The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   722,942 13,066 SH   SOLE   0 0 13,066
AIRBNB INC COM CL A 009066101   546,773 6,138 SH   SOLE   0 0 6,138
ALPHABET INC CAP STK CL C 02079K107   192,555 88 SH   SOLE   0 0 88
ALPHABET INC CAP STK CL A 02079K305   191,775 88 SH   SOLE   0 0 88
AMAZON COM INC COM 023135106   232,950 2,193 SH   SOLE   0 0 2,193
AMGEN INC COM 031162100   221,225 909 SH   SOLE   0 0 909
APPLE INC COM 037833100   2,569,469 18,794 SH   SOLE   0 0 18,794
BK OF AMERICA CORP COM 060505104   527,508 16,945 SH   SOLE   0 0 16,945
EBAY INC. COM 278642103   2,129 51 SH   SOLE   0 0 51
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   631,563 14,596 SH   SOLE   0 0 14,596
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   18,132 299 SH   SOLE   0 0 299
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   9,968 367 SH   SOLE   0 0 367
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   732,986 16,242 SH   SOLE   0 0 16,242
INVESCO QQQ TR UNIT SER 1 46090E103   822,301 2,934 SH   SOLE   0 0 2,934
ISHARES INC CORE MSCI EMKT 46434G103   15,869,300 323,467 SH   SOLE   0 0 323,467
ISHARES TR S&P 100 ETF 464287101   46,912 272 SH   SOLE   0 0 272
ISHARES TR CORE S&P TTL STK 464287150   3,494,551 41,711 SH   SOLE   0 0 41,711
ISHARES TR CORE S&P500 ETF 464287200   9,232,267 24,350 SH   SOLE   0 0 24,350
ISHARES TR CORE US AGGBD ET 464287226   12,570,305 123,626 SH   SOLE   0 0 123,626
ISHARES TR MSCI EMG MKT ETF 464287234   23,725 592 SH   SOLE   0 0 592
ISHARES TR IBOXX INV CP ETF 464287242   770 7 SH   SOLE   0 0 7
ISHARES TR S&P 500 GRWT ETF 464287309   54,256 899 SH   SOLE   0 0 899
ISHARES TR S&P 500 VAL ETF 464287408   13,394 97 SH   SOLE   0 0 97
ISHARES TR MSCI EAFE ETF 464287465   257,834 4,126 SH   SOLE   0 0 4,126
ISHARES TR RUS MDCP VAL ETF 464287473   21,975 216 SH   SOLE   0 0 216
ISHARES TR RUS MID CAP ETF 464287499   2,522 39 SH   SOLE   0 0 39
ISHARES TR CORE S&P MCP ETF 464287507   313,810 1,387 SH   SOLE   0 0 1,387
ISHARES TR EXPANDED TECH 464287515   31,833 118 SH   SOLE   0 0 118
ISHARES TR RUS 1000 VAL ETF 464287598   132,746 916 SH   SOLE   0 0 916
ISHARES TR RUS 1000 GRW ETF 464287614   26,627 122 SH   SOLE   0 0 122
ISHARES TR RUS 1000 ETF 464287622   106,558 513 SH   SOLE   0 0 513
ISHARES TR RUS 2000 VAL ETF 464287630   17,621 129 SH   SOLE   0 0 129
ISHARES TR RUS 2000 GRW ETF 464287648   14,043 68 SH   SOLE   0 0 68
ISHARES TR RUSSELL 2000 ETF 464287655   19,902 118 SH   SOLE   0 0 118
ISHARES TR CORE S&P US VLU 464287663   21,364 319 SH   SOLE   0 0 319
ISHARES TR RUSSELL 3000 ETF 464287689   98,966 455 SH   SOLE   0 0 455
ISHARES TR S&P MC 400VL ETF 464287705   67,978 720 SH   SOLE   0 0 720
ISHARES TR U.S. FIN SVC ETF 464287770   7,411 50 SH   SOLE   0 0 50
ISHARES TR CORE S&P SCP ETF 464287804   16,041,293 173,588 SH   SOLE   0 0 173,588
ISHARES TR U.S. BAS MTL ETF 464287838   20,671 176 SH   SOLE   0 0 176
ISHARES TR SP SMCP600VL ETF 464287879   13,058 147 SH   SOLE   0 0 147
ISHARES TR S&P SML 600 GWT 464287887   4,423 42 SH   SOLE   0 0 42
ISHARES TR GL CLEAN ENE ETF 464288224   381 20 SH   SOLE   0 0 20
ISHARES TR MSCI ACWI ETF 464288257   3,775 45 SH   SOLE   0 0 45
ISHARES TR EAFE SML CP ETF 464288273   49,587 908 SH   SOLE   0 0 908
ISHARES TR JPMORGAN USD EMG 464288281   1,450 17 SH   SOLE   0 0 17
ISHARES TR NATIONAL MUN ETF 464288414   2,299,994 21,625 SH   SOLE   0 0 21,625
ISHARES TR CRE U S REIT ETF 464288521   0 0 SH   SOLE   0 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,888,819 57,446 SH   SOLE   0 0 57,446
ISHARES TR US AER DEF ETF 464288760   39,468 398 SH   SOLE   0 0 398
ISHARES TR US HLTHCR PR ETF 464288828   5,639 22 SH   SOLE   0 0 22
ISHARES TR EAFE VALUE ETF 464288877   15,624 360 SH   SOLE   0 0 360
ISHARES TR MSCI USA QLT FCT 46432F339   67,932 608 SH   SOLE   0 0 608
ISHARES TR MSCI USA VALUE 46432F388   15,117 167 SH   SOLE   0 0 167
ISHARES TR MSCI USA MMENTM 46432F396   72,164 529 SH   SOLE   0 0 529
ISHARES TR CORE MSCI TOTAL 46432F834   62,548 1,097 SH   SOLE   0 0 1,097
ISHARES TR CORE MSCI EAFE 46432F842   2,730,880 46,404 SH   SOLE   0 0 46,404
JPMORGAN CHASE & CO COM 46625H100   93,496 830 SH   SOLE   0 0 830
KOHLS CORP COM 500255104   2,080 58 SH   SOLE   0 0 58
MARATHON PETE CORP COM 56585A102   6,919 84 SH   SOLE   0 0 84
MICROSOFT CORP COM 594918104   976,621 3,803 SH   SOLE   0 0 3,803
ONEOK INC NEW COM 682680103   1,367,354 24,637 SH   SOLE   0 0 24,637
ORBITAL ENERGY GROUP INC COM 68559A109   13,604 21,600 SH   SOLE   0 0 21,600
PROCTER AND GAMBLE CO COM 742718109   208,282 1,449 SH   SOLE   0 0 1,449
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,872,924 42,383 SH   SOLE   0 0 42,383
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   12,180,641 272,742 SH   SOLE   0 0 272,742
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   277,650 4,788 SH   SOLE   0 0 4,788
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,810 29 SH   SOLE   0 0 29
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   87,914 1,401 SH   SOLE   0 0 1,401
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,062,892 27,261 SH   SOLE   0 0 27,261
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   429,134 16,908 SH   SOLE   0 0 16,908
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   7,364 284 SH   SOLE   0 0 284
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   91,753 3,241 SH   SOLE   0 0 3,241
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   6,161 136 SH   SOLE   0 0 136
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   77,572 1,524 SH   SOLE   0 0 1,524
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   66,739 932 SH   SOLE   0 0 932
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   982,148 31,229 SH   SOLE   0 0 31,229
SCHWAB STRATEGIC TR US REIT ETF 808524847   5,605 266 SH   SOLE   0 0 266
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,282 10 SH   SOLE   0 0 10
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   16,230,984 224,868 SH   SOLE   0 0 224,868
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   13,336 97 SH   SOLE   0 0 97
SELECT SECTOR SPDR TR ENERGY 81369Y506   75,175 1,051 SH   SOLE   0 0 1,051
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,912 15 SH   SOLE   0 0 15
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   16,335,473 232,931 SH   SOLE   0 0 232,931
SIRIUS XM HOLDINGS INC COM 82968B103   70,261 11,462 SH   SOLE   0 0 11,462
SOUTHERN CO COM 842587107   410,386 5,755 SH   SOLE   0 0 5,755
SPDR S&P 500 ETF TR TR UNIT 78462F103   943,044 2,500 SH   SOLE   0 0 2,500
TESLA INC COM 88160R101   2,921,384 4,338 SH   SOLE   0 0 4,338
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   188,555 2,505 SH   SOLE   0 0 2,505
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,520,737 4,384 SH   SOLE   0 0 4,384
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   19,558 151 SH   SOLE   0 0 151
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,156,704 12,696 SH   SOLE   0 0 12,696
VANGUARD INDEX FDS SML CP GRW ETF 922908595   15,172 77 SH   SOLE   0 0 77
VANGUARD INDEX FDS SM CP VAL ETF 922908611   47,425 317 SH   SOLE   0 0 317
VANGUARD INDEX FDS MID CAP ETF 922908629   24,030 122 SH   SOLE   0 0 122
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,669,583 15,489 SH   SOLE   0 0 15,489
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   33,348 254 SH   SOLE   0 0 254
VANGUARD INDEX FDS GROWTH ETF 922908736   327,331 1,469 SH   SOLE   0 0 1,469
VANGUARD INDEX FDS VALUE ETF 922908744   169,365 1,284 SH   SOLE   0 0 1,284
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,209,654 29,582 SH   SOLE   0 0 29,582
VANGUARD INDEX FDS TOTAL STK MKT 922908769   16,028,184 84,976 SH   SOLE   0 0 84,976
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   53,420 1,069 SH   SOLE   0 0 1,069
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,463,840 131,185 SH   SOLE   0 0 131,185
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   137,819 961 SH   SOLE   0 0 961
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,320 45 SH   SOLE   0 0 45
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858   16,233,812 397,888 SH   SOLE   0 0 397,888
VANGUARD WORLD FD ESG INTL STK ETF 921910725   25,145 513 SH   SOLE   0 0 513
VANGUARD WORLD FD ESG US STK ETF 921910733   56,405 849 SH   SOLE   0 0 849
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   36,845 162 SH   SOLE   0 0 162
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   56,899 307 SH   SOLE   0 0 307
VANGUARD WORLD FDS ENERGY ETF 92204A306   4,078 41 SH   SOLE   0 0 41
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,495 6 SH   SOLE   0 0 6
VANGUARD WORLD FDS INF TECH ETF 92204A702   40,320 123 SH   SOLE   0 0 123
VANGUARD WORLD FDS UTILITIES ETF 92204A876   42,049 276 SH   SOLE   0 0 276