The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   256,937 11,284 SH   DFND 1 11,284 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   2,612,954 23,101 SH   DFND 1 21,501 0 1,600
ABBOTT LABORATORIES COMMON STOCK 002824100   384,574 3,400 SH   OTR 1 3,400 0 0
ABBVIE INC COMMON STOCK 00287Y109   4,939,533 27,797 SH   DFND 1 26,197 0 1,600
ABBVIE INC COMMON STOCK 00287Y109   610,755 3,437 SH   OTR 1 3,437 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101   1,661,324 3,736 SH   DFND 1 3,736 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   581,120 4,811 SH   DFND 1 4,811 0 0
AIR PRODUCTS & CHEMICAL INC COMMON STOCK 009158106   1,311,268 4,521 SH   DFND 1 4,521 0 0
ALLSTATE CORP COMMON STOCK 020002101   769,233 3,990 SH   DFND 1 3,990 0 0
ALPHABET INC COMMON STOCK 02079K107   9,877,550 51,867 SH   DFND 1 51,867 0 0
ALPHABET INC COMMON STOCK 02079K107   457,056 2,400 SH   OTR 1 2,400 0 0
ALPHABET INC COMMON STOCK 02079K305   8,733,550 46,136 SH   DFND 1 46,136 0 0
ALPHABET INC COMMON STOCK 02079K305   454,320 2,400 SH   OTR 1 2,400 0 0
AMAZON.COM INC COMMON STOCK 023135106   17,614,821 80,290 SH   DFND 1 80,290 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101   442,887 4,802 SH   DFND 1 4,802 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   1,738,006 5,856 SH   DFND 1 5,856 0 0
AMGEN INC COMMON STOCK 031162100   217,113 833 SH   DFND 1 833 0 0
AMPHENOL CORP COMMON STOCK 032095101   1,036,472 14,924 SH   DFND 1 14,924 0 0
ANALOG DEVICES COMMON STOCK 032654105   212,459 1,000 SH   DFND 1 1,000 0 0
APPLE INC COMMON STOCK 037833100   41,279,236 164,840 SH   DFND 1 164,840 0 0
APPLE INC COMMON STOCK 037833100   2,762,383 11,031 SH   OTR 1 11,031 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105   252,076 1,550 SH   DFND 1 1,550 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105   32,526 200 SH   OTR 1 200 0 0
ARISTA NETWORKS INC COMMON STOCK 040413205   972,664 8,800 SH   DFND 1 8,800 0 0
ASTERA LABS INC COMMON STOCK 04626A103   1,439,997 10,872 SH   DFND 1 10,872 0 0
ASTRAZENECA COMMON STOCK 046353108   559,608 8,541 SH   DFND 1 8,541 0 0
AUTOLIV INC COMMON STOCK 052800109   206,620 2,203 SH   DFND 1 2,203 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   1,607,089 5,490 SH   DFND 1 5,490 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   597,169 2,040 SH   OTR 1 2,040 0 0
AUTOZONE INC COMMON STOCK 053332102   800,500 250 SH   DFND 1 250 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109   4,511,131 63,323 SH   DFND 1 63,323 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109   406,353 5,704 SH   OTR 1 5,704 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100   245,856 3,200 SH   DFND 1 3,200 0 0
BAXTER INTL INC COMMON STOCK 071813109   292,212 10,021 SH   DFND 1 10,021 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   7,100,172 15,664 SH   DFND 1 15,664 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   22,664 50 SH   OTR 1 50 0 0
BOOKING HOLDINGS INC. COMMON STOCK 09857L108   268,295 54 SH   DFND 1 54 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107   2,530,972 28,336 SH   DFND 1 28,336 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   609,433 10,775 SH   DFND 1 10,775 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   316,736 5,600 SH   OTR 1 5,600 0 0
BROADCOM INC COMMON STOCK 11135F101   6,755,814 29,140 SH   DFND 1 29,140 0 0
CSX CORP COMMON STOCK 126408103   279,298 8,655 SH   DFND 1 8,655 0 0
CADENCE DESIGN SYSTEMS INC COMMON STOCK 127387108   1,564,796 5,208 SH   DFND 1 5,208 0 0
CAMECO CORPORATION COMMON STOCK 13321L108   309,214 6,017 SH   DFND 1 6,017 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104   1,017,756 14,910 SH   DFND 1 14,910 0 0
CATERPILLAR INC COMMON STOCK 149123101   4,314,672 11,894 SH   DFND 1 11,894 0 0
CATERPILLAR INC COMMON STOCK 149123101   943,176 2,600 SH   OTR 1 2,600 0 0
CHEVRON CORP COMMON STOCK 166764100   4,188,192 28,916 SH   DFND 1 28,916 0 0
CISCO SYSTEMS COMMON STOCK 17275R102   2,678,383 45,243 SH   DFND 1 45,243 0 0
CINTAS CORP COMMON STOCK 172908105   328,860 1,800 SH   DFND 1 1,800 0 0
COCA COLA CO COMMON STOCK 191216100   3,057,027 49,101 SH   DFND 1 49,101 0 0
COCA COLA CO COMMON STOCK 191216100   373,560 6,000 SH   OTR 1 6,000 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   1,764,531 17,793 SH   DFND 1 17,793 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   52,263 527 SH   OTR 1 527 0 0
COPART INC COMMON STOCK 217204106   241,038 4,200 SH   DFND 1 4,200 0 0
CORE SCIENTIFIC INC COMMON STOCK 21874A106   1,082,554 77,050 SH   DFND 1 77,050 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   1,485,276 1,621 SH   DFND 1 1,621 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   8,246 9 SH   OTR 1 9 0 0
DANAHER CORP COMMON STOCK 235851102   1,150,046 5,010 SH   DFND 1 5,010 0 0
DEERE & CO COMMON STOCK 244199105   451,664 1,066 SH   DFND 1 1,066 0 0
DELTA AIR LINES INC COMMON STOCK 247361702   2,811,565 46,472 SH   DFND 1 46,472 0 0
DEXCOM INC COMMON STOCK 252131107   570,365 7,334 SH   DFND 1 7,334 0 0
DIAGEO PLC COMMON STOCK 25243Q205   370,965 2,918 SH   DFND 1 2,918 0 0
DISNEY WALT CO COMMON STOCK 254687106   1,223,631 10,989 SH   DFND 1 10,989 0 0
DISNEY WALT CO COMMON STOCK 254687106   44,540 400 SH   OTR 1 400 0 0
DRAFTKINGS INC COMMON STOCK 26142V105   1,824,432 49,044 SH   DFND 1 49,044 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   857,502 7,959 SH   DFND 1 7,959 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   234,697 3,078 SH   DFND 1 3,078 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   15,250 200 SH   OTR 1 200 0 0
EMBRAER SA COMMON STOCK 29082A107   830,177 22,633 SH   DFND 1 22,633 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   1,129,745 9,116 SH   DFND 1 9,116 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   384,183 3,100 SH   OTR 1 3,100 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103   211,008 2,783 SH   DFND 1 2,783 0 0
EQUINIX INC COMMON STOCK 29444U700   261,185 277 SH   DFND 1 277 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   4,879,051 45,357 SH   DFND 1 44,333 0 1,024
EXXON MOBIL CORP COMMON STOCK 30231G102   398,009 3,700 SH   OTR 1 3,700 0 0
META PLATFORMS INC COMMON STOCK 30303M102   12,459,657 21,280 SH   DFND 1 21,280 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100   233,090 5,513 SH   DFND 1 5,513 0 0
FIRSTENERGY CORP COMMON STOCK 337932107   902,888 22,697 SH   DFND 1 22,697 0 0
GFL ENVIRONMENTAL INC COMMON STOCK 36168Q104   1,734,165 38,935 SH   DFND 1 38,935 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   2,486,027 9,435 SH   DFND 1 9,435 0 0
GENERAL MILLS INC COMMON STOCK 370334104   559,582 8,775 SH   DFND 1 8,775 0 0
GENERAL MILLS INC COMMON STOCK 370334104   255,080 4,000 SH   OTR 1 4,000 0 0
GENUINE PARTS CO COMMON STOCK 372460105   268,548 2,300 SH   OTR 1 2,300 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   783,760 8,485 SH   DFND 1 8,485 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   46,185 500 SH   OTR 1 500 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   3,628,121 6,336 SH   DFND 1 6,336 0 0
GRAINGER W W INC COMMON STOCK 384802104   249,810 237 SH   DFND 1 237 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104   766,018 7,002 SH   DFND 1 7,002 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104   109,400 1,000 SH   OTR 1 1,000 0 0
HEICO CORP COMMON STOCK 422806208   2,540,924 13,655 SH   DFND 1 13,655 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,771,863 4,555 SH   DFND 1 4,555 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,439,263 3,700 SH   OTR 1 3,700 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   8,565,526 37,919 SH   DFND 1 37,919 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   689,416 3,052 SH   OTR 1 3,052 0 0
HUMANA INC COMMON STOCK 444859102   228,340 900 SH   DFND 1 900 0 0
IDEXX LABORATORIES INC COMMON STOCK 45168D104   1,323,008 3,200 SH   DFND 1 3,200 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   1,969,146 7,766 SH   DFND 1 7,766 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   633,900 2,500 SH   OTR 1 2,500 0 0
INTEL CORP COMMON STOCK 458140100   1,101,110 54,918 SH   DFND 1 54,918 0 0
INTEL CORP COMMON STOCK 458140100   24,060 1,200 SH   OTR 1 1,200 0 0
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104   492,777 3,307 SH   DFND 1 3,307 0 0
INT'L BUSINESS MACHINES COMMON STOCK 459200101   419,435 1,908 SH   DFND 1 1,908 0 0
INVESCO MUTUAL FUNDS - 46090E103   7,808,017 15,273 SH   DFND 1 15,273 0 0
INTUIT COMMON STOCK 461202103   314,257 500 SH   DFND 1 500 0 0
INVESCO MUTUAL FUNDS - 46137V357   227,624 1,299 SH   DFND 1 1,299 0 0
ISHARES MUTUAL FUNDS - 464287150   5,541,722 43,086 SH   DFND 1 43,086 0 0
ISHARES MUTUAL FUNDS - 464287168   9,297,304 70,815 SH   DFND 1 70,691 0 124
ISHARES MUTUAL FUNDS - 464287168   76,411 582 SH   OTR 1 582 0 0
ISHARES MUTUAL FUNDS - 464287200   129,737,418 220,387 SH   DFND 1 220,387 0 0
ISHARES MUTUAL FUNDS - 464287226   21,668,875 223,621 SH   DFND 1 223,621 0 0
ISHARES MUTUAL FUNDS - 464287234   2,417,992 57,819 SH   DFND 1 57,819 0 0
ISHARES MUTUAL FUNDS - 464287309   1,359,690 13,392 SH   DFND 1 13,392 0 0
ISHARES MUTUAL FUNDS - 464287408   2,640,061 13,831 SH   DFND 1 13,831 0 0
ISHARES MUTUAL FUNDS - 464287465   1,902,877 25,167 SH   DFND 1 25,167 0 0
ISHARES MUTUAL FUNDS - 464287473   1,563,204 12,086 SH   DFND 1 12,086 0 0
ISHARES MUTUAL FUNDS - 464287481   16,662,862 131,462 SH   DFND 1 131,324 0 138
ISHARES MUTUAL FUNDS - 464287507   7,005,201 112,425 SH   DFND 1 112,425 0 0
ISHARES MUTUAL FUNDS - 464287614   994,312 2,476 SH   DFND 1 2,476 0 0
ISHARES MUTUAL FUNDS - 464287655   361,269 1,635 SH   DFND 1 1,635 0 0
ISHARES MUTUAL FUNDS - 464287804   10,187,176 88,415 SH   DFND 1 88,415 0 0
ISHARES MUTUAL FUNDS - 464288273   5,068,822 83,437 SH   DFND 1 83,395 0 42
ISHARES MUTUAL FUNDS - 464288273   121,500 2,000 SH   OTR 1 2,000 0 0
ISHARES MUTUAL FUNDS - 464288448   1,964,133 71,736 SH   DFND 1 71,736 0 0
ISHARES MUTUAL FUNDS - 46432F834   81,494,800 1,232,156 SH   DFND 1 1,231,522 0 634
ISHARES MUTUAL FUNDS - 46432F834   1,261,687 19,076 SH   OTR 1 19,076 0 0
ISHARES MUTUAL FUNDS - 46432F842   39,372,752 560,227 SH   DFND 1 560,227 0 0
ISHARES MUTUAL FUNDS - 46434G103   15,914,412 304,757 SH   DFND 1 304,757 0 0
ISHARES MUTUAL FUNDS - 46434G103   15,666 300 SH   OTR 1 300 0 0
ISHARES MUTUAL FUNDS - 46434V613   18,721,617 414,195 SH   DFND 1 412,080 0 2,115
ISHARES MUTUAL FUNDS - 46434V878   2,850,809 56,530 SH   DFND 1 56,530 0 0
ISHARES MUTUAL FUNDS - 46435G516   276,846 3,636 SH   DFND 1 3,636 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   13,848,768 57,773 SH   DFND 1 57,773 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   143,826 600 SH   OTR 1 600 0 0
JP MORGAN MUTUAL FUNDS - 46641Q837   2,641,301 52,438 SH   DFND 1 52,438 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   7,038,946 48,672 SH   DFND 1 48,672 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   260,316 1,800 SH   OTR 1 1,800 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103   1,018,180 7,770 SH   DFND 1 7,770 0 0
KINDER MORGAN INC COMMON STOCK 49456B101   890,336 32,494 SH   DFND 1 32,494 0 0
KONINKLIJKE PHILIPS NV COMMON STOCK 500472303   552,711 21,829 SH   DFND 1 21,829 0 0
LIBERTY ALL STAR EQUITY FUND MUTUAL FUNDS - 530158104   145,005 20,864 SH   DFND 1 20,864 0 0
LIBERTY MEDIA CORP COMMON STOCK 531229755   1,842,638 19,886 SH   DFND 1 19,886 0 0
LILLY ELI & CO COMMON STOCK 532457108   6,324,224 8,192 SH   DFND 1 8,192 0 0
LILLY ELI & CO COMMON STOCK 532457108   1,096,240 1,420 SH   OTR 1 1,420 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   239,082 492 SH   DFND 1 492 0 0
LOWES COS INC COMMON STOCK 548661107   1,230,051 4,984 SH   DFND 1 4,984 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202   459,972 1,649 SH   DFND 1 1,649 0 0
MARTIN MARIETTA MATERIALS COMMON STOCK 573284106   222,101 430 SH   DFND 1 430 0 0
MARVELL TECHNOLOGY INC COMMON STOCK 573874104   437,383 3,960 SH   DFND 1 3,960 0 0
MASTERCARD INC COMMON STOCK 57636Q104   3,703,369 7,033 SH   DFND 1 7,033 0 0
MCCORMICK & CO INC COMMON STOCK 579780206   204,018 2,676 SH   DFND 1 2,676 0 0
MCDONALDS CORP COMMON STOCK 580135101   53,937,512 186,062 SH   DFND 1 186,062 0 0
MCDONALDS CORP COMMON STOCK 580135101   782,703 2,700 SH   OTR 1 2,700 0 0
MCKESSON CORP COMMON STOCK 58155Q103   1,813,458 3,182 SH   DFND 1 3,182 0 0
MERCADOLIBRE INC COMMON STOCK 58733R102   681,870 401 SH   DFND 1 401 0 0
MERCK & CO INC COMMON STOCK 58933Y105   6,410,693 64,442 SH   DFND 1 64,442 0 0
METHANEX CORP COMMON STOCK 59151K108   582,301 11,660 SH   DFND 1 11,660 0 0
MICROSOFT CORP COMMON STOCK 594918104   52,223,480 123,899 SH   DFND 1 123,899 0 0
MICROSOFT CORP COMMON STOCK 594918104   2,505,818 5,945 SH   OTR 1 5,945 0 0
MOLINA HEALTHCARE INC COMMON STOCK 60855R100   349,840 1,202 SH   DFND 1 1,202 0 0
MORGAN STANLEY COMMON STOCK 617446448   622,186 4,949 SH   DFND 1 4,949 0 0
NRG ENERGY INC COMMON STOCK 629377508   1,349,694 14,960 SH   DFND 1 14,960 0 0
NATERA INC COMMON STOCK 632307104   5,070,676 32,032 SH   DFND 1 32,032 0 0
NETFLIX INC COMMON STOCK 64110L106   6,343,524 7,117 SH   DFND 1 7,117 0 0
NEWMONT CORPORATION COMMON STOCK 651639106   1,014,249 27,250 SH   DFND 1 27,250 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   1,156,431 16,131 SH   DFND 1 16,131 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   659,548 9,200 SH   OTR 1 9,200 0 0
NIKE INC COMMON STOCK 654106103   674,673 8,916 SH   DFND 1 8,916 0 0
NOVANTA INC COMMON STOCK 67000B104   381,925 2,500 SH   DFND 1 2,500 0 0
NVIDIA CORP COMMON STOCK 67066G104   26,453,122 196,985 SH   DFND 1 196,985 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105   307,924 6,232 SH   DFND 1 6,232 0 0
PNC FINANCIAL SERVICES COMMON STOCK 693475105   617,506 3,202 SH   DFND 1 3,202 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   411,957 2,264 SH   DFND 1 2,264 0 0
PAYPAL HOLDINGS INC. COMMON STOCK 70450Y103   1,090,008 12,771 SH   DFND 1 12,771 0 0
PEPSICO INC COMMON STOCK 713448108   2,014,038 13,245 SH   DFND 1 13,245 0 0
PFIZER INC COMMON STOCK 717081103   1,790,615 67,494 SH   DFND 1 66,903 0 591
PFIZER INC COMMON STOCK 717081103   62,717 2,364 SH   OTR 1 2,364 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   797,802 6,629 SH   DFND 1 6,629 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   48,140 400 SH   OTR 1 400 0 0
PHILLIPS 66 COMMON STOCK 718546104   638,578 5,605 SH   DFND 1 5,605 0 0
PHILLIPS 66 COMMON STOCK 718546104   45,572 400 SH   OTR 1 400 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   7,514,924 44,825 SH   DFND 1 44,185 0 640
PROCTER & GAMBLE CO COMMON STOCK 742718109   586,775 3,500 SH   OTR 1 3,500 0 0
QUALCOMM INC COMMON STOCK 747525103   2,314,139 15,064 SH   DFND 1 15,064 0 0
QUALCOMM INC COMMON STOCK 747525103   430,136 2,800 SH   OTR 1 2,800 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   692,750 4,592 SH   DFND 1 4,592 0 0
READY CAPITAL CORP COMMON STOCK 75574U101   73,690 10,805 SH   DFND 1 10,805 0 0
ROBINHOOD MARKETS INC COMMON STOCK 770700102   561,210 15,062 SH   DFND 1 15,062 0 0
ROLLINS INC COMMON STOCK 775711104   278,100 6,000 SH   DFND 1 6,000 0 0
SHELL PLC COMMON STOCK 780259305   605,079 9,658 SH   DFND 1 9,658 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   3,122,141 6,269 SH   DFND 1 6,269 0 0
SPDR MUTUAL FUNDS - 78462F103   122,188,299 208,484 SH   DFND 1 94,624 0 113,860
SPDR MUTUAL FUNDS - 78462F103   52,747 90 SH   OTR 1 90 0 0
SPDR MUTUAL FUNDS - 78463X889   666,047 19,515 SH   DFND 1 19,485 0 30
SPDR MUTUAL FUNDS - 78464A805   2,626,338 36,768 SH   DFND 1 36,768 0 0
SPDR MUTUAL FUNDS - 78467X109   1,290,968 3,034 SH   DFND 1 3,034 0 0
SPDR MUTUAL FUNDS - 78467Y107   1,188,714 2,087 SH   DFND 1 2,087 0 0
SALESFORCE INC COMMON STOCK 79466L302   1,470,054 4,397 SH   DFND 1 4,397 0 0
SANOFI COMMON STOCK 80105N105   1,082,813 22,451 SH   DFND 1 22,451 0 0
SAP SE COMMON STOCK 803054204   795,998 3,233 SH   DFND 1 3,233 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105   1,546,806 20,900 SH   DFND 1 20,900 0 0
SCHWAB MUTUAL FUNDS - 808524722   351,044 12,400 SH   DFND 1 12,400 0 0
SCHWAB MUTUAL FUNDS - 808524805   226,477 12,242 SH   DFND 1 12,242 0 0
SPDR MUTUAL FUNDS - 81369Y100   505,597 6,009 SH   DFND 1 6,009 0 0
SPDR MUTUAL FUNDS - 81369Y209   447,653 3,254 SH   DFND 1 3,254 0 0
SPDR MUTUAL FUNDS - 81369Y605   611,954 12,662 SH   DFND 1 12,662 0 0
SEMPRA ENERGY COMMON STOCK 816851109   539,916 6,155 SH   DFND 1 6,155 0 0
SERVICENOW INC. COMMON STOCK 81762P102   1,626,219 1,534 SH   DFND 1 1,534 0 0
SOUTHERN CO COMMON STOCK 842587107   2,566,574 31,178 SH   DFND 1 30,178 0 1,000
STARBUCKS CORP COMMON STOCK 855244109   445,941 4,887 SH   DFND 1 4,887 0 0
STARBUCKS CORP COMMON STOCK 855244109   36,500 400 SH   OTR 1 400 0 0
SYSCO CORP COMMON STOCK 871829107   883,037 11,549 SH   DFND 1 11,549 0 0
TJX COMPANIES INC COMMON STOCK 872540109   482,997 3,998 SH   DFND 1 3,998 0 0
TAIWAN SEMICONDUCTOR COMMON STOCK 874039100   1,630,083 8,254 SH   DFND 1 8,254 0 0
TESLA INC. COMMON STOCK 88160R101   6,268,810 15,523 SH   DFND 1 15,523 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   345,018 1,840 SH   DFND 1 1,840 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   606,595 3,235 SH   OTR 1 3,235 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   1,644,446 3,161 SH   DFND 1 3,161 0 0
3M CO COMMON STOCK 88579Y101   622,601 4,823 SH   DFND 1 4,623 0 200
TIMKEN CO COMMON STOCK 887389104   223,317 3,129 SH   DFND 1 3,129 0 0
TRANSDIGM GROUP INC COMMON STOCK 893641100   648,848 512 SH   DFND 1 512 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   173,199 719 SH   DFND 1 719 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   361,335 1,500 SH   OTR 1 1,500 0 0
TREX COMPANY INC COMMON STOCK 89531P105   676,835 9,805 SH   DFND 1 9,805 0 0
US BANCORP COMMON STOCK 902973304   1,096,791 22,931 SH   DFND 1 22,931 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   1,737,208 7,618 SH   DFND 1 7,618 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   752,532 3,300 SH   OTR 1 3,300 0 0
UNITED AIRLINES HOLDINGS INC COMMON STOCK 910047109   1,427,273 14,699 SH   DFND 1 14,699 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   437,568 865 SH   DFND 1 865 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   101,172 200 SH   OTR 1 200 0 0
VANECK MUTUAL FUNDS - 92189F643   336,963 3,634 SH   DFND 1 3,634 0 0
VANGUARD MUTUAL FUNDS - 921908844   4,027,831 20,568 SH   DFND 1 20,568 0 0
VANGUARD MUTUAL FUNDS - 921909768   12,343,360 209,458 SH   DFND 1 103,860 0 105,598
VANGUARD MUTUAL FUNDS - 921910816   2,787,802 8,118 SH   DFND 1 8,118 0 0
VANGUARD MUTUAL FUNDS - 921910840   2,087,371 16,711 SH   DFND 1 16,711 0 0
VANGUARD MUTUAL FUNDS - 921937793   1,814,558 26,517 SH   DFND 1 26,517 0 0
VANGUARD MUTUAL FUNDS - 921937819   2,045,807 27,376 SH   DFND 1 27,376 0 0
VANGUARD MUTUAL FUNDS - 921937827   4,332,143 56,065 SH   DFND 1 56,065 0 0
VANGUARD MUTUAL FUNDS - 921937835   15,762,960 219,205 SH   DFND 1 219,205 0 0
VANGUARD MUTUAL FUNDS - 921943858   189,153,464 3,955,531 SH   DFND 1 3,350,795 0 604,736
VANGUARD MUTUAL FUNDS - 921946406   48,134,223 377,257 SH   DFND 1 377,257 0 0
VANGUARD MUTUAL FUNDS - 921946794   31,716,522 467,244 SH   DFND 1 466,274 0 970
VANGUARD MUTUAL FUNDS - 921946794   670,858 9,883 SH   OTR 1 9,883 0 0
VANGUARD MUTUAL FUNDS - 92203J407   1,923,987 39,225 SH   DFND 1 39,225 0 0
VANGUARD MUTUAL FUNDS - 922042858   30,508,347 692,742 SH   DFND 1 648,570 0 44,172
VANGUARD MUTUAL FUNDS - 922042858   22,020 500 SH   OTR 1 500 0 0
VANGUARD MUTUAL FUNDS - 92206C771   42,536,353 938,164 SH   DFND 1 899,128 0 39,036
VANGUARD MUTUAL FUNDS - 92206C813   6,049,323 80,895 SH   DFND 1 80,804 0 91
VEEVA SYSTEMS INC COMMON STOCK 922475108   705,179 3,354 SH   DFND 1 3,354 0 0
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VANGUARD MUTUAL FUNDS - 922908512   2,508,244 15,505 SH   DFND 1 15,505 0 0
VANGUARD MUTUAL FUNDS - 922908538   1,160,653 4,574 SH   DFND 1 4,574 0 0
VANGUARD MUTUAL FUNDS - 922908595   1,082,712 3,866 SH   DFND 1 3,866 0 0
VANGUARD MUTUAL FUNDS - 922908611   1,367,244 6,899 SH   DFND 1 6,899 0 0
VANGUARD MUTUAL FUNDS - 922908652   1,295,664 6,820 SH   DFND 1 6,820 0 0
VANGUARD MUTUAL FUNDS - 922908736   135,376,245 329,832 SH   DFND 1 329,832 0 0
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VANGUARD MUTUAL FUNDS - 922908751   26,498,551 110,282 SH   DFND 1 110,282 0 0
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VERIZON COMMUNICATIONS COMMON STOCK 92343V104   2,011,820 50,308 SH   DFND 1 50,308 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   83,979 2,100 SH   OTR 1 2,100 0 0
VERTIV HOLDINGS CO COMMON STOCK 92537N108   3,725,386 32,791 SH   DFND 1 32,791 0 0
VISA INC COMMON STOCK 92826C839   12,053,764 38,140 SH   DFND 1 38,140 0 0
VISTRA ENERGY CORP COMMON STOCK 92840M102   1,311,972 9,516 SH   DFND 1 9,516 0 0
WALMART INC COMMON STOCK 931142103   6,356,136 70,350 SH   DFND 1 70,350 0 0
WALMART INC COMMON STOCK 931142103   243,945 2,700 SH   OTR 1 2,700 0 0
WATSCO INC COMMON STOCK 942622200   569,142 1,201 SH   DFND 1 1,201 0 0
WELLS FARGO COMPANY COMMON STOCK 949746101   277,939 3,957 SH   DFND 1 3,957 0 0
WEYERHAEUSER CO COMMON STOCK 962166104   260,078 9,239 SH   DFND 1 9,239 0 0
WORKDAY INC COMMON STOCK 98138H101   561,732 2,177 SH   DFND 1 2,177 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   499,783 7,402 SH   DFND 1 7,402 0 0
YUM! BRANDS INC COMMON STOCK 988498101   228,474 1,703 SH   DFND 1 1,703 0 0
ACCENTURE PLC COMMON STOCK G1151C101   405,614 1,153 SH   DFND 1 1,153 0 0
ACCENTURE PLC COMMON STOCK G1151C101   70,358 200 SH   OTR 1 200 0 0
EATON CORP PLC COMMON STOCK G29183103   1,971,641 5,941 SH   DFND 1 5,941 0 0
LINDE PLC COMMON STOCK G54950103   795,055 1,899 SH   DFND 1 1,899 0 0
MEDTRONIC PLC COMMON STOCK G5960L103   251,542 3,149 SH   DFND 1 3,149 0 0
CHUBB LTD COMMON STOCK H1467J104   1,049,667 3,799 SH   DFND 1 3,799 0 0
SPOTIFY COMMON STOCK L8681T102   344,484 770 SH   DFND 1 770 0 0
GLOBAL-E ONLINE LTD COMMON STOCK M5216V106   628,730 11,530 SH   DFND 1 11,530 0 0