The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Total Stock Market ETF ETF 922908769   57,124,629 201,740 SH   SOLE   0 0 201,740
Berkshire Hathaway Class B Clb 084670702   25,736,819 55,918 SH   SOLE   0 0 55,918
Vanguard S&P 500 ETF ETF 922908363   20,765,451 39,353 SH   SOLE   0 0 39,353
Vanguard Utilities ETF ETF 92204A876   14,431,049 82,913 SH   SOLE   0 0 82,913
Vanguard FTSE Developed Markets ETF ETF 921943858   11,269,805 213,403 SH   SOLE   0 0 213,403
Berkshire Hathaway A 84990175 ClA 084990175   4,838,260 700 SH   SOLE   0 0 700
Vanguard REIT ETF ETF 922908553   4,597,780 47,195 SH   SOLE   0 0 47,195
Vanguard Total International Stock ETF ETF 921909768   2,893,355 44,692 SH   SOLE   0 0 44,692
VANGUARD SHORT TERM TREASURY ETF ETF 92206C102   2,355,887 39,927 SH   SOLE   0 0 39,927
Vanguard Int'l Equity Index ETF ETF 922042775   2,182,456 34,642 SH   SOLE   0 0 34,642
NVIDIA CORP Com 67066G104   1,363,043 11,224 SH   SOLE   0 0 11,224
DIMENSIONAL WLD EX US CR EQ 2 ETF ETF 25434V880   1,320,465 48,888 SH   SOLE   0 0 48,888
VANGUARD FTSE EUROPE ETF ETF 922042874   1,233,746 17,352 SH   SOLE   0 0 17,352
FIRST TRUST INTERNET INDEX CF ETF ETF 33733E302   1,080,545 5,101 SH   SOLE   0 0 5,101
VANGUARD VALUE ETF ETF 922908744   1,023,560 5,863 SH   SOLE   0 0 5,863
Apple Com 037833100   1,019,021 4,373 SH   SOLE   0 0 4,373
iShares All World Ex US ETF 464288240   797,633 13,940 SH   SOLE   0 0 13,940
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   661,958 3,695 SH   SOLE   0 0 3,695
VANGUARD SMALL CAP VALUE ETF ETF 922908611   609,328 3,035 SH   SOLE   0 0 3,035
COSTCO WHOLESALE CO Com 22160K105   471,629 532 SH   SOLE   0 0 532
ISHARES MSCI TAIWAN ETF ETF 46434G772   468,367 8,694 SH   SOLE   0 0 8,694
All World ex-U.S. Real Estate Index ETF ETF 922042676   464,075 9,893 SH   SOLE   0 0 9,893
Vanguard Small-Cap Growth ETF ETF 922908595   451,754 1,690 SH   SOLE   0 0 1,690
FIRST TRUST NASDAQ CYBRSCRTY ETF ETF 33734X846   359,704 6,073 SH   SOLE   0 0 6,073
ONTO INNOVATION INC Com 683344105   347,871 1,676 SH   SOLE   0 0 1,676
Ishares Lehman Treas 3-7 yr ETF 464288661   339,658 2,840 SH   SOLE   0 0 2,840
FIRST TRUST CLOUD COMPUTING ETF ETF 33734X192   336,538 3,291 SH   SOLE   0 0 3,291
VANGUARD EXTENDED MARKET ETF ETF 922908652   304,991 1,676 SH   SOLE   0 0 1,676
Visa International Com 92826C839   284,573 1,035 SH   SOLE   0 0 1,035
ALPHABET INC. CLASS A ClA 02079K305   275,311 1,660 SH   SOLE   0 0 1,660
MICROSOFT CORP Com 594918104   259,972 604 SH   SOLE   0 0 604
AMAZON.COM INC Com 023135106   216,143 1,160 SH   SOLE   0 0 1,160
JPMORGAN CHASE & COMPANY Com 46625H100   210,017 996 SH   SOLE   0 0 996
WHEELS UP EXPERIENCE I F Com 96328L106   40,332 16,666 SH   SOLE   0 0 16,666