The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   459,405 2,770 SH   SOLE 0 0 0 2,770
ALPHABET INC CAP STK CL C 02079K107   466,460 2,790 SH   SOLE 0 0 0 2,790
AMAZON COM INC COM 023135106   808,859 4,341 SH   SOLE 0 0 0 4,341
AMERICAN EXPRESS CO COM 025816109   267,403 986 SH   SOLE 0 0 0 986
AMERICAN TOWER CORP NEW COM 03027X100   1,690,014 7,267 SH   SOLE 0 0 0 7,267
AMGEN INC COM 031162100   2,173,008 6,744 SH   SOLE 0 0 0 6,744
APPLE INC COM 037833100   7,077,088 30,374 SH   SOLE 0 0 0 30,374
AVERY DENNISON CORP COM 053611109   689,879 3,125 SH   SOLE 0 0 0 3,125
BALL CORP COM 058498106   751,085 11,060 SH   SOLE 0 0 0 11,060
BERKSHIRE HATHAWAY INC DEL CL A 084670108   691,180 1 SH   SOLE 0 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   465,323 1,011 SH   SOLE 0 0 0 1,011
BLACKROCK INC COM 09247X101   1,190,696 1,254 SH   SOLE 0 0 0 1,254
BROADCOM INC COM 11135F101   3,235,428 18,756 SH   SOLE 0 0 0 18,756
CLEAN HARBORS INC COM 184496107   265,881 1,100 SH   SOLE 0 0 0 1,100
COCA COLA CO COM 191216100   331,490 4,613 SH   SOLE 0 0 0 4,613
DBX ETF TR XTRACK USD HIGH 233051432   380,756 10,313 SH   SOLE 0 0 0 10,313
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   851,695 24,838 SH   SOLE 0 0 0 24,838
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   370,766 13,727 SH   SOLE 0 0 0 13,727
EATON CORP PLC SHS G29183103   1,323,440 3,993 SH   SOLE 0 0 0 3,993
EBAY INC. COM 278642103   854,634 13,126 SH   SOLE 0 0 0 13,126
ELI LILLY & CO COM 532457108   418,164 472 SH   SOLE 0 0 0 472
EMERSON ELEC CO COM 291011104   561,506 5,134 SH   SOLE 0 0 0 5,134
EXXON MOBIL CORP COM 30231G102   740,821 6,320 SH   SOLE 0 0 0 6,320
FIRST CTZNS BANCSHARES INC N CL A 31946M103   368,190 200 SH   SOLE 0 0 0 200
GOLUB CAP BDC INC COM 38173M102   559,871 37,053 SH   SOLE 0 0 0 37,053
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   211,893 6,061 SH   SOLE 0 0 0 6,061
HOME DEPOT INC COM 437076102   247,982 612 SH   SOLE 0 390 0 222
INTERNATIONAL BUSINESS MACHS COM 459200101   256,453 1,160 SH   SOLE 0 0 0 1,160
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   3,259,787 154,346 SH   SOLE 0 2,475 0 151,871
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   3,896,126 188,674 SH   SOLE 0 3,365 0 185,309
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   625,627 3,492 SH   SOLE 0 0 0 3,492
INVESCO QQQ TR UNIT SER 1 46090E103   2,110,557 4,324 SH   SOLE 0 0 0 4,324
ISHARES INC MSCI JPN ETF NEW 46434G822   318,639 4,454 SH   SOLE 0 0 0 4,454
ISHARES INC CORE MSCI EMKT 46434G103   863,389 15,039 SH   SOLE 0 0 0 15,039
ISHARES TR CORE MSCI EAFE 46432F842   2,362,886 30,274 SH   SOLE 0 0 0 30,274
ISHARES TR MSCI USA MIN VOL 46429B697   760,612 8,330 SH   SOLE 0 0 0 8,330
ISHARES TR A RATE CP BD ETF 46429B291   7,596,821 154,564 SH   SOLE 0 1,770 0 152,794
ISHARES TR SHRT NAT MUN ETF 464288158   487,518 4,591 SH   SOLE 0 325 0 4,266
ISHARES TR CORE S&P TTL STK 464287150   301,990 2,404 SH   SOLE 0 0 0 2,404
ISHARES TR NATIONAL MUN ETF 464288414   2,904,223 26,735 SH   SOLE 0 1,400 0 25,335
ISHARES TR GOV/CRED BD ETF 464288596   3,115,989 29,165 SH   SOLE 0 135 0 29,030
ISHARES TR JPMORGAN USD EMG 464288281   2,902,852 31,020 SH   SOLE 0 548 0 30,472
ISHARES TR MSCI ACWI EX US 464288240   443,112 7,744 SH   SOLE 0 325 0 7,419
ISHARES TR CORE DIV GRWTH 46434V621   518,822 8,276 SH   SOLE 0 0 0 8,276
ISHARES TR MSCI USA QLT FCT 46432F339   3,451,166 19,248 SH   SOLE 0 0 0 19,248
ISHARES TR IBONDS DEC 46435U697   223,286 8,555 SH   SOLE 0 0 0 8,555
ISHARES TR IBONDS DEC 25 46435U432   228,076 8,555 SH   SOLE 0 0 0 8,555
ISHARES TR ESG AWR US AGRGT 46435U549   265,058 5,455 SH   SOLE 0 0 0 5,455
ISHARES TR ESG SCRND S&P500 46436E569   288,121 6,515 SH   SOLE 0 0 0 6,515
ISHARES TR CORE MSCI INTL 46435G326   349,688 4,937 SH   SOLE 0 0 0 4,937
ISHARES TR CORE S&P MCP ETF 464287507   8,692,969 139,489 SH   SOLE 0 1,230 0 138,259
ISHARES TR CORE S&P SCP ETF 464287804   449,009 3,839 SH   SOLE 0 0 0 3,839
ISHARES TR S&P 500 VAL ETF 464287408   534,331 2,710 SH   SOLE 0 0 0 2,710
ISHARES TR CORE S&P500 ETF 464287200   53,730,777 93,150 SH   SOLE 0 2,140 0 91,010
ISHARES TR S&P 500 GRWT ETF 464287309   609,353 6,364 SH   SOLE 0 0 0 6,364
ISHARES TR RUSSELL 2000 ETF 464287655   247,593 1,121 SH   SOLE 0 0 0 1,121
ISHARES TR MSCI EAFE ETF 464287465   21,300,728 254,702 SH   SOLE 0 2,920 0 251,782
ISHARES TR MSCI EMG MKT ETF 464287234   11,461,148 249,916 SH   SOLE 0 2,440 0 247,476
ISHARES TR CORE US AGGBD ET 464287226   19,052,026 188,131 SH   SOLE 0 2,059 0 186,072
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   220,680 3,901 SH   SOLE 0 0 0 3,901
JANUS DETROIT STR TR HENDERSON MTG 47103U852   346,376 7,425 SH   SOLE 0 0 0 7,425
JOHNSON & JOHNSON COM 478160104   253,300 1,563 SH   SOLE 0 0 0 1,563
JPMORGAN CHASE & CO. COM 46625H100   1,212,023 5,748 SH   SOLE 0 0 0 5,748
KLA CORP COM NEW 482480100   2,248,112 2,903 SH   SOLE 0 0 0 2,903
LOWES COS INC COM 548661107   579,077 2,138 SH   SOLE 0 0 0 2,138
MEDTRONIC PLC SHS G5960L103   1,470,370 16,332 SH   SOLE 0 0 0 16,332
MERCK & CO INC COM 58933Y105   1,775,056 15,631 SH   SOLE 0 0 0 15,631
META PLATFORMS INC CL A 30303M102   403,570 705 SH   SOLE 0 0 0 705
MICROSOFT CORP COM 594918104   6,677,170 15,517 SH   SOLE 0 0 0 15,517
ORACLE CORP COM 68389X105   422,592 2,480 SH   SOLE 0 0 0 2,480
PEPSICO INC COM 713448108   1,134,755 6,673 SH   SOLE 0 0 0 6,673
PFIZER INC COM 717081103   358,522 12,388 SH   SOLE 0 0 0 12,388
PIMCO ETF TR ACTIVE BD ETF 72201R775   325,458 3,440 SH   SOLE 0 0 0 3,440
PNC FINL SVCS GROUP INC COM 693475105   1,248,292 6,753 SH   SOLE 0 0 0 6,753
PROCTER AND GAMBLE CO COM 742718109   334,796 1,933 SH   SOLE 0 0 0 1,933
PULTE GROUP INC COM 745867101   562,638 3,920 SH   SOLE 0 0 0 3,920
QUALCOMM INC COM 747525103   1,702,226 10,010 SH   SOLE 0 0 0 10,010
SCHWAB CHARLES CORP COM 808513105   662,883 10,228 SH   SOLE 0 0 0 10,228
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   759,576 7,291 SH   SOLE 0 0 0 7,291
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   306,531 3,814 SH   SOLE 0 0 0 3,814
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   5,709,613 63,159 SH   SOLE 0 0 0 63,159
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,568,042 19,411 SH   SOLE 0 0 0 19,411
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,152,856 24,520 SH   SOLE 0 0 0 24,520
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,335,675 51,537 SH   SOLE 0 0 0 51,537
SELECT SECTOR SPDR TR INDL 81369Y704   3,887,292 28,701 SH   SOLE 0 0 0 28,701
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,111,662 13,783 SH   SOLE 0 0 0 13,783
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,499,247 18,063 SH   SOLE 0 0 0 18,063
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,934,200 12,558 SH   SOLE 0 0 0 12,558
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   5,026,306 25,085 SH   SOLE 0 0 0 25,085
SOUTHERN CO COM 842587107   351,702 3,900 SH   SOLE 0 0 0 3,900
SOUTHERN FIRST BANCSHARES COM 842873101   261,564 7,675 SH   SOLE 0 0 0 7,675
SPDR GOLD TR GOLD SHS 78463V107   455,008 1,872 SH   SOLE 0 0 0 1,872
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,598,927 69,194 SH   SOLE 0 0 0 69,194
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,127,933 51,549 SH   SOLE 0 0 0 51,549
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   217,999 4,984 SH   SOLE 0 0 0 4,984
SPDR S&P 500 ETF TR TR UNIT 78462F103   395,894 690 SH   SOLE 0 0 0 690
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,969,018 59,911 SH   SOLE 0 0 0 59,911
SPDR SER TR PORTFOLI S&P1500 78464A805   1,485,622 21,205 SH   SOLE 0 435 0 20,770
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,174,454 60,054 SH   SOLE 0 0 0 60,054
SPDR SER TR PORTFOLIO S&P600 78468R853   3,902,298 85,746 SH   SOLE 0 720 0 85,026
SPDR SER TR SPDR S&P 500 ETF 78468R796   243,338 5,150 SH   SOLE 0 0 0 5,150
SPDR SER TR NUVEEN BLMBRG MU 78468R721   201,369 4,300 SH   SOLE 0 0 0 4,300
SPDR SER TR PORTFOLIO S&P400 78464A847   394,901 7,222 SH   SOLE 0 0 0 7,222
SPDR SER TR PORTFOLIO S&P500 78464A854   2,277,517 33,736 SH   SOLE 0 0 0 33,736
SPDR SER TR PORTFOLIO SHORT 78464A474   651,050 21,501 SH   SOLE 0 0 0 21,501
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   426,296 10,297 SH   SOLE 0 0 0 10,297
STRYKER CORPORATION COM 863667101   492,759 1,364 SH   SOLE 0 0 0 1,364
SYSCO CORP COM 871829107   347,679 4,454 SH   SOLE 0 0 0 4,454
TJX COS INC NEW COM 872540109   617,673 5,255 SH   SOLE 0 0 0 5,255
UNITEDHEALTH GROUP INC COM 91324P102   233,872 400 SH   SOLE 0 0 0 400
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   399,947 13,599 SH   SOLE 0 0 0 13,599
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   362,203 6,825 SH   SOLE 0 0 0 6,825
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   234,107 678 SH   SOLE 0 0 0 678
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   365,485 7,269 SH   SOLE 0 0 0 7,269
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   576,723 1,093 SH   SOLE 0 0 0 1,093
VANGUARD INDEX FDS TOTAL STK MKT 922908769   586,991 2,073 SH   SOLE 0 0 0 2,073
VANGUARD INDEX FDS VALUE ETF 922908744   433,632 2,484 SH   SOLE 0 0 0 2,484
VANGUARD INDEX FDS GROWTH ETF 922908736   654,217 1,704 SH   SOLE 0 0 0 1,704
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   289,142 6,043 SH   SOLE 0 0 0 6,043
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   236,817 3,759 SH   SOLE 0 0 0 3,759
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   432,761 2,185 SH   SOLE 0 0 0 2,185
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   699,099 13,238 SH   SOLE 0 0 0 13,238
VANGUARD WORLD FD MEGA GRWTH IND 921910816   689,295 2,141 SH   SOLE 0 0 0 2,141
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   664,875 5,183 SH   SOLE 0 0 0 5,183
VISA INC COM CL A 92826C839   2,224,346 8,090 SH   SOLE 0 0 0 8,090
WALMART INC COM 931142103   1,365,339 16,908 SH   SOLE 0 0 0 16,908