The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107   30,198 250 SH   SOLE   0 0 250
ALCON AG ORD SHS H01301128   3,396 40 SH   SOLE   0 0 40
ALPHABET INC CAP STK CL A 02079K305   164,347 868 SH   SOLE   0 0 868
AMAZON COM INC COM 023135106   21,939 100 SH   SOLE   0 0 100
APPLE INC COM 037833100   375,881 1,501 SH   SOLE   0 0 1,501
BANK AMERICA CORP COM 060505104   11,867 270 SH   SOLE   0 0 270
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   391,181 863 SH   SOLE   0 0 863
CNH INDL N V SHS N20944109   135,960 12,000 SH   SOLE   0 0 12,000
COCA COLA CO COM 191216100   39,847 640 SH   SOLE   0 0 640
COLGATE PALMOLIVE CO COM 194162103   18,182 200 SH   SOLE   0 0 200
DEVON ENERGY CORP NEW COM 25179M103   1 0 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   24,083,923 455,876 SH   SOLE   0 0 455,876
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   96,034 2,010 SH   SOLE   0 0 2,010
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   200,502 4,277 SH   SOLE   0 0 4,277
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591   234,524 4,636 SH   SOLE   0 0 4,636
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   27,572,970 797,137 SH   SOLE   0 0 797,137
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   26,955 798 SH   SOLE   0 0 798
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   17,551,005 705,994 SH   SOLE   0 0 705,994
ENBRIDGE INC COM 29250N105   19,264 454 SH   SOLE   0 0 454
EXACT SCIENCES CORP COM 30063P105   31,186 555 SH   SOLE   0 0 555
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107   19,288 633 SH   SOLE   0 0 633
FISERV INC COM 337738108   79,087 385 SH   SOLE   0 0 385
GARTNER INC COM 366651107   316,844 654 SH   SOLE   0 0 654
GE AEROSPACE COM NEW 369604301   6,172 37 SH   SOLE   0 0 37
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   939 12 SH   SOLE   0 0 12
GE VERNOVA INC COM 36828A101   2,961 9 SH   SOLE   0 0 9
GRACO INC COM 384109104   63,218 750 SH   SOLE   0 0 750
ISHARES GOLD TR ISHARES NEW 464285204   12,626 255 SH   SOLE   0 0 255
ISHARES TR 1 3 YR TREAS BD 464287457   97,188 1,186 SH   SOLE   0 0 1,186
ISHARES TR 3 7 YR TREAS BD 464288661   61,659 534 SH   SOLE   0 0 534
ISHARES TR CORE S&P MCP ETF 464287507   156,730 2,515 SH   SOLE   0 0 2,515
ISHARES TR CORE S&P500 ETF 464287200   363,216 617 SH   SOLE   0 0 617
ISHARES TR RUS 1000 VAL ETF 464287598   114,480 618 SH   SOLE   0 0 618
ISHARES TR RUS 2000 VAL ETF 464287630   68,498 417 SH   SOLE   0 0 417
ISHARES TR RUS MDCP VAL ETF 464287473   14,228 110 SH   SOLE   0 0 110
ISHARES TR SELECT DIVID ETF 464287168   63,879 487 SH   SOLE   0 0 487
JOHNSON & JOHNSON COM 478160104   7,231 50 SH   SOLE   0 0 50
MARATHON PETE CORP COM 56585A102   10,463 75 SH   SOLE   0 0 75
MICROSOFT CORP COM 594918104   59,010 140 SH   SOLE   0 0 140
NOVARTIS AG SPONSORED ADR 66987V109   19,462 200 SH   SOLE   0 0 200
OMNICOM GROUP INC COM 681919106   171,822 1,997 SH   SOLE   0 0 1,997
PACER FDS TR US CASH COWS 100 69374H881   18,945 335 SH   SOLE   0 0 335
PAYCHEX INC COM 704326107   35,476 253 SH   SOLE   0 0 253
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   396,910 3,956 SH   SOLE   0 0 3,956
PROCTER AND GAMBLE CO COM 742718109   187,098 1,116 SH   SOLE   0 0 1,116
SALESFORCE INC COM 79466L302   55,165 165 SH   SOLE   0 0 165
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   68,815 3,118 SH   SOLE   0 0 3,118
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   2,013,252 82,884 SH   SOLE   0 0 82,884
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   86,541 3,168 SH   SOLE   0 0 3,168
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   12,565 453 SH   SOLE   0 0 453
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,125,551 43,525 SH   SOLE   0 0 43,525
SCHWAB STRATEGIC TR US TIPS ETF 808524870   16,999 658 SH   SOLE   0 0 658
SELECT SECTOR SPDR TR ENERGY 81369Y506   21,930 256 SH   SOLE   0 0 256
SELECT SECTOR SPDR TR INDL 81369Y704   114,500 869 SH   SOLE   0 0 869
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   86,874 2,136 SH   SOLE   0 0 2,136
SEMPRA COM 816851109   34,036 388 SH   SOLE   0 0 388
SPDR GOLD TR GOLD SHS 78463V107   110,412 456 SH   SOLE   0 0 456
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   62,865 2,250 SH   SOLE   0 0 2,250
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   29,045 851 SH   SOLE   0 0 851
SPDR S&P 500 ETF TR TR UNIT 78462F103   77,422 132 SH   SOLE   0 0 132
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   74,522 131 SH   SOLE   0 0 131
SPDR SER TR NUVEEN BLMBRG SH 78468R739   186,929 3,944 SH   SOLE   0 0 3,944
SPDR SER TR S&P BIOTECH 78464A870   64,574 717 SH   SOLE   0 0 717
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   7,878 200 SH   SOLE   0 0 200
STARBUCKS CORP COM 855244109   274 3 SH   SOLE   0 0 3
TESLA INC COM 88160R101   1,616 4 SH   SOLE   0 0 4
UNDER ARMOUR INC CL A 904311107   125 15 SH   SOLE   0 0 15
UNDER ARMOUR INC CL C 904311206   448 60 SH   SOLE   0 0 60
UNITED PARCEL SERVICE INC CL B 911312106   115,634 917 SH   SOLE   0 0 917
US BANCORP DEL COM NEW 902973304   85,616 1,790 SH   SOLE   0 0 1,790
VANECK ETF TRUST GOLD MINERS ETF 92189F106   8,920 263 SH   SOLE   0 0 263
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   16,953,848 219,410 SH   SOLE   0 0 219,410
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   25,848,671 526,986 SH   SOLE   0 0 526,986
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   39,539 208 SH   SOLE   0 0 208
VANGUARD INDEX FDS GROWTH ETF 922908736   2,399,468 5,846 SH   SOLE   0 0 5,846
VANGUARD INDEX FDS LARGE CAP ETF 922908637   79,556,789 294,983 SH   SOLE   0 0 294,983
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   9,347 58 SH   SOLE   0 0 58
VANGUARD INDEX FDS MID CAP ETF 922908629   984,370 3,727 SH   SOLE   0 0 3,727
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   359,387 667 SH   SOLE   0 0 667
VANGUARD INDEX FDS SM CP VAL ETF 922908611   19,818 100 SH   SOLE   0 0 100
VANGUARD INDEX FDS SMALL CP ETF 922908751   39,705,129 165,245 SH   SOLE   0 0 165,245
VANGUARD INDEX FDS TOTAL STK MKT 922908769   656,559 2,265 SH   SOLE   0 0 2,265
VANGUARD INDEX FDS VALUE ETF 922908744   2,008,193 11,862 SH   SOLE   0 0 11,862
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   32,823,712 571,742 SH   SOLE   0 0 571,742
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,044 205 SH   SOLE   0 0 205
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   13,119,692 114,602 SH   SOLE   0 0 114,602
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   123,549 1,052 SH   SOLE   0 0 1,052
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   32,757,673 564,787 SH   SOLE   0 0 564,787
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   35,324,741 440,074 SH   SOLE   0 0 440,074
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   112,844 1,447 SH   SOLE   0 0 1,447
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,766,231 24,339 SH   SOLE   0 0 24,339
VANGUARD STAR FDS VG TL INTL STK F 921909768   227,134 3,854 SH   SOLE   0 0 3,854
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   348,485 2,731 SH   SOLE   0 0 2,731
VANGUARD WORLD FD ENERGY ETF 92204A306   22,486 185 SH   SOLE   0 0 185
VANGUARD WORLD FD ESG INTL STK ETF 921910725   416,096 7,339 SH   SOLE   0 0 7,339
WEC ENERGY GROUP INC COM 92939U106   8,370 89 SH   SOLE   0 0 89
XCEL ENERGY INC COM 98389B100   9,993 148 SH   SOLE   0 0 148