES TR MSCI USA MMENTM 46432F396 2,178 12,561 SH   SOLE 0 0 0 12,561
ISHARES TR MSCI USA VALUE 46432F388 4,996 47,550 SH   SOLE 0 0 0 47,550
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 758 20,866 SH   SOLE 0 0 0 20,866
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,308 40,549 SH   SOLE 0 0 0 40,549
SPDR SER TR PORTFOLIO S&P600 78468R853 678 15,432 SH   SOLE 0 0 0 15,432
ISHARES TR CORE TOTAL USD 46434V613 5,412 101,180 SH   SOLE 0 0 0 101,180
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 1,386 40,167 SH   SOLE 0 0 0 40,167
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 276 4,984 SH   SOLE 0 0 0 4,984
ISHARES INC ESG AWR MSCI EM 46434G863 6,626 146,746 SH   SOLE 0 0 0 146,746
ISHARES TR FALN ANGLS USD 46435G474 373 12,448 SH   SOLE 0 0 0 12,448
ISHARES TR ESG AWR MSCI USA 46435G425 18,110 183,910 SH   SOLE 0 0 0 183,910
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827 1,192 44,341 SH   SOLE 0 0 0 44,341
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843 1,931 69,779 SH   SOLE 0 0 0 69,779
ISHARES TR BROAD USD HIGH 46435U853 421 10,089 SH   SOLE 0 0 0 10,089
J P MORGAN EXCHANGE-TRADED F BETABULDRS JAPAN 46641Q217 1,644 29,096 SH   SOLE 0 0 0 29,096
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 1,107 26,293 SH   SOLE 0 0 0 26,293